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Free shows today's risk. A Stack Audit gives you a citable, verbatim-sourced PDF across your whole AI stack — and flags the moment a vendor's terms change.
Free shows today's risk. A Stack Audit gives you a citable, verbatim-sourced PDF across your whole AI stack — and flags the moment a vendor's terms change.
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268 verified findings across the displayed surfaces.
412 verified findings across the displayed surfaces.
Empty Comparison Slot
SAP Joule has moderate defaults; Pine Ai carries the most permissive license terms of the set.FOR ENTERPRISE: PINE AI NOT RECOMMENDED · SAP JOULE ENTERPRISE TIER ACCEPTABLE
| RISK SURFACE | PINE AI | SAP JOULE |
|---|---|---|
| PPrompt Ownership | ||
| OOutput Ownership | ||
| TModel Training | ||
| CCommercial Use | ||
| DData Privacy | ||
| $Tier Differences |
“All content submitted by you is your responsibility.”
The document assigns responsibility for inputs to users but does not explicitly state whether the platform takes a license over user inputs or prompts. This is a notable omission.
“ SAP does not claim ownership of User Content that you post, upload, input, or submit to any SAP Website. By posting, transmitting, or uploading any User Content, including, but not limited to, any article, information, data, code, text, software, documentation, graphic, image, m…”
“All AI-generated output is provided "as is." You are responsible for verifying accuracy and legality.”
The document addresses responsibility for outputs but does not expressly state who owns AI-generated outputs. This omission creates ambiguity about user rights to use, commercialize, or reproduce outputs.
“ The AI Functionality are designed to provide information, assistance, and other forms of useful output. However, SAP does not guarantee the accuracy, completeness, or reliability of any information or content generated by the AI Functionality. You are advised to independently ve…”
“All content submitted by you is your responsibility.”
The document does not include any provision addressing whether user content, inputs, or outputs are used to train or improve AI models. This is a significant omission for an AI platform.
“ Products and services : This may include any of SAP’s on-premise and cloud software products, web services, apps, online-forums, webinars and events, non-marketing related newsletters, white papers, tutorials, trainings, as well as other offerings like contests or sweepstakes. W…”
“ All fees are non-refundable unless otherwise expressly stated. Pine reserves the right to change pricing or billing methods at any time in its discretion.”
“ To comply with data protection and unfair competition law related requirements. Depending on the country in which the relevant SAP Group member operates, and whether you have expressly consented to or opted out of receiving commercial information, SAP may process personal data n…”
“By providing your login credentials or other access information, you authorize Pine to use secure automated methods, including simulated browsers, virtual devices, or other tools, to access and operate your accounts with third-party businesses and service providers on your behalf…”
Users hand over login credentials to the platform, which then uses automated tools to access third-party accounts. This raises serious security and data handling risks.
“ If you want to learn more about each of these purposes for which SAP may collect, transfer, and use your personal data, including for how long your data is being retained and specific to the General Data Protection Regulation (GDPR) , the legal ground on which SAP is pursuing…”
“ Pine may refuse or limit refund requests if:”