Workflow & Automation · getprosper.aiProsper
Graded against 811 verified platforms, from its own policy text. Automated assessment against a published rubric — not legal advice.
No lens is bandable yet — banding requires fully verified documents with on-criteria findings. The gap is shown honestly, never estimated.
“Prosper Tech, Inc. welcomes and encourages feedback or suggestions from users. You agree that Prosper Tech, Inc. may use and implement any feedback or suggestions without any obligation to compensate you, and you hereby grant Prosper Tech, Inc. a perpetual, irrevocable, nonexclusive, royalty-free license to incorporate and use the feedback for any purpose.”
Watch: indemnity liability
Start here. These are the highest-risk verified clauses AIRIN found in the platform's own policy text.
Disclaims all express and implied warranties including merchantability, fitness for a particular purpose, and non-infringement, and disclaims any warranty that services will be error-free or continuously accessible; limits company liability by negating warranty obligations.
Extends the list of personal data uses to managing user requests, evaluating or conducting business transfers (mergers, acquisitions, dissolutions) where personal data may be among transferred assets, and other purposes such as data analysis and usage trend identification — disclosing broad operational and transactional uses of personal information.
User grants Prosper Tech, Inc. a perpetual, irrevocable, nonexclusive, royalty-free license to incorporate and use user feedback for any purpose without compensation; this is a broad license grant over user-submitted feedback content.
How to read this page: Overall risk rates what Prosper's own policy terms mean for your prompts, outputs, and data. The benchmark bands below grade those same verified terms relative to peers — a platform in a risky-by-default category can rate HIGH risk and still grade STRONG against its peer set. Both trace to the cited findings.
Fully verified — complete core corpus captured and read in full.
- Terms of ServiceVerified - read in full - 14 citationsstaticLast captured 2026-08-17
- Privacy PolicyVerified - read in full - 31 citationsstaticLast captured 2026-08-17
- Privacy PolicyVerified - read in full - 0 citationsLast captured 2026-07-20
Only citation-backed plan differences are shown here; absent cells mean AIRIN has not verified a tier-specific claim.
User grants Prosper Tech, Inc. a perpetual, irrevocable, nonexclusive, royalty-free license to incorporate and use user feedback for any purpose without compensation; this is a broad license grant over user-submitted feedback content.
" Prosper Tech, Inc. welcomes and encourages feedback or suggestions from users. You agree that Prosper Tech, Inc. may use and implement any feedback or suggestions without any obligation to compensate you, and you hereby grant Prosper Tech,..."
User grants the company an irrevocable, nonexclusive, royalty-free, worldwide license to reproduce, distribute, display, perform, prepare derivative works of, and incorporate user content into the site, with sublicensing rights; user also irrevocably waives moral rights or attribution claims with respect to that content.
" You hereby grant (and you represent and warrant that you have the right to grant) to Company an irrevocable, nonexclusive, royalty-free and fully paid, worldwide license to reproduce, distribute, publicly display and perform, prepare deriv..."
Describes that Usage Data is collected automatically when the Service is used, and enumerates the types of technical and diagnostic data collected including IP address, browser type, device identifiers, and mobile-specific data; discloses the scope of automatic data collection.
" Usage Data is collected automatically when using the Service. Usage Data may include information such as Your Device's Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Service that You visit, th..."
Extends the list of personal data uses to managing user requests, evaluating or conducting business transfers (mergers, acquisitions, dissolutions) where personal data may be among transferred assets, and other purposes such as data analysis and usage trend identification — disclosing broad operational and transactional uses of personal information.
" To manage Your requests: To attend and manage Your requests to Us. For business transfers: We may use Your information to evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of ..."
Grants the user a non-transferable, non-exclusive, revocable, limited license to access the site solely for personal, noncommercial use; also imposes obligations to provide accurate registration information and grants the company the right to suspend or terminate accounts for inaccurate information.
" To use certain features of our services, you must register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and co..."
Imposes an obligation on users to pay subscription fees and states that fees are billed on a pre-pay, non-refundable basis including for partial months or unused services.
