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Workflow & Automation · napkinmath.club

Napkin Math

Graded against 1167 verified platforms, from its own policy text. Automated assessment against a published rubric — not legal advice.

Overall riskUNRATEDReviewed 2026-09-26
Creator: low · GRC: low · Counsel: low
Benchmark

No lens is bandable yet — banding requires fully verified documents with on-criteria findings. The gap is shown honestly, never estimated.

Exhibit A · Terms of Service · verbatim

“You keep ownership of the photos, food logs, notes, goals, voice inputs, profile information, and other content you submit to Napkin Math . You grant Jessica Tang and Paper Star a non-exclusive, worldwide, royalty-free license to host, store, reproduce, transmit, display, format, modify, and otherwise process your content solely as needed to operate,…”

↳ highest-risk verified finding on prompt ownership — tap for the citation↓
28 verified findings10 policy surfaces1/2 core docs verified

Partially verified: Terms of Service assessed · Privacy Policy pending. Everything below comes only from what was read in full.

Risk triage

Watch: Commercial use

Start here. These are the highest-risk verified clauses AIRIN found in the platform's own policy text.

0
high
5
medium
1
low
1/2
docs
Trains on your data?
Not yet assessed
no verified finding covers this surface yet
Who owns outputs?
Not yet assessed
no verified finding covers this surface yet
Commercial use?
Commercial use allowed — with conditions
from 5 cited findings ↓
Every rating:verbatim-citedsnapshot-datedchange-loggedHow we keep ratings honest →

How to read this page: Overall risk rates what Napkin Math's own policy terms mean for your prompts, outputs, and data. The benchmark bands below grade those same verified terms relative to peers — a platform in a risky-by-default category can rate HIGH risk and still grade STRONG against its peer set. Both trace to the cited findings.

Partially verifiedWorkflow & Automation

Partially verified — Privacy Policy — Capture pending; Terms of Service — Verified (read in full, 28 findings). Findings below are from fully-read, verified documents only; remaining core documents are pending capture.

Why partial?

Held for review

A core policy document failed verification or contains contested evidence that must not be treated as fully verified.

Why unrated?

Insufficient signal

The verified citations do not support a stronger high, medium, or low rating without overclaiming.

Document status
  • Privacy Policy
    Capture pending
  • Terms of Service
    Verified - read in full - 28 citationsstaticLast captured 2026-09-26
Tier conditions

Only citation-backed plan differences are shown here; absent cells mean AIRIN has not verified a tier-specific claim.

tier-specific
Tier differences

Reserves the operator's right to alter subscription pricing or features and imposes an obligation to notify existing subscribers in advance of price increases and to afford them an opportunity to consent or cancel.

" We may change subscription pricing or features. Existing subscribers will be notified of price increases in advance and given the opportunity to consent or cancel, as required by Apple's policies."
📍 § 8 (Changes to subscriptions)Jump to exact text →
plan language
Commercial use

Restricts the user from retaining unused free trial time upon converting to a paid subscription, providing that the remaining trial period is forfeited upon purchase.

" If we offer a free trial or introductory price, the details (length of trial, regular price after the trial) are disclosed on the paywall before you start the trial. Unused portions of a free trial are forfeited when you purchase a subscri..."
📍 § 3 (Free trials and introductory offers)Jump to exact text →
plan language
Subprocessors & data sharing

Describes the circumstances under which personal information may be disclosed: to service-provider vendors supporting hosting, storage, authentication, notifications, analytics, support, and AI functionality; to other users via social features; for legal and safety reasons including lawful requests; and in connection with business transfers; identifying the categories of third parties who may receive user data.

" We may disclose information in the following circumstances: Service providers. We work with vendors that support hosting, storage, authentication, notifications, analytics, customer support, and AI-assisted functionality. Other users. If..."
📍 § 4 (How We Disclose Information)Jump to exact text →
plan language
Privacy & data use

Reserves the right to update the Privacy Policy and establishes a notification procedure for material changes via in-app or website posting with a revised date; also provides a contact address for privacy requests, questions, and complaints.

" We may update this Privacy Policy from time to time. If we make material changes, we may post the updated version in the app or on the website and update the "Last updated" date above. Questions, privacy requests, or complaints can be sen..."
📍 § 11 (Changes and Contact)Jump to exact text →
plan language
Commercial use

Establishes automatic renewal as the default billing behavior, specifies the timing of the renewal charge relative to the end of the billing period, and prescribes the cancellation procedure including a 24-hour advance cancellation requirement to avoid being charged for the next period.

