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Workflow & Automation · zarnaai.com

Zarna

Graded against 811 verified platforms, from its own policy text. Automated assessment against a published rubric — not legal advice.

Overall riskMEDReviewed 2026-08-11
Creator: low · GRC: low · Counsel: low
Benchmark

No lens is bandable yet — banding requires fully verified documents with on-criteria findings. The gap is shown honestly, never estimated.

Exhibit A · Terms of Service · verbatim

You and the Site agree that we may access, store, process, and use any information and personal data that you provide following the terms of the Privacy Policy and your choices (including settings). By submitting suggestions or other feedback regarding the Site, you agree that we can use and share such feedback for any purpose without compensation to you.

highest-risk verified finding on output ownership — tap for the citation
40 verified findings11 policy surfaces2/2 core docs verified
Risk triage

Watch: governing law disputes

Start here. These are the highest-risk verified clauses AIRIN found in the platform's own policy text.

0
high
16
medium
2
low
2/2
docs
Trains on your data?
Not yet assessed
no verified finding covers this surface yet
Who owns outputs?
You own your outputs
from 1 cited finding
Commercial use?
Commercial use allowed
from 2 cited findings
Every rating:verbatim-citedsnapshot-datedchange-loggedHow we keep ratings honest →

How to read this page: Overall risk rates what Zarna's own policy terms mean for your prompts, outputs, and data. The benchmark bands below grade those same verified terms relative to peers — a platform in a risky-by-default category can rate HIGH risk and still grade STRONG against its peer set. Both trace to the cited findings.

Fully verifiedWorkflow & Automation

Fully verified — complete core corpus captured and read in full.

Document status
  • Privacy Policy
    Verified - read in full - 12 citationsstaticLast captured 2026-08-11
  • Terms of Service
    Verified - read in full - 28 citationsstaticLast captured 2026-08-11
Tier conditions

Only citation-backed plan differences are shown here; absent cells mean AIRIN has not verified a tier-specific claim.

plan language
Commercial use

Defines the provider's services as 'commercial items' under specified federal acquisition regulations and incorporates those regulatory frameworks to govern acquisition by government agencies, establishing the terms applicable to government procurement of the services.

" Our services are "commercial items" as defined in Federal Acquisition Regulation ("FAR") 2.101. If our services are acquired by or on behalf of any agency not within the Department of Defense ("DOD"), our services are subject to the terms ..."
📍 § 10 (U.S. GOVERNMENT RIGHTS)Jump to exact text →
plan language
Moderation & enforcement

Prohibits use of purchasing agents, unauthorized collection of user contact information for unsolicited messaging, creation of automated or false accounts, and use of the Site or its content for competing commercial purposes or revenue-generating endeavors.

" Use a buying agent or purchasing agent to make purchases on the Site. Make any unauthorized use of the Site, including collecting usernames and/or email addresses of users by electronic or other means for the purpose of sending unsolicite..."
📍 § 6 (PROHIBITED ACTIVITIES)Jump to exact text →
plan language
Data retention

Specifies that personal data is stored on Zarna's servers and cloud-based database management service servers located in the United States; establishes retention periods: service data is retained for the duration of the customer relationship plus an additional period for operational analysis and archiving, while prospect data is retained until it no longer has business value and is purged.

" Your personal data is stored by the Zarna on its servers, and on the servers of the cloud-based database management services the Zarna engages, located in the United States. The Zarna retains service data for the duration of the customer's..."
📍 Privacy Policy › “Data storage and retention”Jump to exact text →
tier-specific
Tier differences

Obligates users to provide and maintain accurate billing and account information, reserves the provider's right to change prices at any time, and describes the billing mechanism, establishing the contractual payment obligations tied to service access.

" You may be required to purchase or pay a fee to access some of our services. You agree to provide current, complete, and accurate purchase and account information for all purchases made via the Site. You further agree to promptly update ac..."
📍 Terms of Service › “We accept the following forms of payment: Stripe, ACH, Wire”Jump to exact text →
tier-specific
Tier differences

Establishes the procedure by which users may cancel a subscription, specifying that cancellation takes effect at the end of the current paid term and providing contact channels for dissatisfied users.

" You can cancel your subscription at any time by logging into your account or contacting us using the contact information provided below. Your cancellation will take effect at the end of the current paid term. If you are unsatisfied with o..."
📍 § 5 (CANCELLATION)Jump to exact text →
plan language
Indemnity & liability

Disclaims any attorney-client relationship, disclaims all liability arising from use of the document, and states the content is provided 'as is' without representations of accuracy, limiting the provider's legal exposure to users who rely on the document.

" **DISCLAIMER - THIS DOCUMENT IS FOR INFORMATIONAL PURPOSES ONLY. VANTA INC. IS NOT A LAW FIRM, DOES NOT PROVIDE LEGAL SERVICES, AND THERE IS NO ATTORNEY-CLIENT RELATIONSHIP CREATED BY THIS DOCUMENT. ALL TEXT MUST BE REVIEWED BY MEMBERS OF ..."
📍 Terms of Service › “Last updated: 9 November 2025”Jump to exact text →
plan language
Audit rights / DPA / residency

This segment discloses that personal data will be processed in the United States, acknowledges that the United States has not received an adequacy finding from the European Union, and states that Zarna provides appropriate safeguards through binding standard data protection clauses enforceable by data subjects in the EEA and the UK, establishing Zarna's cross-border data transfer compliance mechanism.

