Workflow & Automation · arva.aiArva AI
Graded against 808 verified platforms, from its own policy text. Automated assessment against a published rubric — not legal advice.
No lens is bandable yet — banding requires fully verified documents with on-criteria findings. The gap is shown honestly, never estimated.
Partially verified: Privacy Policy assessed. Everything below comes only from what was read in full.
Watch: Privacy and data use
Start here. These are the highest-risk verified clauses AIRIN found in the platform's own policy text.
Permits the Company to use Personal Data to customise user experience on its Services and on partners' or affiliates' websites.
Grants users a statutory right to data portability — the ability to transfer their Personal Data to a third party.
Permits the Company to use Personal Data to comply with laws, resolve disputes, respond to legal process, protect property rights, protect public safety, and prevent illegal or unethical activity.
How to read this page: Overall risk rates what Arva AI's own policy terms mean for your prompts, outputs, and data. The benchmark bands below grade those same verified terms relative to peers — a platform in a risky-by-default category can rate HIGH risk and still grade STRONG against its peer set. Both trace to the cited findings.
Partially verified — Privacy Policy — Verified (read in full, 80 findings). Findings below are from fully-read, verified documents only; remaining core documents are pending capture.
Terms not yet captured
AIRIN has not yet captured a gate-verified Terms of Service document for this platform.
- Privacy PolicyVerified - read in full - 80 citationsLast captured 2026-07-19
Only citation-backed plan differences are shown here; absent cells mean AIRIN has not verified a tier-specific claim.
Describes receipt of Personal Data from external sources including publicly available internet data, financial institutions, service providers (for identity verification, fraud protection, and risk assessment), credit bureaus, and third parties providing demographic information, establishing multi-source data collection practices.
" Personal Data the Company Receive From Other Sources: The Company may collect and receive information from other sources, like information that is publicly available on the internet, including personal information and financial account inf..."
Defines the scope of the Privacy Policy, identifying that it governs Personal Data collected from users of the website, applications, and services, and explicitly excludes data processed on behalf of business customers (e.g., via API), which is governed instead by separate customer agreements.
" Arva AI, Inc. (“Company”) respects the privacy of our customers and are strongly committed to keeping secure any information that the Company obtains from you or about you. This Privacy Policy describes our practices with respect to Person..."
Permits the Company to use Personal Data to operate its business, including processing payments, managing and enforcing contracts, managing corporate governance and compliance, and for recruitment purposes.
" To operate our business, which includes, without limitation, using your information (i) to process payments, (ii) to manage and enforce contracts with you or with third parties, (iii) to manage our corporate governance, compliance and audi..."
Defines the scope of the Services provided (Screening AI, KYB/KYC AI, Transaction Monitoring AI, Ongoing Monitoring) and the purpose for which the Customer accesses the platform, establishing the baseline description of what data processing activities are covered by the agreement.
" 2.1 Service Description. Arva AI provides AI-powered financial crime compliance solutions to the Customer, including Screening AI, KYB/KYC AI, Transaction Monitoring AI, and Ongoing Monitoring (the “Services”). The Customer accesses the Se..."
Imposes an obligation on the Company to retain Personal Data only for as long as necessary to provide the Service or for legitimate business purposes such as dispute resolution, safety, security, or legal compliance, and identifies purpose of processing as a factor determining retention duration.
" The Company will retain your Personal Data for only as long as it needs in order to provide our Service to you, or for other legitimate business purposes such as resolving disputes, safety and security reasons, or complying with our legal ..."
Permits the Company to share Personal Data with government authorities, industry peers, or other third parties when required by law, to protect rights or property, to address policy or legal violations, or to detect or prevent fraud, as determined in part at the Company's sole discretion.
" Government Authorities or Other Third Parties: The Company may share your Personal Data, including information about your interaction with our Services, with government authorities, industry peers, or other third parties in compliance with..."
Permits the Company to disclose Personal Data to vendors and service providers — including hosting, customer service, cloud, content delivery, analytics, payment, and other technology providers — who process data pursuant to the Company's instructions to support business operations.
" The Company may disclose your Personal Data in the following circumstances: Vendors and Service Providers: To assist us in meeting business operations needs and to perform certain services and functions, the Company may disclose Personal ..."
Permits disclosure and transfer of Personal Data to counterparties and successors in connection with strategic transactions, reorganisation, bankruptcy, receivership, or service transitions, including during due diligence.
" Business Transfers: If the Company is involved in strategic transactions, reorganisation, bankruptcy, receivership, or transition of service to another provider (collectively, a “Transaction”), your Personal Data may be disclosed in the di..."