" Your subscription renews automatically at the end of each billing period (one month or one year) at the then-current price until you cancel. Your iTunes / App Store account is charged for renewal within 24 hours before the end of the curr..."
📍 § 2 (Automatic renewal)Jump to exact text →
plan language
Subprocessors & data sharing

Identifies RevenueCat as a named subprocessor that receives purchase events and a pseudonymous user ID from the operator and returns data to the operator to enable premium access; directs users to RevenueCat's own privacy policy for further information.

" We use RevenueCat to manage subscription state across our systems. RevenueCat receives your purchase events and a pseudonymous user ID from us and shares them back to Napkin Math so we can grant you Premium access. RevenueCat's privacy pol..."
📍 § 7 (Third-party processor)Jump to exact text →
plan language
Governing law & disputes

Establishes the procedure by which the operator may modify the terms (posting updated version, updating the date), and deems continued use of the service after changes take effect as acceptance of the revised terms, creating a binding contract modification mechanism.

" We may update these terms from time to time. If we make material changes, we may post the updated version in the app or on the website and update the "Last updated" date above. If you continue using the service after changes take effect, ..."
📍 § 11 (Changes and Contact)Jump to exact text →
plan language
Confidentiality

Places on the user the obligation to maintain the confidentiality of login credentials and to bear responsibility for all activity occurring under their account; requires prompt notification to the operator if unauthorized access is suspected; notes that use of third-party sign-in tools is additionally governed by those third parties' terms.

" You are responsible for activity that occurs under your account and for maintaining the confidentiality of your login credentials. If you believe your account has been accessed without permission, contact us promptly at team@paperstar.cc ...."
📍 § 3 (Accounts and Security)Jump to exact text →

Evidence appendix

Showing priority citations first. The full appendix is available for audit trails; not every citation is a severe risk.

High - 0
Medium - 5
Tier-specific - 1
Total citations - 28
Severity
Surface
Document
Tier
Commercial use
High
" You must be at least 13 years old to use Napkin Math , or older if the law where you live requires it. If you are under 18, you may use the service only with the involvement of a parent or legal guardian. Napkin Math is offered for your personal, non-commercial use. You agree to provide accurate account information and keep it current."
§ 1 (Eligibility and Use of the Service)Jump to exact text →
Source: Terms of Service- Snapshot 2026-09-26- View source
Permalink to this finding →
Automated analysis

Restricts use of the service to personal, non-commercial purposes; sets a minimum age requirement; requires parental or guardian involvement for minors; and obligates users to provide and maintain accurate account information.

AI-generated interpretation, not legal advice.

Subprocessors & data sharing
High
" We may disclose information in the following circumstances: Service providers. We work with vendors that support hosting, storage, authentication, notifications, analytics, customer support, and AI-assisted functionality. Other users. If you use social features, information you choose to share may be visible to other users according to your settings and the feature involved. Legal and safety reasons. We may disclose information if reasonably necessary to comply with the law, respond to lawful requests, protect rights or safety, investigate misuse, or enforce our terms. Business transfers. Information may be transferred as part of a merger, acquisition, financing, reorganization, or sale of assets. With your direction. We may disclose information when you ask us to or clearly direct us to do so. We do not sell your personal information. We may use aggregated or deidentified information to understand usage and improve the service."
§ 4 (How We Disclose Information)Jump to exact text →
Source: Terms of Service- Snapshot 2026-09-26- View source
Permalink to this finding →
Automated analysis

Describes the circumstances under which personal information may be disclosed: to service-provider vendors supporting hosting, storage, authentication, notifications, analytics, support, and AI functionality; to other users via social features; for legal and safety reasons including lawful requests; and in connection with business transfers; identifying the categories of third parties who may receive user data.

AI-generated interpretation, not legal advice.

Indemnity & liability
High
" The service is provided on an "as is" and "as available" basis. To the fullest extent permitted by law, we disclaim warranties of any kind, including warranties of accuracy, availability, non-infringement, merchantability, and fitness for a particular purpose. To the fullest extent permitted by law, Jessica Tang and Paper Star and its service providers will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of data, goodwill, profits, or health related outcomes arising from or related to your use of the service. You are responsible for the decisions you make based on your logs, reflections, and any AI-assisted outputs."
§ 10 (Disclaimers and Limitation of Liability)Jump to exact text →
Source: Terms of Service- Snapshot 2026-09-26- View source
Permalink to this finding →
Automated analysis

Disclaims all warranties (accuracy, availability, non-infringement, merchantability, fitness for purpose) on an as-is and as-available basis and limits the operator's liability for indirect, incidental, special, consequential, exemplary, or punitive damages and loss of data, goodwill, profits, or health outcomes, to the fullest extent permitted by law.

