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SIDE-BY-SIDE · 2 OF 3
Two platforms.
Same questions.
Microsoft Designer
IMAGE / VIDEO / AUDIO GENERATION
PROMPT
Microsoft does not claim ownership of user inputs to AI services.
OUTPUT
Output IP left to user determination. Same Microsoft Services Agreement applies.
TRAINING
Consumer product. Inputs may be stored and processed by Microsoft for safety monitoring.
COMMERCIAL
Personal and non-commercial use designated in Microsoft Services Agreement for consumer AI services.
473 verified findings across the displayed surfaces.
Napkin AI
WORKFLOW & AUTOMATION
PROMPT
Under review.
OUTPUT
Under review.
TRAINING
Under review.
COMMERCIAL
Under review.
130 verified findings across the displayed surfaces.
Empty Comparison Slot
AIRIN SUMMARY
Napkin AI has moderate defaults; Microsoft Designer carries the most permissive license terms of the set.FOR ENTERPRISE: MICROSOFT DESIGNER NOT RECOMMENDED · NAPKIN AI ENTERPRISE TIER ACCEPTABLE
↳ Compliance surfaces · side by side
⚡ INTERACTIVE RISK COMPARISON HEATMAP
| RISK SURFACE | MICROSOFT DESIGNER | NAPKIN AI |
|---|---|---|
| PPrompt Ownership | ||
| OOutput Ownership | ||
| TModel Training | ||
| CCommercial Use | ||
| DData Privacy | ||
| $Tier Differences |
* Click any cell in the heatmap matrix to scroll directly to its verbatim policy citations below.
📂 Intellectual Property & Model Training
P
SURFACE 01
Prompt Ownership
Microsoft Designer
MED⚠ CAUTIONHIGH
Microsoft does not claim ownership of user inputs to AI services.
“To the extent necessary to provide the Services to you and others, to protect you and the Services, and to improve Microsoft products and services, you grant to Microsoft a worldwide and royalty-free intellectual property license to use Your Content, for example, to make copies o…”
The license grant explicitly includes 'improve Microsoft products and services,' which can encompass model training or fine-tuning on user content/inputs/outputs. The license is worldwide, royalty-free, and broadly scoped.
Napkin AI
LOWMED
Under review.
“ User-generated content , such as input text, visuals, generated text, and other content or information that you generate, transmit, or otherwise make available on the Service, as well as associated metadata.”
O
SURFACE 02
Output Ownership
Microsoft Designer
HIGH
Output IP left to user determination. Same Microsoft Services Agreement applies.
No citation available
Napkin AI
MED
Under review.
No citation available
T
SURFACE 03
Model Training
Microsoft Designer
MED⚠ CAUTIONHIGH
Consumer product. Inputs may be stored and processed by Microsoft for safety monitoring.
“ Microsoft will only use your Microsoft Copilot conversations to monitor performance, troubleshoot problems, diagnose bugs, prevent abuse, and to provide and improve Microsoft Copilot. In certain markets, we use conversation data to train the generative AI models in Copilot, unle…”
Napkin AI
MED⚠ CAUTIONMED
Under review.
“ Account data (name, email, job title, company); Content data (diagrams, visuals, documents created or uploaded by users); Usage data (feature interactions, session identifiers) – processed in identifiable form solely for service delivery; only de-identified and aggregated deriva…”
C
SURFACE 04
Commercial Use
Microsoft Designer
MED⚠ CAUTIONHIGH
Personal and non-commercial use designated in Microsoft Services Agreement for consumer AI services.
“ ii. Bing Maps. You may not use Bird’s eye imagery of the United States, Canada, Mexico, New Zealand, Australia or Japan for governmental use without our separate written approval.”
Napkin AI
MED
Under review.
No citation available
📂 Data Privacy & Governance
D
SURFACE 05
Data Privacy
Microsoft Designer
MED⚠ CAUTIONHIGH
—
“ Bing experience improvement program for Bing Desktop and Bing Toolbar . If you are using Bing Desktop or Bing Toolbar and choose to participate in the Bing Experience Improvement Program, we also collect additional data about how you use these specific Bing apps, such as the add…”
Napkin AI
MEDMED
—
“ 2.4 This DPA shall remain in effect for the duration of the Agreement and shall terminate automatically upon expiry or termination of the Agreement, subject to the survival provisions set out in Section 11.”
$
SURFACE 06
Tier Differences
Microsoft Designer
HIGH
—
No citation available
Napkin AI
MED
—
No citation available