Image / Video / Audio Generation · murf.aiMurf AI
Graded against 804 verified platforms, from its own policy text. Automated assessment against a published rubric — not legal advice.
“You may create new Cloning Voices by submitting voice recordings of a Consenting Speaker as training audio (“ Training Audio ”). By submitting Training Audio to Murf, you consent (and represent and warrant that you have obtained the explicit written consent of any third-party Consenting Speakers) to our use and storage of the audio recordings and voices you…”
Watch: indemnity liability
Start here. These are the highest-risk verified clauses AIRIN found in the platform's own policy text.
This clause caps Murf's aggregate liability to the total fees paid by the user during the term of the agreement, declares these limitations to be a fundamental part of the bargain applicable to all claim types, and extends this cap even where Murf was advised of the possibility of such damages.
This clause prohibits additional harmful conduct including initiating robocalls in violation of a named federal telecommunications act, harvesting user information without consent, monitoring Services for competitive purposes, framing or mirroring the Site, and overlaying or simulating the Services' interface.
This clause designates the laws of Delaware (excluding conflict-of-laws principles) as governing law, except where preempted by federal law, and requires all claims and disputes to be litigated exclusively in federal and state courts in Delaware, binding both parties to this exclusive forum.
How to read this page: Overall risk rates what Murf AI's own policy terms mean for your prompts, outputs, and data. The benchmark bands below grade those same verified terms relative to peers — a platform in a risky-by-default category can rate HIGH risk and still grade STRONG against its peer set. Both trace to the cited findings.
Policy benchmark
rubric v1.0 — how this is scoredBased on 55 verified, verbatim-cited findings below — read the citations.
Based on 58 verified, verbatim-cited findings below — read the citations.
Automated assessment against a published rubric — not legal advice.
Fully verified — complete core corpus captured and read in full.
- Terms of ServiceVerified - read in full - 19 citationsstaticLast captured 2026-08-17
- Privacy PolicyVerified - read in full - 0 citationsstaticLast captured 2026-08-21
Only citation-backed plan differences are shown here; absent cells mean AIRIN has not verified a tier-specific claim.
This clause permits commercial use of Murf-created voices and their distribution to third parties for commercial purposes, but prohibits resale of Murf's offerings, and explicitly prohibits using Murf-created voices to train any AI model or to synthesize Murf-created voices for any purpose — the training prohibition is protective of Murf's voice assets and restricts user conduct.
" 5.1 Commercial Rights You can use Murf created voices for commercial purposes. You can also make available to third parties who intend to use Murf created voices for commercial purposes. You however agree that Commercial Rights (defined ..."
This clause imposes eligibility and identity obligations on users, including a minimum age requirement (16 years old or older as required by applicable law), a single real-name account requirement, and prohibitions on creating false or duplicate accounts, establishing enforceable conditions of access.
" 2.1 Who To use the Services, you agree that: 2.1.1 you must be at least the Minimum Age (described below); 2.1.2 you will only have one Murf account, which must be in your real name; 2.1.3 you are not already restricted by Murf fro..."
This clause requires users to comply with all applicable laws (including privacy, intellectual property, anti-spam, export control, and tax laws) and prohibits a list of specific misuse behaviors including false identity creation, automated scraping, and account misuse — establishing enforceable conduct obligations.
" 11.1 Do’s You agree to comply with all applicable laws, including privacy laws, intellectual property laws, anti-spam laws, export control laws, tax laws for any use of the Services or the Site. 11.2 Don’ts You agree that you will not..."
This clause imposes payment obligations on subscribers, specifying automatic renewal billing, potential foreign exchange fees, storage of payment method by the payment processor, and a cancellation procedure to avoid future charges.
"Failure to pay these fees will result in the termination of your Subscription. You also agree that: 2.3.1 Your purchase may be subject to foreign exchange fees or differences in prices based on location (e.g. exchange rates). 2.3.2 Our pa..."
This clause establishes a limited refund procedure for subscription or one-time pack purchases within 24 hours if usage is under 10 minutes of voice generation time, and specifies the notice delivery methods Murf will use for communications.
"If you have bought a Subscription or a one-time pack within the last 24 hours and your account usage is less than 10 minutes of voice generation time, you can write to us with a refund request at support@murf.ai . 2.6 Notices and Messages ..."
This clause restricts use of trials and betas to self-evaluation during a Murf-designated period, permits Murf to terminate trial access at any time for any reason, disclaims warranties, SLAs, and support for trials and betas, and caps aggregate liability for trials and betas at USD $1,000.
"Use of trials and betas is permitted only for User's self-evaluation during the period designated by Murf. Murf may terminate User's use of trials and betas at any time for any reason. Trials and betas may be inoperable, incomplete or inclu..."