" Prosper Tech, Inc. offers various subscription services. By subscribing to our services, you agree to pay the applicable subscription fees. Fees are billed on a pre-pay basis and are non-refundable, including for partial months or unused s..."
Disclaims all express and implied warranties including merchantability, fitness for a particular purpose, and non-infringement, and disclaims any warranty that services will be error-free or continuously accessible; limits company liability by negating warranty obligations.
" Our services are provided "AS IS." Prosper Tech, Inc. and its suppliers and licensors hereby disclaim all warranties of any kind, express or implied, including, without limitation, the warranties of merchantability, fitness for a particula..."
Defines 'Service Provider' as third-party companies or individuals who process data on behalf of the Company to facilitate, provide, or analyse the Service, and defines 'Usage Data' as automatically collected data generated by Service use; also notes users bear sole responsibility for content they create, establishing operative definitions for data-processing relationships.
" Service Provider means any natural or legal person who processes the data on behalf of the Company. It refers to third-party companies or individuals employed by the Company to facilitate the Service, to provide the Service on behalf of th..."
Evidence appendix
Showing priority citations first. The full appendix is available for audit trails; not every citation is a severe risk.
" Prosper Tech, Inc. welcomes and encourages feedback or suggestions from users. You agree that Prosper Tech, Inc. may use and implement any feedback or suggestions without any obligation to compensate you, and you hereby grant Prosper Tech, Inc. a perpetual, irrevocable, nonexclusive, royalty-free license to incorporate and use the feedback for any purpose."
User grants Prosper Tech, Inc. a perpetual, irrevocable, nonexclusive, royalty-free license to incorporate and use user feedback for any purpose without compensation; this is a broad license grant over user-submitted feedback content.
AI-generated interpretation, not legal advice.
" You hereby grant (and you represent and warrant that you have the right to grant) to Company an irrevocable, nonexclusive, royalty-free and fully paid, worldwide license to reproduce, distribute, publicly display and perform, prepare derivative works of, incorporate into other works, and otherwise use and exploit your User Content, and to grant sublicenses of the foregoing rights, solely for the purposes of including your User Content in the Site. You hereby irrevocably waive (and agree to cause to be waived) any claims and assertions of moral rights or attribution with respect to your User Content."
User grants the company an irrevocable, nonexclusive, royalty-free, worldwide license to reproduce, distribute, display, perform, prepare derivative works of, and incorporate user content into the site, with sublicensing rights; user also irrevocably waives moral rights or attribution claims with respect to that content.
AI-generated interpretation, not legal advice.
" To manage Your requests: To attend and manage Your requests to Us. For business transfers: We may use Your information to evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of Our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which Personal Data held by Us about our Service users is among the assets transferred. For other purposes : We may use Your information for other purposes, such as data analysis, identifying usage trends, determining the effectiveness of our promotional campaigns and to evaluate and improve our Service, products, services, marketing and your experience. We may share Your personal information in the following situations: With Service Providers: We may share Your personal information with Service Providers to monitor and analyze the use of our Service, to contact You. For business transfers: We may share or transfer Your personal information in connection with, or during negotiations of, any merger, sale of Company assets, financing, or acquisition of all or a portion of Our business to another company. With Affiliates: We may share Your information with Our affiliates, in which case we will require those affiliates to honor this Privacy Policy. Affiliates include Our parent company and any other subsidiaries, joint venture partners or other companies that We control or that are under common control with Us. "
Extends the list of personal data uses to managing user requests, evaluating or conducting business transfers (mergers, acquisitions, dissolutions) where personal data may be among transferred assets, and other purposes such as data analysis and usage trend identification — disclosing broad operational and transactional uses of personal information.
AI-generated interpretation, not legal advice.
" Our services are provided "AS IS." Prosper Tech, Inc. and its suppliers and licensors hereby disclaim all warranties of any kind, express or implied, including, without limitation, the warranties of merchantability, fitness for a particular purpose and non-infringement. Neither Prosper Tech, Inc. nor its suppliers and licensors, makes any warranty that our services will be error free or that access thereto will be continuous or uninterrupted."
