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SIDE-BY-SIDE · 2 OF 3
Two platforms.
Same questions.
Microsoft 365 Copilot
WORKFLOW & AUTOMATION
PROMPT
Microsoft does not claim ownership of customer prompts or inputs. Customer data remains customer property under Microsoft's data governance framework.
OUTPUT
Microsoft doesn't claim ownership of the output of the service. Outputs are treated as customer data.
TRAINING
Microsoft does not use M365 Copilot customer content to train foundation models. The Microsoft Privacy Statement (March 2026) states for enterprise Copilot: 'Microsoft 365 Copilot...provides enterprise-grade data protection' and 'will use the content in your files only when you ask it to perform a specific action on that specific content.' General Microsoft AI statement covers manual review of automated method outputs for improving accuracy, but enterprise Copilot data is explicitly protected.
COMMERCIAL
Microsoft 365 Copilot is available as an enterprise add-on. Commercial use of all outputs is permitted.
766 verified findings across the displayed surfaces.
Tabnine
DEVELOPER / CODING
PROMPT
Users retain ownership of their code. Tabnine does not claim IP in user code.
OUTPUT
Users retain ownership of code completions.
TRAINING
Tabnine is not granted any rights in code you develop while using the Services. Code suggestions accepted and incorporated are deemed part of user-generated code; Tabnine grants a non-exclusive, perpetual, royalty-free license to use those suggestions within your code.
COMMERCIAL
Commercial use is the primary intended use for all plans.
312 verified findings across the displayed surfaces.
Empty Comparison Slot
AIRIN SUMMARY
Tabnine has the strongest default posture of the set; Microsoft 365 Copilot carries the most permissive license terms of the set.FOR ENTERPRISE: MICROSOFT 365 COPILOT NOT RECOMMENDED · TABNINE RECOMMENDED
↳ Compliance surfaces · side by side
⚡ INTERACTIVE RISK COMPARISON HEATMAP
| RISK SURFACE | MICROSOFT 365 COPILOT | TABNINE |
|---|---|---|
| PPrompt Ownership | ||
| OOutput Ownership | ||
| TModel Training | ||
| CCommercial Use | ||
| DData Privacy | ||
| $Tier Differences |
* Click any cell in the heatmap matrix to scroll directly to its verbatim policy citations below.
📂 Intellectual Property & Model Training
P
SURFACE 01
Prompt Ownership
Microsoft 365 Copilot
HIGH⚠ CAUTIONHIGH
Microsoft does not claim ownership of customer prompts or inputs. Customer data remains customer property under Microsoft's data governance framework.
“When you provide your Data or Your Content to Bing Places, you grant Microsoft a worldwide, royalty-free license to use, reproduce, save, modify, aggregate, promote, transmit, display, and distribute your Data and Your Content (including intellectual property rights in your Data…”
Broad, worldwide, royalty-free license over user inputs/content submitted to Bing Places, including sublicensing rights to third parties with no apparent scope limitation or termination right described here.
Tabnine
MEDLOW
Users retain ownership of their code. Tabnine does not claim IP in user code.
“ If you wish to request a demo via the Website, we will collect your full name, email address, company name, job title, and the content you submitted to provide you with a relevant demo to use our Services.”
O
SURFACE 02
Output Ownership
Microsoft 365 Copilot
HIGH⚠ CAUTIONHIGH
Microsoft doesn't claim ownership of the output of the service. Outputs are treated as customer data.
“As part of building the Xbox Services community, you grant to Microsoft, its affiliates and sublicensees a free and worldwide right to use, modify, reproduce, distribute, broadcast, share and display Your Content or your name, gamertag, motto, or avatar that you posted for any Xb…”
Broad, royalty-free, worldwide license granted to Microsoft and its sublicensees to use, modify, reproduce, distribute, broadcast, share and display user-submitted content with no expiry stated.
Tabnine
HIGHLOW
Users retain ownership of code completions.