This clause imposes a broad indemnification obligation on the user, requiring them to indemnify, defend, and hold harmless Murf and its officers, directors, partners, licensors, employees, and agents from claims, losses, liabilities, damages, and costs arising from the user's access, use of Services, content, violations of the Terms, or infringement of third-party rights.
" To the fullest extent permitted by applicable law, you will indemnify, defend (at our option), and hold harmless Murf and our officers, directors, partners, licensors, employees and agents from and against any losses, liabilities, claims, ..."
This clause disclaims Murf's liability for losses or damages arising from downtime or discontinuance of the Services, disclaims any obligation to maintain or support the Site, and broadly disclaims all warranties whether express or implied — these are user-adverse limitations on Murf's liability.
" For users with a Subscription: we will notify you in advance of making changes to our Services which may adversely impact your use of them. You agree that we have no liability whatsoever for any loss, damage, or inconvenience caused by yo..."
Evidence appendix
Showing priority citations first. The full appendix is available for audit trails; not every citation is a severe risk.
" 11.2.14 Use the Services or the Site to initiate any robocalls or other communication in violation of the U.S. Telephone Consumer Protection Act of 1991 or any Federal Communications Commission directive. 11.2.15 Harvest, collect or disclose information about other users through the Services or the Site without their consent; 11.2.16 Monitor the availability, performance or functionality of the Services or the Site for any competitive purpose; 11.2.17 Engage in “framing,” “mirroring,” or otherwise simulating the appearance or function of the Services or the Site; 11.2.18 Overlay or otherwise modify the Services/Site or their appearance (such as by inserting elements into the Services/Site or removing, covering, or obscuring an advertisement included on the Services); and 11.2.19 Interfere with the operation of, or place an unreasonable load on, the Services or the Site (e.g., spam, denial of service attack, viruses, gaming algorithms)."
This clause prohibits additional harmful conduct including initiating robocalls in violation of a named federal telecommunications act, harvesting user information without consent, monitoring Services for competitive purposes, framing or mirroring the Site, and overlaying or simulating the Services' interface.
AI-generated interpretation, not legal advice.
" MURF AND ITS AFFILIATES WILL NOT BE LIABLE TO YOU IN CONNECTION WITH THIS USER AGREEMENT FOR ANY AMOUNT THAT EXCEEDS THE TOTAL FEES PAID BY YOU TO MURF FOR THE SERVICES DURING THE TERM OF THIS USER AGREEMENT, IF ANY. 6.4 Basis of the Bargain; Exclusions The limitations of liability in this Section 6 are part of the basis of the bargain between you and Murf and shall apply to all claims of liability (e.g., warranty, tort, negligence, contract and law) even if Murf or its affiliates have been told of the possibility of any such damage, and even if these remedies fail their essential purpose. "
This clause caps Murf's aggregate liability to the total fees paid by the user during the term of the agreement, declares these limitations to be a fundamental part of the bargain applicable to all claim types, and extends this cap even where Murf was advised of the possibility of such damages.
AI-generated interpretation, not legal advice.
"Failure to pay these fees will result in the termination of your Subscription. You also agree that: 2.3.1 Your purchase may be subject to foreign exchange fees or differences in prices based on location (e.g. exchange rates). 2.3.2 Our payment processor may store and continue billing your payment method (e.g. credit card). 2.3.3 If you purchase a Subscription, your payment method automatically will be charged at the start of each Subscription period for the fees and taxes applicable to that period. To avoid future charges, you can cancel anytime before the renewal date. 2.3.4 We may calculate taxes payable by you based on the billing information that you provide us at the time of purchase. 2.4 Changes to the Price and Subscription Plans We may change our subscription plans and the price of our Services from time to time. Any changes to our subscription plans will apply only after 30 days notice to you. 2.5 Refunds You agree that: 2.5.1 Payment obligations are non-cancellable and fees paid are non-refundable unless otherwise provided in this section. 2.5.2 If you choose to cancel your Subscription during a Subscription period, you may use the Subscription until the end of your then-current Subscription period or renewal period, but will not be issued a refund for the most recently charged fees. 2.5.3 Payments made against one-time packs or Subscriptions that have been: (i) bought more than 24 hours ago, or (ii) used for more than 10 minutes of text to speech conversion are not eligible for refunds. "
This clause imposes payment obligations on subscribers, specifying automatic renewal billing, potential foreign exchange fees, storage of payment method by the payment processor, and a cancellation procedure to avoid future charges.
AI-generated interpretation, not legal advice.