" Zarna has its headquarters in the United States. Information we collect about you will be processed in the United States. By using Zarna's services, you acknowledge that your personal information will be processed in the United States. The..."
📍 Privacy Policy › “Transferring personal data to the U.S.”Jump to exact text →

Evidence appendix

Showing priority citations first. The full appendix is available for audit trails; not every citation is a severe risk.

High - 0
Medium - 16
Tier-specific - 2
Total citations - 40
Severity
Surface
Document
Tier
Moderation & enforcement
High
" You may not access or use the Site for any purpose other than that for which we make the Site available. The Site may not be used in connection with any commercial endeavors except those that are specifically endorsed or approved by us. As a user of the Site, you agree not to: Systematically retrieve data or other content from the Site to create or compile, directly or indirectly, a collection, compilation, database, or directory without written permission from us. Trick, defraud, or mislead us and other users, especially in any attempt to learn sensitive account information such as user passwords. Circumvent, disable, or otherwise interfere with security-related features of the Site, including features that prevent or restrict the use or copying of any Content or enforce limitations on the use of the Site and/or the Content contained therein. Disparage, tarnish, or otherwise harm, in our opinion, us and/or the Site. Use any information obtained from the Site in order to harass, abuse, or harm another person. Make improper use of our support services or submit false reports of abuse or misconduct. Use the Site in a manner inconsistent with any applicable laws or regulations. Engage in unauthorized framing of or linking to the Site. Upload or transmit (or attempt to upload or to transmit) viruses, Trojan horses, or other material, including excessive use of capital letters and spamming (continuous posting of repetitive text), that interferes with any party's uninterrupted use and enjoyment of the Site or modifies, impairs, disrupts, alters, or interferes with the use, features, functions, operation, or maintenance of the Site. "
§ 6 (PROHIBITED ACTIVITIES)Jump to exact text →
Source: Terms of Service- Snapshot 2026-08-11- View source
Permalink to this finding →
Automated analysis

Restricts use of the Site to purposes for which it is made available, prohibits use in connection with unauthorized commercial endeavors, and specifically prohibits systematic data retrieval for compiling databases without written permission, as well as deception and phishing for sensitive account information.

AI-generated interpretation, not legal advice.

Moderation & enforcement
High
" Engage in any automated use of the system, such as using scripts to send comments or messages, or using any data mining, robots, or similar data gathering and extraction tools. Delete the copyright or other proprietary rights notice from any Content. Attempt to impersonate another user or person or use the username of another user. Upload or transmit (or attempt to upload or to transmit) any material that acts as a passive or active information collection or transmission mechanism, including without limitation, clear graphics interchange formats ("gifs"), 1×1 pixels, web bugs, cookies, or other similar devices (sometimes referred to as "spyware" or "passive collection mechanisms" or "pcms"). Interfere with, disrupt, or create an undue burden on the Site or the networks or services connected to the Site. Harass, annoy, intimidate, or threaten any of our employees or agents engaged in providing any portion of the Site to you. Attempt to bypass any measures of the Site designed to prevent or restrict access to the Site, or any portion of the Site. Copy or adapt the Site's software, including but not limited to Flash, PHP, HTML, JavaScript, or other code. Except as permitted by applicable law, decipher, decompile, disassemble, or reverse engineer any of the software comprising or in any way making up a part of the Site. Except as may be the result of standard search engine or Internet browser usage, use, launch, develop, or distribute any automated system, including without limitation, any spider, robot, cheat utility, scraper, or offline reader that accesses the Site, or using or launching any unauthorized script or other software. "
§ 6 (PROHIBITED ACTIVITIES)Jump to exact text →
Source: Terms of Service- Snapshot 2026-08-11- View source
Permalink to this finding →
Automated analysis

Prohibits automated use of the system including data mining tools, prohibits deletion of proprietary rights notices, prohibits impersonation of other users, and prohibits uploading tracking or data-collection mechanisms such as web bugs, cookies used for covert collection, and similar tools.

AI-generated interpretation, not legal advice.

Governing law & disputes
High
" The Parties agree that the following Disputes are not subject to the above provisions concerning informal negotiations and binding arbitration: (a) any Disputes seeking to enforce or protect, or concerning the validity of, any of the intellectual property rights of a Party; (b) any Dispute related to, or arising from, allegations of theft, piracy, invasion of privacy, or unauthorized use; and (c) any claim for injunctive relief. If this provision is found to be illegal or unenforceable, then neither Party will elect to arbitrate any Dispute falling within that portion of this provision found to be illegal or unenforceable and such Dispute shall be decided by a court of competent jurisdiction within the courts listed for jurisdiction above, and the Parties agree to submit to the personal jurisdiction of that court."
Terms of Service › “Exceptions to Informal Negotiations and Arbitration”Jump to exact text →
Source: Terms of Service- Snapshot 2026-08-11- View source
Permalink to this finding →
Automated analysis

This clause carves out specific categories of disputes — including intellectual property enforcement, theft, piracy, privacy invasion, unauthorized use, and injunctive relief claims — from the arbitration and informal negotiation requirements, establishing exceptions to the general dispute resolution procedure.

AI-generated interpretation, not legal advice.

