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Workflow & Automation · magical.com

Magical

Graded against 804 verified platforms, from its own policy text. Automated assessment against a published rubric — not legal advice.

Overall riskMEDReviewed 2026-07-20
Creator: low · GRC: low · Counsel: medium
creator band
Adequate
enterprise · pending
Exhibit A · Terms of Service · verbatim

The materials displayed or performed or available on or through the Services, including, but not limited to, text, graphics, data, articles, photos, images, illustrations, User Submissions, and so forth (all of the foregoing, the “Content”) are protected by copyright and/or other intellectual property laws. You promise to abide by all copyright notices,

highest-risk verified finding on prompt ownership — tap for the citation
51 verified findings6 policy surfaces1/2 core docs verified

Partially verified: Terms of Service assessed · Privacy Policy pending. Everything below comes only from what was read in full.

Risk triage

Watch: governing law disputes

Start here. These are the highest-risk verified clauses AIRIN found in the platform's own policy text.

0
high
17
medium
34
low
1/2
docs
Trains on your data?
Not yet assessed
no verified finding covers this surface yet
Who owns outputs?
Not yet assessed
no verified finding covers this surface yet
Commercial use?
Not yet assessed
no verified finding covers this surface yet
Every rating:verbatim-citedsnapshot-datedchange-loggedHow we keep ratings honest →

How to read this page: Overall risk rates what Magical's own policy terms mean for your prompts, outputs, and data. The benchmark bands below grade those same verified terms relative to peers — a platform in a risky-by-default category can rate HIGH risk and still grade STRONG against its peer set. Both trace to the cited findings.

Creator lens
Your prompts, your outputs, your IP
ADEQUATE

Based on 63 verified, verbatim-cited findings below — read the citations.

Enterprise lens
NOT YET ASSESSED

privacy assessment pending — privacy policy not yet verified This lens receives a band only once its source document has been captured and read in full.

Know where this document lives? Point us to the URL or PDF and the pipeline will verify it.

Automated assessment against a published rubric — not legal advice.

Partially verifiedWorkflow & Automation

Partially verified — Terms of Service — Verified (read in full, 51 findings); Privacy Policy — Capture pending. Findings below are from fully-read, verified documents only; remaining core documents are pending capture.

Why partial?

Capture blocked

A known core policy document could not be publicly captured after the available capture strategies were tried.

Blocked core document: Privacy Policy

Document status
  • Terms of Service
    Verified - read in full - 51 citationsstaticLast captured 2026-07-20
  • Privacy Policy
    Capture blocked - document not publicly capturable
Tier conditions

Only citation-backed plan differences are shown here; absent cells mean AIRIN has not verified a tier-specific claim.

plan language
Moderation & enforcement

Sets out the consequences of subscription cancellation (loss of paid access, retention of unpaid access with restrictions) and imposes an obligation on Magical to notify users of pricing changes in advance, while defining user rights upon price change.

"Upon cancellation of your Subscription, you will no longer have access to the paid subscription Services, but you will maintain access to the unpaid version of the Services, which may contain certain restrictions on use and access. Subscr..."
📍 Terms of Service › “OVERVIEW OF THE SERVICE”Jump to exact text →
plan language
Moderation & enforcement

This segment establishes the procedure for modifying the Terms, reserving Magical's right to change Terms at any time, specifying the notification mechanism (website notice, email, or other means), and providing that continued use constitutes acceptance of modified Terms.

" We are constantly trying to improve our Services, so these Terms may need to change along with the Services. We reserve the right to change the Terms at any time without notice. If the changes materially impact the Terms, we will use reaso..."
📍 Terms of Service › “MODIFICATION”Jump to exact text →
plan language
Moderation & enforcement

Describes the procedural steps Magical takes upon receiving a counter-notice, including notifying the original complainant and potentially restoring content within 10–14 business days at Magical's sole discretion, defining the timeline and discretion for content reinstatement.

" If a counter-notice is received by the Copyright Agent, Magical may send a copy of the counter-notice to the original complaining party informing that person that it may replace the removed content or cease disabling it in 10 business days..."
📍 Terms of Service › “COPYRIGHT COUNTER-NOTICE”Jump to exact text →
plan language
Moderation & enforcement

This segment grants Magical permission to use the business organization information provided by users at registration, imposes an obligation on users to confirm they have authority to register on behalf of their organization, and subjects business use to the policies of the user's business organization.

" About the Service . Please see our website for further details on the features of the various Services offerings, which we will endeavor to improve and expand over time. If you use the Services for business purposes, your use may be subjec..."
📍 Terms of Service › “OVERVIEW OF THE SERVICE”Jump to exact text →
plan language
Moderation & enforcement

This clause establishes payment obligations including authorization to use secondary payment methods, Magical's right to revoke access upon payment failure, the finality and non-refundability of charges, and automatic renewal billing terms for subscriptions, governing the commercial relationship between user and platform.

"See Direct Billing section below. If your primary Payment Method is determined to be expired, invalid, or otherwise not able to be charged, you agree that we may use a secondary Payment Method in your account, if available. We reserve the r..."
📍 Terms of Service › “OVERVIEW OF THE SERVICE”Jump to exact text →
plan language
Indemnity & liability

Limits Magical's liability to the fullest extent permitted by law, excluding indirect, special, incidental, and consequential damages, and capping aggregate liability at the greater of $100 or amounts paid by the user to Magical, restricting the user's ability to recover damages beyond these thresholds.

" TO THE FULLEST EXTENT ALLOWED BY APPLICABLE LAW, UNDER NO CIRCUMSTANCES AND UNDER NO LEGAL THEORY (INCLUDING, WITHOUT LIMITATION, TORT, CONTRACT, STRICT LIABILITY, OR OTHERWISE) SHALL MAGICAL (OR ITS LICENSORS OR SUPPLIERS) BE LIABLE TO YO..."
📍 Terms of Service › “LIMITATION OF LIABILITY”Jump to exact text →
plan language
Indemnity & liability

Disclaims all warranties, express or implied, including fitness for purpose and merchantability, for the Services and content, providing an 'AS IS' disclaimer on behalf of Magical and its licensors and suppliers.

