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Free shows today's risk. A Stack Audit gives you a citable, verbatim-sourced PDF across your whole AI stack — and flags the moment a vendor's terms change.
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510 verified findings across the displayed surfaces.
268 verified findings across the displayed surfaces.
Empty Comparison Slot
Krea has moderate defaults; Pine Ai carries the most permissive license terms of the set.FOR ENTERPRISE: KREA ENTERPRISE TIER ACCEPTABLE · PINE AI NOT RECOMMENDED
| RISK SURFACE | KREA | PINE AI |
|---|---|---|
| PPrompt Ownership | ||
| OOutput Ownership | ||
| TModel Training | ||
| CCommercial Use | ||
| DData Privacy | ||
| $Tier Differences |
“[What about anything I contribute to the Services – do I have to grant any licenses to Krea or to other users?](https://krea-ai.notion.site/Terms-of-Use-4e1e697fb25f491d81e751e74f5fab1c?pvs=25#6d53f612796649baaac0a23613a27757)”
“All content submitted by you is your responsibility.”
The document assigns responsibility for inputs to users but does not explicitly state whether the platform takes a license over user inputs or prompts. This is a notable omission.
“Subject to these Terms, we grant each user of the Services a worldwide, non-exclusive, non-sublicensable and non-transferable license to access, use (and in certain instances download, display, and re-share) content generated from using the Services. Your rights to use, reproduce…”
“All AI-generated output is provided "as is." You are responsible for verifying accuracy and legality.”
The document addresses responsibility for outputs but does not expressly state who owns AI-generated outputs. This omission creates ambiguity about user rights to use, commercialize, or reproduce outputs.
“When you submit User Submissions through the Services, you hereby do and shall grant Krea a worldwide, non-exclusive, perpetual, royalty-free, fully paid, sublicensable and transferable license to use, edit, modify, truncate, aggregate, reproduce, distribute, prepare derivative w…”
“All content submitted by you is your responsibility.”
The document does not include any provision addressing whether user content, inputs, or outputs are used to train or improve AI models. This is a significant omission for an AI platform.
“[Our Commercial or Business Purposes for Collecting Personal Data](https://krea-ai.notion.site/Privacy-Policy-90c854a1be1546e49bf2255e3980b370?pvs=25#eeb8ad66a0da4db7ae41a3a13ee62550)”
“ All fees are non-refundable unless otherwise expressly stated. Pine reserves the right to change pricing or billing methods at any time in its discretion.”
“If we have disclosed your Personal Data to any third parties for a business purpose over the past 12 months, we will identify the categories of Personal Data shared with each category of third party recipient. If we have sold your Personal Data over the past 12 months, we will id…”
“By providing your login credentials or other access information, you authorize Pine to use secure automated methods, including simulated browsers, virtual devices, or other tools, to access and operate your accounts with third-party businesses and service providers on your behalf…”
Users hand over login credentials to the platform, which then uses automated tools to access third-party accounts. This raises serious security and data handling risks.
“We will not discriminate against you for exercising your rights under the UCPA. We will not deny you our goods or services, charge you different prices or rates, or provide you a lower quality of goods and services if you exercise your rights under the UCPA. However, we may offer…”
“ Pine may refuse or limit refund requests if:”