Workflow & Automation · endclose.comEnd Close
Graded against 812 verified platforms, from its own policy text. Automated assessment against a published rubric — not legal advice.
No lens is bandable yet — banding requires fully verified documents with on-criteria findings. The gap is shown honestly, never estimated.
Partially verified: Privacy Policy assessed. Everything below comes only from what was read in full.
Watch: Data retention
Start here. These are the highest-risk verified clauses AIRIN found in the platform's own policy text.
Establishes an obligation to retain personal information only as long as necessary for its collected purposes, including legal, regulatory, contractual, or audit requirements, and to securely delete or de-identify data when no longer needed; further specifies that account data is retained for the active account duration plus a post-termination period, and that customer financial data is retained per applicable customer agreement terms.
This clause imposes an obligation on the company to contractually require service providers to protect personal data and use it only for specified purposes, and states that third-party risk assessments are conducted per an internal policy — establishing protective obligations governing subprocessor relationships.
This clause permits sharing of personal information with third parties when the user has given explicit consent, conditioning this sharing category on affirmative user authorization.
How to read this page: Overall risk rates what End Close's own policy terms mean for your prompts, outputs, and data. The benchmark bands below grade those same verified terms relative to peers — a platform in a risky-by-default category can rate HIGH risk and still grade STRONG against its peer set. Both trace to the cited findings.
Partially verified — Privacy Policy — Verified (read in full, 22 findings). Findings below are from fully-read, verified documents only; remaining core documents are pending capture.
Terms not yet captured
AIRIN has not yet captured a gate-verified Terms of Service document for this platform.
- Privacy PolicyVerified - read in full - 22 citationsLast captured 2026-07-20
Only citation-backed plan differences are shown here; absent cells mean AIRIN has not verified a tier-specific claim.
This clause defines the legal bases on which the company relies to process personal data — contract performance, legitimate interests, legal obligation, and consent — and states that consent may be withdrawn at any time, establishing the foundational legal justifications for each category of processing described elsewhere in the policy.
" Where applicable law (such as the GDPR or CCPA) requires a legal basis for processing personal data, we rely on the following: Contract performance: Processing necessary to provide the services you have contracted for. Legitimate interes..."
This clause defines the categories of personal data collected directly from users — including account registration details, communication data, and billing information — establishing the scope of data collection and thereby defining what personal information is subject to the policy's downstream obligations.
" When you interact with our website or platform, we may collect: Account and registration information: name, business email address, job title, company name, and password when you create an account or request a demo. Communication data: m..."
Establishes an obligation to retain personal information only as long as necessary for its collected purposes, including legal, regulatory, contractual, or audit requirements, and to securely delete or de-identify data when no longer needed; further specifies that account data is retained for the active account duration plus a post-termination period, and that customer financial data is retained per applicable customer agreement terms.
" We retain personal information for as long as necessary to fulfill the purposes for which it was collected, including to satisfy legal, regulatory, contractual, or audit requirements. When personal data is no longer needed, we securely del..."
This clause identifies the categories of third-party sources from which the company receives personal data — including identity/access management providers, data enrichment services, and cloud infrastructure providers — defining the data-sharing relationships and third-party inputs relevant to downstream obligations.
" We may receive information about you from third-party sources, including: Identity and access management providers (e.g., Google Workspace) used for authentication. Business contact data enrichment services for prospecting purposes. Our..."
Clause A states that data from analytics cookies (e.g., pages viewed) is used in aggregate and anonymized form, while Clause B lists similar interaction data (e.g., pages visited, actions taken) collected alongside identifiers like IP address, creating confusion about the anonymity of user activity.
" We use cookies and similar tracking technologies to improve your experience on our website and platform. Cookies are small data files placed on your browser or device. We use the following types of cookies: Strictly necessary cookies: Required for the website and platform to function (e.g., session authentication). Analytics cookies: Help us understand how visitors interact with our website (e.g., pages viewed, time on site). We use this data in aggregate and anonymized form. Preference cookies: Remember your settings and preferences to improve your experience. You can control cookie settings through your browser settings. Please note that disabling certain cookies may affect the functionality of our services. We do not use third-party advertising cookies or sell data collected via cookies."