" To the fullest extent permitted by applicable law, you will indemnify, defend (at our option), and hold harmless Murf and our officers, directors, partners, licensors, employees and agents from and against any losses, liabilities, claims, demands, damages, expenses or costs (Claims) arising out of or related to: your access to or use of the Services the Content your violation of these Terms your violation,misappropriation, or infringement of any rights of another (including intellectual property rights or privacy rights) or your conduct in connection with the Services or the Content. You will cooperate with Murf in defending such Claims, and pay all fees, costs, and expenses associated with defending such Claims (including attorneys fees). Murf will have control of the defense or settlement, at Murf’s sole option, of any third-party Claims. This indemnity is in addition to, and not in lieu of, any other indemnities set forth in a written agreement between you and Murf. 6.2 Disclaimer We cannot guarantee our Site or Services will be available at all times. We may experience hardware, software, or other problems and we may also need to perform maintenance related to our Services which may result in interruptions, delays or errors. We may also need to modify, suspend or stop offering our Services in such situations without notifying you. For users of plans that are free of charge we reserve the right to modify, suspend or stop offering our Services for any reason and without notice. "
This clause imposes a broad indemnification obligation on the user, requiring them to indemnify, defend, and hold harmless Murf and its officers, directors, partners, licensors, employees, and agents from claims, losses, liabilities, damages, and costs arising from the user's access, use of Services, content, violations of the Terms, or infringement of third-party rights.
AI-generated interpretation, not legal advice.
" For users with a Subscription: we will notify you in advance of making changes to our Services which may adversely impact your use of them. You agree that we have no liability whatsoever for any loss, damage, or inconvenience caused by your inability to access or use the Site or the Services during any downtime or discontinuance of the Site or the Services. Nothing in this User Agreement will be construed to obligate us to maintain and support the Site or to supply any corrections, updates, or releases in connection with our Services Murf further disclaims all warranties, whether express, implied, statutory or otherwise, including warranties of merchantability, fitness for a particular purpose, title and noninfringement. Outputs are generated through machine learning processes and are not tested, verified, endorsed or guaranteed to be accurate, complete or current by Murf. You should independently review and verify all outputs as to appropriateness for any or all Your use cases or applications. 6.3 Limitation of Liability TO THE FULL EXTENT PERMITTED BY LAW, MURF, MURF PERSONNEL OR MURF AFFILIATES, WILL NOT BE LIABLE IN CONNECTION WITH THIS USER AGREEMENT FOR LOST PROFITS OR LOST BUSINESS OPPORTUNITIES, REPUTATION (E.G., OFFENSIVE OR DEFAMATORY STATEMENTS), LOSS OF DATA (E.G., DOWN TIME OR LOSS, USE OF, OR CHANGES TO, YOUR INFORMATION OR CONTENT) OR THIRD-PARTY POLICIES (SUCH AS YOUTUBE REFUSING TO ALLOW MONETIZATION OF VIDEOS WITH SYNTHESIZED VOICES OR ACX DECLINING TEXT TO SPEECH BASED AUDIO BOOKS) OR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL OR PUNITIVE DAMAGES. "
This clause disclaims Murf's liability for losses or damages arising from downtime or discontinuance of the Services, disclaims any obligation to maintain or support the Site, and broadly disclaims all warranties whether express or implied — these are user-adverse limitations on Murf's liability.
AI-generated interpretation, not legal advice.
" Except to the extent they are preempted by United States federal law, the laws of Delaware, other than its conflict-of-laws principles, govern this User Agreement and any claims and disputes (whether contract, tort, or otherwise) arising out of or relating to this User Agreement or their subject matter. Both you and Murf agree that all claims and disputes (whether contract, tort, or otherwise), including statutory claims and disputes, arising out of or relating to this User Agreement or the use of the Site or the Services will be litigated exclusively in federal and state courts in the state of Delaware, United States of America. You and Murf consent to the personal jurisdiction of courts in the state of Delaware, United States of America."
This clause designates the laws of Delaware (excluding conflict-of-laws principles) as governing law, except where preempted by federal law, and requires all claims and disputes to be litigated exclusively in federal and state courts in Delaware, binding both parties to this exclusive forum.
AI-generated interpretation, not legal advice.
" 5.1 Commercial Rights You can use Murf created voices for commercial purposes. You can also make available to third parties who intend to use Murf created voices for commercial purposes. You however agree that Commercial Rights (defined below) are not resell rights and you cannot resell or offer to resell Murf's offerings (including the library of voices available on Murf Studio) to any third-party. You further agree not to use Murf created voices for training any AI model or to synthesize Murf created voices in any way or for any purpose. “ Commercial Rights ” means any use of Murf created voices for commercial or business purposes, except as restricted by this User Agreement. 5.2 Third-Party Content and Services The Services may enable You to access integrations with Your own, or a third party’s, content, databases, resources, applications and other software components that complement or interoperate with Your use of the Services (each, a “Third Party Product”). THESE ARE NOT OUR PRODUCTS OR SERVICES, SO WE DO NOT WARRANT OR SUPPORT THEM, AND, ULTIMATELY, YOU (AND NOT US) WILL DECIDE WHETHER OR NOT TO ENABLE THEM. ANY USE OF A THIRD PARTY PRODUCT IS SOLELY BETWEEN YOU AND THE APPLICABLE THIRD PARTY PROVIDER. If You connect, install or enable Third Party Products for use with the Services, please be mindful of any of Your data that will be shared with the third party provider and the purposes for which the provider requires access. You agree that Murf does not control, endorse or is in any way responsible for Third Party Products. If You decide to enable or use any Third Party Product, the applicable terms of use of such Third Party Product will apply to You. 5.3 Publicity Rights "
This clause permits commercial use of Murf-created voices and their distribution to third parties for commercial purposes, but prohibits resale of Murf's offerings, and explicitly prohibits using Murf-created voices to train any AI model or to synthesize Murf-created voices for any purpose — the training prohibition is protective of Murf's voice assets and restricts user conduct.