" Neither Magical nor its licensors or suppliers makes any representations or warranties concerning any content contained in or accessed through the Services. The Services are provided “AS IS” and without any warranty of any kind from Magica..."
📍 Terms of Service › “DISCLAIMER”Jump to exact text →
plan language
Subprocessors & data sharing

Incorporates additional terms and conditions for specific parts of the Services by reference, and disclaims responsibility for Third Party Platform disruptions, establishing that supplemental terms govern particular service tiers or features.

"While we will endeavor to minimize any such disruptions, you acknowledge and agree that we are not responsible for the operations of such Third Party Platforms, and how changes to Third Party Platforms may affect the performance of or your ..."
📍 Terms of Service › “OVERVIEW OF THE SERVICE”Jump to exact text →

Evidence appendix

Showing priority citations first. The full appendix is available for audit trails; not every citation is a severe risk.

High - 0
Medium - 17
Tier-specific - 0
Total citations - 51
Severity
Surface
Document
Tier
Prompt / input ownership
High
" The materials displayed or performed or available on or through the Services, including, but not limited to, text, graphics, data, articles, photos, images, illustrations, User Submissions, and so forth (all of the foregoing, the “Content”) are protected by copyright and/or other intellectual property laws. You promise to abide by all copyright notices, trademark rules, information, and restrictions contained in any Content you access through the Services, and you won’t use, copy, reproduce, modify, translate, publish, broadcast, transmit, distribute, perform, upload, display, license, sell or otherwise exploit for any purpose any Content not owned by you, (i) without the prior consent of the owner of that Content or (ii) in a way that violates someone else’s (including Magical’s) rights. You understand that Magical owns the Services. You won’t modify, publish, transmit, participate in the transfer or sale of, reproduce (except as expressly provided in this Section), create derivative works based on, or otherwise exploit any of the Services. The Services may allow you to copy or download certain Content; please remember that just because this functionality exists, doesn’t mean that all the restrictions above don’t apply – they do! Anything you post, upload, share, store, or otherwise provide through the Services, including any templates (“Templates”) you may produce using the Services, is your “User Submission.” Please note that the following license is subject to our Privacy Policy to the extent it relates to User Submissions that are also your personally-identifiable information. "
Terms of Service › “INTELLECTUAL PROPERTY”Jump to exact text →
Source: Terms of Service- Snapshot 2026-06-08- View source
Permalink to this finding →
Automated analysis

This segment defines 'Content' as all materials on the Services protected by copyright and IP laws, restricts users from using, copying, reproducing, modifying, distributing, or otherwise exploiting Content without authorization, establishing the platform's IP ownership and user restrictions.

AI-generated interpretation, not legal advice.

Indemnity & liability
High
" TO THE FULLEST EXTENT ALLOWED BY APPLICABLE LAW, UNDER NO CIRCUMSTANCES AND UNDER NO LEGAL THEORY (INCLUDING, WITHOUT LIMITATION, TORT, CONTRACT, STRICT LIABILITY, OR OTHERWISE) SHALL MAGICAL (OR ITS LICENSORS OR SUPPLIERS) BE LIABLE TO YOU OR TO ANY OTHER PERSON FOR (A) ANY INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES OF ANY KIND, INCLUDING DAMAGES FOR LOST PROFITS, LOSS OF GOODWILL, WORK STOPPAGE, ACCURACY OF RESULTS, OR COMPUTER FAILURE OR MALFUNCTION, OR (B) ANY AMOUNT, IN THE AGGREGATE, IN EXCESS OF THE GREATER OF (I) $100 OR (II) THE AMOUNTS PAID BY YOU TO MAGICAL IN CONNECTION WITH THE SERVICES IN THE TWELVE (12) MONTH PERIOD PRECEDING THIS APPLICABLE CLAIM, (C) ANY ACTS, OMISSIONS, OR FAILURES OF A THIRD PARTY, OR (D) ANY MATTER BEYOND OUR REASONABLE CONTROL. SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES, SO THE ABOVE LIMITATION AND EXCLUSIONS MAY NOT APPLY TO YOU."
Terms of Service › “LIMITATION OF LIABILITY”Jump to exact text →
Source: Terms of Service- Snapshot 2026-06-08- View source
Permalink to this finding →
Automated analysis

Limits Magical's liability to the fullest extent permitted by law, excluding indirect, special, incidental, and consequential damages, and capping aggregate liability at the greater of $100 or amounts paid by the user to Magical, restricting the user's ability to recover damages beyond these thresholds.

AI-generated interpretation, not legal advice.

Governing law & disputes
High
" You may not assign, delegate or transfer these Terms or your rights or obligations hereunder, or your Services account, in any way (by operation of law or otherwise) without Magical’s prior written consent. We may transfer, assign, or delegate these Terms and our rights and obligations without consent."
Terms of Service › “ASSIGNMENT”Jump to exact text →
Source: Terms of Service- Snapshot 2026-06-08- View source
Permalink to this finding →
Automated analysis

Restricts the user from assigning, delegating, or transferring the Terms or their rights and obligations without Magical's prior written consent, while granting Magical an unrestricted right to assign or delegate without consent.

AI-generated interpretation, not legal advice.