Disclaims all express and implied warranties including merchantability, fitness for a particular purpose, and non-infringement, and disclaims any warranty that services will be error-free or continuously accessible; limits company liability by negating warranty obligations.
AI-generated interpretation, not legal advice.
" Service Provider means any natural or legal person who processes the data on behalf of the Company. It refers to third-party companies or individuals employed by the Company to facilitate the Service, to provide the Service on behalf of the Company, to perform services related to the Service or to assist the Company in analyzing how the Service is used. Usage Data refers to data collected automatically, either generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit). User Content: You are solely responsible for any content you contribute, post, or transmit via the Service ("User Content"). You guarantee that your User Content complies with the Acceptable Use Policy (see below). Prosper AI does not claim ownership of User Content. However, by submitting User Content, you automatically grant Prosper AI a perpetual, worldwide, non-exclusive, royalty-free, irrevocable license to use, store, reproduce, modify, create derivative works, publish, distribute and sublicense your User Content in connection with operating and providing the Service. User Account. To access certain features, you may be required to register and create a user account. When you register, you agree to: (a) provide accurate, current and complete account information, (b) maintain and promptly update your information, (c) maintain the confidentiality of your login credentials, and (d) be fully responsible for all use of your account and for any actions that take place through your account, whether or not authorized by you. "
Defines 'Service Provider' as third-party companies or individuals who process data on behalf of the Company to facilitate, provide, or analyse the Service, and defines 'Usage Data' as automatically collected data generated by Service use; also notes users bear sole responsibility for content they create, establishing operative definitions for data-processing relationships.
AI-generated interpretation, not legal advice.
" Third-Party Services: If you connect our Service to third-party services (e.g., social media platforms), we may receive information about you from those services, subject to their privacy policies. Business Partners and Affiliates: We may receive information about you from our business partners and affiliates."
Discloses that the company may receive personal information from third-party services and business partners/affiliates when the user connects accounts, subject to those third parties' own privacy policies — establishing a data-sharing and receipt arrangement with external parties.
AI-generated interpretation, not legal advice.
" With business partners: We may share Your information with Our business partners to offer You certain products, services or promotions. With other users: when You share personal information or otherwise interact in the public areas with other users, such information may be viewed by all users and may be publicly distributed outside. With Your consent : We may disclose Your personal information for any other purpose with Your consent."
Discloses three categories of personal information sharing: with business partners for products/promotions, with other users when information is shared publicly, and with third parties for any purpose with the user's consent — establishing the conditions and recipients of personal data disclosure.
AI-generated interpretation, not legal advice.
" All materials displayed or performed on the website including, but not limited to, text, graphics, logos, tools, photographs, videos, and trademarks are the intellectual property of Prosper Tech, Inc. and are protected by intellectual property laws. You agree not to copy, reproduce, modify, publish, or distribute any content from the website without the express prior written consent of Prosper Tech, Inc."
Declares that all materials on the website are the intellectual property of Prosper Tech, Inc. and restricts users from copying, reproducing, modifying, publishing, or distributing any content without prior written consent; establishes company ownership and user restriction on content use.
AI-generated interpretation, not legal advice.
" Our Service does not address anyone under the age of 13. We do not knowingly collect personally identifiable information from anyone under the age of 13. If You are a parent or guardian and You are aware that Your child has provided Us with Personal Data, please contact Us. If We become aware that We have collected Personal Data from anyone under the age of 13 without verification of parental consent, We take steps to remove that information from Our servers. If We need to rely on consent as a legal basis for processing Your information and Your country requires consent from a parent, We may require Your parent's consent before We collect and use that information."
Restricts collection of personal data from children under 13, establishes a procedure for removal of such data if inadvertently collected, and conditions processing on parental consent where required by the user's country — creating an age-based restriction on data collection and processing.
AI-generated interpretation, not legal advice.
"You may not select an inappropriate username that violates this Agreement or impersonates someone else. Website refers to Prosper, accessible from useprosper.co , getprosperapp.com or getprosper.ai You means the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable."