AI-generated interpretation, not legal advice.
" Site; 11.2.10 Use bots or other automated methods to access the Services or the Site; 11.2.11 Stalk, threaten, impersonate, dox, harass or defraud anyone through use of the Services or the Site; 11.2.12 Create, upload or transmit material through the Services or the Site that is illegal, obscene, defamatory, pornographic or is otherwise inappropriate; 11.2.13 Send, distribute or post spam, unsolicited or bulk commercial electronic communications, chain letters, or pyramid schemes through the Services or the Site;"
This clause prohibits a range of harmful user behaviors including use of bots for automated access, stalking, impersonation, harassment, fraud, and creation or upload of illegal, obscene, defamatory, or pornographic content through the Services or Site.
AI-generated interpretation, not legal advice.
" 4.1 Confidentiality We treat Content submitted in accordance with this User Agreement (“ Your Information ”) as confidential. We will use Your Information only for providing the Services and will not disclose Your Information to anyone other than our personnel, service providers or affiliates who need to access Your Information and who are required to protect the confidentiality of Your Information. Confidentiality obligations will however not apply to Your Information: 4.1.1 that is known to us prior to receipt from you, or is obtained from a source other than one having an obligation of confidentiality to you; 4.1.2 that has become known (independent of disclosure by you) to us from a source other than one having an obligation of confidentiality to you; or 4.1.3 that has become publicly known or otherwise ceases to be secret or confidential, except through a breach of this section by us, including if you designate Your Information as “public” or post such Content in a public area of the Site. 4.2 Voice Cloning Voice cloning is a feature of Murf that allows you to use Cloning Voices to synthesize voice recordings that sound like a Consenting Speaker. A “ Cloning Voice ” is an AI model trained on voice recordings of a Consenting Speaker. A “ Consenting Speaker ” is a person (including you) who has given explicit written consent to use recordings of their voice to train a Cloning Voice and to synthesize their voice. "
This clause establishes that Murf treats submitted content as confidential, restricts use of that information to providing the Services, limits disclosure to personnel, service providers, or affiliates with a need-to-know and a confidentiality obligation, and enumerates exceptions where confidentiality obligations do not apply.
AI-generated interpretation, not legal advice.
"If you have bought a Subscription or a one-time pack within the last 24 hours and your account usage is less than 10 minutes of voice generation time, you can write to us with a refund request at support@murf.ai . 2.6 Notices and Messages We will provide notices and messages to you: (a) within the Service, or (b) using the contact information you provide us (e.g., email)."
This clause establishes a limited refund procedure for subscription or one-time pack purchases within 24 hours if usage is under 10 minutes of voice generation time, and specifies the notice delivery methods Murf will use for communications.
AI-generated interpretation, not legal advice.
"Use of trials and betas is permitted only for User's self-evaluation during the period designated by Murf. Murf may terminate User's use of trials and betas at any time for any reason. Trials and betas may be inoperable, incomplete or include features never released. Notwithstanding anything else in this User Agreement, Murf offers no warranty, SLA or support for trials and betas and its liability for trials and betas will not in the aggregate exceed USD $1,000."
This clause restricts use of trials and betas to self-evaluation during a Murf-designated period, permits Murf to terminate trial access at any time for any reason, disclaims warranties, SLAs, and support for trials and betas, and caps aggregate liability for trials and betas at USD $1,000.
AI-generated interpretation, not legal advice.
" You may create new Cloning Voices by submitting voice recordings of a Consenting Speaker as training audio (“ Training Audio ”). By submitting Training Audio to Murf, you consent (and represent and warrant that you have obtained the explicit written consent of any third-party Consenting Speakers) to our use and storage of the audio recordings and voices you consent: 4.2.1 to use your voice, and the voice of any third-party Consenting Speakers, to train a Cloning Voice, to synthesize and use such voices as described here; 4.2.2 that Murf personnel, service providers and affiliates may listen to audio samples of your Training Audio and your synthesized audio in order to test the quality of your Cloning Voice; and 4.2.3 that Murf personnel, service providers and affiliates may use your Cloning Voice to create a series of non-defamatory utterances, solely for internal quality assurance purposes. 4.2.4 Only you and people you explicitly share access with will have access to generate synthesized audio using your Cloning Voice. Murf will not share your Training Audio or your Cloning Voice with anyone except as expressly described above. 4.2.5 The submission of a third party's unauthorized voice recordings as training audio is prohibited, and you agree that you will not submit any recording to Murf that contains the voice of any speakers that have not explicitly consented in writing to have their Cloning Voice created and to have their voices synthesized."
