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Free shows today's risk. A Stack Audit gives you a citable, verbatim-sourced PDF across your whole AI stack — and flags the moment a vendor's terms change.
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Not yet scored — verified corpus incomplete.
Not yet scored — verified corpus incomplete.
Empty Comparison Slot
Luminance has no scored posture yet (unrated); Microsoft Designer has no scored posture yet (unrated).FOR ENTERPRISE: LUMINANCE NOT YET SCORED · MICROSOFT DESIGNER NOT YET SCORED
| RISK SURFACE | LUMINANCE | MICROSOFT DESIGNER |
|---|---|---|
| PPrompt Ownership | ||
| OOutput Ownership | ||
| TModel Training | ||
| CCommercial Use | ||
| DData Privacy | ||
| $Tier Differences |
“ you are solely responsible for the accuracy, integrity, legality, reliability and appropriateness of all User Data;”
“As part of building the Xbox Services community, you grant to Microsoft, its affiliates and sublicensees a free and worldwide right to use, modify, reproduce, distribute, broadcast, share and display Your Content or your name, gamertag, motto, or avatar that you posted for any Xb…”
Broad, royalty-free, worldwide license granted to Microsoft and sublicensees to use, modify, reproduce, distribute, broadcast, and display user-submitted content with no time limit stated.
“ Luminance and/or its licensors retain all right, title and interest in and to the Services (including as may subsist in related software and systems), any Outputs and related documentation, including all enhancements, error correction, new releases, updates, derivations and modi…”
“ vi. Game Currency or Virtual Goods. The Xbox Services may include a virtual, game currency (like gold, coins or points) that may be purchased from or on behalf of Microsoft using actual monetary instruments if you have reached the age of "majority" where you live. The Xb…”
“ Subject to section 2.2, you acknowledge and agree that we may access and use any User Data to the extent necessary for us to operate, maintain and improve the Services (including by analysing, retaining, storing and utilising the results of any usage, Outputs, learnings or trend…”
“As part of our efforts to improve and develop our products, we may use your data to develop and train our AI models. Learn more here .”
Microsoft explicitly reserves the right to use user data to train AI models. This appears twice in the document, suggesting it is a firm policy across products. No opt-out mechanism is described in this excerpt.
“ you agree not to use our Services for any commercial or business purposes, and we have no liability to you for any loss of profit, loss of business, business interruption, or loss of business opportunity. We are responsible for losses you suffer caused by us breaching these Term…”
“The articles, text, photos, maps, videos, video players, and third-party material available on Bing and MSN, including through Microsoft bots, applications and programs, are for your noncommercial, personal use only. Other uses, including downloading, copying, or redistributing t…”
Bing and MSN content (including content delivered via Microsoft bots/AI applications) is explicitly limited to noncommercial personal use. Using such content to build products or for commercial purposes requires separate authorization.
“If you are making a job application or inquiry, you may provide us with a copy of your CV or other relevant information. We may use this information for the purpose of considering your application or inquiry. Except when you explicitly request otherwise, we may keep this informat…”
CV and job application data may be retained indefinitely for 'future reference' unless the applicant explicitly requests otherwise. No retention period is specified.
“Call recording data may also be used to authenticate or identify you based on your voice to enable Microsoft to provide support services and investigate security incidents.”
Voice biometric data from support calls may be used for identification purposes beyond the immediate support interaction, including security investigations.
“ iii. Certain restrictions and limitations apply to earning, redeeming, and other uses of Points in the Rewards Program. For more information see the Rewards section at https://support.microsoft.com (" FAQ ").”