Prohibits selection of an inappropriate username or one that impersonates another person, imposing a conduct restriction on account naming; also provides the definition of 'Website' and 'You'.
AI-generated interpretation, not legal advice.
" The following terms constitute our “Acceptable Use Policy”: You agree not to use the Site to collect, upload, transmit, display, or distribute any User Content (i) that violates any third-party right, including any copyright, trademark, patent, trade secret, moral right, privacy right, right of publicity, or any other intellectual property or proprietary right, (ii) that is unlawful, harassing, abusive, tortious, threatening, harmful, invasive of another’s privacy, vulgar, defamatory, false, intentionally misleading, trade libelous, pornographic, obscene, patently offensive, promotes racism, bigotry, hatred, or physical harm of any kind against any group or individual or is otherwise objectionable, (iii) that is harmful to minors in any way, or (iv) that is in violation of any law, regulation, or obligations or restrictions imposed by any third party. In addition, you agree not to: (i) upload, transmit, or distribute to or through the Site any computer viruses, worms, or any software intended to damage or alter a computer system or data; (ii) send through the Site unsolicited or unauthorized advertising, promotional materials, junk mail, spam, chain letters, pyramid schemes, or any other form of duplicative or unsolicited messages, whether commercial or otherwise; (iii) use the Site to harvest, collect, gather or assemble information or data regarding other users, including e-mail addresses, without their consent; (iv) interfere with, disrupt, or create an undue burden on servers or networks connected to the Site, or violate the regulations, policies or procedures of such networks; (v) attempt to gain unauthorized access to the Site (or to other computer systems or networks connected to or used together with the Site), whether through password mining or any other"
Restricts users from uploading, transmitting, or distributing content that violates third-party rights (including copyright, trademark, patent, trade secret, moral rights, privacy, and publicity rights) or that is unlawful, harassing, abusive, tortious, threatening, harmful, defamatory, false, misleading, or otherwise offensive; establishes content moderation boundaries.
AI-generated interpretation, not legal advice.
" means; (vi) harass or interfere with any other user’s use and enjoyment of the Site; or (vi) use software or automated agents or scripts to produce multiple accounts on the Site, or to generate automated searches, requests, or queries to (or to strip, scrape, or mine data from) the Site (provided, however, that we conditionally grant to the operators of public search engines revocable permission to use spiders to copy materials from the Site for the sole purpose of and solely to the extent necessary for creating publicly available searchable indices of the materials, but not caches or archives of such materials, subject to the parameters set forth in our robots.txt file)"
Continues the acceptable use policy by prohibiting harassment of other users, interference with their use, and use of automated scripts or agents to create multiple accounts, scrape, or mine data from the site; conditionally permits public search engine operators to spider the site for indexing purposes only.
AI-generated interpretation, not legal advice.
" In no event will Prosper Tech, Inc., or its suppliers or licensors, be liable with respect to any subject matter of this agreement under any contract, negligence, strict liability or other legal or equitable theory for: (i) any special, incidental or consequential damages; (ii) the cost of procurement for substitute products or services; (iii) for interruption of use or loss or corruption of data."
Limits the company's and its suppliers' and licensors' liability by excluding special, incidental, or consequential damages, costs of substitute procurement, and losses from service interruption or data corruption under any legal theory.
AI-generated interpretation, not legal advice.
" To use certain features of our services, you must register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete. Prosper Tech, Inc. reserves the right to suspend or terminate your account if any information provided proves to be inaccurate, not current, or incomplete. Subject to these Terms, Company grants you a non-transferable, non-exclusive, revocable, limited license to use and access the Site solely for your own personal, noncommercial use."
Grants the user a non-transferable, non-exclusive, revocable, limited license to access the site solely for personal, noncommercial use; also imposes obligations to provide accurate registration information and grants the company the right to suspend or terminate accounts for inaccurate information.
AI-generated interpretation, not legal advice.
" Prosper Tech, Inc. offers various subscription services. By subscribing to our services, you agree to pay the applicable subscription fees. Fees are billed on a pre-pay basis and are non-refundable, including for partial months or unused services."