Privacy & data use
High
" For users located outside of the European Economic Area (EEA) Your registration to use the Site and/or Services constitutes your consent to receive email communications from Magical, including messages regarding customer service issues and other matters. You may opt not to receive email correspondence, other than technical notifications and email regarding issues related to your account and your use of the Services, at any time by following the “unsubscribe” link included in the email messages. ‍ For users located in the European Economic Area (EEA) We only send marketing communications to users located in the European Economic Area (EEA) with your prior consent, and you may withdraw your consent at any time by clicking the “unsubscribe” link found within Magical emails and changing your contact preferences. Please note you will continue to receive transactional messages related to our Services, even if you unsubscribe from marketing emails. "
Terms of Service › “CONSENT TO ELECTRONIC COMMUNICATIONS”Jump to exact text →
Source: Terms of Service- Snapshot 2026-06-08- View source
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Automated analysis

Establishes that registration constitutes consent to receive marketing and service communications, grants users the right to opt out of non-essential emails, and distinguishes rules for EEA users regarding marketing consent, governing how personal data is used for communications purposes.

AI-generated interpretation, not legal advice.

Moderation & enforcement
High
"Upon cancellation of your Subscription, you will no longer have access to the paid subscription Services, but you will maintain access to the unpaid version of the Services, which may contain certain restrictions on use and access. Subscription Pricing Changes you understand that recurring Subscription prices may change in the future, provided that any pricing changes will impact the next recurring billing period. In the event of a price change, we will attempt to notify you in advance of the change by sending an email to the email address you have registered for your account. If you do not wish to accept a price change, you may cancel your Subscription in accordance with the instructions included in that email notice and in the “Cancellation” section above. If you do not timely cancel your Subscription, your Subscription will be renewed at the price in effect at the time of the renewal, without any additional action by you, and you authorize us to charge your designated Payment Method for these amounts. We will not be able to notify you of any changes in applicable taxes, if any. Direct Billing. Notwithstanding any amounts owed to Company hereunder, the company does not process payments for any Services, unless you have agreed with the Company to transact through ACH or wire payments. If you have agreed with the Company to transact through ACH or wire payments, you will be required to complete a payment authorization form directly with the Company. "
Terms of Service › “OVERVIEW OF THE SERVICE”Jump to exact text →
Source: Terms of Service- Snapshot 2026-06-08- View source
Permalink to this finding →
Automated analysis

Sets out the consequences of subscription cancellation (loss of paid access, retention of unpaid access with restrictions) and imposes an obligation on Magical to notify users of pricing changes in advance, while defining user rights upon price change.

AI-generated interpretation, not legal advice.

Moderation & enforcement
High
" By completing the registration process for any given Services, you are agreeing to subscribe to the selected Services, subject to the terms and conditions of these Terms. You agree to provide Magical with accurate and complete registration information and to promptly notify Magical in the event of any changes to any such information. You shall be solely responsible for the security and proper use of all user IDs, passwords or other security devices used in connection with the Services, and shall take all reasonable steps to ensure that they are kept confidential and secure, are used properly and are not disclosed to or used by any other person or entity. You shall immediately inform Magical if there is any reason to believe that a user ID, password or any other security device issued by Magical has or is likely to become known to someone not authorized to use it, or is being or is likely to be used in an unauthorized way. Magical reserves the right (at its sole discretion) to request that you change your password(s) in connection with the Services, and you shall promptly comply with any such request. You are solely responsible for all activity in connection with access to the Services through your account or using your password, and for the security of your computer systems, and in no event shall Magical be liable for any loss or damages relating to such activity."
Terms of Service › “REGISTRATION AND YOUR ACCOUNT”Jump to exact text →
Source: Terms of Service- Snapshot 2026-06-08- View source
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Automated analysis

This clause imposes obligations on users to provide accurate and complete registration information, promptly update that information upon changes, and maintain sole responsibility for the security and confidentiality of their account credentials, including all activity conducted under their account.

AI-generated interpretation, not legal advice.

Moderation & enforcement
High
" We are constantly trying to improve our Services, so these Terms may need to change along with the Services. We reserve the right to change the Terms at any time without notice. If the changes materially impact the Terms, we will use reasonable efforts to bring it to your attention by placing a notice on the Magical website, by sending you an email, and/or by some other means. If you don’t agree with the new Terms, you are free to reject them; unfortunately, that means you will no longer be able to use the Services. If you use the Services in any way after a change to the Terms is effective, that means you agree to be bound by all of the changes."
Terms of Service › “MODIFICATION”Jump to exact text →
Source: Terms of Service- Snapshot 2026-06-08- View source
Permalink to this finding →
Automated analysis

This segment establishes the procedure for modifying the Terms, reserving Magical's right to change Terms at any time, specifying the notification mechanism (website notice, email, or other means), and providing that continued use constitutes acceptance of modified Terms.

AI-generated interpretation, not legal advice.

Moderation & enforcement
High
" We’re always trying to improve the Services, so they may change over time. We may suspend or discontinue any part of the Services, or we may introduce new features or impose limits on certain features or restrict access to parts or all of the Services. We’ll try to give you notice when we make a material change to the Services that would adversely affect you, but this isn’t always practical. Similarly, we reserve the right to remove any Content from the Services at any time, for any reason, in our sole discretion, and without notice."
Terms of Service › “MODIFICATIONS TO THE SERVICE”Jump to exact text →
Source: Terms of Service- Snapshot 2026-06-08- View source
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Automated analysis

Reserves Magical's right to suspend, discontinue, modify, or restrict any part of the Services and to remove Content at any time without notice in its sole discretion, while disclosing that notice of material adverse changes may not always be provided.

AI-generated interpretation, not legal advice.

Moderation & enforcement
High
" If a counter-notice is received by the Copyright Agent, Magical may send a copy of the counter-notice to the original complaining party informing that person that it may replace the removed content or cease disabling it in 10 business days. Unless the copyright owner files an action seeking a court order against the content provider, member or user, the removed content may be replaced, or access to it restored, in 10 to 14 business days or more after receipt of the counter-notice, at Magical’s sole discretion."
Terms of Service › “COPYRIGHT COUNTER-NOTICE”Jump to exact text →
Source: Terms of Service- Snapshot 2026-06-08- View source
Permalink to this finding →
Automated analysis

Describes the procedural steps Magical takes upon receiving a counter-notice, including notifying the original complainant and potentially restoring content within 10–14 business days at Magical's sole discretion, defining the timeline and discretion for content reinstatement.

