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766 verified findings across the displayed surfaces.
475 verified findings across the displayed surfaces.
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Visme AI has moderate defaults; Microsoft 365 Copilot carries the most permissive license terms of the set.FOR ENTERPRISE: MICROSOFT 365 COPILOT NOT RECOMMENDED · VISME AI ENTERPRISE TIER ACCEPTABLE
| RISK SURFACE | MICROSOFT 365 COPILOT | VISME AI |
|---|---|---|
| PPrompt Ownership | ||
| OOutput Ownership | ||
| TModel Training | ||
| CCommercial Use | ||
| DData Privacy | ||
| $Tier Differences |
“When you provide your Data or Your Content to Bing Places, you grant Microsoft a worldwide, royalty-free license to use, reproduce, save, modify, aggregate, promote, transmit, display, and distribute your Data and Your Content (including intellectual property rights in your Data…”
Broad, worldwide, royalty-free license over user inputs/content submitted to Bing Places, including sublicensing rights to third parties with no apparent scope limitation or termination right described here.
“ In the event that any of your input data or resulting material you generate is alleged to be unlawful or otherwise in breach of these terms, you acknowledge that Visme may disclose such content to law enforcement or other governmental authorities or in response to a court order.”
“As part of building the Xbox Services community, you grant to Microsoft, its affiliates and sublicensees a free and worldwide right to use, modify, reproduce, distribute, broadcast, share and display Your Content or your name, gamertag, motto, or avatar that you posted for any Xb…”
Broad, royalty-free, worldwide license granted to Microsoft and its sublicensees to use, modify, reproduce, distribute, broadcast, share and display user-submitted content with no expiry stated.
“ 12.11 You confirm you own all rights in and to any content uploaded or provided by you, or imported, copied or uploaded by Visme Services for you, including any designs, images, animations, videos, audio files, fonts, logos, code, illustrations, compositions, artworks, interface…”
“As part of our efforts to improve and develop our products, we may use your data to develop and train our AI models. Learn more here .”
Microsoft explicitly reserves the right to use user data to train AI models. This appears twice in the document, suggesting it applies broadly across products and tiers.
“ (d) we may use Covered Information to product Services to you solely for K-12 school purposes.”
“The articles, text, photos, maps, videos, video players, and third-party material available on Bing and MSN, including through Microsoft bots, applications and programs, are for your noncommercial, personal use only. Other uses, including downloading, copying, or redistributing t…”
Bing and MSN content is restricted to noncommercial personal use. Using outputs/materials to build products or for commercial purposes requires explicit Microsoft authorization, which is not granted by default.
“ 6.3 Except as expressly authorized by the Terms of Service, you may not copy, reproduce, distribute, republish, download, perform, display, post, transmit, scrape, copy, exploit, create derivative works or otherwise use any of the Materials in any form or by any means, without t…”
“If you fail to remove excess content or obtain sufficient additional storage after receiving notice from Microsoft, we reserve the right to delete or disable access to Your Content.”
Microsoft may permanently delete Outlook.com user content upon storage quota breach without a defined grace period in this clause.
“ You may opt out of the “selling or sharing” of your personal information, which may include us sharing your information with third party advertising partners or providing your employer with information confirming whether or not you use Visme using their email domain. You can opt…”
“ f. Refund Policy. Unless otherwise provided by law or by a particular Service offer, all purchases are final and non-refundable. If you believe that Microsoft has charged you in error, you must contact us within 90 days of such charge. No refunds will be given for any charges mo…”
“ 18.1 for K-12 This clause does not apply when we are providing services to K-12.”