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SIDE-BY-SIDE · 2 OF 3
Two platforms.
Same questions.
Smobi
WORKFLOW & AUTOMATION
PROMPT
Not addressed in the provided citations. No policy surface covers prompt or user-input ownership.
OUTPUT
Not addressed in the provided citations. No policy surface covers ownership of generated outputs.
TRAINING
Not addressed in the provided citations. No policy surface explicitly covers use of user data or inputs for AI/ML model training.
COMMERCIAL
Personal information may be used or disclosed for 'business purposes' or 'commercial purposes' as defined under CCPA/CPRA. Service Providers may use personal information for advertising, marketing, and analytics, which Smobi explicitly acknowledges may be deemed a 'sale' under CCPA/CPRA. Personal information may also be shared with affiliates, business partners (to offer products, services, or promotions), and third parties with user consent. When disclosure occurs for business or commercial purposes, Smobi requires a contract obligating recipients to keep data confidential and use it only to perform the contract.
Not yet scored — verified corpus incomplete.
The Forecasting Company
WORKFLOW & AUTOMATION
PROMPT
Users are granted a non-exclusive, limited, non-transferable, and freely revocable right to access and use the Service for personal or internal business purposes. Separately, qualifying subscribers receive a non-exclusive, non-transferable, non-sublicensable API license during their Subscription term. Critically, users grant The Forecasting Company an irrevocable, perpetual, transferable, sublicensable (through multiple tiers), fully paid, royalty-free, worldwide license to use, copy, store, modify, distribute, reproduce, publish, create derivative works of, and display User Content — which would encompass submitted prompts — for service provision, product improvement, data analysis, customer research, new feature development, usage trend identification, and industry benchmark creation. Users do not own their User Account and possess no rights to data stored on The Forecasting Company's servers.
OUTPUT
Users may use Service Output for internal business purposes on a royalty-free basis, but use of the Service and its Output does not transfer any Intellectual Property Rights in the Output to the user. The Forecasting Company retains the right, in its sole and absolute discretion, to limit a user's use of Output or require cessation and deletion of copies at any time, if it believes such use may infringe third-party rights. Users are explicitly prohibited from representing Output as human-generated or using Output to train their own machine learning models. The Service may generate identical or similar Output for multiple users.
TRAINING
Users are explicitly prohibited from using any Service content — including captions, keywords, or metadata — for machine learning or AI training purposes. However, the broad User Content license granted to The Forecasting Company expressly includes use for 'improving our products and the Service' and 'developing new products or features,' which encompasses potential model training on submitted User Content. An opt-out mechanism is available: if a user opts out, The Forecasting Company will not use that user's User Content after opt-out to train its machine-learning models or improve the Service. Pre-opt-out use is not addressed.
COMMERCIAL
Users are prohibited from using the Service for commercial solicitation purposes and from copying, reselling, sublicensing, distributing, modifying, or creating derivative works of the Service or The Forecasting Company's Intellectual Property, including via automated scraping. Commercial users engaged in arbitration are responsible for their own JAMS filing, administrative, and arbitrator fees, with any award including costs and reasonable attorneys' fees. All liability disclaimers and terms apply to all users regardless of personal or commercial use. The Service is classified as commercial computer software for government users.
Not yet scored — verified corpus incomplete.
Empty Comparison Slot
AIRIN SUMMARY
Smobi has no scored posture yet (unrated); The Forecasting Company has no scored posture yet (unrated).FOR ENTERPRISE: SMOBI NOT YET SCORED · THE FORECASTING COMPANY NOT YET SCORED
↳ Compliance surfaces · side by side
⚡ INTERACTIVE RISK COMPARISON HEATMAP
| RISK SURFACE | SMOBI | THE FORECASTING COMPANY |
|---|---|---|
| PPrompt Ownership | ||
| OOutput Ownership | ||
| TModel Training | ||
| CCommercial Use | ||
| DData Privacy | ||
| $Tier Differences |
* Click any cell in the heatmap matrix to scroll directly to its verbatim policy citations below.
📂 Intellectual Property & Model Training
P
SURFACE 01
Prompt Ownership
Smobi
MEDUNRATED
Not addressed in the provided citations. No policy surface covers prompt or user-input ownership.
“ Content refers to content such as text, images, or other information that can be posted, uploaded, linked to or otherwise made available by You, regardless of the form of that content.”
The Forecasting Company
MEDUNRATED
Users are granted a non-exclusive, limited, non-transferable, and freely revocable right to access and use the Service for personal or internal business purposes. Separately, qualifying subscribers receive a non-exclusive, non-transferable, non-sublicensable API license during their Subscription term. Critically, users grant The Forecasting Company an irrevocable, perpetual, transferable, sublicensable (through multiple tiers), fully paid, royalty-free, worldwide license to use, copy, store, modify, distribute, reproduce, publish, create derivative works of, and display User Content — which would encompass submitted prompts — for service provision, product improvement, data analysis, customer research, new feature development, usage trend identification, and industry benchmark creation. Users do not own their User Account and possess no rights to data stored on The Forecasting Company's servers.
