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Free shows today's risk. A Stack Audit gives you a citable, verbatim-sourced PDF across your whole AI stack — and flags the moment a vendor's terms change.
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325 verified findings across the displayed surfaces.
268 verified findings across the displayed surfaces.
Empty Comparison Slot
Lovo has moderate defaults; Pine Ai carries the most permissive license terms of the set.FOR ENTERPRISE: LOVO ENTERPRISE TIER ACCEPTABLE · PINE AI NOT RECOMMENDED
| RISK SURFACE | LOVO | PINE AI |
|---|---|---|
| PPrompt Ownership | ||
| OOutput Ownership | ||
| TModel Training | ||
| CCommercial Use | ||
| DData Privacy | ||
| $Tier Differences |
“ You are the creator and owner of the Submitted Files, or you have the necessary licenses, rights, consents, releases, and permissions to use and authorize us to use your Submitted Files in any manner contemplated by our Services, including for the purposes of Voice Designing (Cl…”
“All content submitted by you is your responsibility.”
The document assigns responsibility for inputs to users but does not explicitly state whether the platform takes a license over user inputs or prompts. This is a notable omission.
“ While we may edit and make format changes to your content (such as translating or transcribing it, modifying the size, layout, file type, or removing metadata), we will not modify the meaning of your expression.”
“All AI-generated output is provided "as is." You are responsible for verifying accuracy and legality.”
The document addresses responsibility for outputs but does not expressly state who owns AI-generated outputs. This omission creates ambiguity about user rights to use, commercialize, or reproduce outputs.
“ By using Custom Voice Designing (Cloning) Services offered by LOVO, you grant permission to LOVO and its affiliates to use the data you provided for research and development purposes to further improve the technology, products, and Services they offer. Any data, including sensit…”
“All content submitted by you is your responsibility.”
The document does not include any provision addressing whether user content, inputs, or outputs are used to train or improve AI models. This is a significant omission for an AI platform.
“ Some examples of use cases that require separately authorized resell rights not included in any of the Subscription include web and mobile applications that resemble, access or provide a gateway to LOVO’s core functionality for re-sale by you to third parties.”
“ All fees are non-refundable unless otherwise expressly stated. Pine reserves the right to change pricing or billing methods at any time in its discretion.”
“ Harvest or otherwise collect or disclose information about other users without their consent;”
“By providing your login credentials or other access information, you authorize Pine to use secure automated methods, including simulated browsers, virtual devices, or other tools, to access and operate your accounts with third-party businesses and service providers on your behalf…”
Users hand over login credentials to the platform, which then uses automated tools to access third-party accounts. This raises serious security and data handling risks.
“ Due to the nature of our Services, we will not be providing refunds once you have confirmed payment of your purchase and 24 hours have passed.”
“ Pine may refuse or limit refund requests if:”