This clause grants Murf explicit consent and permission to use submitted voice recordings (Training Audio) and the voices of consenting speakers to train a Cloning Voice and to synthesize those voices, and permits Murf personnel, service providers, and affiliates to listen to the recordings — this is a user-granted training permission specific to voice cloning.
AI-generated interpretation, not legal advice.
"You grant Murf the right to identify Yourself or Your organization as Murf's customer on the Site and Murf's marketing collateral and to include You or Your organization's use of the Services in its case studies."
This clause grants Murf the right to identify the user or their organization as a customer in marketing materials on the Site and in case studies, constituting a publicity/marketing permission granted by the user.
AI-generated interpretation, not legal advice.
" 2.1 Who To use the Services, you agree that: 2.1.1 you must be at least the Minimum Age (described below); 2.1.2 you will only have one Murf account, which must be in your real name; 2.1.3 you are not already restricted by Murf from using the Services; and 2.1.4 creating an account with false information or creating multiple/duplicate accounts is a violation of this User Agreement, including accounts made available to others or persons under the Minimum Age. “ Minimum Age ” means 16 years old. However, if law which applies to you requires that you must be older in order for Murf to lawfully provide the Services to you without parental consent (including using of your personal data), then the Minimum Age will be such an older age. 2.2 Your Account You agree to: 2.2.1 provide accurate information to us and keep it updated; 2.2.2 use a strong password and keep it confidential; and 2.2.3 not transfer any part of your account. You are responsible for your account unless you close it or immediately report misuse by contacting us at legal@murf.ai . Please note that as between you and others (including your employer), your account belongs to you. However, if the Services were purchased by another party for you to use (e.g. enterprise accounts), the party paying for such Service has the right to control access to and get reports on your use of such paid Service. 2.3 Payment If you buy any of our paid Services (“ Subscription ”), you agree to pay us the applicable fees and taxes and to additional terms specific to the Subscription. "
This clause imposes eligibility and identity obligations on users, including a minimum age requirement (16 years old or older as required by applicable law), a single real-name account requirement, and prohibitions on creating false or duplicate accounts, establishing enforceable conditions of access.
AI-generated interpretation, not legal advice.
" 11.1 Do’s You agree to comply with all applicable laws, including privacy laws, intellectual property laws, anti-spam laws, export control laws, tax laws for any use of the Services or the Site. 11.2 Don’ts You agree that you will not: 11.2.1 Create a false identity on Murf, misrepresent your identity, create a profile for anyone other than yourself (a real person), or use or attempt to use another’s account; 11.2.2 Develop, support or use software, devices, scripts, robots or any other means or processes (including crawlers, browser plugins and add-ons or any other technology) to scrape the Services or the Site or otherwise copy profiles and other data from the Services or the Site; 11.2.3 Override any security feature or bypass or circumvent any access controls or use limits of the Service or the Site; 11.2.4 Copy, use, disclose or distribute any unauthorised information obtained from the Services or the Site, whether directly or through third parties (such as search engines); 11.2.5 Disclose information that you do not have the consent to disclose (such as confidential information of others, including your employer); 11.2.6 Violate the intellectual property rights of others, including copyrights, patents, trademarks, trade secrets or other proprietary rights; 11.2.7 Violate the intellectual property or other rights of Murf, including, without limitation, (i) copying or distributing our technology; (ii) using the word “Murf” or our logos in any business name, email, or URL without our express consent in writing; 11.2.8 Post anything to the Services or the Site that contains software viruses, worms, or any other harmful code; 11.2.9 Reverse engineer, decompile, disassemble, decipher or otherwise attempt to derive the source code for the Services or the"
This clause requires users to comply with all applicable laws (including privacy, intellectual property, anti-spam, export control, and tax laws) and prohibits a list of specific misuse behaviors including false identity creation, automated scraping, and account misuse — establishing enforceable conduct obligations.
AI-generated interpretation, not legal advice.
"Murf is not a storage service. You agree that we have no obligation to store, maintain or provide you a copy of Content, except to the extent required by applicable law and as per our Privacy Policy. 3.4 Limits Murf reserves the right to restrict, suspend, or terminate your account if you breach this User Agreement or are misusing the Services. 3.5 Intellectual Property Rights Murf reserves all of its intellectual property rights in the Services. Trademarks and logos used in connection with the Services are the trademarks of their respective owners."