Evidence appendix
Showing priority citations first. The full appendix is available for audit trails; not every citation is a severe risk.
" To provide a more customised experience to our Services and/or our partners’ or affiliates’ websites."
Permits the Company to use Personal Data to customise user experience on its Services and on partners' or affiliates' websites.
AI-generated interpretation, not legal advice.
" Transfer your Personal Data to a third party (right to data portability)."
Grants users a statutory right to data portability — the ability to transfer their Personal Data to a third party.
AI-generated interpretation, not legal advice.
" To (i) comply with laws, rules and regulations, including any disclosure or reporting obligations, (ii) resolve disputes with users or third parties, (iii) respond to claims and legal process (including but not limited to subpoenas and court orders) as the Company deems necessary or appropriate, (iv) protect our property rights or those of third parties, (v) protect the safety of the public or any person, and (vi) prevent or stop any activity the Company may consider to be (or to pose a risk of being) illegal, unethical or legally actionable; and"
Permits the Company to use Personal Data to comply with laws, resolve disputes, respond to legal process, protect property rights, protect public safety, and prevent illegal or unethical activity.
AI-generated interpretation, not legal advice.
" Aggregated or De-Identified Information. The Company aggregates or de-identifies Personal Data so that it can no longer be used to identify you and use this information to analyse the effectiveness of our Services, to improve and add features to our Services, to conduct research and for other similar purposes. In addition, from time to time, the Company may share or publish aggregated information like general user statistics with third parties. The Company collects this information through the Services, through cookies, and through other means described in this Privacy Policy. The Company will maintain and use de-identified information in anonymous or de-identified form and the Company will not attempt to re-identify the information, unless required by law."
Permits the Company to aggregate or de-identify Personal Data for use in analysing Service effectiveness, improving features, conducting research, and sharing general user statistics with third parties, with a commitment that the Company will not re-identify such information.
AI-generated interpretation, not legal advice.
" Where necessary to comply with a legal obligation, such as retaining transaction information to comply with record-keeping obligations. Where the Company is not under a specific legal obligation, where necessary for our legitimate interests and those of third parties and broader society, including in protecting our or our affiliates’, users’, or third parties’ rights, safety, and property, such as analysing log data to identify fraud and abuse in our Services."
This clause grants the company permission to process personal data under two bases: compliance with legal record-keeping obligations, and pursuit of legitimate interests (including protecting rights, safety, and property, and analysing log data to identify fraud and abuse), establishing the lawful grounds on which data processing is conducted.
AI-generated interpretation, not legal advice.
" Government Authorities or Other Third Parties: The Company may share your Personal Data, including information about your interaction with our Services, with government authorities, industry peers, or other third parties in compliance with the law (i) if required to do so to comply with a legal obligation, or in the good faith belief that such action is necessary to comply with a legal obligation, (ii) to protect and defend our rights or property, (iii) if the Company determines, in its sole discretion, that there is a violation of our terms, policies, or the law; (iv) to detect or prevent fraud or other illegal activity; (v) to protect the safety, security, and integrity of our products, employees, users, or the public, or (vi) to protect against legal liability."
Permits the Company to share Personal Data with government authorities, industry peers, or other third parties when required by law, to protect rights or property, to address policy or legal violations, or to detect or prevent fraud, as determined in part at the Company's sole discretion.
AI-generated interpretation, not legal advice.
" The Company may disclose your Personal Data in the following circumstances: Vendors and Service Providers: To assist us in meeting business operations needs and to perform certain services and functions, the Company may disclose Personal Data to vendors and service providers, including providers of hosting services, customer service vendors, cloud services, content delivery services, support and safety monitoring services, email communication software, web analytics services, payment and transaction processors, and other information technology providers. Pursuant to our instructions, these parties will access, process, or store Personal Data only in the course of performing their duties to us. "
Permits the Company to disclose Personal Data to vendors and service providers — including hosting, customer service, cloud, content delivery, analytics, payment, and other technology providers — who process data pursuant to the Company's instructions to support business operations.
AI-generated interpretation, not legal advice.
" Other entities related to legal process and emergency situations: The Company may disclose personal information to third parties as permitted by, or to comply with, applicable laws and regulations. Examples include responding to a subpoena or similar legal process, protecting against fraud and cooperating with law enforcement or regulatory authorities. Information disclosed for these purposes may include device and online identifiers, information about your internet, browser, and network activity, and location data."