Imposes an obligation on users to pay subscription fees and states that fees are billed on a pre-pay, non-refundable basis including for partial months or unused services.
AI-generated interpretation, not legal advice.
" This Privacy Policy describes Our policies and procedures on the collection, use and disclosure of Your information when You use the Service and tells You about Your privacy rights and how the law protects You."
Introductory clause describing the document's scope — it states the policy governs collection, use, and disclosure of user information and informs users of their privacy rights, establishing the operative purpose of the entire policy.
AI-generated interpretation, not legal advice.
"We use Your Personal data to provide and improve the Service. By using the Service, You agree to the collection and use of information in accordance with this Privacy Policy."
Imposes user consent to data collection and use as a condition of using the Service, and states that personal data is used to provide and improve the Service.
AI-generated interpretation, not legal advice.
" For the purposes of this Privacy Policy: Account means a unique account created for You to access our Service or parts of our Service. Affiliate means an entity that controls, is controlled by or is under common control with a party, where "control" means ownership of 50% or more of the shares, equity interest or other securities entitled to vote for election of directors or other managing authority. Acceptance of Terms. By using the Service, you agree to be bound by these Terms. If you do not agree Company (referred to as either "the Company", "We", "Us" or "Our" in this Agreement) refers to Prosper Tech Cookies are small files that are placed on Your computer, mobile device or any other device by a website, containing the details of Your browsing history on that website among its many uses."
Definition delimiting a term that scopes downstream obligations; retained and linked.
AI-generated interpretation, not legal advice.
Common questions about Prosper's policies
- Who owns the content you create with Prosper?
- You own your outputs — based on 1 verified finding from Prosper's published policy. Informational only, not legal advice.
Clause detail — protections, your obligations, and coverage
Every clause below is a verbatim quote from Prosper's own published policy, read in full and linked to its exact location. Protections and user obligations are reported separately from risk because they are different kinds of clause — an obligation on you is not a risk to your data. Informational only, not legal advice.
✅ Protections found
0 verified clausesClauses in Prosper's policies that work in your favour — commitments the platform made to you.
No protective clause has been verified in Prosper's published policies yet. That means we did not find one in the documents we read — not that the platform offers nothing.
📋 Rules you must follow
0 verified clausesWhat Prosper requires of YOU. These are your obligations, not risks to your data or IP, so they are cited here and excluded from this platform's risk rating.
No user-conduct rule has been verified in Prosper's published policies yet.
What the policies actually cover
0 topicsNone of Prosper's verified clauses has been assigned a topic yet. The clause-trust review has not reached this platform's findings.
Cross-clause notes
The Terms of Service, § 11 (License) describes rights the platform takes in user content, and the Privacy Policy, Privacy Policy › “Interference with service functionality or security features” describes disclosure of data to third parties or subprocessors. Both clauses are in force at the same time — read them together.
Verified retention clauses point in different directions: the Privacy Policy, Privacy Policy › “Retention of Your Personal Data” describes broad or open-ended retention, while the Privacy Policy, Privacy Policy › “Delete Your Personal Data” describes deletion or erasure. Which clause controls in a given situation is not resolved by the documents' text alone — this is surfaced as an ambiguity, treated as Caution.
Automated cross-reference against the published rubric — not legal advice.
Clause intelligence
Canonical clauses and stance patterns extracted from the same gate-verified citations shown on this page.
The clause includes sublicensable, transferable, or assignable rights.
“Terms Of Service --> Prosper AI raises $30M Series A led by a16z. Read the announcement How it works Who we serve Who we serve Outpatient Groups Behavioral Health Cardiology Dermatology ENT Gastroenterology Multi-Specialty OB/GYN Ophthalmology Orthopedics Pain Management Pediatrics Podiatry Primary Care Urology Health Systems EHRs & Partners Use cases Integrations Case studies Resources Company Manifesto API B...”Open source citation
The clause includes sublicensable, transferable, or assignable rights.