AI-generated interpretation, not legal advice.

Moderation & enforcement
High
" You may stop using the service at any time and may delete your account using the in-app flow or the instructions on the Delete Account or Data page. We may suspend or terminate access to the service if we reasonably believe you violated these terms, created risk for other users or the service, or if suspension is required for legal, security, or operational reasons."
§ 9 (Suspension and Termination)Jump to exact text →
Source: Terms of Service- Snapshot 2026-09-26- View source
Permalink to this finding →
Automated analysis

Grants the service the right to suspend or terminate user access when it reasonably believes the user violated the terms, created risk, or when legal, security, or operational reasons require it; also states the user's corresponding right to stop using the service and delete their account.

AI-generated interpretation, not legal advice.

Prompt / input ownership
High
" You keep ownership of the photos, food logs, notes, goals, voice inputs, profile information, and other content you submit to Napkin Math . You grant Jessica Tang and Paper Star a non-exclusive, worldwide, royalty-free license to host, store, reproduce, transmit, display, format, modify, and otherwise process your content solely as needed to operate, secure, maintain, and improve the service. This includes displaying content according to your sharing settings and processing your inputs to provide AI-assisted features. You represent that you have the rights needed to submit your content and that doing so does not violate the rights, privacy, or safety of any other person."
§ 4 (Your Content and License to Operate the Service)Jump to exact text →
Source: Terms of Service- Snapshot 2026-09-26- View source
Permalink to this finding →
Automated analysis

Confirms that users retain ownership of submitted content (photos, food logs, notes, goals, voice inputs, profile information) and grants the operator a non-exclusive, worldwide, royalty-free license to host, store, reproduce, transmit, display, format, modify, and otherwise process that content solely as needed to operate, secure, maintain, and improve the service, including providing AI-assisted features; also requires users to represent they hold the necessary rights to submit their content.

AI-generated interpretation, not legal advice.

Commercial use
High
" If we offer a free trial or introductory price, the details (length of trial, regular price after the trial) are disclosed on the paywall before you start the trial. Unused portions of a free trial are forfeited when you purchase a subscription. "
§ 3 (Free trials and introductory offers)Jump to exact text →
Source: Terms of Service- Snapshot 2026-09-26- View source
Permalink to this finding →
Automated analysis

Restricts the user from retaining unused free trial time upon converting to a paid subscription, providing that the remaining trial period is forfeited upon purchase.

AI-generated interpretation, not legal advice.

Moderation & enforcement
High
" You agree not to: use the service for unlawful, abusive, fraudulent, or deceptive purposes; upload content you do not have the right to use or share; harass, shame, stalk, impersonate, or otherwise harm other users; reverse engineer, scrape, probe, or automate access to the service without permission; interfere with the operation, security, or stability of the service; use the service or its content to build competing products, datasets, or models."
§ 5 (Acceptable Use and Community Rules)Jump to exact text →
Source: Terms of Service- Snapshot 2026-09-26- View source
Permalink to this finding →
Automated analysis

Enumerates prohibited user conduct including unlawful, abusive, fraudulent, or deceptive use; uploading unauthorized content; harassment, stalking, or impersonation; reverse engineering or unauthorized automated access; interfering with service operation or security; and using the service or its content to build competing products, datasets, or models.

AI-generated interpretation, not legal advice.

Confidentiality
High
" You are responsible for activity that occurs under your account and for maintaining the confidentiality of your login credentials. If you believe your account has been accessed without permission, contact us promptly at team@paperstar.cc . If you choose to sign in with Apple or Google, your use of those sign-in tools is also subject to the applicable third-party terms and policies."
§ 3 (Accounts and Security)Jump to exact text →
Source: Terms of Service- Snapshot 2026-09-26- View source
Permalink to this finding →
Automated analysis

Places on the user the obligation to maintain the confidentiality of login credentials and to bear responsibility for all activity occurring under their account; requires prompt notification to the operator if unauthorized access is suspected; notes that use of third-party sign-in tools is additionally governed by those third parties' terms.

AI-generated interpretation, not legal advice.

Commercial use
High
" Refunds for App Store subscriptions are handled by Apple. You can request a refund at reportaproblem.apple.com . Except where required by law, subscription fees are non-refundable."
Source: Terms of Service- Snapshot 2026-09-26- View source
Permalink to this finding →
Automated analysis

Limits the user's refund rights by designating Apple as the sole refund handler and declaring subscription fees non-refundable except where law requires otherwise.