“ Intellectual Property Rights Definition. For the purposes of these Terms, “ Intellectual Property Rights ” means all patent rights, copyright rights, mask work rights, moral rights, rights of personality, trademark, trade dress and service mark rights, goodwill, trade secret rig…”
O
SURFACE 02
Output Ownership
Smobi
MED⚠ CAUTIONUNRATED
Not addressed in the provided citations. No policy surface covers ownership of generated outputs.
“ Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of the Company.”
The Forecasting Company
MED⚠ CAUTIONUNRATED
Users may use Service Output for internal business purposes on a royalty-free basis, but use of the Service and its Output does not transfer any Intellectual Property Rights in the Output to the user. The Forecasting Company retains the right, in its sole and absolute discretion, to limit a user's use of Output or require cessation and deletion of copies at any time, if it believes such use may infringe third-party rights. Users are explicitly prohibited from representing Output as human-generated or using Output to train their own machine learning models. The Service may generate identical or similar Output for multiple users.
“ Subject to your compliance with these Terms, you may use your output of the Service (“ Output” ) for your internal business purposes (except as described below), on a royalty-free basis, provided that you acknowledge and agree: (i) that your use of the Service and the Output doe…”
T
SURFACE 03
Model Training
Smobi
UNRATED
Not addressed in the provided citations. No policy surface explicitly covers use of user data or inputs for AI/ML model training.
No citation available
The Forecasting Company
MED⚠ CAUTIONUNRATED
Users are explicitly prohibited from using any Service content — including captions, keywords, or metadata — for machine learning or AI training purposes. However, the broad User Content license granted to The Forecasting Company expressly includes use for 'improving our products and the Service' and 'developing new products or features,' which encompasses potential model training on submitted User Content. An opt-out mechanism is available: if a user opts out, The Forecasting Company will not use that user's User Content after opt-out to train its machine-learning models or improve the Service. Pre-opt-out use is not addressed.
“ use any content available on or via the Service (including any caption information, keywords, or other metadata) for any machine learning and/or artificial intelligence training or development purposes, or for any technologies designed or intended for the identification of natur…”
C
SURFACE 04
Commercial Use
Smobi
MEDUNRATED
Personal information may be used or disclosed for 'business purposes' or 'commercial purposes' as defined under CCPA/CPRA. Service Providers may use personal information for advertising, marketing, and analytics, which Smobi explicitly acknowledges may be deemed a 'sale' under CCPA/CPRA. Personal information may also be shared with affiliates, business partners (to offer products, services, or promotions), and third parties with user consent. When disclosure occurs for business or commercial purposes, Smobi requires a contract obligating recipients to keep data confidential and use it only to perform the contract.
“ Application means the software program provided by the Company downloaded by You on any electronic device, named Smobi”
The Forecasting Company
MED⚠ CAUTIONUNRATED
Users are prohibited from using the Service for commercial solicitation purposes and from copying, reselling, sublicensing, distributing, modifying, or creating derivative works of the Service or The Forecasting Company's Intellectual Property, including via automated scraping. Commercial users engaged in arbitration are responsible for their own JAMS filing, administrative, and arbitrator fees, with any award including costs and reasonable attorneys' fees. All liability disclaimers and terms apply to all users regardless of personal or commercial use. The Service is classified as commercial computer software for government users.
“ buy, sell or transfer API keys without our prior written consent in each case;”
📂 Data Privacy & Governance
D
SURFACE 05
Data Privacy
Smobi
MED⚠ CAUTIONUNRATED
—
“ Enable solely internal uses that are reasonably aligned with consumer expectations based on Your relationship with Us. Comply with a legal obligation. Make other internal and lawful uses of that information that are compatible with the context in which You provided it. ”
The Forecasting Company
MED⚠ CAUTIONUNRATED
—
“ This policy relates solely to this Application, if not stated otherwise within this document.”
$
SURFACE 06
Tier Differences
Smobi
MEDUNRATED
—
“ The Company, in its sole discretion and at any time, may modify the Subscription fees. Any Subscription fee change will become effective at the end of the then-current Subscription period.”
The Forecasting Company
MED⚠ CAUTIONUNRATED
—
“ Cancellation; Refunds. You may de-activate your User Account or any Subscription at any time, in your sole discretion, and we may, subject to Section 8.1 (Billing Policies; Taxes), suspend or terminate your Subscription, your User Account, or the Service at any time, in our sole…”