“Tabnine and/or its licensors and affiliates own all right, title, and interest, including copyrights and other intellectual property rights, in and to all the Services′ Materials. You hereby acknowledge that you do not acquire any ownership rights by using the Services or by acce…”
T
SURFACE 03
Model Training
Microsoft 365 Copilot
HIGH⚠ CAUTIONHIGH
Microsoft does not use M365 Copilot customer content to train foundation models. The Microsoft Privacy Statement (March 2026) states for enterprise Copilot: 'Microsoft 365 Copilot...provides enterprise-grade data protection' and 'will use the content in your files only when you ask it to perform a specific action on that specific content.' General Microsoft AI statement covers manual review of automated method outputs for improving accuracy, but enterprise Copilot data is explicitly protected.
“As part of our efforts to improve and develop our products, we may use your data to develop and train our AI models. Learn more here .”
Microsoft explicitly reserves the right to use user data to train AI models. This appears twice in the document, suggesting it applies broadly across products and tiers.
Tabnine
MED⚠ CAUTIONLOW
Tabnine is not granted any rights in code you develop while using the Services. Code suggestions accepted and incorporated are deemed part of user-generated code; Tabnine grants a non-exclusive, perpetual, royalty-free license to use those suggestions within your code.
“ It is further clarified that any code developed by you while using the Services hereunder, is used by Tabnine ONLY for the purpose of improving the Service provided specifically and solely to you (and not for any other purpose, including improving the Services provided to other…”
C
SURFACE 04
Commercial Use
Microsoft 365 Copilot
HIGH⚠ CAUTIONHIGH
Microsoft 365 Copilot is available as an enterprise add-on. Commercial use of all outputs is permitted.
“The articles, text, photos, maps, videos, video players, and third-party material available on Bing and MSN, including through Microsoft bots, applications and programs, are for your noncommercial, personal use only. Other uses, including downloading, copying, or redistributing t…”
Bing and MSN content is restricted to noncommercial personal use. Using outputs/materials to build products or for commercial purposes requires explicit Microsoft authorization, which is not granted by default.
Tabnine
MED⚠ CAUTIONLOW
Commercial use is the primary intended use for all plans.
“ The business or commercial purposes for which we collected your Personal Information.”
📂 Data Privacy & Governance
D
SURFACE 05
Data Privacy
Microsoft 365 Copilot
HIGH⚠ CAUTIONHIGH
Enterprise/commercial M365 Copilot provides strong data protection — content not used for training, enterprise-grade compliance. Consumer Microsoft products (Bing, Cortana, etc.) have broader licenses. Bing Places grants a 'worldwide, royalty-free license to use, reproduce, save, modify, aggregate, promote, transmit, display, and distribute your Data and Your Content...and sub-license any or all of the foregoing rights to third parties.'
“If you fail to remove excess content or obtain sufficient additional storage after receiving notice from Microsoft, we reserve the right to delete or disable access to Your Content.”
Microsoft may permanently delete Outlook.com user content upon storage quota breach without a defined grace period in this clause.
Tabnine
HIGHLOW
Basic/Pro: cloud model completions (not used for training). Enterprise: zero-retention, local model deployment available.
“ You can be rest assured that we do not sell your Personal Information.”
$
SURFACE 06
Tier Differences
Microsoft 365 Copilot
MED⚠ CAUTIONHIGH
Enterprise/commercial M365 Copilot provides strong data protection — content not used for training, enterprise-grade compliance. Consumer Microsoft products (Bing, Cortana, etc.) have broader licenses. Bing Places grants a 'worldwide, royalty-free license to use, reproduce, save, modify, aggregate, promote, transmit, display, and distribute your Data and Your Content...and sub-license any or all of the foregoing rights to third parties.'
“ f. Refund Policy. Unless otherwise provided by law or by a particular Service offer, all purchases are final and non-refundable. If you believe that Microsoft has charged you in error, you must contact us within 90 days of such charge. No refunds will be given for any charges mo…”
Tabnine
MED⚠ CAUTIONLOW
Basic/Pro: cloud model completions (not used for training). Enterprise: zero-retention, local model deployment available.
“Please note that since Tabnine acquired the Tabnine code prediction tool (the " TabNine Product "), in the event that you have commenced your use of the Tabnine Product prior to 30 August, 2020 (the " Cut-Off Date "), Tabnine will continue to provide you with the Tabnine Product…”