AI-generated interpretation, not legal advice.

Privacy & data use
High
" Napkin Math is not intended for children under 13, and we do not knowingly collect personal information from children under 13. If you believe a child under 13 has provided personal information to us, contact us and we will investigate."
§ 9 (Children's Privacy)Jump to exact text →
Source: Terms of Service- Snapshot 2026-09-26- View source
Permalink to this finding →
Automated analysis

Restricts the service from being directed at children under 13 and prohibits knowing collection of personal information from that age group; establishes a procedure for reporting potential violations and commits to investigating such reports — user-protective restriction on data collection from minors.

AI-generated interpretation, not legal advice.

Tier differences
High
" We may change subscription pricing or features. Existing subscribers will be notified of price increases in advance and given the opportunity to consent or cancel, as required by Apple's policies."
§ 8 (Changes to subscriptions)Jump to exact text →
Source: Terms of Service- Snapshot 2026-09-26- View source
Permalink to this finding →
Automated analysis

Reserves the operator's right to alter subscription pricing or features and imposes an obligation to notify existing subscribers in advance of price increases and to afford them an opportunity to consent or cancel.

AI-generated interpretation, not legal advice.

Subprocessors & data sharing
High
" Napkin Math includes features that process food photos, text, voice input, and related context to help generate meal entries, corrections, summaries, trends, and goal suggestions. Some of this processing may be handled by third-party service providers acting on our behalf. Automated outputs can be wrong, incomplete, or misleading. Review entries and suggestions before relying on them, especially if you are making decisions related to your health or nutrition."
§ 5 (AI-Assisted Features)Jump to exact text →
Source: Terms of Service- Snapshot 2026-09-26- View source
Permalink to this finding →
Automated analysis

Discloses that AI-assisted processing of food photos, text, voice input, and related context may be handled by third-party service providers acting on the operator's behalf, and disclaims the accuracy of automated outputs, instructing users to review entries before relying on them for health or nutrition decisions.

AI-generated interpretation, not legal advice.

Indemnity & liability
High
" Napkin Math is a food journaling and reflection tool. It is not a doctor, dietitian, therapist, or medical device, and it does not provide medical advice, diagnosis, treatment, or emergency services. Meal interpretations, trends, summaries, goals, reminders, and any AI-assisted outputs are informational only and may be incomplete or inaccurate. You should use your own judgment and consult a qualified professional before making health, nutrition, or treatment decisions. If professional advice conflicts with information from the service, follow the professional advice."
§ 2 (Health and Wellness Disclaimer)Jump to exact text →
Source: Terms of Service- Snapshot 2026-09-26- View source
Permalink to this finding →
Automated analysis

Disclaims that the service constitutes a medical professional, device, or source of medical advice, diagnosis, treatment, or emergency services; characterizes all AI-assisted outputs as informational only and potentially incomplete or inaccurate; instructs users to exercise independent judgment, consult qualified professionals, and defer to professional advice over service-provided information.

AI-generated interpretation, not legal advice.

Privacy & data use
High
" We may update this Privacy Policy from time to time. If we make material changes, we may post the updated version in the app or on the website and update the "Last updated" date above. Questions, privacy requests, or complaints can be sent to team@paperstar.cc ."
§ 11 (Changes and Contact)Jump to exact text →
Source: Terms of Service- Snapshot 2026-09-26- View source
Permalink to this finding →
Automated analysis

Reserves the right to update the Privacy Policy and establishes a notification procedure for material changes via in-app or website posting with a revised date; also provides a contact address for privacy requests, questions, and complaints.

AI-generated interpretation, not legal advice.

Commercial use
High
" Your subscription renews automatically at the end of each billing period (one month or one year) at the then-current price until you cancel. Your iTunes / App Store account is charged for renewal within 24 hours before the end of the current period. You can manage your subscription, change plans, or cancel at any time from your device: open Settings → [your Apple ID] → Subscriptions on iOS, or from inside Napkin Math under Settings → Napkin Math Premium → Manage Premium . To avoid being charged for the next period, you must cancel at least 24 hours before the current period ends. Canceling takes effect at the end of the current period. You will retain Premium access until then."
§ 2 (Automatic renewal)Jump to exact text →
Source: Terms of Service- Snapshot 2026-09-26- View source
Permalink to this finding →
Automated analysis

Establishes automatic renewal as the default billing behavior, specifies the timing of the renewal charge relative to the end of the billing period, and prescribes the cancellation procedure including a 24-hour advance cancellation requirement to avoid being charged for the next period.

AI-generated interpretation, not legal advice.

