Fernstone procurement policy evidence
Only topics backed by verified findings appear below. Each row preserves the platform's exact policy words and capture provenance.
| Topic | Plan or tier | Risk | Their words | Source |
|---|---|---|---|---|
| Data retention | All applicable tiers | medium | “ We retain your personal information for as long as necessary to fulfill the purposes for which it was collected, to service your policy or claim, and to comply with our legal, regulatory, and contractual obligations. When information is no longer required, we dispose of it in a secure manner.” | Captured 2026-07-20Open source →Finding permalink → |
| Subprocessors & data sharing | All applicable tiers | unknown | “ Successor entities in the event of a merger, acquisition, or sale of assets, subject to applicable law.” | Captured 2026-07-20Open source →Finding permalink → |
| Subprocessors & data sharing | All applicable tiers | unknown | “ Service providers and vendors (e.g., IT, data analytics, printing, and mailing services) who process data on our behalf under confidentiality obligations.” | Captured 2026-07-20Open source →Finding permalink → |
| Subprocessors & data sharing | All applicable tiers | unknown | “ Government agencies, regulators, and law enforcement when required by law or in response to legal process.” | Captured 2026-07-20Open source →Finding permalink → |
| Subprocessors & data sharing | All applicable tiers | unknown | “ Data transfer and use. Information you submit through our Facebook Lead Ad forms is transmitted to Fernstone via Meta's secure data infrastructure and is subject to both this Privacy Policy and Meta's Privacy Policy (available at https://www.facebook.com/privacy/policy). Fernstone uses this information solely to respond to your inquiry, provide a quote, or otherwise follow up on your expressed interest in our products. Facebook's role. Meta (Facebook) acts as a separate data controller with respect to your Facebook account and profile information. We encourage you to review Meta's Data Policy to understand how they collect, use, and share your information. Fernstone is not responsible for Meta's data practices. Consent. By completing and submitting a Fernstone Lead Ad form on Facebook, you consent to Fernstone contacting you at the phone number or email address you provide, including by telephone, text message, or email, even if your number is on a Do Not Call registry, unless you have otherwise opted out. Standard message and data rates may apply. Opt-out. You may opt out of future marketing communications at any time by following the unsubscribe instructions in any email we send you, by texting STOP in response to any SMS message, or by contacting us directly using the information in Section 10.” | Captured 2026-07-20Open source →Finding permalink → |
| Subprocessors & data sharing | All applicable tiers | unknown | “ Social media platforms, including Meta (Facebook and Instagram), solely to facilitate our advertising programs and to receive lead information submitted through our forms (see Section 5).” | Captured 2026-07-20Open source →Finding permalink → |
| Subprocessors & data sharing | All applicable tiers | unknown | “ Third parties: consumer reporting agencies, insurance support organizations, government databases, and social media platforms (including Meta/Facebook).” | Captured 2026-07-20Open source →Finding permalink → |
| Subprocessors & data sharing | All applicable tiers | low | “ We do not sell your personal information. We may share your information with the following categories of parties only as permitted or required by law and for the purposes described in this Policy: Affiliated companies within the Fernstone family of companies, for underwriting, claims, and administrative purposes.” | Captured 2026-07-20Open source →Finding permalink → |
Informational only, not legal advice. Terms can change; verify every cited source and capture date during procurement review.
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