AI-generated interpretation, not legal advice.

Moderation & enforcement
High
"We may also modify, extend, shorten, or cancel any Promotion at any time. If you violate these Terms, Magical reserves the right to cancel your Promotion."
Terms of Service › “OVERVIEW OF THE SERVICE”Jump to exact text →
Source: Terms of Service- Snapshot 2026-06-08- View source
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Automated analysis

This clause reserves Magical's right to modify, extend, shorten, or cancel any promotional offer at any time, and grants Magical the right to cancel a user's promotion as a remedy for violation of the Terms.

AI-generated interpretation, not legal advice.

Moderation & enforcement
High
"Your recurring billing period is the interval of time between each recurring billing date and corresponds to the term of your subscription. For purposes of these Terms, a “day” or “date” begins at 12:00 a.m. Pacific time and ends at 11:59 p.m. Pacific time of that same calendar day. To see your next Subscription renewal billing invoice date and amount, log in to your account and view your account details under “Billing”. Your non-termination of a Subscription reaffirms that we are authorized to charge your designated Payment Method for the applicable Subscription fees for the next recurring billing period. Cancellation. You can cancel your Subscription (i) by logging into your account and selecting “Cancel Subscription” under “Billing” or (ii) by emailing help@getmagical.com . To avoid being charged for your next recurring charge, you must cancel your Subscription at least twenty four (24) hours before the next-scheduled Subscription renewal billing invoice date (which, for the avoidance of doubt, you can view by logging into your account and accessing your account details under “Billing”), unless you have agreed with the Company to transact through ACH or wire payments, in which case you must cancel your Subscription at least thirty (30) days before the next-scheduled Subscription renewal billing invoice date. Once it starts, each recurring billing period is non-refundable. We do not refund or credit for partially used billing periods. "
Terms of Service › “OVERVIEW OF THE SERVICE”Jump to exact text →
Source: Terms of Service- Snapshot 2026-06-08- View source
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Automated analysis

Defines the recurring billing period, the meaning of 'day' or 'date' for subscription purposes, and how subscription renewal is authorized, establishing procedural and definitional terms governing subscription billing cycles.

AI-generated interpretation, not legal advice.

Moderation & enforcement
High
"See Direct Billing section below. If your primary Payment Method is determined to be expired, invalid, or otherwise not able to be charged, you agree that we may use a secondary Payment Method in your account, if available. We reserve the right to revoke access to any feature, product, or service that you have purchased in the event that we are unable to charge your Payment Method for the Purchase that you made. Charges paid by you are final and non-refundable, unless otherwise determined by Magical. Subscriptions. Automatic Renewal and Billing. Certain Magical features and functionality, including our Core and Advanced offerings, are only available to individuals who have Purchased a paid subscription (“Subscriptions”). Subscriptions will consist of a one-time charge, followed by automatically recurring charges (which will typically be monthly or yearly recurring charges). At the time you Purchase the Subscription, you will affirmatively select the cadence of your automatically recurring charges (which will typically be monthly or yearly recurring charges). By Purchasing a Subscription, you acknowledge that there is an initial and recurring automatic payment feature that will be charged to your designated Payment Method at the start of each recurring billing period on your elected Subscription plan, without further authorization from you until you have canceled your subscription (pursuant to the below) or wish to change your Payment Method (by selecting “Change Payment Method” under “Billing” once you have logged into your account). "
Terms of Service › “OVERVIEW OF THE SERVICE”Jump to exact text →
Source: Terms of Service- Snapshot 2026-06-08- View source
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Automated analysis

This clause establishes payment obligations including authorization to use secondary payment methods, Magical's right to revoke access upon payment failure, the finality and non-refundability of charges, and automatic renewal billing terms for subscriptions, governing the commercial relationship between user and platform.

AI-generated interpretation, not legal advice.

Indemnity & liability
High
" References on the Services to any names, marks, products, or services of third parties, or links to third party sites or information are not an endorsement, sponsorship, or recommendation of the third party, its information, products, or services. We are not responsible for the content of any third party linked site or any link contained in any linked site. Your use of a third-party site linked from our Services is at your own risk and will be governed by such third party's terms and policies."
Terms of Service › “LINKS TO THIRD PARTY SITES”Jump to exact text →
Source: Terms of Service- Snapshot 2026-06-08- View source
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Automated analysis

This clause disclaims any endorsement or sponsorship of third-party content, disclaims Magical's responsibility for third-party linked site content, and places the risk of using third-party sites solely on the user, limiting Magical's liability for third-party platform conduct.

AI-generated interpretation, not legal advice.

Indemnity & liability
High
" Neither Magical nor its licensors or suppliers makes any representations or warranties concerning any content contained in or accessed through the Services. The Services are provided “AS IS” and without any warranty of any kind from Magical or others (unless, with respect to such others only, provided expressly and unambiguously in writing by a designated third party for a specific product). THE SERVICES AND CONTENT ARE PROVIDED BY MAGICAL (AND ITS LICENSORS AND SUPPLIERS) ON AN “AS-IS” BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR THAT USE OF THE SERVICES WILL BE UNINTERRUPTED OR ERROR-FREE. SOME STATES DO NOT ALLOW LIMITATIONS ON HOW LONG AN IMPLIED WARRANTY LASTS, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU."
Terms of Service › “DISCLAIMER”Jump to exact text →
Source: Terms of Service- Snapshot 2026-06-08- View source
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Automated analysis

Disclaims all warranties, express or implied, including fitness for purpose and merchantability, for the Services and content, providing an 'AS IS' disclaimer on behalf of Magical and its licensors and suppliers.

AI-generated interpretation, not legal advice.