Subprocessors & data sharing
High
" We use RevenueCat to manage subscription state across our systems. RevenueCat receives your purchase events and a pseudonymous user ID from us and shares them back to Napkin Math so we can grant you Premium access. RevenueCat's privacy policy is at revenuecat.com/privacy ."
§ 7 (Third-party processor)Jump to exact text →
Source: Terms of Service- Snapshot 2026-09-26- View source
Permalink to this finding →
Automated analysis

Identifies RevenueCat as a named subprocessor that receives purchase events and a pseudonymous user ID from the operator and returns data to the operator to enable premium access; directs users to RevenueCat's own privacy policy for further information.

AI-generated interpretation, not legal advice.

Privacy & data use
High
" If you grant permission, Napkin Math may access your camera, photo library, microphone, speech recognition, notifications, or location to provide app features. If you sign in through Apple or Google, we receive the information those providers make available to us, such as your email address and basic profile details, subject to your settings with those providers."
§ 2 (Information from Permissions and Integrations)Jump to exact text →
Source: Terms of Service- Snapshot 2026-09-26- View source
Permalink to this finding →
Automated analysis

Describes data the operator is permitted to access when the user grants device permissions (camera, photo library, microphone, speech recognition, notifications, location) and data received from third-party sign-in providers, conditional on the user's grant and those providers' settings.

AI-generated interpretation, not legal advice.

Governing law & disputes
High
" We may update these terms from time to time. If we make material changes, we may post the updated version in the app or on the website and update the "Last updated" date above. If you continue using the service after changes take effect, you accept the revised terms. If you do not agree, stop using the service. Questions about these terms can be sent to team@paperstar.cc ."
§ 11 (Changes and Contact)Jump to exact text →
Source: Terms of Service- Snapshot 2026-09-26- View source
Permalink to this finding →
Automated analysis

Establishes the procedure by which the operator may modify the terms (posting updated version, updating the date), and deems continued use of the service after changes take effect as acceptance of the revised terms, creating a binding contract modification mechanism.

AI-generated interpretation, not legal advice.

Common questions about Napkin Math's policies

Can you use Napkin Math's output commercially?
Commercial use allowed — with conditions — based on 5 verified findings from Napkin Math's published policy. Informational only, not legal advice.

Clause detail — protections, your obligations, and coverage

Every clause below is a verbatim quote from Napkin Math's own published policy, read in full and linked to its exact location. Protections and user obligations are reported separately from risk because they are different kinds of clause — an obligation on you is not a risk to your data. Informational only, not legal advice.

✅ Protections found

0 verified clauses

Clauses in Napkin Math's policies that work in your favour — commitments the platform made to you.

No protective clause has been verified in Napkin Math's published policies yet. That means we did not find one in the documents we read — not that the platform offers nothing.

📋 Rules you must follow

0 verified clauses

What Napkin Math requires of YOU. These are your obligations, not risks to your data or IP, so they are cited here and excluded from this platform's risk rating.

No user-conduct rule has been verified in Napkin Math's published policies yet.

What the policies actually cover

0 topics

None of Napkin Math's verified clauses has been assigned a topic yet. The clause-trust review has not reached this platform's findings.

Cross-clause notes

Cross-reference

The Terms of Service, § 4 (Your Content and License to Operate the Service) describes rights the platform takes in user content, and the Terms of Service, § 4 (How We Disclose Information) describes disclosure of data to third parties or subprocessors. Both clauses are in force at the same time — read them together.

Automated cross-reference against the published rubric — not legal advice.

Capture recency

  • Privacy Policy:Last captured 2026-07-20
  • Terms of Service:Last captured 2026-09-26· verified 2026-09-26verified once — not yet re-verified

Dates state when our pipeline captured and verified each document — not when the vendor last changed it. Documents are re-scanned on a recurring cadence; a document verified once says so until a re-scan confirms it again.

31 findings first captured First scan: September 2026.

Claim this profile

Compare and stack are saved in your browser. Open compare · View your stack. A correction triggers an automated re-read of Napkin Math's policies — no human edits the data.

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Know where the missing document lives?

We haven't yet verified Napkin Math's Privacy Policy. Point us at the official page and our pipeline will attempt to capture and read it in full. Submissions are candidates only — nothing is published until it passes the same verification gates as every other document on this site.

Every finding above is a verbatim quote from Napkin Math's own published policy, captured to an immutable snapshot and read in full through a two-gate verification pipeline. Confidence labels and any analysis are AI-generated and informational only — not legal advice.

📢 POLICY UPDATES ALERT

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