" When you interact with our website or platform, we may automatically collect: Log data: IP address, browser type, operating system, referring URLs, pages visited, and timestamps. Usage data: features accessed, actions taken within the platform, and session duration. Device information: hardware model, unique device identifiers, and network information. Cookies and tracking technologies: see Section 6 below for details."
Within one document
Evidence appendix
Showing priority citations first. The full appendix is available for audit trails; not every citation is a severe risk.
" We retain personal information for as long as necessary to fulfill the purposes for which it was collected, including to satisfy legal, regulatory, contractual, or audit requirements. When personal data is no longer needed, we securely delete or de-identify it in accordance with our Data Management Policy. Specifically: Account data is retained for the duration of your active account and for a period following termination as required by applicable law or our contractual obligations. Customer financial data processed through our platform is retained per the terms of the applicable customer agreement and deleted promptly upon termination of that agreement. Marketing and communication data is retained until you opt out or as otherwise required by law. Personally identifiable information (PII) is deleted or de-identified as soon as it is no longer serves a legitimate business purpose."
Establishes an obligation to retain personal information only as long as necessary for its collected purposes, including legal, regulatory, contractual, or audit requirements, and to securely delete or de-identify data when no longer needed; further specifies that account data is retained for the active account duration plus a post-termination period, and that customer financial data is retained per applicable customer agreement terms.
AI-generated interpretation, not legal advice.
" We engage trusted third-party vendors who process personal data on our behalf to help us deliver our services. All service providers are contractually required to protect personal data and use it only for the purposes we specify. We conduct third-party risk assessments in accordance with our Third-Party Management Policy."
This clause imposes an obligation on the company to contractually require service providers to protect personal data and use it only for specified purposes, and states that third-party risk assessments are conducted per an internal policy — establishing protective obligations governing subprocessor relationships.
AI-generated interpretation, not legal advice.
" We may share your information with third parties when you have given us your explicit consent to do so."
This clause permits sharing of personal information with third parties when the user has given explicit consent, conditioning this sharing category on affirmative user authorization.
AI-generated interpretation, not legal advice.
" We do not sell your personal information. We may share your information in the following circumstances:"
This clause explicitly states the company does not sell personal information — a protective restriction prohibiting sale of personal data — and frames the section as enumerating limited permissible sharing circumstances, user-favorable in direction.
AI-generated interpretation, not legal advice.
" Depending on your location, you may have the following rights with respect to your personal information: Access: Request a copy of the personal information we hold about you. Correction: Request that we correct inaccurate or incomplete information. Deletion: Request that we delete your personal information, subject to legal and contractual obligations. Objection: Object to certain processing activities, such as direct marketing. Restriction: Request that we restrict processing of your personal information in certain circumstances. Portability: Receive your personal data in a structured, machine-readable format. Withdraw consent: Where processing is based on consent, withdraw it at any time without affecting the lawfulness of prior processing. California residents may have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information is collected, the right to opt out of the sale of personal information (we do not sell personal information), and the right to non-discrimination for exercising your rights. To exercise any of these rights, please contact us at privacy@endclose.com . We will respond within the timeframe required by applicable law (generally 30 days). We may need to verify your identity before fulfilling your request."
Confers on individuals, depending on their location, a set of rights over their personal information — including access, correction, deletion (subject to legal and contractual obligations), objection to certain processing such as direct marketing, restriction of processing, and portability of data in a structured, machine-readable format — identifying each right and its scope.
AI-generated interpretation, not legal advice.
" Our reconciliation platform processes financial transaction data that our customers upload or connect via integrations. This data is processed on behalf of customers as a data processor. We do not use customer financial data for any purpose other than providing contracted services. Customers are the data controllers for such data and are responsible for their own compliance obligations."
This clause restricts the company's use of customer-provided financial transaction data to contracted services only, designates the company as a data processor acting on behalf of customers as data controllers, and prohibits any other use of that financial data — protective of customer data rights by limiting permissible processing purposes.
AI-generated interpretation, not legal advice.
" Our services are designed for and directed at businesses and professionals. We do not knowingly collect personal information from children under the age of 13 (or 16 in the EEA). If we become aware that we have inadvertently collected personal information from a child, we will take steps to delete it promptly. If you believe we may have collected information from a child, please contact us at privacy@endclose.com ."
Restricts collection of personal information from children under 13 (or 16 in the EEA), establishes an obligation to promptly delete any inadvertently collected child data, and provides a contact mechanism for reporting suspected child data collection — protective of children's privacy.