Governing law & disputes
High
" The Parties agree that any arbitration shall be limited to the Dispute between the Parties individually. To the full extent permitted by law, (a) no arbitration shall be joined with any other proceeding; (b) there is no right or authority for any Dispute to be arbitrated on a class-action basis or to utilize class action procedures; and (c) there is no right or authority for any Dispute to be brought in a purported representative capacity on behalf of the general public or any other persons."
Terms of Service › “Restrictions”Jump to exact text →
Source: Terms of Service- Snapshot 2026-08-11- View source
Permalink to this finding →
Automated analysis

This clause restricts arbitration to individual disputes between the parties only, prohibiting joinder of proceedings and barring class-action arbitration or representative capacity claims to the fullest extent permitted by law.

AI-generated interpretation, not legal advice.

Tier differences
High
" You can cancel your subscription at any time by logging into your account or contacting us using the contact information provided below. Your cancellation will take effect at the end of the current paid term. If you are unsatisfied with our services, please email us at [email protected] or call us at 5104586129."
§ 5 (CANCELLATION)Jump to exact text →
Source: Terms of Service- Snapshot 2026-08-11- View source
Permalink to this finding →
Automated analysis

Establishes the procedure by which users may cancel a subscription, specifying that cancellation takes effect at the end of the current paid term and providing contact channels for dissatisfied users.

AI-generated interpretation, not legal advice.

Moderation & enforcement
High
" By using the Site, you represent and warrant that: (1) you have the legal capacity and you agree to comply with these Terms of Use; (2) you are not a minor in the jurisdiction in which you reside; (3) you will not access the Site through automated or non-human means, whether through a bot, script or otherwise; (4) you will not use the Site for any illegal or unauthorized purpose; and (5) your use of the Site will not violate any applicable law or regulation. If you provide any information that is untrue, inaccurate, not current, or incomplete, we have the right to suspend or terminate your account and refuse any and all current or future use of the Site (or any portion thereof)."
§ 3 (USER REPRESENTATIONS)Jump to exact text →
Source: Terms of Service- Snapshot 2026-08-11- View source
Permalink to this finding →
Automated analysis

Imposes representations and warranties on users regarding legal capacity, age, non-automated access, lawful use, and regulatory compliance, and grants the provider the right to suspend or terminate accounts if the user provides false or inaccurate information.

AI-generated interpretation, not legal advice.

Moderation & enforcement
High
" We reserve the right, but not the obligation, to: (1) monitor the Site for violations of these Terms of Use; (2) take appropriate legal action against anyone who, in our sole discretion, violates the law or these Terms of Use, including without limitation, reporting such user to law enforcement authorities; (3) in our sole discretion and without limitation, refuse, restrict access to, limit the availability of, or disable (to the extent technologically feasible) any of your Contributions or any portion thereof; (4) in our sole discretion and without limitation, notice, or liability, to remove from the Site or otherwise disable all files and content that are excessive in size or are in any way burdensome to our systems; and (5) otherwise manage the Site in a manner designed to protect our rights and property and to facilitate the proper functioning of the Site."
§ 11 (SITE MANAGEMENT)Jump to exact text →
Source: Terms of Service- Snapshot 2026-08-11- View source
Permalink to this finding →
Automated analysis

Reserves the provider's rights to monitor the Site for violations, take legal action against violators, restrict or disable user contributions, and remove or disable content at its sole discretion, establishing the provider's enforcement powers over user conduct and content.

AI-generated interpretation, not legal advice.

Moderation & enforcement
High
" These Terms of Use shall remain in full force and effect while you use the Site. WITHOUT LIMITING ANY OTHER PROVISION OF THESE TERMS OF USE, WE RESERVE THE RIGHT TO, IN OUR SOLE DISCRETION AND WITHOUT NOTICE OR LIABILITY, DENY ACCESS TO AND USE OF THE SITE (INCLUDING BLOCKING CERTAIN IP ADDRESSES), TO ANY PERSON FOR ANY REASON OR FOR NO REASON, INCLUDING WITHOUT LIMITATION FOR BREACH OF ANY REPRESENTATION, WARRANTY, OR COVENANT CONTAINED IN THESE TERMS OF USE OR OF ANY APPLICABLE LAW OR REGULATION. WE MAY TERMINATE YOUR USE OR PARTICIPATION IN THE SITE OR DELETE ANY CONTENT OR INFORMATION THAT YOU POSTED AT ANY TIME, WITHOUT WARNING, IN OUR SOLE DISCRETION. If we terminate or suspend your account for any reason, you are prohibited from registering and creating a new account under your name, a fake or borrowed name, or the name of any third party, even if you may be acting on behalf of the third party. In addition to terminating or suspending your account, we reserve the right to take appropriate legal action, including without limitation pursuing civil, criminal, and injunctive redress."
§ 12 (TERM AND TERMINATION)Jump to exact text →
Source: Terms of Service- Snapshot 2026-08-11- View source
Permalink to this finding →
Automated analysis

Reserves the provider's right to deny access, block users, terminate participation, and delete content or information at its sole discretion without notice or liability, for any reason including breach of representations, warranties, or applicable law.

AI-generated interpretation, not legal advice.