Indemnity & liability
High
" To the fullest extent allowed by applicable law, You agree to indemnify and hold Magical, its affiliates, officers, agents, employees, and partners harmless from and against any and all claims, liabilities, damages (actual and consequential), losses and expenses (including attorneys’ fees) arising from or in any way related to any third party claims relating to (a) your use of the Services (including any actions taken by a third party using your account or claims by your customers arising from their use of the Services through your products), (b) your violation of these Terms, or (c), your use of the Services that in any way that violates the terms of services of any Third Party Platform. In the event of such a claim, suit, or action (“Claim”), we will attempt to provide notice of the Claim to the contact information we have for your account (provided that failure to deliver such notice shall not eliminate or reduce your indemnification obligations hereunder)."
Terms of Service › “INDEMNITY”Jump to exact text →
Source: Terms of Service- Snapshot 2026-06-08- View source
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Automated analysis

Imposes a broad indemnification obligation on the user to defend and hold harmless Magical and its affiliates from all claims, damages, and expenses arising from the user's use of the Services, violation of Terms, or related third-party claims.

AI-generated interpretation, not legal advice.

Subprocessors & data sharing
High
"While we will endeavor to minimize any such disruptions, you acknowledge and agree that we are not responsible for the operations of such Third Party Platforms, and how changes to Third Party Platforms may affect the performance of or your use of the Services. Certain parts of the Services may be subject to additional terms and conditions specified by us from time to time; your use of such Services are subject to those additional terms and conditions, which are incorporated into these Terms by this reference. ‍ Pricing . General Payment Terms. Magical may allow users to pay for access to certain features, products, or services (“Purchases”). When you make a Purchase we may allow payments through a variety of different methods including but not limited to debit card, credit card, and other online payment methods, as well as ACH or wire payments if you have agreed directly with the Company (“Payment Methods”). See Direct Billing section below. When you choose to make a Purchase, your Payment Method will be charged for the amount (and, if applicable, on the schedule) that was presented to you at the time of Purchase, plus any sales or similar taxes that may be imposed on that payment. You hereby authorize us to charge your Payment Method for those Purchases. You understand and agree that, by signing up for a paid version of the Services (or by purchasing any other feature, product, or service that we may make available through the services), you will be authorizing Magical, through our payment processor, to collect, store, transfer, and charge your Payment Method on file for the agreed upon amount of that transaction. "
Terms of Service › “OVERVIEW OF THE SERVICE”Jump to exact text →
Source: Terms of Service- Snapshot 2026-06-08- View source
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Automated analysis

Incorporates additional terms and conditions for specific parts of the Services by reference, and disclaims responsibility for Third Party Platform disruptions, establishing that supplemental terms govern particular service tiers or features.

AI-generated interpretation, not legal advice.

Subprocessors & data sharing
High
"To facilitate payment for the Services we use Stripe, Inc. and its affiliates (“Stripe”), a third-party payment processor. These payment processing services are provided by Stripe and are subject to the Stripe terms and conditions and other policies available at https://stripe.com/legal and Stripe’s Global Privacy Policy available at: https://stripe.com/privacy (collectively, the "Stripe Agreements"). By agreeing to these Terms, users that use the payment functions of the Service also agree to be bound by the Stripe Agreements, as the same may be modified by Stripe from time to time. You hereby authorize Stripe to store and continue billing your specified payment method even after such payment method has expired, to avoid interruptions in payment for your use of the Service. Please contact Stripe for more information. The Company assumes no liability or responsibility for any payments you make to Stripe in respect of the Service. You must provide and maintain a current, complete and accurate Payment Method. You represent and warrant that you have the legal right to use any such Payment Method. By signing up for a Subscription, you agree to pay us, through Stripe, all charges at the prices then in effect for such Subscription in accordance with the applicable payment terms, and you authorize us, through Stripe, to charge your Payment Method. We reserve the right to correct any errors or mistakes that Stripe makes even if it has already requested or received payment. "
Terms of Service › “OVERVIEW OF THE SERVICE”Jump to exact text →
Source: Terms of Service- Snapshot 2026-06-08- View source
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Automated analysis

This segment identifies Stripe as a third-party payment subprocessor, discloses the data sharing relationship inherent in using Stripe for payment processing, and incorporates the Stripe Agreements (terms and privacy policy) by reference, binding users who use payment functions to those external agreements.

AI-generated interpretation, not legal advice.

Moderation & enforcement
High
" (e) Attempts, in any manner, to obtain the password, account, or other security information from any other user;"
Terms of Service › “PROHIBITED USES”Jump to exact text →
Source: Terms of Service- Snapshot 2026-06-08- View source
Permalink to this finding →
Automated analysis

This segment restricts users from attempting to obtain passwords, account information, or security credentials from other users, constituting a security and data protection restriction.

AI-generated interpretation, not legal advice.

Clause detail — protections, your obligations, and coverage

Every clause below is a verbatim quote from Magical's own published policy, read in full and linked to its exact location. Protections and user obligations are reported separately from risk because they are different kinds of clause — an obligation on you is not a risk to your data. Informational only, not legal advice.

✅ Protections found

2 verified clauses

Clauses in Magical's policies that work in your favour — commitments the platform made to you.

  • Privacy & data usechildren's data
    Magical takes the privacy of its users very seriously. We do not collect personally identifiable information from you except to the extent you have explicitly given such information to Magical. To the extent we collect personally identifiable information, the…

    This segment describes Magical's privacy practices, limits collection of personally identifiable information to explicitly provided data, incorporates the Data Processing Addendum and Privacy Policy by reference, and req…

    📍 Terms of Service › “PRIVACY”Jump to exact text →
  • Privacy & data usechildren's data
    We do not knowingly collect or solicit personally identifiable information from children under 13; if you are a child under 13, please do not attempt to register for the Services or send any personal information about yourself to us. If we learn we have collec…

    This segment imposes an obligation on Magical not to knowingly collect personal information from children under 13, establishes a deletion obligation upon discovery of such collection, and provides a remedy procedure (co…

    📍 Terms of Service › “PRIVACY”Jump to exact text →

📋 Rules you must follow

12 verified clauses

What Magical requires of YOU. These are your obligations, not risks to your data or IP, so they are cited here and excluded from this platform's risk rating.