Permits disclosure of Personal Data — including device identifiers, internet and network activity information, and location data — to third parties as permitted by or required under applicable laws and regulations, including in response to legal process and for fraud prevention or law enforcement cooperation.
AI-generated interpretation, not legal advice.
" Affiliates: The Company may disclose Personal Data to our affiliates, meaning an entity that controls, is controlled by, or is under common control. Our affiliates may use this Personal Data in a manner consistent with this Privacy Policy."
Grants the Company permission to disclose Personal Data to affiliates (defined as entities under common control) and permits those affiliates to use the data consistently with the Privacy Policy — establishing the scope of intra-group data sharing.
AI-generated interpretation, not legal advice.
" Third-Parties: The Company is entitled to share with third-party agents, partners and service providers, who (i) are only permitted to use your information as the Company allows (which may include contacting you on our behalf), and (ii) are required under law or contract to keep your personal information confidential."
Permits the Company to share user information with third-party agents, partners, and service providers, while imposing restrictions on those third parties limiting their use to what the Company allows and requiring them to keep personal information confidential by law or contract.
AI-generated interpretation, not legal advice.
" California law requires us to verify the requests the Company receives from you when you exercise certain of the rights listed above. To verify your request, the Company will check the information you provide us in your request against third party identity verification tools. As part of this process, the Company may call you after you submit your request to verify information. You may also designate an authorised agent to exercise certain of the rights listed above on your behalf by providing the authorised agent with power of attorney pursuant to the California Probate Code or by executing other documentation the Company may require. The authorised agent may make the request on your behalf by following the instructions above. If an authorised agent submits a request on your behalf, the Company will contact you to verify that they represent you. California law requires that the Company describe certain disclosures of personal information where the Company receives valuable consideration. California law treats such disclosures as “sales” even if no money is exchanged. The Company does not sell information to third parties as defined under California law. The Company does not knowingly sell the personal information of minors under 16 years of age."
Describes the identity verification procedure the company uses when processing rights requests, including cross-referencing third-party verification tools and potential follow-up calls, and sets out the mechanism by which an authorized agent may exercise rights on a resident's behalf via power of attorney.
AI-generated interpretation, not legal advice.
" California residents should be aware that this section does not apply to: Personal information covered by certain sector-specific privacy laws, including the Fair Credit Reporting Act (FCRA), the Gramm-Leach-Bliley Act (GLBA) and its implementing regulations, the California Financial Information Privacy Act (FIPA), and the Driver’s Privacy Protection Act of 1994, or other information subject to a California Consumer Privacy Act (CCPA) exception. If you are a resident of California, you have certain rights in relation to your personal information pursuant to the California Consumer Privacy Act (CCPA). These include your right to: Request information about the personal information that the Company collects about you and the manner in which the Company processes and discloses that information."
Carves out categories of personal information covered by named sector-specific laws from the scope of rights described in this section, and then identifies the overarching statutory framework granting rights to the relevant residents, defining the scope and applicability of the section.
AI-generated interpretation, not legal advice.
" Our Services are not directed to, or intended for, children under 13. The Company does not knowingly collect Personal Data from children under 13. If you have reason to believe that a child under 13 has provided Personal Data to the Company through the Services, please email us at privacy@arva.ai . The Company will investigate any notification and, if appropriate, delete the Personal Data from our systems. Users under 18 must have permission from their parents or guardian to use our Services. "
This clause restricts the company's services from being directed to children under 13, prohibits knowing collection of personal data from that age group, establishes a procedure for reporting and deleting such data if inadvertently collected, and imposes a parental-consent requirement for users under 18 — collectively restricting data collection practices relative to minors.
AI-generated interpretation, not legal advice.
" Not be discriminated against as a result of exercising any of the aforementioned rights."
This clause prohibits the company from discriminating against California residents as a result of their exercising the privacy rights listed above, placing a restriction on retaliation in response to rights-exercise.
AI-generated interpretation, not legal advice.
" Not be discriminated against as a result of exercising any of the aforementioned rights."
Grants qualifying residents the right not to receive discriminatory treatment as a consequence of exercising any of the personal-data rights enumerated in the preceding segments.
AI-generated interpretation, not legal advice.
" The Company is the controller and is responsible for the processing of your Personal Data as described in this Privacy Policy."
Imposes responsibility on the Company as controller for the processing of Personal Data, establishing an operative accountability obligation.
AI-generated interpretation, not legal advice.