Indemnity & liability
High
" **DISCLAIMER - THIS DOCUMENT IS FOR INFORMATIONAL PURPOSES ONLY. VANTA INC. IS NOT A LAW FIRM, DOES NOT PROVIDE LEGAL SERVICES, AND THERE IS NO ATTORNEY-CLIENT RELATIONSHIP CREATED BY THIS DOCUMENT. ALL TEXT MUST BE REVIEWED BY MEMBERS OF YOUR LEGAL TEAM (INTERNAL OR EXTERNAL COUNSEL) BEFORE USE. VANTA DISCLAIMS ALL LIABILITY STEMMING FROM THE USE OF THIS DOCUMENT. THE CONTENT IS PROVIDED "AS IS;" NO REPRESENTATIONS ARE MADE THAT THE CONTENT IS ERROR-FREE.**"
Terms of Service › “Last updated: 9 November 2025”Jump to exact text →
Source: Terms of Service- Snapshot 2026-08-11- View source
Permalink to this finding →
Automated analysis

Disclaims any attorney-client relationship, disclaims all liability arising from use of the document, and states the content is provided 'as is' without representations of accuracy, limiting the provider's legal exposure to users who rely on the document.

AI-generated interpretation, not legal advice.

Indemnity & liability
High
" THE SITE IS PROVIDED ON AN AS-IS AND AS-AVAILABLE BASIS. YOU AGREE THAT YOUR USE OF THE SITE AND OUR SERVICES WILL BE AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THE SITE AND YOUR USE THEREOF, INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE MAKE NO WARRANTIES OR REPRESENTATIONS ABOUT THE ACCURACY OR COMPLETENESS OF THE SITE'S CONTENT OR THE CONTENT OF ANY WEBSITES LINKED TO THE SITE AND WE WILL ASSUME NO LIABILITY OR RESPONSIBILITY FOR ANY (1) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT AND MATERIALS, (2) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE OF THE SITE, (3) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION AND/OR FINANCIAL INFORMATION STORED THEREIN, (4) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE SITE, (5) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE WHICH MAY BE TRANSMITTED TO OR THROUGH THE SITE BY ANY THIRD PARTY, AND/OR (6) ANY ERRORS OR OMISSIONS IN ANY CONTENT AND MATERIALS OR FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF ANY CONTENT POSTED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE VIA THE SITE. WE DO NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR ANY PRODUCT OR SERVICE ADVERTISED OR OFFERED BY A THIRD PARTY THROUGH THE SITE, ANY HYPERLINKED WEBSITE, OR ANY WEBSITE OR MOBILE APPLICATION FEATURED IN ANY BANNER OR OTHER ADVERTISING, AND WE WILL NOT BE A PARTY TO OR IN ANY WAY BE RESPONSIBLE FOR MONITORING ANY TRANSACTION BETWEEN YOU AND ANY THIRD-PARTY PROVIDERS OF PRODUCTS OR SERVICES. "
§ 17 (DISCLAIMER)Jump to exact text →
Source: Terms of Service- Snapshot 2026-08-11- View source
Permalink to this finding →
Automated analysis

This clause disclaims all express and implied warranties in connection with the site and its services, including merchantability, fitness for purpose, and non-infringement, and disclaims liability for accuracy or completeness of site content, placing the risk of use entirely on the user.

AI-generated interpretation, not legal advice.

Indemnity & liability
High
" You agree to defend, indemnify, and hold us harmless, including our subsidiaries, affiliates, and all of our respective officers, agents, partners, and employees, from and against any loss, damage, liability, claim, or demand, including reasonable attorneys' fees and expenses, made by any third party due to or arising out of: (1) use of the Site; (2) breach of these Terms of Use; (3) any breach of your representations and warranties set forth in these Terms of Use; (4) your violation of the rights of a third party, including but not limited to intellectual property rights; or (5) any overt harmful act toward any other user of the Site with whom you connected via the Site. Notwithstanding the foregoing, we reserve the right, at your expense, to assume the exclusive defense and control of any matter for which you are required to indemnify us, and you agree to cooperate, at your expense, with our defense of such claims. We will use reasonable efforts to notify you of any such claim, action, or proceeding which is subject to this indemnification upon becoming aware of it."
§ 19 (INDEMNIFICATION)Jump to exact text →
Source: Terms of Service- Snapshot 2026-08-11- View source
Permalink to this finding →
Automated analysis

This clause obliges the user to defend, indemnify, and hold harmless the operator and its affiliates, officers, agents, partners, and employees from any third-party losses, claims, or demands — including attorneys' fees — arising from the user's use of the site, breach of terms, misrepresentations, violation of third-party rights, or other specified conduct.

AI-generated interpretation, not legal advice.

