Hedge procurement policy evidence
Only topics backed by verified findings appear below. Each row preserves the platform's exact policy words and capture provenance.
| Topic | Plan or tier | Risk | Their words | Source |
|---|---|---|---|---|
| Data retention | All applicable tiers | unknown | “ You can request deletion of any non-regulated data at any time by emailing submissions@hedgespecialty.com . We'll confirm deletion in writing within 10 business days.” | Captured 2026-07-20Open source →Finding permalink → |
| Data retention | All applicable tiers | unknown | “ Submission data for bound risks is retained for the longer of (a) the state-mandated retention period for surplus lines records. Typically 5 years after expiration. And (b) the applicable statute of limitations for coverage disputes. Submission data for non-bound risks is retained for 18 months unless you request earlier deletion.” | Captured 2026-07-20Open source →Finding permalink → |
| Subprocessors & data sharing | All applicable tiers | unknown | “ Our own service providers . AMS, document storage, payment processor. All of whom are bound by written confidentiality agreements.” | Captured 2026-07-20Open source →Finding permalink → |
| Subprocessors & data sharing | All applicable tiers | unknown | “ We also load advertising and conversion-measurement tags from major ad platforms. Currently Google Ads, with comparable tags from other platforms (such as Meta) likely as our outreach to retail agencies grows. These tags see the page URL, the page you arrived from, your IP address, and any click identifier embedded in the URL by the ad. They do not see your submission contents, agency details, or insured data. Those are submitted directly to our own server and never touch the ad tag.” | Captured 2026-07-20Open source →Finding permalink → |
| Subprocessors & data sharing | All applicable tiers | unknown | “ Markets you've authorized. Before releasing a submission to any carrier, we confirm the release with you. You see every market before it sees your file.” | Captured 2026-07-20Open source →Finding permalink → |
| Subprocessors & data sharing | All applicable tiers | unknown | “ Hedge shares submission data only with the parties required to get the risk placed and serviced:” | Captured 2026-07-20Open source →Finding permalink → |
| Subprocessors & data sharing | All applicable tiers | unknown | “ Share submission, agency, or insured data with marketing platforms, ad networks, or behavioral retargeters. Site-usage signals (page views, ad-click identifiers) are shared with our ad partners as described in Section 08.” | Captured 2026-07-20Open source →Finding permalink → |
| Subprocessors & data sharing | All applicable tiers | unknown | “ Carrier-appointed MGAs & binding facilities , where required to execute a placement.” | Captured 2026-07-20Open source →Finding permalink → |
| Subprocessors & data sharing | All applicable tiers | unknown | “ Regulatory bodies , where required by law. State DOIs, NAIC, or in response to lawful subpoena.” | Captured 2026-07-20Open source →Finding permalink → |
| Tier differences | All applicable tiers | medium | “ Hedge's compensation typically takes the form of a percentage commission paid by the placing carrier out of premium. In some specialty placements. Particularly manuscript or structured programs. We may charge a broker fee in addition to or instead of commission. All fees are disclosed in writing to the retail agent before binding and are subject to applicable state law and licensing requirements.” | Captured 2026-07-20Open source →Finding permalink → |
Informational only, not legal advice. Terms can change; verify every cited source and capture date during procurement review.
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