" Personal Data the Company Receive From Other Sources: The Company may collect and receive information from other sources, like information that is publicly available on the internet, including personal information and financial account information, from financial institutions and other service providers, for identity verification, fraud protection, risk assessment and other purposes. The Company may collect your business information from credit bureaus for the foregoing purposes as well. In addition, the Company may receive demographic information about you from third parties to help us better understand our users and to improve and market our Service. Third-Party Software, Cookies and Other Related Technologies: Most Internet browsers let you change the browser’s settings to stop accepting cookies or to prompt you before accepting a cookie from websites you visit. If you do not allow cookies, you may not be able to use some or all portions or functionality of the Site or Service."
Describes receipt of Personal Data from external sources including publicly available internet data, financial institutions, service providers (for identity verification, fraud protection, and risk assessment), credit bureaus, and third parties providing demographic information, establishing multi-source data collection practices.
AI-generated interpretation, not legal advice.
" The Company may use Personal Data for the following purposes: To administer, provide, manage and maintain our Services."
Permits the Company to use Personal Data for the purpose of administering, providing, managing, and maintaining its Services.
AI-generated interpretation, not legal advice.
Clause detail — protections, your obligations, and coverage
Every clause below is a verbatim quote from Arva AI's own published policy, read in full and linked to its exact location. Protections and user obligations are reported separately from risk because they are different kinds of clause — an obligation on you is not a risk to your data. Informational only, not legal advice.
✅ Protections found
0 verified clausesClauses in Arva AI's policies that work in your favour — commitments the platform made to you.
No protective clause has been verified in Arva AI's published policies yet. That means we did not find one in the documents we read — not that the platform offers nothing.
📋 Rules you must follow
0 verified clausesWhat Arva AI requires of YOU. These are your obligations, not risks to your data or IP, so they are cited here and excluded from this platform's risk rating.
No user-conduct rule has been verified in Arva AI's published policies yet.
What the policies actually cover
0 topicsNone of Arva AI's verified clauses has been assigned a topic yet. The clause-trust review has not reached this platform's findings.
Cross-clause notes
Verified retention clauses point in different directions: the Privacy Policy, Privacy Policy › “Retention” describes broad or open-ended retention, while the Privacy Policy, Privacy Policy › “California Residents” describes deletion or erasure. Which clause controls in a given situation is not resolved by the documents' text alone — this is surfaced as an ambiguity, treated as Caution.
Automated cross-reference against the published rubric — not legal advice.
Clause intelligence
Canonical clauses and stance patterns extracted from the same gate-verified citations shown on this page.
The clause permits sale of personal data or information.
“California law requires us to verify the requests the Company receives from you when you exercise certain of the rights listed above. To verify your request, the Company will check the information you provide us in your request against third party identity verification tools. As part of this process, the Company may call you after you submit your request to verify information. You may also designate an authorised ...”Open source citation
The clause permits sale of personal data or information.
“California law requires us to verify the requests the Company receives from you when you exercise certain of the rights listed above. To verify your request, the Company will check the information you provide us in your request against third party identity verification tools. As part of this process, the Company may call you after you submit your request to verify information. You may also designate an authorised ...”Open source citation
The clause permits disclosure or sharing with third parties, affiliates, vendors, or subprocessors.
“To provide a more customised experience to our Services and/or our partners’ or affiliates’ websites.”Open source citation
The clause permits disclosure or sharing with third parties, affiliates, vendors, or subprocessors.
“To (i) comply with laws, rules and regulations, including any disclosure or reporting obligations, (ii) resolve disputes with users or third parties, (iii) respond to claims and legal process (including but not limited to subpoenas and court orders) as the Company deems necessary or appropriate, (iv) protect our property rights or those of third parties, (v) protect the safety of the public or any person, and (vi)...”Open source citation
The clause permits disclosure or sharing with third parties, affiliates, vendors, or subprocessors.
“Aggregated or De-Identified Information. The Company aggregates or de-identifies Personal Data so that it can no longer be used to identify you and use this information to analyse the effectiveness of our Services, to improve and add features to our Services, to conduct research and for other similar purposes. In addition, from time to time, the Company may share or publish aggregated information like general user...”Open source citation
Tier matrix
Plan-level conditions detected from citation-backed clauses. Empty tiers mean AIRIN has not captured decisive tier language yet.
| Tier | Surface | Verdict | Risk | Citations |
|---|---|---|---|---|
| All applicable tiers | audit rights dpa residency | worsens | HIGH | 2 |
| All applicable tiers | privacy data use | worsens | HIGH | 7 |
| All applicable tiers | subprocessors data sharing | conditional | MEDIUM | 3 |
| Government | subprocessors data sharing | conditional | MEDIUM | 1 |
| Team / Business | subprocessors data sharing | conditional | MEDIUM | 1 |
Policy evolution
Open full timelineBefore/after stance changes across captured policy versions. When no material delta exists yet, AIRIN shows the latest citation-backed stance events instead.
