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SIDE-BY-SIDE · 2 OF 3
Two platforms.
Same questions.
Microsoft 365 Copilot
WORKFLOW & AUTOMATION
PROMPT
Microsoft does not claim ownership of customer prompts or inputs. Customer data remains customer property under Microsoft's data governance framework.
OUTPUT
Microsoft doesn't claim ownership of the output of the service. Outputs are treated as customer data.
TRAINING
Microsoft does not use M365 Copilot customer content to train foundation models. The Microsoft Privacy Statement (March 2026) states for enterprise Copilot: 'Microsoft 365 Copilot...provides enterprise-grade data protection' and 'will use the content in your files only when you ask it to perform a specific action on that specific content.' General Microsoft AI statement covers manual review of automated method outputs for improving accuracy, but enterprise Copilot data is explicitly protected.
COMMERCIAL
Microsoft 365 Copilot is available as an enterprise add-on. Commercial use of all outputs is permitted.
417 verified findings across the displayed surfaces.
Tabnine
DEVELOPER / CODING
PROMPT
Users retain ownership of their code. Tabnine does not claim IP in user code.
OUTPUT
Users retain ownership of code completions.
TRAINING
Tabnine is not granted any rights in code you develop while using the Services. Code suggestions accepted and incorporated are deemed part of user-generated code; Tabnine grants a non-exclusive, perpetual, royalty-free license to use those suggestions within your code.
COMMERCIAL
Commercial use is the primary intended use for all plans.
236 verified findings across the displayed surfaces.
Empty Comparison Slot
AIRIN SUMMARY
Microsoft 365 Copilot carries highly permissive license terms; Tabnine carries highly permissive license terms.FOR ENTERPRISE: MICROSOFT 365 COPILOT NOT RECOMMENDED · TABNINE NOT RECOMMENDED
↳ Compliance surfaces · side by side
⚡ INTERACTIVE RISK COMPARISON HEATMAP
| RISK SURFACE | MICROSOFT 365 COPILOT | TABNINE |
|---|---|---|
| PPrompt Ownership | ||
| OOutput Ownership | ||
| TModel Training | ||
| CCommercial Use | ||
| DData Privacy | ||
| $Tier Differences |
* Click any cell in the heatmap matrix to scroll directly to its verbatim policy citations below.
📂 Intellectual Property & Model Training
P
SURFACE 01
Prompt Ownership
Microsoft 365 Copilot
MEDHIGH
Microsoft does not claim ownership of customer prompts or inputs. Customer data remains customer property under Microsoft's data governance framework.
“ a. When you share Your Content with other people, you understand that they may be able to, on a worldwide basis, use, save, record, reproduce, broadcast, transmit, share and display Your Content for the purpose that you made Your Content available on the Services without compens…”
Tabnine
LOW⚠ CAUTIONHIGH
Users retain ownership of their code. Tabnine does not claim IP in user code.
“Tabnine and/or its affiliates retain all rights in the Services′ materials (including, but not limited to, applications, software, designs, graphics, texts, information, pictures, video, sound, music, and other files, and their selection and arrangement) (collectively, "Services′…”
O
SURFACE 02
Output Ownership
Microsoft 365 Copilot
HIGH
Microsoft doesn't claim ownership of the output of the service. Outputs are treated as customer data.
No citation available
Tabnine
MEDHIGH
Users retain ownership of code completions.
“Tabnine′s Services include, without limitation (i) a software and/or a service for searching and sharing software code, and (ii) a software and/or a service which analyzes your code-development environment and the activities performed therein, and automatically suggests you relev…”
T
SURFACE 03
Model Training
Microsoft 365 Copilot
MED⚠ CAUTIONHIGH
Microsoft does not use M365 Copilot customer content to train foundation models. The Microsoft Privacy Statement (March 2026) states for enterprise Copilot: 'Microsoft 365 Copilot...provides enterprise-grade data protection' and 'will use the content in your files only when you ask it to perform a specific action on that specific content.' General Microsoft AI statement covers manual review of automated method outputs for improving accuracy, but enterprise Copilot data is explicitly protected.
“ Microsoft will only use your Microsoft Copilot conversations to monitor performance, troubleshoot problems, diagnose bugs, prevent abuse, and to provide and improve Microsoft Copilot. In certain markets, we use conversation data to train the generative AI models in Copilot, unle…”
Tabnine
MED⚠ CAUTIONHIGH
Tabnine is not granted any rights in code you develop while using the Services. Code suggestions accepted and incorporated are deemed part of user-generated code; Tabnine grants a non-exclusive, perpetual, royalty-free license to use those suggestions within your code.
“In connection with any Tailor Made Services, we note that: (a) no such Tailor Made Services will be provided unless explicitly asked by you, (b) as part of the Tailor Made Services, you will be required to grant Tabnine with access to your code, such code shall be used by Tabnine…”
C
SURFACE 04
Commercial Use
Microsoft 365 Copilot
MED⚠ CAUTIONHIGH
Microsoft 365 Copilot is available as an enterprise add-on. Commercial use of all outputs is permitted.
“ b. The software is licensed, not sold, and Microsoft reserves all rights to the software not expressly granted by Microsoft, whether by implication, estoppel, or otherwise. This license does not give you any right to, and you may not: ”
Tabnine
MED⚠ CAUTIONHIGH
Commercial use is the primary intended use for all plans.
“These Terms do not authorize you to, and you may not use any Third-Party Materials except as expressly permitted (by license or otherwise) by the owners of such Third-Party Materials and such owners may have the right to seek damages against you for any unauthorized use of their…”
📂 Data Privacy & Governance
D
SURFACE 05
Data Privacy
Microsoft 365 Copilot
MED⚠ CAUTIONHIGH
Enterprise/commercial M365 Copilot provides strong data protection — content not used for training, enterprise-grade compliance. Consumer Microsoft products (Bing, Cortana, etc.) have broader licenses. Bing Places grants a 'worldwide, royalty-free license to use, reproduce, save, modify, aggregate, promote, transmit, display, and distribute your Data and Your Content...and sub-license any or all of the foregoing rights to third parties.'
“Microsoft does not use what you say in email, human-to-human chat, video calls, or voice mail, or your documents, photos, or other personal files to target ads to you. We use data we collect through our interactions with you, through some of our first-party products, services, ap…”
While communications content is excluded, behavioral interaction data from first- and third-party properties is used for ad targeting, including via automated processes.
Tabnine
MED⚠ CAUTIONHIGH
Basic/Pro: cloud model completions (not used for training). Enterprise: zero-retention, local model deployment available.
“10. If you choose to exercise your rights, we will not charge you different prices or provide different quality of our Services, unless those differences are related to your provision of your Personal Information. We will not discriminate against you for exercising any of your ri…”
$
SURFACE 06
Tier Differences
Microsoft 365 Copilot
HIGH
Enterprise/commercial M365 Copilot provides strong data protection — content not used for training, enterprise-grade compliance. Consumer Microsoft products (Bing, Cortana, etc.) have broader licenses. Bing Places grants a 'worldwide, royalty-free license to use, reproduce, save, modify, aggregate, promote, transmit, display, and distribute your Data and Your Content...and sub-license any or all of the foregoing rights to third parties.'
No citation available
Tabnine
MED⚠ CAUTIONHIGH
Basic/Pro: cloud model completions (not used for training). Enterprise: zero-retention, local model deployment available.
“Please note that since Tabnine acquired the Tabnine code prediction tool (the " **TabNine Product**"), in the event that you have commenced your use of the Tabnine Product **prior** to 30 August, 2020 (the " **Cut-Off Date**"), Tabnine will continue to provide you with the Tabnin…”