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Microsoft Copilot has moderate defaults; Playground AI carries the most permissive license terms of the set.FOR ENTERPRISE: MICROSOFT COPILOT ENTERPRISE TIER ACCEPTABLE · PLAYGROUND AI NOT RECOMMENDED
| RISK SURFACE | MICROSOFT COPILOT | PLAYGROUND AI |
|---|---|---|
| PPrompt Ownership | ||
| OOutput Ownership | ||
| TModel Training | ||
| CCommercial Use | ||
| DData Privacy | ||
| $Tier Differences |
“ Certain words and phrases we use in these Terms have a particular meaning: Words like “ you ”, “ your ” and “ yours ” mean you, the person accessing and using Copilot. Words like “ we ”, “ us ”, and “ our ” means Microsoft, the company that offers Copilot, as well as the relat…”
“By using the Services, you grant to Playground AI, its successors, and assigns a perpetual, worldwide, non-exclusive, sublicensable, no-charge, royalty-free, irrevocable copyright license to use, copy, reproduce, process, adapt, modify, publish, transmit, prepare Derivative Works…”
Users grant a perpetual, irrevocable, sublicensable, royalty-free license over their text prompts and uploaded images. The license is permanent (survives termination) and allows Playground AI to sublicense, adapt, and distribute inputs with no compensation beyond access to the service.
“ If a third party sues a commercial customer for copyright infringement for using Microsoft's Copilots or the output they generate, we'll defend the customer and pay the amount of any adverse judgments or settlements that result from the lawsuit, as long as the customer used the…”
“The license to Playground AI survives termination of this Agreement by any party, for any reason.”
Playground AI's license over user inputs and outputs is explicitly stated to survive termination for any reason, meaning the user cannot revoke Playground AI's rights over their content by closing their account.
“ Your personal data collected from the use of connected experiences in Microsoft 365 isn’t used to train large language models (LLMs), including those used by Microsoft 365 Copilot.”
“By using the Services, you grant to Playground AI, its successors, and assigns a perpetual, worldwide, non-exclusive, sublicensable, no-charge, royalty-free, irrevocable copyright license to use, copy, reproduce, process, adapt, modify, publish, transmit, prepare Derivative Works…”
The license to 'improve the Services' combined with a perpetual, irrevocable grant strongly implies that inputs and outputs may be used for model training or fine-tuning. No opt-out mechanism is described.
“ Microsoft 365 Copilot, including Microsoft 365 Copilot Search , is compliant with our existing privacy, security, and compliance commitments to Microsoft 365 commercial customers, including the General Data Protection Regulation (GDPR) and European Union (EU) Data Boundary.”
“ other than as permitted through an allowable API; (v) reverse assemble, reverse compile, decompile, translate or otherwise attempt to discover the source code or underlying components of models, algorithms, and systems of the Services that are not open (except to the extent such…”
“ Microsoft 365 Copilot only surfaces organizational data to which individual users have at least view permissions. It's important that you're using the permission models available in Microsoft 365 services, such as SharePoint, to help ensure the right users or groups have the rig…”
“ Playground AI utilizes artificial intelligence systems to produce the Assets. Such Assets may be unintentionally similar to copyright protected material or trademarks held by others. Users are prohibited from creating Assets that infringe third-party intellectual property rights…”
“ These Terms don’t apply to Microsoft 365 Copilot apps or services unless that specific app or service says that these Terms apply.”
“Playground AI offers a free and paid Service. You can learn more about our paid subscription offering here or within our mobile application.”
The document references free and paid tiers but does not detail the substantive differences in rights, data handling, or feature access between them within the terms document itself.