Latest stance: third party or vendor sharing on privacy data use
“To provide a more customised experience to our Services and/or our partners’ or affiliates’ websites.”Open timeline citation
Latest stance: third party or vendor sharing on privacy data use
“To (i) comply with laws, rules and regulations, including any disclosure or reporting obligations, (ii) resolve disputes with users or third parties, (iii) respond to claims and legal process (including but not limited to subpoenas and court orders) as the Company deems necessary or appropriate, (iv) protect our property rights or those of third parties, (v) protect the safety of the public or any person, and (vi) prevent or stop any activity the Company may consider to be (or to pose a risk of being) illegal, unethical or legally actionable; and”Open timeline citation
Latest stance: third party or vendor sharing on privacy data use
“Aggregated or De-Identified Information. The Company aggregates or de-identifies Personal Data so that it can no longer be used to identify you and use this information to analyse the effectiveness of our Services, to improve and add features to our Services, to conduct research and for other similar purposes. In addition, from time to time, the Company may share or publish aggregated information like general user statistics with third parties. The Company collects this information through the Services, through cookies, and through other means described in this Privacy Policy. The Company will maintain and use de-identified information in anonymous or de-identified form and the Company will not attempt to re-identify the information, unless required by law.”Open timeline citation
Latest stance: third party or vendor sharing on subprocessors data sharing
“The Company may disclose your Personal Data in the following circumstances: Vendors and Service Providers: To assist us in meeting business operations needs and to perform certain services and functions, the Company may disclose Personal Data to vendors and service providers, including providers of hosting services, customer service vendors, cloud services, content delivery services, support and safety monitoring services, email communication software, web analytics services, payment and transaction processors, and other information technology providers. Pursuant to our instructions, these parties will access, process, or store Personal Data only in the course of performing their duties to us.”Open timeline citation
Latest stance: third party or vendor sharing on subprocessors data sharing
“Government Authorities or Other Third Parties: The Company may share your Personal Data, including information about your interaction with our Services, with government authorities, industry peers, or other third parties in compliance with the law (i) if required to do so to comply with a legal obligation, or in the good faith belief that such action is necessary to comply with a legal obligation, (ii) to protect and defend our rights or property, (iii) if the Company determines, in its sole discretion, that there is a violation of our terms, policies, or the law; (iv) to detect or prevent fraud or other illegal activity; (v) to protect the safety, security, and integrity of our products, employees, users, or the public, or (vi) to protect against legal liability.”Open timeline citation
Latest stance: third party or vendor sharing on subprocessors data sharing
“Other entities related to legal process and emergency situations: The Company may disclose personal information to third parties as permitted by, or to comply with, applicable laws and regulations. Examples include responding to a subpoena or similar legal process, protecting against fraud and cooperating with law enforcement or regulatory authorities. Information disclosed for these purposes may include device and online identifiers, information about your internet, browser, and network activity, and location data.”Open timeline citation
Latest stance: third party or vendor sharing on subprocessors data sharing
“Affiliates: The Company may disclose Personal Data to our affiliates, meaning an entity that controls, is controlled by, or is under common control. Our affiliates may use this Personal Data in a manner consistent with this Privacy Policy.”Open timeline citation
Latest stance: third party or vendor sharing on subprocessors data sharing
“Third-Parties: The Company is entitled to share with third-party agents, partners and service providers, who (i) are only permitted to use your information as the Company allows (which may include contacting you on our behalf), and (ii) are required under law or contract to keep your personal information confidential.”Open timeline citation
Capture recency
- Privacy Policy:Last captured 2026-07-19· verified 2026-07-19verified once — not yet re-verified
Dates state when our pipeline captured and verified each document — not when the vendor last changed it. Documents are re-scanned on a recurring cadence; a document verified once says so until a re-scan confirms it again.
90 findings first captured First scan: July 2026.
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We haven't yet verified Arva AI's Terms of Service. Point us at the official page and our pipeline will attempt to capture and read it in full. Submissions are candidates only — nothing is published until it passes the same verification gates as every other document on this site.
Every finding above is a verbatim quote from Arva AI's own published policy, captured to an immutable snapshot and read in full through a two-gate verification pipeline. Confidence labels and any analysis are AI-generated and informational only — not legal advice.
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