Subprocessors & data sharing
High
" The personal information Zarna collects from you is stored in one or more databases hosted by third parties located in the United States. These third parties do not use or have access to your personal information for any purpose other than cloud storage and retrieval. On occasion, Zarna engages third parties to send information to you, including information about our products, services, and events. A list of our third party sub processors can be found here: https://app.vanta.com/zarnaai.com/trust/5u7uao9dcq8i7dco9cs28 We do not otherwise reveal your personal data to non-Zarna persons or businesses for their independent use unless: (1) you request or authorize it; (2) it's in connection with Zarna-hosted and Zarna co-sponsored conferences as described above; (3) the information is provided to comply with the law (for example, compelled by law enforcement to comply with a search warrant, subpoena, or court order), enforce an agreement we have with you, or to protect our rights, property or safety, or the rights, property or safety of our employees or others; (4) the information is provided to our agents, vendors or service providers who perform functions on our behalf; (5) to address emergencies or acts of God; or (6) to address disputes, claims, or to persons demonstrating legal authority to act on your behalf. We may also gather aggregated data about our services and website visitors and disclose the results of such aggregated (but not personally identifiable) information to our partners, service providers, advertisers, and/or other third parties for marketing or promotional purposes. "
Privacy Policy › “Sharing information with third parties”Jump to exact text →
Source: Privacy Policy- Snapshot 2026-08-11- View source
Permalink to this finding →
Automated analysis

This segment discloses that personal data is stored in third-party databases located in the United States, restricts those third parties to using the data only for cloud storage and retrieval, discloses that third parties may be engaged to send communications to users, and provides a link to a list of sub-processors; it also restricts disclosure of personal data to non-Zarna persons or businesses beyond these specified purposes.

AI-generated interpretation, not legal advice.

Governing law & disputes
High
" These Terms shall be governed by and defined following the laws of USA. and yourself irrevocably consent that the courts of USA shall have exclusive jurisdiction to resolve any dispute which may arise in connection with these terms."
§ 14 (GOVERNING LAW)Jump to exact text →
Source: Terms of Service- Snapshot 2026-08-11- View source
Permalink to this finding →
Automated analysis

Specifies that the Terms are governed by the laws of the USA and establishes exclusive jurisdiction of USA courts for resolving disputes arising in connection with the Terms, binding both parties to that forum.

AI-generated interpretation, not legal advice.

Governing law & disputes
High
" To expedite resolution and control the cost of any dispute, controversy, or claim related to these Terms of Use (each "Dispute" and collectively, the "Disputes") brought by either you or us (individually, a "Party" and collectively, the "Parties"), the Parties agree to first attempt to negotiate any Dispute (except those Disputes expressly provided below) informally for at least __________ days before initiating arbitration. Such informal negotiations commence upon written notice from one Party to the other Party."
Terms of Service › “Informal Negotiations”Jump to exact text →
Source: Terms of Service- Snapshot 2026-08-11- View source
Permalink to this finding →
Automated analysis

Establishes a mandatory informal negotiation procedure requiring the parties to attempt to resolve disputes for a specified number of days before initiating arbitration, initiated by written notice from one party to the other, as a prerequisite to formal dispute resolution.

AI-generated interpretation, not legal advice.

Governing law & disputes
High
" If the Parties are unable to resolve a Dispute through informal negotiations, the Dispute (except those Disputes expressly excluded below) will be finally and exclusively resolved by binding arbitration. YOU UNDERSTAND THAT WITHOUT THIS PROVISION, YOU WOULD HAVE THE RIGHT TO SUE IN COURT AND HAVE A JURY TRIAL. The arbitration shall be commenced and conducted under the Commercial Arbitration Rules of the American Arbitration Association ("AAA") and, where appropriate, the AAA's Supplementary Procedures for Consumer Related Disputes ("AAA Consumer Rules"), both of which are available at the AAA website www.adr.org. Your arbitration fees and your share of arbitrator compensation shall be governed by the AAA Consumer Rules and, where appropriate, limited by the AAA Consumer Rules. The arbitration may be conducted in person, through the submission of documents, by phone, or online. The arbitrator will make a decision in writing, but need not provide a statement of reasons unless requested by either Party. The arbitrator must follow applicable law, and any award may be challenged if the arbitrator fails to do so. Except where otherwise required by the applicable AAA rules or applicable law, the arbitration will take place in __________. Except as otherwise provided herein, the Parties may litigate in court to compel arbitration, stay proceedings pending arbitration, or to confirm, modify, vacate, or enter judgment on the award entered by the arbitrator. "
Terms of Service › “Binding Arbitration”Jump to exact text →
Source: Terms of Service- Snapshot 2026-08-11- View source
Permalink to this finding →
Automated analysis

This clause obligates both parties to resolve disputes through binding arbitration under specified commercial arbitration rules, explicitly waiving the user's right to a jury trial and court proceedings, thereby establishing the exclusive dispute resolution procedure.

AI-generated interpretation, not legal advice.

Governing law & disputes
High
" If for any reason, a Dispute proceeds in court rather than arbitration, the Dispute shall be commenced or prosecuted in the state and federal courts located in __________, and the Parties hereby consent to, and waive all defenses of lack of personal jurisdiction, and forum non conveniens with respect to venue and jurisdiction in such state and federal courts. Application of the United Nations Convention on Contracts for the International Sale of Goods and the Uniform Computer Information Transaction Act (UCITA) are excluded from these Terms of Use. If this provision is found to be illegal or unenforceable, then neither Party will elect to arbitrate any Dispute falling within that portion of this provision found to be illegal or unenforceable and such Dispute shall be decided by a court of competent jurisdiction within the courts listed for jurisdiction above, and the Parties agree to submit to the personal jurisdiction of that court."
Terms of Service › “Binding Arbitration”Jump to exact text →
Source: Terms of Service- Snapshot 2026-08-11- View source
Permalink to this finding →
Automated analysis

This clause establishes the procedural fallback for disputes that proceed in court rather than arbitration, specifying consent to jurisdiction and venue in designated courts, waiving forum non conveniens defenses, and excluding specified international commercial law conventions from these terms.

