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Free shows today's risk. A Stack Audit gives you a citable, verbatim-sourced PDF across your whole AI stack — and flags the moment a vendor's terms change.
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788 verified findings across the displayed surfaces.
289 verified findings across the displayed surfaces.
Empty Comparison Slot
Microsoft Designer carries highly permissive license terms; Opus Clip carries highly permissive license terms.FOR ENTERPRISE: MICROSOFT DESIGNER NOT RECOMMENDED · OPUS CLIP NOT RECOMMENDED
| RISK SURFACE | MICROSOFT DESIGNER | OPUS CLIP |
|---|---|---|
| PPrompt Ownership | ||
| OOutput Ownership | ||
| TModel Training | ||
| CCommercial Use | ||
| DData Privacy | ||
| $Tier Differences |
“As part of building the Xbox Services community, you grant to Microsoft, its affiliates and sublicensees a free and worldwide right to use, modify, reproduce, distribute, broadcast, share and display Your Content or your name, gamertag, motto, or avatar that you posted for any Xb…”
Broad, royalty-free, worldwide license granted to Microsoft and sublicensees to use, modify, reproduce, distribute, broadcast, and display user-submitted content with no time limit stated.
“You agree that the licenses you grant are royalty-free, perpetual, sublicensable, irrevocable, and worldwide, provided that when you delete your OpusClip Account, we will stop displaying your User Submissions (other than Public User Submissions, which may remain fully available)…”
The license granted to OpusClip is royalty-free, perpetual, sublicensable, and irrevocable. Public User Submissions may remain fully available even after account deletion, and complete deletion from records is not guaranteed.
“players, and third-party material available on Bing and MSN, including through Microsoft bots, applications and programs, are for your noncommercial, personal use only. Other uses, including downloading, copying, or redistributing these materials, or using these materials or prod…”
Outputs/materials from Bing, MSN, and Microsoft bots are restricted to noncommercial personal use only. Using them to build your own products is prohibited unless specifically authorized. All rights not expressly granted are reserved.
“If you share a User Submission publicly on the Services and/or in a manner that more than just you or certain specified users can view, or if you provide us (in a direct email or otherwise) with any feedback, suggestions, improvements, enhancements, and/or feature requests relati…”
Outputs shared publicly are licensed to OpusClip for marketing and promotional purposes, and for use 'in connection with OpusClip's business' broadly. Users may not realize their generated clips can be used in OpusClip advertising.
“As part of our efforts to improve and develop our products, we may use your data to develop and train our AI models. Learn more here .”
Microsoft explicitly reserves the right to use user data to train AI models. This appears twice in the document, suggesting it is a firm policy across products. No opt-out mechanism is described in this excerpt.
“If you are based in the European Union or European Economic Area, you are free to opt out of any use of your personal data for our AI research and model-development activities. Under Article 21 GDPR, you may object at any time to such processing. Send an e-mail to contact@opus.pr…”
Personal data IS used for AI research and model development by default; EU/EEA users must affirmatively opt out. Non-EU users have no opt-out mentioned here.
“The articles, text, photos, maps, videos, video players, and third-party material available on Bing and MSN, including through Microsoft bots, applications and programs, are for your noncommercial, personal use only. Other uses, including downloading, copying, or redistributing t…”
Bing and MSN content (including content delivered via Microsoft bots/AI applications) is explicitly limited to noncommercial personal use. Using such content to build products or for commercial purposes requires separate authorization.
“ You will only use the Application in connection with an Apple device that you own or control;”
“If you cancel, your access to the Services ends at the end of your current Service period or, if we bill your account on a periodic basis, at the end of the period in which you canceled. If you initiate a chargeback or reversal with your bank for your payment of Services, we will…”
Upon cancellation (or chargeback), content access and data may be immediately or imminently terminated. No grace period for data export is specified in this passage.
“Account termination may result in destruction of any Content associated with your account, so keep that in mind before you decide to terminate your account. We will try to provide advance notice to you prior to our terminating your account so that you are able to retrieve any imp…”
User content may be permanently destroyed upon termination without advance notice if the platform determines notice is impractical or contrary to its interests.
“ iii. Certain restrictions and limitations apply to earning, redeeming, and other uses of Points in the Rewards Program. For more information see the Rewards section at https://support.microsoft.com (" FAQ ").”