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SIDE-BY-SIDE · 2 OF 3
Two platforms.
Same questions.
Microsoft 365 Copilot
WORKFLOW & AUTOMATION
PROMPT
Microsoft does not claim ownership of customer prompts or inputs. Customer data remains customer property under Microsoft's data governance framework.
OUTPUT
Microsoft doesn't claim ownership of the output of the service. Outputs are treated as customer data.
TRAINING
Microsoft does not use M365 Copilot customer content to train foundation models. The Microsoft Privacy Statement (March 2026) states for enterprise Copilot: 'Microsoft 365 Copilot...provides enterprise-grade data protection' and 'will use the content in your files only when you ask it to perform a specific action on that specific content.' General Microsoft AI statement covers manual review of automated method outputs for improving accuracy, but enterprise Copilot data is explicitly protected.
COMMERCIAL
Microsoft 365 Copilot is available as an enterprise add-on. Commercial use of all outputs is permitted.
433 verified findings across the displayed surfaces.
SAP Joule
WORKFLOW & AUTOMATION
PROMPT
—
OUTPUT
—
TRAINING
—
COMMERCIAL
—
206 verified findings across the displayed surfaces.
Empty Comparison Slot
AIRIN SUMMARY
Microsoft 365 Copilot carries highly permissive license terms; SAP Joule carries highly permissive license terms.FOR ENTERPRISE: MICROSOFT 365 COPILOT NOT RECOMMENDED · SAP JOULE NOT RECOMMENDED
↳ Compliance surfaces · side by side
⚡ INTERACTIVE RISK COMPARISON HEATMAP
| RISK SURFACE | MICROSOFT 365 COPILOT | SAP JOULE |
|---|---|---|
| PPrompt Ownership | ||
| OOutput Ownership | ||
| TModel Training | ||
| CCommercial Use | ||
| DData Privacy | ||
| $Tier Differences |
* Click any cell in the heatmap matrix to scroll directly to its verbatim policy citations below.
📂 Intellectual Property & Model Training
P
SURFACE 01
Prompt Ownership
Microsoft 365 Copilot
MEDHIGH
Microsoft does not claim ownership of customer prompts or inputs. Customer data remains customer property under Microsoft's data governance framework.
“ a. When you share Your Content with other people, you understand that they may be able to, on a worldwide basis, use, save, record, reproduce, broadcast, transmit, share and display Your Content for the purpose that you made Your Content available on the Services without compens…”
SAP Joule
MEDHIGH
—
“ You represent and warrant to SAP that You have the right, title, and authority to grant such license to SAP. SAP may elect not to post or publish User Content that You submit. If SAP elects to post or publish Your User Content, SAP may, in its sole discretion, withdraw the poste…”
O
SURFACE 02
Output Ownership
Microsoft 365 Copilot
HIGH
Microsoft doesn't claim ownership of the output of the service. Outputs are treated as customer data.
No citation available
SAP Joule
MED⚠ CAUTIONHIGH
—
“ All Intellectual Proprietary Rights in and to any SAP Software, the SAP Websites, SAP Materials, and User Content belongs exclusively to SAP or the original submitting individual or entity. Nothing in this TOU grants You any rights to modify, copy, distribute, transmit, display,…”
T
SURFACE 03
Model Training
Microsoft 365 Copilot
MED⚠ CAUTIONHIGH
Microsoft does not use M365 Copilot customer content to train foundation models. The Microsoft Privacy Statement (March 2026) states for enterprise Copilot: 'Microsoft 365 Copilot...provides enterprise-grade data protection' and 'will use the content in your files only when you ask it to perform a specific action on that specific content.' General Microsoft AI statement covers manual review of automated method outputs for improving accuracy, but enterprise Copilot data is explicitly protected.
“ Microsoft will only use your Microsoft Copilot conversations to monitor performance, troubleshoot problems, diagnose bugs, prevent abuse, and to provide and improve Microsoft Copilot. In certain markets, we use conversation data to train the generative AI models in Copilot, unle…”
SAP Joule
MED⚠ CAUTIONHIGH
—
“ You further agree not to, whether directly or indirectly including via third parties and except where explicitly permitted otherwise, access an SAP Website by and/or use any automated data gathering or extraction methods or similar or related technologies designed to scrape or e…”
C
SURFACE 04
Commercial Use
Microsoft 365 Copilot
MED⚠ CAUTIONHIGH
Microsoft 365 Copilot is available as an enterprise add-on. Commercial use of all outputs is permitted.
“ b. The software is licensed, not sold, and Microsoft reserves all rights to the software not expressly granted by Microsoft, whether by implication, estoppel, or otherwise. This license does not give you any right to, and you may not: ”
SAP Joule
MED⚠ CAUTIONHIGH
—
“ You are permitted to use SAP Websites only in strict compliance with this TOU and any valid separate software license, partnership and/or maintenance agreement. Under no circumstances may SAP Materials and User Content be gathered for purposes that could be detrimental to SAP, u…”
📂 Data Privacy & Governance
D
SURFACE 05
Data Privacy
Microsoft 365 Copilot
MED⚠ CAUTIONHIGH
Enterprise/commercial M365 Copilot provides strong data protection — content not used for training, enterprise-grade compliance. Consumer Microsoft products (Bing, Cortana, etc.) have broader licenses. Bing Places grants a 'worldwide, royalty-free license to use, reproduce, save, modify, aggregate, promote, transmit, display, and distribute your Data and Your Content...and sub-license any or all of the foregoing rights to third parties.'
“Microsoft does not use what you say in email, human-to-human chat, video calls, or voice mail, or your documents, photos, or other personal files to target ads to you. We use data we collect through our interactions with you, through some of our first-party products, services, ap…”
While communications content is excluded, behavioral interaction data from first- and third-party properties is used for ad targeting, including via automated processes.
SAP Joule
MED⚠ CAUTIONHIGH
—
“ This privacy statement does not apply to SAP internet-pages or web-services which present their own privacy statement. ”
$
SURFACE 06
Tier Differences
Microsoft 365 Copilot
HIGH
Enterprise/commercial M365 Copilot provides strong data protection — content not used for training, enterprise-grade compliance. Consumer Microsoft products (Bing, Cortana, etc.) have broader licenses. Bing Places grants a 'worldwide, royalty-free license to use, reproduce, save, modify, aggregate, promote, transmit, display, and distribute your Data and Your Content...and sub-license any or all of the foregoing rights to third parties.'
No citation available
SAP Joule
MED⚠ CAUTIONHIGH
—
“ Purchasing or licensing of any SAP Software offered on the SAP Store is NOT available for consumers, but solely for merchants/corporations and might require an existing SAP system. ”