AI-generated interpretation, not legal advice.

Output ownership
High
" You and the Site agree that we may access, store, process, and use any information and personal data that you provide following the terms of the Privacy Policy and your choices (including settings). By submitting suggestions or other feedback regarding the Site, you agree that we can use and share such feedback for any purpose without compensation to you. We do not assert any ownership over your Contributions. You retain full ownership of all of your Contributions and any intellectual property rights or other proprietary rights associated with your Contributions. We are not liable for any statements or representations in your Contributions provided by you in any area on the Site. You are solely responsible for your Contributions to the Site and you expressly agree to exonerate us from any and all responsibility and to refrain from any legal action against us regarding your Contributions."
§ 8 (CONTRIBUTION LICENSE)Jump to exact text →
Source: Terms of Service- Snapshot 2026-08-11- View source
Permalink to this finding →
Automated analysis

Confirms that the provider may access, store, process, and use personal data per the Privacy Policy; grants the provider the right to use and share user feedback for any purpose without compensation; and expressly states that the provider does not assert ownership over contributions, with users retaining full ownership and associated intellectual property rights in their contributions.

AI-generated interpretation, not legal advice.

Commercial use
High
" The information provided on the Site is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject us to any registration requirement within such jurisdiction or country. Accordingly, those persons who choose to access the Site from other locations do so on their own initiative and are solely responsible for compliance with local laws, if and to the extent local laws are applicable. The Site is not tailored to comply with industry-specific regulations (Health Insurance Portability and Accountability Act (HIPAA), Federal Information Security Management Act (FISMA), etc.), so if your interactions would be subjected to such laws, you may not use this Site. You may not use the Site in a way that would violate the Gramm-Leach-Bliley Act (GLBA). The Site is intended for users who are at least 18 years old. Persons under the age of 18 are not permitted to use or register for the Site."
§ 1 (AGREEMENT TO TERMS)Jump to exact text →
Source: Terms of Service- Snapshot 2026-08-11- View source
Permalink to this finding →
Automated analysis

Restricts use of the Site in jurisdictions where such use would violate local law or regulation, places compliance responsibility solely on users who access from other locations, and disclaims that the Site is tailored to industry-specific regulations, limiting the permissible geographic and regulatory scope of use.

AI-generated interpretation, not legal advice.

Common questions about Zarna's policies

Who owns the content you create with Zarna?
You own your outputs — based on 1 verified finding from Zarna's published policy. Informational only, not legal advice.
Can you use Zarna's output commercially?
Commercial use allowed — based on 2 verified findings from Zarna's published policy. Informational only, not legal advice.

Clause detail — protections, your obligations, and coverage

Every clause below is a verbatim quote from Zarna's own published policy, read in full and linked to its exact location. Protections and user obligations are reported separately from risk because they are different kinds of clause — an obligation on you is not a risk to your data. Informational only, not legal advice.

✅ Protections found

0 verified clauses

Clauses in Zarna's policies that work in your favour — commitments the platform made to you.

No protective clause has been verified in Zarna's published policies yet. That means we did not find one in the documents we read — not that the platform offers nothing.

📋 Rules you must follow

0 verified clauses

What Zarna requires of YOU. These are your obligations, not risks to your data or IP, so they are cited here and excluded from this platform's risk rating.

No user-conduct rule has been verified in Zarna's published policies yet.

What the policies actually cover

0 topics

None of Zarna's verified clauses has been assigned a topic yet. The clause-trust review has not reached this platform's findings.

Clause intelligence

Canonical clauses and stance patterns extracted from the same gate-verified citations shown on this page.

45
clauses
21
patterns
21
stances
ip ownership · 9dispute resolution · 5legal burden · 3privacy sharing · 3tier conditionality · 1
dispute resolutionMEDIUMTerms of Service › “Informal Negotiations”

The clause imposes arbitration, class-action waiver, or jury-trial waiver terms.

To expedite resolution and control the cost of any dispute, controversy, or claim related to these Terms of Use (each "Dispute" and collectively, the "Disputes") brought by either you or us (individually, a "Party" and collectively, the "Parties"), the Parties agree to first attempt to negotiate any Dispute (except those Disputes expressly provided below) informally for at least __________ days before initiating a...
Open source citation
dispute resolutionMEDIUMTerms of Service › “Binding Arbitration”

The clause imposes arbitration, class-action waiver, or jury-trial waiver terms.

If the Parties are unable to resolve a Dispute through informal negotiations, the Dispute (except those Disputes expressly excluded below) will be finally and exclusively resolved by binding arbitration. YOU UNDERSTAND THAT WITHOUT THIS PROVISION, YOU WOULD HAVE THE RIGHT TO SUE IN COURT AND HAVE A JURY TRIAL. The arbitration shall be commenced and conducted under the Commercial Arbitration Rules of the American A...
Open source citation
dispute resolutionMEDIUMTerms of Service › “Binding Arbitration”

The clause imposes arbitration, class-action waiver, or jury-trial waiver terms.