This clause disclaims any obligation on Murf's part to store, maintain, or provide copies of content except as required by applicable law and the Privacy Policy, and reserves Murf's right to restrict, suspend, or terminate accounts for breach or misuse, while asserting Murf's intellectual property rights in the Services.
AI-generated interpretation, not legal advice.
" 1.1 User Agreement You agree that by registering, accessing or using our Services (described below), you are agreeing to enter into a legally binding contract with Murf Inc. (even if you are using our Services on behalf of a company). If you do not agree to these terms of service (“ TOS ” or “ User Agreement ”), do not access or use our Services in any way. You can terminate this User Agreement at any time by closing your account and no longer accessing or using our Services. 1.2 Services This User Agreement applies to https://murf.ai/ (“ Site ”) and any Murf-related sites, apps and communications (“ Services ”). 1.3 Murf You are entering into this User Agreement with Murf Inc. (also referred to as “ we ” and “ us ”). The collection, use and sharing of your personal data is subject to our Privacy Policy . 1.4 Change We may modify the User Agreement and Privacy Policy from time to time and will provide you notice to review material changes to them before they become effective. We agree that changes cannot be retroactive. Your continued use of our Services after we notify you of the changes means that you agree to the updated User Agreement / Privacy Policy as of their effective date."
This clause defines the legally binding nature of the User Agreement upon registration or use, specifies that non-agreement prohibits use, and grants the user a right to terminate by closing their account — establishing the foundational contractual obligation and scope of the TOS.
AI-generated interpretation, not legal advice.
" 10.1 If a court with authority over this User Agreement finds any part of it unenforceable, you and Murf agree that the court should modify the terms to make that part enforceable while still achieving its intent. If the court cannot do that, you and Murf agree to ask the court to remove that unenforceable part and enforce the rest of this User Agreement. 10.2 This User Agreement (including additional terms that may be provided by us when you engage with a feature of the Services) is the only agreement between us regarding the Services and supersedes all prior agreements for the Services. 10.3 No conduct by Murf shall be deemed to constitute an acceptance of any terms put forward by You unless such terms are explicitly accepted by signing the document containing such terms. For the avoidance of doubt, Murf does not accept any terms or provisions included by reference in any of the documents provided by You, even if signed by Murf, unless Murf also signs such referenced documents. 10.4 If we don't act to enforce a breach of this User Agreement, that does not mean that Murf has waived its right to enforce this User Agreement. 10.5 You may not assign or transfer this User Agreement (or your membership or use of Services) to anyone. There are no third-party beneficiaries to this User Agreement. 10.6 You agree that the only way to provide us legal notice is at the address provided in Section 13. 10.7 Murf may offer optional trials and betas. "
This clause establishes severability (court may modify or sever unenforceable provisions), confirms the User Agreement as the entire agreement superseding all prior agreements for the Services, and sets out integration and amendment procedures for the contractual relationship.
AI-generated interpretation, not legal advice.
Common questions about Murf AI's policies
- Does Murf AI train its AI models on your data?
- No training on your content by default — based on 1 verified finding from Murf AI's published policy. Informational only, not legal advice.
- Can you use Murf AI's output commercially?
- Commercial use allowed — based on 2 verified findings from Murf AI's published policy. Informational only, not legal advice.
Clause detail — protections, your obligations, and coverage
Every clause below is a verbatim quote from Murf AI's own published policy, read in full and linked to its exact location. Protections and user obligations are reported separately from risk because they are different kinds of clause — an obligation on you is not a risk to your data. Informational only, not legal advice.
✅ Protections found
0 verified clausesClauses in Murf AI's policies that work in your favour — commitments the platform made to you.
No protective clause has been verified in Murf AI's published policies yet. That means we did not find one in the documents we read — not that the platform offers nothing.
📋 Rules you must follow
0 verified clausesWhat Murf AI requires of YOU. These are your obligations, not risks to your data or IP, so they are cited here and excluded from this platform's risk rating.
No user-conduct rule has been verified in Murf AI's published policies yet.
What the policies actually cover
0 topicsNone of Murf AI's verified clauses has been assigned a topic yet. The clause-trust review has not reached this platform's findings.
Cross-clause notes
Two verified clauses intersect on the same subject matter: the Terms of Service, § 3.2 (Service Availability) addresses how long content is retained, and the Terms of Service, § 4.2 (Voice Cloning) addresses use of content in connection with model training or service improvement. Both clauses are in force at the same time — read them together.
Automated cross-reference against the published rubric — not legal advice.
Clause intelligence
Canonical clauses and stance patterns extracted from the same gate-verified citations shown on this page.
The clause provides a deletion or time-bounded retention path.