AI-generated interpretation, not legal advice.
" End Close, Inc. ("EndClose," "we," "our," or "us") is committed to protecting the privacy and security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard information when you visit our website at endclose.com, use our automatic reconciliation platform, or engage with us as a customer, prospect, or partner. EndClose provides financial reconciliation software for fintechs, marketplaces, and banks. We take data privacy obligations seriously. Please read this policy carefully. By using our services, you acknowledge the practices described below."
This introductory clause defines the scope and subject matter of the privacy policy, identifies the data controller entity, describes the categories of individuals and contexts covered, and states that use of services constitutes acknowledgment of the described practices — incorporating the policy's legal obligations into the user relationship.
AI-generated interpretation, not legal advice.
" Where applicable law (such as the GDPR or CCPA) requires a legal basis for processing personal data, we rely on the following: Contract performance: Processing necessary to provide the services you have contracted for. Legitimate interests: Processing for fraud prevention, security, product improvement, and business analytics, where these interests are not overridden by your rights. Legal obligation: Processing necessary to comply with applicable law, regulations, or legal proceedings. Consent: Where we rely on your consent (e.g., marketing emails), you may withdraw consent at any time."
This clause defines the legal bases on which the company relies to process personal data — contract performance, legitimate interests, legal obligation, and consent — and states that consent may be withdrawn at any time, establishing the foundational legal justifications for each category of processing described elsewhere in the policy.
AI-generated interpretation, not legal advice.
" EndClose implements administrative, technical, and physical safeguards designed to protect your personal information from unauthorized access, disclosure, alteration, and destruction. Our security program includes: Encryption of data at rest and in transit over public networks, in accordance with our Cryptography Policy. Role-based access controls and least-privilege principles, ensuring only authorized personnel access personal data. Multi-factor authentication for access to production systems and sensitive data. Continuous monitoring and vulnerability scanning of our cloud infrastructure. A formal Incident Response Plan for detecting, reporting, and remedying security incidents. Regular security testing and code reviews as part of our Secure Development Policy. SOC 2 Type 2 compliance program covering security trust service criteria. If you believe your information has been compromised, please contact us immediately at security@endclose.com ."
Imposes an obligation on EndClose to implement administrative, technical, and physical safeguards — including encryption, role-based access controls, least-privilege principles, multi-factor authentication, and continuous monitoring — to protect personal information from unauthorized access, disclosure, alteration, and destruction.
AI-generated interpretation, not legal advice.
" When you interact with our website or platform, we may collect: Account and registration information: name, business email address, job title, company name, and password when you create an account or request a demo. Communication data: messages, inquiries, support requests, and feedback you send to us via email or our website contact form. Contract and billing information: billing contact details, company address, and payment information collected when you enter into a subscription or service agreement."
This clause defines the categories of personal data collected directly from users — including account registration details, communication data, and billing information — establishing the scope of data collection and thereby defining what personal information is subject to the policy's downstream obligations.
AI-generated interpretation, not legal advice.
" When you interact with our website or platform, we may automatically collect: Log data: IP address, browser type, operating system, referring URLs, pages visited, and timestamps. Usage data: features accessed, actions taken within the platform, and session duration. Device information: hardware model, unique device identifiers, and network information. Cookies and tracking technologies: see Section 6 below for details."
This clause defines the categories of data automatically collected when users interact with the website or platform — including log data, usage data, device information, and tracking technologies — establishing the scope of automated data collection subject to the policy's obligations.
AI-generated interpretation, not legal advice.
" Creating and managing your account. Delivering, operating, and maintaining the EndClose reconciliation platform. Responding to support requests, questions, and feedback. Diagnosing technical issues and improving platform reliability. Developing new features and improving existing functionality."
This clause enumerates the permitted purposes for which collected information may be used in connection with service delivery — including account management, platform operation, support, diagnostics, and feature development — establishing the scope of lawful processing for service provision.
AI-generated interpretation, not legal advice.
" Processing transactions and sending billing-related communications. Sending product updates, security notices, and administrative messages. Conducting internal audits and compliance monitoring required for SOC 2 and other certifications. Managing our vendor and partner relationships."
This clause specifies additional permitted uses of personal data for business operations — including billing, product communications, internal audits, compliance monitoring, and vendor management — defining the lawful scope of processing for operational purposes.