If for any reason, a Dispute proceeds in court rather than arbitration, the Dispute shall be commenced or prosecuted in the state and federal courts located in __________, and the Parties hereby consent to, and waive all defenses of lack of personal jurisdiction, and forum non conveniens with respect to venue and jurisdiction in such state and federal courts. Application of the United Nations Convention on Contrac...
Open source citation
dispute resolutionMEDIUMTerms of Service › “Restrictions”

The clause imposes arbitration, class-action waiver, or jury-trial waiver terms.

The Parties agree that any arbitration shall be limited to the Dispute between the Parties individually. To the full extent permitted by law, (a) no arbitration shall be joined with any other proceeding; (b) there is no right or authority for any Dispute to be arbitrated on a class-action basis or to utilize class action procedures; and (c) there is no right or authority for any Dispute to be brought in a purporte...
Open source citation
dispute resolutionMEDIUMTerms of Service › “Exceptions to Informal Negotiations and Arbitration”

The clause imposes arbitration, class-action waiver, or jury-trial waiver terms.

The Parties agree that the following Disputes are not subject to the above provisions concerning informal negotiations and binding arbitration: (a) any Disputes seeking to enforce or protect, or concerning the validity of, any of the intellectual property rights of a Party; (b) any Dispute related to, or arising from, allegations of theft, piracy, invasion of privacy, or unauthorized use; and (c) any claim for inj...
Open source citation

Tier matrix

Plan-level conditions detected from citation-backed clauses. Empty tiers mean AIRIN has not captured decisive tier language yet.

TierSurfaceVerdictRiskCitations
All applicable tiersgoverning law disputesconditionalMEDIUM6
All applicable tiersindemnity liabilityworsensHIGH4
All applicable tiersmoderation enforcementworsensHIGH3
All applicable tiersoutput ownershipimprovesLOW1
All applicable tiersprivacy data useworsensHIGH2
All applicable tiersprompt ownershipworsensHIGH1
All applicable tierssubprocessors data sharingconditionalMEDIUM1
All applicable tierstier differencesworsensHIGH1
Pro / Paidtier differencesconditionalMEDIUM1
Team / Businessindemnity liabilityconditionalMEDIUM1

Policy evolution

Open full timeline

Before/after stance changes across captured policy versions. When no material delta exists yet, AIRIN shows the latest citation-backed stance events instead.

Aug 12, 2026content ownershipHIGH

Latest stance: platform claims or reserves rights on governing law disputes

These Terms of Use constitute a legally binding agreement made between you, whether personally or on behalf of an entity ("you") and Zarna Corp. ("we", "us", or "our"), concerning your access to and use of the website as well as any other media form, media channel, mobile website or mobile application related, linked, or otherwise connected thereto (collectively, the "Site"). We are registered in Delaware, USA and have our registered office at 601 Tennessee St, San Francisco. You agree that by accessing the Site, you have read, understood, and agree to be bound by all of these Terms of Use. IF YOU DO NOT AGREE WITH ALL OF THESE TERMS OF USE, THEN YOU ARE EXPRESSLY PROHIBITED FROM USING THE SITE AND YOU MUST DISCONTINUE USE IMMEDIATELY. Supplemental terms and conditions or documents that may be posted on the Site from time to time are hereby expressly incorporated herein by reference. We reserve the right, in our sole discretion, to make changes or modifications to these Terms of Use at any time and for any reason. We will alert you about any changes by updating the "Last updated" date of these Terms of Use, and you waive any right to receive specific notice of each such change. Please ensure that you check the applicable Terms every time you use our Site so that you understand which Terms apply. You will be subject to, and will be deemed to have been made aware of and to have accepted, the changes in any revised Terms of Use by your continued use of the Site after the date such revised Terms of Use are posted.
Open timeline citation
Aug 12, 2026content ownershipHIGH

Latest stance: platform claims or reserves rights on prompt ownership

Unless otherwise indicated, the Site is our proprietary property and all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics on the Site (collectively, the "Content") and the trademarks, service marks, and logos contained therein (the "Marks") are owned or controlled by us or licensed to us, and are protected by copyright and trademark laws and various other intellectual property rights and unfair competition laws of the United States, international copyright laws, and international conventions. The Content and the Marks are provided on the Site "AS IS" for your information and personal use only. Except as expressly provided in these Terms of Use, no part of the Site and no Content or Marks may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose whatsoever, without our express prior written permission. Provided that you are eligible to use the Site, you are granted a limited license to access and use the Site and to download or print a copy of any portion of the Content to which you have properly gained access solely for your personal, non-commercial use. We reserve all rights not expressly granted to you in and to the Site, the Content and the Marks.
Open timeline citation
Aug 12, 2026content ownershipHIGH

Latest stance: platform claims or reserves rights on tier differences

You may be required to purchase or pay a fee to access some of our services. You agree to provide current, complete, and accurate purchase and account information for all purchases made via the Site. You further agree to promptly update account and payment information, including email address, payment method, and payment card expiration date, so that we can complete your transactions and contact you as needed. We bill you through an online billing account for purchases made via the Site. Sales tax will be added to the price of purchases as deemed required by us. We may change prices at any time. All payments shall be in U.S. dollars. You agree to pay all charges or fees at the prices then in effect for your purchases, and you authorize us to charge your chosen payment provider for any such amounts upon making your purchase. If your purchase is subject to recurring charges, then you consent to our charging your payment method on a recurring basis without requiring your prior approval for each recurring charge, until you notify us of your cancellation. We reserve the right to correct any errors or mistakes in pricing, even if we have already requested or received payment. We also reserve the right to refuse any order placed through the Site.
Open timeline citation
Aug 12, 2026content ownershipHIGH