  • Moderation & enforcementconduct restrictions
    (g) Runs Maillist, Listserv, any form of auto-responder or “spam” on the Services, or any processes that run or are activated while you are not logged into the Services, or that otherwise interfere with the proper working of the Services (including by placing…

    This clause prohibits users from running spam, auto-responders, or processes that interfere with the Services' infrastructure or operate while the user is not logged in, protecting service integrity and preventing abuse.

    📍 Terms of Service › “PROHIBITED USES”Jump to exact text →
  • Moderation & enforcement
    (i) attempts, in any manner, to store or process any data containing passwords, credit card information, personal identification numbers or other similar types of sensitive personal information.

    This clause prohibits users from attempting to store or process sensitive personal data such as passwords, credit card numbers, or PINs through the Services, imposing a data handling restriction to limit security risk an…

    📍 Terms of Service › “PROHIBITED USES”Jump to exact text →
  • Moderation & enforcementconduct restrictions
    (j) Decompiles, reverse engineers, or otherwise attempts to obtain the source code or underlying ideas or information of or relating to the Services.

    This segment restricts users from decompiling, reverse engineering, or attempting to extract source code or underlying ideas from the Services, constituting an intellectual property and trade secret protection restrictio…

    📍 Terms of Service › “PROHIBITED USES”Jump to exact text →
  • Moderation & enforcementconduct restrictions
    (i) Automate access to or use of the Services, including, without limitation, through the use of crawlers, bots, scrapers or other similar devices;

    This segment restricts users from automating access to the Services through crawlers, bots, scrapers, or similar devices, constituting a prohibition on automated or programmatic abuse of the platform.

    📍 Terms of Service › “PROHIBITED USES”Jump to exact text →
  • Moderation & enforcement
    (d) Jeopardizes the security of your Magical account or anyone else’s (such as allowing someone else to log in to the Services as you);

    Restricts users from taking actions that jeopardize the security of their own or another user's account, including unauthorized account sharing.

    📍 Terms of Service › “PROHIBITED USES”Jump to exact text →

+ 7 more verified clauses of this kind on this platform, cited in full in the report.

What the policies actually cover

7 topics
  • Advertising & tracking1 clause
  • Children's data2 protective2 clauses
  • Damages & liability cap2 clauses
  • Indemnity direction1 clause
  • Terms can change at any time3 clauses
  • Auto-renewal & cancel window4 clauses
  • Conduct restrictions7 obligations7 clauses

31 further verified clauses are cited on this page but not yet assigned a topic.

Cross-clause notes

Cross-reference

The Terms of Service, Terms of Service › “INTELLECTUAL PROPERTY” describes rights the platform takes in user content, and the Terms of Service, Terms of Service › “OVERVIEW OF THE SERVICE” describes disclosure of data to third parties or subprocessors. Both clauses are in force at the same time — read them together.

Automated cross-reference against the published rubric — not legal advice.

Clause intelligence

Canonical clauses and stance patterns extracted from the same gate-verified citations shown on this page.

240
clauses
45
patterns
45
stances
ip ownership · 17tier conditionality · 8dispute resolution · 7ip license · 6privacy sharing · 4legal burden · 3
dispute resolutionMEDIUMTerms of Service › “APPLICABLE LAW; ARBITRATION”

The clause imposes arbitration, class-action waiver, or jury-trial waiver terms.

These Terms are governed by and will be construed under the laws of the State of California, without regard to the conflicts of laws provisions thereof. Any dispute arising from or relating to the subject matter of these Terms shall be finally settled in San Francisco County, California, in English, in accordance with the Streamlined Arbitration Rules and Procedures of Judicial Arbitration and Mediation Services, ...
Open source citation
dispute resolutionMEDIUMTerms of Service › “APPLICABLE LAW; ARBITRATION”

The clause imposes arbitration, class-action waiver, or jury-trial waiver terms.

These Terms are governed by and will be construed under the laws of the State of California, without regard to the conflicts of laws provisions thereof. Any dispute arising from or relating to the subject matter of these Terms shall be finally settled in San Francisco County, California, in English, in accordance with the Streamlined Arbitration Rules and Procedures of Judicial Arbitration and Mediation Services, ...
Open source citation
dispute resolutionMEDIUMTerms of Service › “APPLICABLE LAW; ARBITRATION”

The clause imposes arbitration, class-action waiver, or jury-trial waiver terms.

These Terms are governed by and will be construed under the laws of the State of California, without regard to the conflicts of laws provisions thereof. Any dispute arising from or relating to the subject matter of these Terms shall be finally settled in San Francisco County, California, in English, in accordance with the Streamlined Arbitration Rules and Procedures of Judicial Arbitration and Mediation Services, ...
Open source citation
dispute resolutionMEDIUMTerms of Service › “Terms of Service | Magical”

The clause imposes arbitration, class-action waiver, or jury-trial waiver terms.

THESE TERMS CONTAINS AN ARBITRATION AGREEMENT, WHICH WILL, WITH LIMITED EXCEPTIONS, REQUIRE YOU TO SUBMIT CLAIMS YOU HAVE AGAINST MAGICAL AND ITS LICENSORS AND ITS SUPPLIERS TO BINDING AND FINAL ARBITRATION. UNDER THE ARBITRATION AGREEMENT (1) YOU WILL ONLY BE PERMITTED TO PURSUE CLAIMS AGAINST MAGICAL AND ITS LICENSORS AND ITS SUPPLIERS ON YOUR OWN BEHALF, NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY CLASS OR REPRES...
Open source citation
dispute resolutionMEDIUMTerms of Service › “CONTACT AND VIOLATIONS”

The clause imposes arbitration, class-action waiver, or jury-trial waiver terms.