“It refers to third-party companies or individuals employed by the Company to facilitate the Service, to provide the Service on behalf of the Company, to perform services related to the Service or to assist the Company in analyzing how the Service is used. Usage Data refers to data collected automatically, either generated by the use of the Service or from the Service infrastructure itself (for example, the duratio...”Open source citation
The clause includes sublicensable, transferable, or assignable rights.
“Service Provider means any natural or legal person who processes the data on behalf of the Company. It refers to third-party companies or individuals employed by the Company to facilitate the Service, to provide the Service on behalf of the Company, to perform services related to the Service or to assist the Company in analyzing how the Service is used. Usage Data refers to data collected automatically, either gen...”Open source citation
The clause includes sublicensable, transferable, or assignable rights.
“To use certain features of our services, you must register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete. Prosper Tech, Inc. reserves the right to suspend or terminate your account if any information provided proves to be inaccurate, not current, or incomplete. Subject to the...”Open source citation
The clause includes sublicensable, transferable, or assignable rights.
“Service Provider means any natural or legal person who processes the data on behalf of the Company. It refers to third-party companies or individuals employed by the Company to facilitate the Service, to provide the Service on behalf of the Company, to perform services related to the Service or to assist the Company in analyzing how the Service is used. Usage Data refers to data collected automatically, either gen...”Open source citation
Tier matrix
Plan-level conditions detected from citation-backed clauses. Empty tiers mean AIRIN has not captured decisive tier language yet.
| Tier | Surface | Verdict | Risk | Citations |
|---|---|---|---|---|
| All applicable tiers | privacy data use | conditional | MEDIUM | 1 |
| All applicable tiers | tier differences | worsens | HIGH | 2 |
| Api | privacy data use | worsens | HIGH | 2 |
| Free | confidentiality | worsens | HIGH | 2 |
| Free | indemnity liability | conditional | MEDIUM | 1 |
| Free | privacy data use | worsens | HIGH | 4 |
| Free | prompt ownership | conditional | MEDIUM | 2 |
| Free | subprocessors data sharing | worsens | HIGH | 3 |
| Free | training use | conditional | MEDIUM | 1 |
| Team / Business | data retention | conditional | MEDIUM | 1 |
| Team / Business | privacy data use | conditional | MEDIUM | 4 |
| Team / Business | prompt ownership | conditional | MEDIUM | 1 |
Policy evolution
Open full timelineBefore/after stance changes across captured policy versions. When no material delta exists yet, AIRIN shows the latest citation-backed stance events instead.
Latest stance: sublicensable or transferable on tier differences
“To use certain features of our services, you must register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete. Prosper Tech, Inc. reserves the right to suspend or terminate your account if any information provided proves to be inaccurate, not current, or incomplete. Subject to these Terms, Company grants you a non-transferable, non-exclusive, revocable, limited license to use and access the Site solely for your own personal, noncommercial use.”Open timeline citation
Latest stance: broad license on tier differences
“To use certain features of our services, you must register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete. Prosper Tech, Inc. reserves the right to suspend or terminate your account if any information provided proves to be inaccurate, not current, or incomplete. Subject to these Terms, Company grants you a non-transferable, non-exclusive, revocable, limited license to use and access the Site solely for your own personal, noncommercial use.”Open timeline citation
Latest stance: broad license on prompt ownership
“Prosper Tech, Inc. welcomes and encourages feedback or suggestions from users. You agree that Prosper Tech, Inc. may use and implement any feedback or suggestions without any obligation to compensate you, and you hereby grant Prosper Tech, Inc. a perpetual, irrevocable, nonexclusive, royalty-free license to incorporate and use the feedback for any purpose.”Open timeline citation
Latest stance: broad license on prompt ownership
“You hereby grant (and you represent and warrant that you have the right to grant) to Company an irrevocable, nonexclusive, royalty-free and fully paid, worldwide license to reproduce, distribute, publicly display and perform, prepare derivative works of, incorporate into other works, and otherwise use and exploit your User Content, and to grant sublicenses of the foregoing rights, solely for the purposes of including your User Content in the Site. You hereby irrevocably waive (and agree to cause to be waived) any claims and assertions of moral rights or attribution with respect to your User Content.”Open timeline citation
Latest stance: liability limited on indemnity liability