AI-generated interpretation, not legal advice.
" Sending marketing communications about our services, where you have opted in or where permitted by applicable law. Personalizing content and recommendations on our website. You may opt out of marketing emails at any time using the unsubscribe link in our emails."
This clause permits use of personal data for marketing communications where the user has opted in or where applicable law permits, and grants users the right to opt out of marketing emails at any time via an unsubscribe mechanism — balancing a processing permission with a user-protective opt-out right.
AI-generated interpretation, not legal advice.
" Detecting, investigating, and preventing fraudulent transactions, abuse, and security incidents. Complying with legal obligations, including applicable financial regulations. Enforcing our Terms of Service and other agreements. Maintaining records required by our SOC 2 Type 2 program."
This clause permits use of personal data for security and compliance purposes — including fraud detection, legal obligation compliance, terms enforcement, and SOC 2 recordkeeping — defining lawful bases for processing tied to security and regulatory requirements.
AI-generated interpretation, not legal advice.
" We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. When we make material changes, we will notify you by posting the updated policy on our website with a revised effective date, and, where appropriate, by sending an email notification to registered users. Your continued use of our services after the effective date of any updated policy constitutes your acceptance of the changes."
Establishes the procedure for updating the Privacy Policy, including posting on the website with a revised effective date, sending email notification to registered users for material changes, and deems continued use after the effective date as acceptance of the updated policy.
AI-generated interpretation, not legal advice.
" If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us: End Close, Inc. Privacy Inquiries: privacy@endclose.com Security Incidents: security@endclose.com Website: https://www.endclose.com"
Provides the procedure and contact details — including dedicated email addresses for privacy inquiries and security incidents — through which individuals may direct questions, concerns, or requests regarding the Privacy Policy or data practices.
AI-generated interpretation, not legal advice.
Clause detail — protections, your obligations, and coverage
Every clause below is a verbatim quote from End Close's own published policy, read in full and linked to its exact location. Protections and user obligations are reported separately from risk because they are different kinds of clause — an obligation on you is not a risk to your data. Informational only, not legal advice.
✅ Protections found
0 verified clausesClauses in End Close's policies that work in your favour — commitments the platform made to you.
No protective clause has been verified in End Close's published policies yet. That means we did not find one in the documents we read — not that the platform offers nothing.
📋 Rules you must follow
0 verified clausesWhat End Close requires of YOU. These are your obligations, not risks to your data or IP, so they are cited here and excluded from this platform's risk rating.
No user-conduct rule has been verified in End Close's published policies yet.
What the policies actually cover
0 topicsNone of End Close's verified clauses has been assigned a topic yet. The clause-trust review has not reached this platform's findings.
Clause intelligence
Canonical clauses and stance patterns extracted from the same gate-verified citations shown on this page.
The clause allows indefinite, perpetual, or necessity-based retention.
“We retain personal information for as long as necessary to fulfill the purposes for which it was collected, including to satisfy legal, regulatory, contractual, or audit requirements. When personal data is no longer needed, we securely delete or de-identify it in accordance with our Data Management Policy. Specifically: Account data is retained for the duration of your active account and for a period following ter...”Open source citation
The clause permits sale of personal data or information.
“We do not sell your personal information. We may share your information in the following circumstances:”Open source citation
The clause permits sale of personal data or information.
“We use cookies and similar tracking technologies to improve your experience on our website and platform. Cookies are small data files placed on your browser or device. We use the following types of cookies: Strictly necessary cookies: Required for the website and platform to function (e.g., session authentication). Analytics cookies: Help us understand how visitors interact with our website (e.g., pages viewed, ti...”Open source citation
The clause permits sale of personal data or information.
“Depending on your location, you may have the following rights with respect to your personal information: Access: Request a copy of the personal information we hold about you. Correction: Request that we correct inaccurate or incomplete information. Deletion: Request that we delete your personal information, subject to legal and contractual obligations. Objection: Object to certain processing activities, such as di...”Open source citation
The clause permits disclosure or sharing with third parties, affiliates, vendors, or subprocessors.