THESE TERMS CONTAINS AN ARBITRATION AGREEMENT, WHICH WILL, WITH LIMITED EXCEPTIONS, REQUIRE YOU TO SUBMIT CLAIMS YOU HAVE AGAINST MAGICAL AND ITS LICENSORS AND ITS SUPPLIERS TO BINDING AND FINAL ARBITRATION. UNDER THE ARBITRATION AGREEMENT (1) YOU WILL ONLY BE PERMITTED TO PURSUE CLAIMS AGAINST MAGICAL AND ITS LICENSORS AND ITS SUPPLIERS ON YOUR OWN BEHALF, NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY CLASS OR REPRES...
Open source citation

Tier matrix

Plan-level conditions detected from citation-backed clauses. Empty tiers mean AIRIN has not captured decisive tier language yet.

TierSurfaceVerdictRiskCitations
All applicable tiersgoverning law disputesconditionalMEDIUM7
All applicable tiersmoderation enforcementworsensHIGH4
All applicable tiersprivacy data useworsensHIGH8
All applicable tierssubprocessors data sharingworsensHIGH3
Freegoverning law disputesworsensHIGH3
Freeindemnity liabilityconditionalMEDIUM3
Freetraining useworsensHIGH6
Pro / Paidindemnity liabilityworsensHIGH1
Pro / Paidtier differencesworsensHIGH10

Policy evolution

Open full timeline

Before/after stance changes across captured policy versions. When no material delta exists yet, AIRIN shows the latest citation-backed stance events instead.

Jul 20, 2026dispute termsMEDIUM

Latest stance: arbitration or waiver on governing law disputes

THESE TERMS CONTAINS AN ARBITRATION AGREEMENT, WHICH WILL, WITH LIMITED EXCEPTIONS, REQUIRE YOU TO SUBMIT CLAIMS YOU HAVE AGAINST MAGICAL AND ITS LICENSORS AND ITS SUPPLIERS TO BINDING AND FINAL ARBITRATION. UNDER THE ARBITRATION AGREEMENT (1) YOU WILL ONLY BE PERMITTED TO PURSUE CLAIMS AGAINST MAGICAL AND ITS LICENSORS AND ITS SUPPLIERS ON YOUR OWN BEHALF, NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY CLASS OR REPRESENTATIVE ACTION OR PROCEEDING, (2) YOU WILL ONLY BE PERMITTED TO SEEK RELIEF (INCLUDING MONETARY, INJUNCTIVE, AND DECLARATORY RELIEF) ON YOUR OWN BEHALF, AND (3) YOU ARE WAIVING YOUR RIGHT TO A JURY TRIAL AND YOUR RIGHT TO HAVE YOUR CLAIMS DECIDED BY A JUDGE OR JURY. If you have any questions, comments or concerns about these Terms or the Services, please contact us at legal@getmagical.com.
Open timeline citation
Jul 20, 2026content ownershipHIGH

Latest stance: platform claims or reserves rights on privacy data use

To facilitate payment for the Services we use Stripe, Inc. and its affiliates (“Stripe”), a third-party payment processor. These payment processing services are provided by Stripe and are subject to the Stripe terms and conditions and other policies available at https://stripe.com/legal and Stripe’s Global Privacy Policy available at: https://stripe.com/privacy (collectively, the "Stripe Agreements"). By agreeing to these Terms, users that use the payment functions of the Service also agree to be bound by the Stripe Agreements, as the same may be modified by Stripe from time to time. You hereby authorize Stripe to store and continue billing your specified payment method even after such payment method has expired, to avoid interruptions in payment for your use of the Service. Please contact Stripe for more information. The Company assumes no liability or responsibility for any payments you make to Stripe in respect of the Service. You must provide and maintain a current, complete and accurate Payment Method. You represent and warrant that you have the legal right to use any such Payment Method. By signing up for a Subscription, you agree to pay us, through Stripe, all charges at the prices then in effect for such Subscription in accordance with the applicable payment terms, and you authorize us, through Stripe, to charge your Payment Method. We reserve the right to correct any errors or mistakes that Stripe makes even if it has already requested or received payment.
Open timeline citation
Jul 20, 2026content ownershipHIGH

Latest stance: platform claims or reserves rights on moderation enforcement

We’re always trying to improve the Services, so they may change over time. We may suspend or discontinue any part of the Services, or we may introduce new features or impose limits on certain features or restrict access to parts or all of the Services. We’ll try to give you notice when we make a material change to the Services that would adversely affect you, but this isn’t always practical. Similarly, we reserve the right to remove any Content from the Services at any time, for any reason, in our sole discretion, and without notice.
Open timeline citation
Jul 20, 2026data sharingMEDIUM

Latest stance: third party or vendor sharing on privacy data use

Magical takes the privacy of its users very seriously. We do not collect personally identifiable information from you except to the extent you have explicitly given such information to Magical. To the extent we collect personally identifiable information, the use and processing of such data will be in accordance with the Data Processing Addendum. Magical’s information practices are further described in the Privacy Policy . By using the Services and agreeing to be bound by these Terms, you also agree to (i) all of the terms of the Privacy Policy and the Data Processing Addendum, and (ii) Magical’s use of, and processing of, data as described in the Privacy Policy and the Data Processing Addendum is not an actionable breach of your privacy or publicity rights. We may from time to time update or revise the Privacy Policy or the Data Processing Addendum. If we update or revise the Privacy Policy or the Data Processing Addendum, we will notify you either by email to your most recently provided email address, by posting the updated or revised Privacy Policy and/or Data Processing Addendum on the Services or on our website or by any other manner chosen by us in our reasonable discretion. Your use of the Services following any such update or revision constitutes your agreement to be bound by and comply with the Privacy Policy and/or Data Processing Addendum as updated or revised. The Children’s Online Privacy Protection Act (“COPPA”) requires that online service providers obtain parental consent before they knowingly collect personally identifiable information online from children who are under 13.
Open timeline citation
Jun 28, 2026content ownershipHIGH