“Our services are provided "AS IS." Prosper Tech, Inc. and its suppliers and licensors hereby disclaim all warranties of any kind, express or implied, including, without limitation, the warranties of merchantability, fitness for a particular purpose and non-infringement. Neither Prosper Tech, Inc. nor its suppliers and licensors, makes any warranty that our services will be error free or that access thereto will be continuous or uninterrupted.”Open timeline citation
Latest stance: sublicensable or transferable on subprocessors data sharing
“Service Provider means any natural or legal person who processes the data on behalf of the Company. It refers to third-party companies or individuals employed by the Company to facilitate the Service, to provide the Service on behalf of the Company, to perform services related to the Service or to assist the Company in analyzing how the Service is used. Usage Data refers to data collected automatically, either generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit). User Content: You are solely responsible for any content you contribute, post, or transmit via the Service ("User Content"). You guarantee that your User Content complies with the Acceptable Use Policy (see below). Prosper AI does not claim ownership of User Content. However, by submitting User Content, you automatically grant Prosper AI a perpetual, worldwide, non-exclusive, royalty-free, irrevocable license to use, store, reproduce, modify, create derivative works, publish, distribute and sublicense your User Content in connection with operating and providing the Service. User Account. To access certain features, you may be required to register and create a user account. When you register, you agree to: (a) provide accurate, current and complete account information, (b) maintain and promptly update your information, (c) maintain the confidentiality of your login credentials, and (d) be fully responsible for all use of your account and for any actions that take place through your account, whether or not authorized by you.”Open timeline citation
Latest stance: third party or vendor sharing on subprocessors data sharing
“Service Provider means any natural or legal person who processes the data on behalf of the Company. It refers to third-party companies or individuals employed by the Company to facilitate the Service, to provide the Service on behalf of the Company, to perform services related to the Service or to assist the Company in analyzing how the Service is used. Usage Data refers to data collected automatically, either generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit). User Content: You are solely responsible for any content you contribute, post, or transmit via the Service ("User Content"). You guarantee that your User Content complies with the Acceptable Use Policy (see below). Prosper AI does not claim ownership of User Content. However, by submitting User Content, you automatically grant Prosper AI a perpetual, worldwide, non-exclusive, royalty-free, irrevocable license to use, store, reproduce, modify, create derivative works, publish, distribute and sublicense your User Content in connection with operating and providing the Service. User Account. To access certain features, you may be required to register and create a user account. When you register, you agree to: (a) provide accurate, current and complete account information, (b) maintain and promptly update your information, (c) maintain the confidentiality of your login credentials, and (d) be fully responsible for all use of your account and for any actions that take place through your account, whether or not authorized by you.”Open timeline citation
Latest stance: third party or vendor sharing on subprocessors data sharing
“Third-Party Services: If you connect our Service to third-party services (e.g., social media platforms), we may receive information about you from those services, subject to their privacy policies. Business Partners and Affiliates: We may receive information about you from our business partners and affiliates.”Open timeline citation
Capture recency
- Terms of Service:Last captured 2026-08-17· verified 2026-08-17
- Privacy Policy:Last captured 2026-08-17· verified 2026-08-17
- Privacy Policy:Last captured 2026-07-20· verified 2026-07-20verified once — not yet re-verified
Dates state when our pipeline captured and verified each document — not when the vendor last changed it. Documents are re-scanned on a recurring cadence; a document verified once says so until a re-scan confirms it again.
110 findings first captured First scan: July 2026.
Compare and stack are saved in your browser. Open compare · View your stack. A correction triggers an automated re-read of Prosper's policies — no human edits the data.
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Every finding above is a verbatim quote from Prosper's own published policy, captured to an immutable snapshot and read in full through a two-gate verification pipeline. Confidence labels and any analysis are AI-generated and informational only — not legal advice.
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