“We engage trusted third-party vendors who process personal data on our behalf to help us deliver our services. All service providers are contractually required to protect personal data and use it only for the purposes we specify. We conduct third-party risk assessments in accordance with our Third-Party Management Policy.”Open source citation
Tier matrix
Plan-level conditions detected from citation-backed clauses. Empty tiers mean AIRIN has not captured decisive tier language yet.
| Tier | Surface | Verdict | Risk | Citations |
|---|---|---|---|---|
| All applicable tiers | privacy data use | worsens | HIGH | 2 |
| All applicable tiers | subprocessors data sharing | worsens | HIGH | 3 |
| Team / Business | data retention | conditional | MEDIUM | 1 |
Policy evolution
Open full timelineBefore/after stance changes across captured policy versions. When no material delta exists yet, AIRIN shows the latest citation-backed stance events instead.
Latest stance: sale or sell on subprocessors data sharing
“We do not sell your personal information. We may share your information in the following circumstances:”Open timeline citation
Latest stance: third party or vendor sharing on subprocessors data sharing
“We engage trusted third-party vendors who process personal data on our behalf to help us deliver our services. All service providers are contractually required to protect personal data and use it only for the purposes we specify. We conduct third-party risk assessments in accordance with our Third-Party Management Policy.”Open timeline citation
Latest stance: third party or vendor sharing on subprocessors data sharing
“We may share your information with third parties when you have given us your explicit consent to do so.”Open timeline citation
Latest stance: sale or sell on privacy data use
“We use cookies and similar tracking technologies to improve your experience on our website and platform. Cookies are small data files placed on your browser or device. We use the following types of cookies: Strictly necessary cookies: Required for the website and platform to function (e.g., session authentication). Analytics cookies: Help us understand how visitors interact with our website (e.g., pages viewed, time on site). We use this data in aggregate and anonymized form. Preference cookies: Remember your settings and preferences to improve your experience. You can control cookie settings through your browser settings. Please note that disabling certain cookies may affect the functionality of our services. We do not use third-party advertising cookies or sell data collected via cookies.”Open timeline citation
Latest stance: sale or sell on privacy data use
“Depending on your location, you may have the following rights with respect to your personal information: Access: Request a copy of the personal information we hold about you. Correction: Request that we correct inaccurate or incomplete information. Deletion: Request that we delete your personal information, subject to legal and contractual obligations. Objection: Object to certain processing activities, such as direct marketing. Restriction: Request that we restrict processing of your personal information in certain circumstances. Portability: Receive your personal data in a structured, machine-readable format. Withdraw consent: Where processing is based on consent, withdraw it at any time without affecting the lawfulness of prior processing. California residents may have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information is collected, the right to opt out of the sale of personal information (we do not sell personal information), and the right to non-discrimination for exercising your rights. To exercise any of these rights, please contact us at privacy@endclose.com . We will respond within the timeframe required by applicable law (generally 30 days). We may need to verify your identity before fulfilling your request.”Open timeline citation
Latest stance: indefinite or necessity based on data retention
“We retain personal information for as long as necessary to fulfill the purposes for which it was collected, including to satisfy legal, regulatory, contractual, or audit requirements. When personal data is no longer needed, we securely delete or de-identify it in accordance with our Data Management Policy. Specifically: Account data is retained for the duration of your active account and for a period following termination as required by applicable law or our contractual obligations. Customer financial data processed through our platform is retained per the terms of the applicable customer agreement and deleted promptly upon termination of that agreement. Marketing and communication data is retained until you opt out or as otherwise required by law. Personally identifiable information (PII) is deleted or de-identified as soon as it is no longer serves a legitimate business purpose.”Open timeline citation
Capture recency
- Privacy Policy:Last captured 2026-07-20· verified 2026-07-20verified once — not yet re-verified
Dates state when our pipeline captured and verified each document — not when the vendor last changed it. Documents are re-scanned on a recurring cadence; a document verified once says so until a re-scan confirms it again.
24 findings first captured First scan: July 2026.
Compare and stack are saved in your browser. Open compare · View your stack. A correction triggers an automated re-read of End Close's policies — no human edits the data.
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We haven't yet verified End Close's Terms of Service. Point us at the official page and our pipeline will attempt to capture and read it in full. Submissions are candidates only — nothing is published until it passes the same verification gates as every other document on this site.
Every finding above is a verbatim quote from End Close's own published policy, captured to an immutable snapshot and read in full through a two-gate verification pipeline. Confidence labels and any analysis are AI-generated and informational only — not legal advice.
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