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281 verified findings across the displayed surfaces.
766 verified findings across the displayed surfaces.
Empty Comparison Slot
Leonardo.AI carries highly permissive license terms; Microsoft 365 Copilot carries highly permissive license terms.FOR ENTERPRISE: LEONARDO.AI NOT RECOMMENDED · MICROSOFT 365 COPILOT NOT RECOMMENDED
| RISK SURFACE | LEONARDO.AI | MICROSOFT 365 COPILOT |
|---|---|---|
| PPrompt Ownership | ||
| OOutput Ownership | ||
| TModel Training | ||
| CCommercial Use | ||
| DData Privacy | ||
| $Tier Differences |
“**9.1** We own all intellectual property rights in our Services (including our Platform). This includes how our Platform looks and functions, as well as our copyrighted works, trademarks, inventions, designs and other intellectual property, including Our Materials. You agree not…”
“When you provide your Data or Your Content to Bing Places, you grant Microsoft a worldwide, royalty-free license to use, reproduce, save, modify, aggregate, promote, transmit, display, and distribute your Data and Your Content (including intellectual property rights in your Data…”
Broad, worldwide, royalty-free license over user inputs/content submitted to Bing Places, including sublicensing rights to third parties with no apparent scope limitation or termination right described here.
“**7.2** Subject to your Consumer Law Rights, the Generated Content is provided “as is” without warranties of any kind, either expressed or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, title or non-infringement. We disclaim…”
“As part of building the Xbox Services community, you grant to Microsoft, its affiliates and sublicensees a free and worldwide right to use, modify, reproduce, distribute, broadcast, share and display Your Content or your name, gamertag, motto, or avatar that you posted for any Xb…”
Broad, royalty-free, worldwide license granted to Microsoft and its sublicensees to use, modify, reproduce, distribute, broadcast, share and display user-submitted content with no expiry stated.
“For Service improvement (including analytics and machine learning):** We may analyse your Content and related data in your account to improve the Service, and to train our algorithms, models, and AI products and services using machine learning to develop, improve and provide our…”
By default, user content is used for model training. Opt-out requires a paid subscription and use of the private generation mode — free-tier users have no opt-out.
“As part of our efforts to improve and develop our products, we may use your data to develop and train our AI models. Learn more here .”
Microsoft explicitly reserves the right to use user data to train AI models. This appears twice in the document, suggesting it applies broadly across products and tiers.
“- our [privacy policy](https://leonardo.ai/privacy-policy) and our [data processing addendum](https://leonardo.ai/data-processing-addendum) (on our website) which each set out how we handle the Personal Data of our users and commercial customers (as applicable);”
“The articles, text, photos, maps, videos, video players, and third-party material available on Bing and MSN, including through Microsoft bots, applications and programs, are for your noncommercial, personal use only. Other uses, including downloading, copying, or redistributing t…”
Bing and MSN content is restricted to noncommercial personal use. Using outputs/materials to build products or for commercial purposes requires explicit Microsoft authorization, which is not granted by default.
“**10.5** You must only disclose Personal Data to us if you have the right to do so (such as having the individual’s express consent).”
“If you fail to remove excess content or obtain sufficient additional storage after receiving notice from Microsoft, we reserve the right to delete or disable access to Your Content.”
Microsoft may permanently delete Outlook.com user content upon storage quota breach without a defined grace period in this clause.
“With a paid subscription, you have control over who can see your generated Content. When you use private mode, your generated Content cannot be accessed or used by other users. If private mode is turned off, your Content is considered public and can be accessed and used by other…”
Free-tier users have no privacy controls: all generated content is public by default, indexed by search engines, and accessible to other users. This is a significant tier-based privacy disparity.
“ f. Refund Policy. Unless otherwise provided by law or by a particular Service offer, all purchases are final and non-refundable. If you believe that Microsoft has charged you in error, you must contact us within 90 days of such charge. No refunds will be given for any charges mo…”