Latest stance: platform claims or reserves rights on moderation enforcement

There may be information on the Site that contains typographical errors, inaccuracies, or omissions, including descriptions, pricing, availability, and various other information. We reserve the right to correct any errors, inaccuracies, or omissions and to change or update the information on the Site at any time, without prior notice.
Open timeline citation
Aug 12, 2026content ownershipLOW

Latest stance: user retains rights on output ownership

You and the Site agree that we may access, store, process, and use any information and personal data that you provide following the terms of the Privacy Policy and your choices (including settings). By submitting suggestions or other feedback regarding the Site, you agree that we can use and share such feedback for any purpose without compensation to you. We do not assert any ownership over your Contributions. You retain full ownership of all of your Contributions and any intellectual property rights or other proprietary rights associated with your Contributions. We are not liable for any statements or representations in your Contributions provided by you in any area on the Site. You are solely responsible for your Contributions to the Site and you expressly agree to exonerate us from any and all responsibility and to refrain from any legal action against us regarding your Contributions.
Open timeline citation
Aug 12, 2026content ownershipHIGH

Latest stance: platform claims or reserves rights on moderation enforcement

We reserve the right, but not the obligation, to: (1) monitor the Site for violations of these Terms of Use; (2) take appropriate legal action against anyone who, in our sole discretion, violates the law or these Terms of Use, including without limitation, reporting such user to law enforcement authorities; (3) in our sole discretion and without limitation, refuse, restrict access to, limit the availability of, or disable (to the extent technologically feasible) any of your Contributions or any portion thereof; (4) in our sole discretion and without limitation, notice, or liability, to remove from the Site or otherwise disable all files and content that are excessive in size or are in any way burdensome to our systems; and (5) otherwise manage the Site in a manner designed to protect our rights and property and to facilitate the proper functioning of the Site.
Open timeline citation
Aug 12, 2026content ownershipHIGH

Latest stance: platform claims or reserves rights on moderation enforcement

These Terms of Use shall remain in full force and effect while you use the Site. WITHOUT LIMITING ANY OTHER PROVISION OF THESE TERMS OF USE, WE RESERVE THE RIGHT TO, IN OUR SOLE DISCRETION AND WITHOUT NOTICE OR LIABILITY, DENY ACCESS TO AND USE OF THE SITE (INCLUDING BLOCKING CERTAIN IP ADDRESSES), TO ANY PERSON FOR ANY REASON OR FOR NO REASON, INCLUDING WITHOUT LIMITATION FOR BREACH OF ANY REPRESENTATION, WARRANTY, OR COVENANT CONTAINED IN THESE TERMS OF USE OR OF ANY APPLICABLE LAW OR REGULATION. WE MAY TERMINATE YOUR USE OR PARTICIPATION IN THE SITE OR DELETE ANY CONTENT OR INFORMATION THAT YOU POSTED AT ANY TIME, WITHOUT WARNING, IN OUR SOLE DISCRETION. If we terminate or suspend your account for any reason, you are prohibited from registering and creating a new account under your name, a fake or borrowed name, or the name of any third party, even if you may be acting on behalf of the third party. In addition to terminating or suspending your account, we reserve the right to take appropriate legal action, including without limitation pursuing civil, criminal, and injunctive redress.
Open timeline citation
Aug 12, 2026content ownershipHIGH

Latest stance: platform claims or reserves rights on indemnity liability

We reserve the right to change, modify, or remove the contents of the Site at any time or for any reason at our sole discretion without notice. However, we have no obligation to update any information on our Site. We also reserve the right to modify or discontinue all or part of the Site without notice at any time. We will not be liable to you or any third party for any modification, price change, suspension, or discontinuance of the Site. We cannot guarantee the Site will be available at all times. We may experience hardware, software, or other problems or need to perform maintenance related to the Site, resulting in interruptions, delays, or errors. We reserve the right to change, revise, update, suspend, discontinue, or otherwise modify the Site at any time or for any reason without notice to you. You agree that we have no liability whatsoever for any loss, damage, or inconvenience caused by your inability to access or use the Site during any downtime or discontinuance of the Site. Nothing in these Terms of Use will be construed to obligate us to maintain and support the Site or to supply any corrections, updates, or releases in connection therewith.
Open timeline citation

Capture recency

  • Privacy Policy:Last captured 2026-08-11· verified 2026-08-11verified once — not yet re-verified
  • Terms of Service:Last captured 2026-08-11· verified 2026-08-11verified once — not yet re-verified

Dates state when our pipeline captured and verified each document — not when the vendor last changed it. Documents are re-scanned on a recurring cadence; a document verified once says so until a re-scan confirms it again.

45 findings first captured First scan: August 2026.

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Compare and stack are saved in your browser. Open compare · View your stack. A correction triggers an automated re-read of Zarna's policies — no human edits the data.

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Every finding above is a verbatim quote from Zarna's own published policy, captured to an immutable snapshot and read in full through a two-gate verification pipeline. Confidence labels and any analysis are AI-generated and informational only — not legal advice.

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