“Customers have full control over the content they create on Murf and can request its deletion at any time. Upon receiving a deletion request, Customer Data is permanently removed from Murf’s systems, including backups, with undue delay. However, complex cases may push this timeline to an upper limit of 90 days. If an account is terminated, customers can request the deletion of all stored data, and Murf will provid...”Open source citation
The clause provides a deletion or time-bounded retention path.
“Customers have full control over the content they create on Murf and can request its deletion at any time. Upon receiving a deletion request, Customer Data is permanently removed from Murf’s systems, including backups, with undue delay. However, complex cases may push this timeline to an upper limit of 90 days. If an account is terminated, customers can request the deletion of all stored data, and Murf will provid...”Open source citation
The clause provides a deletion or time-bounded retention path.
“Customers have full control over the content they create on Murf and can request its deletion at any time. Upon receiving a deletion request, Customer Data is permanently removed from Murf’s systems, including backups, with undue delay. However, complex cases may push this timeline to an upper limit of 90 days. If an account is terminated, customers can request the deletion of all stored data, and Murf will provid...”Open source citation
The clause includes sublicensable, transferable, or assignable rights.
“3.1. Your License to the Service You own the content and information that you submit to the Services (“ Content ”). For the purpose of obtaining the Services, you are granting to Murf a limited, non-exclusive, non-transferable, worldwide, royalty-free and sub-licensable license to use, process and transmit the Content. Please note that: 3.1.1 You can end the license for Content at any time by deleting it from the ...”Open source citation
The clause includes sublicensable, transferable, or assignable rights.
“3.1. Your License to the Service You own the content and information that you submit to the Services (“ Content ”). For the purpose of obtaining the Services, you are granting to Murf a limited, non-exclusive, non-transferable, worldwide, royalty-free and sub-licensable license to use, process and transmit the Content. Please note that: 3.1.1 You can end the license for Content at any time by deleting it from the ...”Open source citation
Tier matrix
Plan-level conditions detected from citation-backed clauses. Empty tiers mean AIRIN has not captured decisive tier language yet.
| Tier | Surface | Verdict | Risk | Citations |
|---|---|---|---|---|
| All applicable tiers | confidentiality | conditional | MEDIUM | 1 |
| All applicable tiers | indemnity liability | conditional | MEDIUM | 4 |
| All applicable tiers | privacy data use | conditional | MEDIUM | 3 |
| All applicable tiers | training use | conditional | MEDIUM | 2 |
| Free | indemnity liability | worsens | HIGH | 9 |
| Free | output ownership | worsens | HIGH | 9 |
| Pro / Paid | indemnity liability | conditional | MEDIUM | 1 |
| Pro / Paid | tier differences | conditional | MEDIUM | 1 |
| Standard | data retention | improves | LOW | 3 |
| Team / Business | indemnity liability | conditional | MEDIUM | 1 |
| Team / Business | moderation enforcement | conditional | MEDIUM | 1 |
| Team / Business | privacy data use | conditional | MEDIUM | 2 |
Policy evolution
Open full timelineBefore/after stance changes across captured policy versions. When no material delta exists yet, AIRIN shows the latest citation-backed stance events instead.
legal burden changed from medium/liability limited to medium/indemnity.
“To the fullest extent permitted by applicable law, you will indemnify, defend (at our option), and hold harmless Murf and our officers, directors, partners, licensors, employees and agents from and against any losses, liabilities, claims, demands, damages, expenses or costs (Claims) arising out of or related to: your access to or use of the Services the Content your violation of these Terms your violation,misappropriation, or infringement of any rights of another (including intellectual property rights or privacy rights) or your conduct in connection with the Services or the Content. You will cooperate with Murf in defending such Claims, and pay all fees, costs, and expenses associated with defending such Claims (including attorneys fees). Murf will have control of the defense or settlement, at Murf’s sole option, of any third-party Claims. This indemnity is in addition to, and not in lieu of, any other indemnities set forth in a written agreement between you and Murf. 6.2 Disclaimer We cannot guarantee our Site or Services will be available at all times. We may experience hardware, software, or other problems and we may also need to perform maintenance related to our Services which may result in interruptions, delays or errors. We may also need to modify, suspend or stop offering our Services in such situations without notifying you. For users of plans that are free of charge we reserve the right to modify, suspend or stop offering our Services for any reason and without notice.”Before citation
“To the fullest extent permitted by applicable law, you will indemnify, defend (at our option), and hold harmless Murf and our officers, directors, partners, licensors, employees and agents from and against any losses, liabilities, claims, demands, damages, expenses or costs (Claims) arising out of or related to: your access to or use of the Services the Content your violation of these Terms your violation,misappropriation, or infringement of any rights of another (including intellectual property rights or privacy rights) or your conduct in connection with the Services or the Content. You will cooperate with Murf in defending such Claims, and pay all fees, costs, and expenses associated with defending such Claims (including attorneys fees). Murf will have control of the defense or settlement, at Murf’s sole option, of any third-party Claims. This indemnity is in addition to, and not in lieu of, any other indemnities set forth in a written agreement between you and Murf. 6.2 Disclaimer We cannot guarantee our Site or Services will be available at all times. We may experience hardware, software, or other problems and we may also need to perform maintenance related to our Services which may result in interruptions, delays or errors. We may also need to modify, suspend or stop offering our Services in such situations without notifying you. For users of plans that are free of charge we reserve the right to modify, suspend or stop offering our Services for any reason and without notice.”After citation