Latest stance: platform claims or reserves rights on privacy data use

To facilitate payment for the Services we use Stripe, Inc. and its affiliates (“Stripe”), a third-party payment processor. These payment processing services are provided by Stripe and are subject to the Stripe terms and conditions and other policies available at https://stripe.com/legal and Stripe’s Global Privacy Policy available at: https://stripe.com/privacy (collectively, the "Stripe Agreements"). By agreeing to these Terms, users that use the payment functions of the Service also agree to be bound by the Stripe Agreements, as the same may be modified by Stripe from time to time. You hereby authorize Stripe to store and continue billing your specified payment method even after such payment method has expired, to avoid interruptions in payment for your use of the Service. Please contact Stripe for more information. The Company assumes no liability or responsibility for any payments you make to Stripe in respect of the Service. You must provide and maintain a current, complete and accurate Payment Method. You represent and warrant that you have the legal right to use any such Payment Method. By signing up for a Subscription, you agree to pay us, through Stripe, all charges at the prices then in effect for such Subscription in accordance with the applicable payment terms, and you authorize us, through Stripe, to charge your Payment Method. We reserve the right to correct any errors or mistakes that Stripe makes even if it has already requested or received payment.
Open timeline citation
Jun 28, 2026content ownershipHIGH

Latest stance: platform claims or reserves rights on privacy data use

To facilitate payment for the Services we use Stripe, Inc. and its affiliates (“Stripe”), a third-party payment processor. These payment processing services are provided by Stripe and are subject to the Stripe terms and conditions and other policies available at https://stripe.com/legal and Stripe’s Global Privacy Policy available at: https://stripe.com/privacy (collectively, the "Stripe Agreements"). By agreeing to these Terms, users that use the payment functions of the Service also agree to be bound by the Stripe Agreements, as the same may be modified by Stripe from time to time. You hereby authorize Stripe to store and continue billing your specified payment method even after such payment method has expired, to avoid interruptions in payment for your use of the Service. Please contact Stripe for more information. The Company assumes no liability or responsibility for any payments you make to Stripe in respect of the Service. You must provide and maintain a current, complete and accurate Payment Method. You represent and warrant that you have the legal right to use any such Payment Method. By signing up for a Subscription, you agree to pay us, through Stripe, all charges at the prices then in effect for such Subscription in accordance with the applicable payment terms, and you authorize us, through Stripe, to charge your Payment Method. We reserve the right to correct any errors or mistakes that Stripe makes even if it has already requested or received payment.
Open timeline citation
Jun 28, 2026content ownershipHIGH

Latest stance: platform claims or reserves rights on privacy data use

To facilitate payment for the Services we use Stripe, Inc. and its affiliates (“Stripe”), a third-party payment processor. These payment processing services are provided by Stripe and are subject to the Stripe terms and conditions and other policies available at https://stripe.com/legal and Stripe’s Global Privacy Policy available at: https://stripe.com/privacy (collectively, the "Stripe Agreements"). By agreeing to these Terms, users that use the payment functions of the Service also agree to be bound by the Stripe Agreements, as the same may be modified by Stripe from time to time. You hereby authorize Stripe to store and continue billing your specified payment method even after such payment method has expired, to avoid interruptions in payment for your use of the Service. Please contact Stripe for more information. The Company assumes no liability or responsibility for any payments you make to Stripe in respect of the Service. You must provide and maintain a current, complete and accurate Payment Method. You represent and warrant that you have the legal right to use any such Payment Method. By signing up for a Subscription, you agree to pay us, through Stripe, all charges at the prices then in effect for such Subscription in accordance with the applicable payment terms, and you authorize us, through Stripe, to charge your Payment Method. We reserve the right to correct any errors or mistakes that Stripe makes even if it has already requested or received payment.
Open timeline citation
Jun 17, 2026content ownershipHIGH

Latest stance: platform claims or reserves rights on indemnity liability

See Direct Billing section below. If your primary Payment Method is determined to be expired, invalid, or otherwise not able to be charged, you agree that we may use a secondary Payment Method in your account, if available. We reserve the right to revoke access to any feature, product, or service that you have purchased in the event that we are unable to charge your Payment Method for the Purchase that you made. Charges paid by you are final and non-refundable, unless otherwise determined by Magical. Subscriptions. Automatic Renewal and Billing. Certain Magical features and functionality, including our Core and Advanced offerings, are only available to individuals who have Purchased a paid subscription (“Subscriptions”). Subscriptions will consist of a one-time charge, followed by automatically recurring charges (which will typically be monthly or yearly recurring charges). At the time you Purchase the Subscription, you will affirmatively select the cadence of your automatically recurring charges (which will typically be monthly or yearly recurring charges). By Purchasing a Subscription, you acknowledge that there is an initial and recurring automatic payment feature that will be charged to your designated Payment Method at the start of each recurring billing period on your elected Subscription plan, without further authorization from you until you have canceled your subscription (pursuant to the below) or wish to change your Payment Method (by selecting “Change Payment Method” under “Billing” once you have logged into your account).
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Capture recency

  • Terms of Service:Last captured 2026-07-20· verified 2026-07-20
  • Privacy Policy:Last captured 2026-06-08

Dates state when our pipeline captured and verified each document — not when the vendor last changed it. Documents are re-scanned on a recurring cadence; a document verified once says so until a re-scan confirms it again.

↓ 69 fewer findings this quarter vs last (96 vs 165). First scan: June 2026.

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Every finding above is a verbatim quote from Magical's own published policy, captured to an immutable snapshot and read in full through a two-gate verification pipeline. Confidence labels and any analysis are AI-generated and informational only — not legal advice.

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