Latest stance: deletion or time bound on data retention
“Customers have full control over the content they create on Murf and can request its deletion at any time. Upon receiving a deletion request, Customer Data is permanently removed from Murf’s systems, including backups, with undue delay. However, complex cases may push this timeline to an upper limit of 90 days. If an account is terminated, customers can request the deletion of all stored data, and Murf will provide confirmation once the process is complete. If no explicit deletion request is made after account termination, data is automatically deleted within 90 days as part of Murf’s standard data retention policy. Murf relies on AWS services for secure data erasure and adheres to AWS’s physical security controls and disposal standards to ensure proper data deletion.”Open timeline citation
Latest stance: third party or vendor sharing on privacy data use
“Murf engages third-party entities (“Subprocessors”) to process Customer Data as part of our Services. A full list of our Sub-Processors, along with details on their processing activities is recorded. Here is Murf AI's Sub-Processor List . We conduct compliance reviews of our Subprocessors to ensure they meet our security and privacy standards. Where required by applicable law, Murf also performs Transfer Impact Assessments (TIAs) for cross-border data transfers involving Customer Data. Murf requires all Subprocessors to implement appropriate technical and organizational measures to safeguard Customer Data, ensuring compliance with relevant data protection laws.”Open timeline citation
Latest stance: sublicensable or transferable on output ownership
“3.1. Your License to the Service You own the content and information that you submit to the Services (“ Content ”). For the purpose of obtaining the Services, you are granting to Murf a limited, non-exclusive, non-transferable, worldwide, royalty-free and sub-licensable license to use, process and transmit the Content. Please note that: 3.1.1 You can end the license for Content at any time by deleting it from the Services or by closing your account, except (i) to the extent you shared it with others as part of the Service and they have copied, re-shared or stored such Content, and (ii) for the reasonable time it takes to remove Content from our backup systems. 3.1.2 While we may edit and make format changes to Content (such as translating or transcribing it, modifying the size, layout or file type or removing metadata), we will not modify the meaning of your expression. 3.1.3 As you own Content and we only have non-exclusive rights to it, you may choose to make it available to others, including under the terms of a Creative Commons license. 3.1.4 You agree that the Content does not violate the law or any third party rights. 3.2 Service Availability We may change, suspend or discontinue our Services however this will not affect any ongoing Subscriptions and we will continue to provide the same level of service till the end of your Subscription period. We don’t promise to store or keep showing Content that you’ve posted.”Open timeline citation
Latest stance: broad license on output ownership
“3.1. Your License to the Service You own the content and information that you submit to the Services (“ Content ”). For the purpose of obtaining the Services, you are granting to Murf a limited, non-exclusive, non-transferable, worldwide, royalty-free and sub-licensable license to use, process and transmit the Content. Please note that: 3.1.1 You can end the license for Content at any time by deleting it from the Services or by closing your account, except (i) to the extent you shared it with others as part of the Service and they have copied, re-shared or stored such Content, and (ii) for the reasonable time it takes to remove Content from our backup systems. 3.1.2 While we may edit and make format changes to Content (such as translating or transcribing it, modifying the size, layout or file type or removing metadata), we will not modify the meaning of your expression. 3.1.3 As you own Content and we only have non-exclusive rights to it, you may choose to make it available to others, including under the terms of a Creative Commons license. 3.1.4 You agree that the Content does not violate the law or any third party rights. 3.2 Service Availability We may change, suspend or discontinue our Services however this will not affect any ongoing Subscriptions and we will continue to provide the same level of service till the end of your Subscription period. We don’t promise to store or keep showing Content that you’ve posted.”Open timeline citation
Capture recency
- Terms of Service:Last captured 2026-08-17· verified 2026-08-17
- Privacy Policy:Last captured 2026-08-21· verified 2026-08-21
Dates state when our pipeline captured and verified each document — not when the vendor last changed it. Documents are re-scanned on a recurring cadence; a document verified once says so until a re-scan confirms it again.
274 findings first captured First scan: June 2026.
Compare and stack are saved in your browser. Open compare · View your stack. A correction triggers an automated re-read of Murf AI's policies — no human edits the data.
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Every finding above is a verbatim quote from Murf AI's own published policy, captured to an immutable snapshot and read in full through a two-gate verification pipeline. Confidence labels and any analysis are AI-generated and informational only — not legal advice.
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