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Free shows today's risk. A Stack Audit gives you a citable, verbatim-sourced PDF across your whole AI stack — and flags the moment a vendor's terms change.
Free shows today's risk. A Stack Audit gives you a citable, verbatim-sourced PDF across your whole AI stack — and flags the moment a vendor's terms change.
291 verified findings across the displayed surfaces.
766 verified findings across the displayed surfaces.
Empty Comparison Slot
Goodie has moderate defaults; Microsoft 365 Copilot carries the most permissive license terms of the set.FOR ENTERPRISE: GOODIE ENTERPRISE TIER ACCEPTABLE · MICROSOFT 365 COPILOT NOT RECOMMENDED
| RISK SURFACE | GOODIE | MICROSOFT 365 COPILOT |
|---|---|---|
| PPrompt Ownership | ||
| OOutput Ownership | ||
| TModel Training | ||
| CCommercial Use | ||
| DData Privacy | ||
| $Tier Differences |
“ “Customer Data” means all data, content, topics, prompts, configurations, or materials input by Customer through the Services.”
“When you provide your Data or Your Content to Bing Places, you grant Microsoft a worldwide, royalty-free license to use, reproduce, save, modify, aggregate, promote, transmit, display, and distribute your Data and Your Content (including intellectual property rights in your Data…”
Broad, worldwide, royalty-free license over user inputs/content submitted to Bing Places, including sublicensing rights to third parties with no apparent scope limitation or termination right described here.
“ Compliance Responsibility. Customer is solely responsible for ensuring its use of the Services complies with the EU AI Act and other applicable laws. Goodie makes no representation that the Services are certified or suitable for use as a “high-risk AI system” under the EU AI Act…”
“As part of building the Xbox Services community, you grant to Microsoft, its affiliates and sublicensees a free and worldwide right to use, modify, reproduce, distribute, broadcast, share and display Your Content or your name, gamertag, motto, or avatar that you posted for any Xb…”
Broad, royalty-free, worldwide license granted to Microsoft and its sublicensees to use, modify, reproduce, distribute, broadcast, share and display user-submitted content with no expiry stated.
“ Input, upload, or introduce any content, code, or material that is unlawful, malicious, or technologically harmful, including viruses, trojan horses, worms, logic bombs, prompt-based manipulation techniques, or similar harmful components. Use any robot, spider, or other automat…”
“As part of our efforts to improve and develop our products, we may use your data to develop and train our AI models. Learn more here .”
Microsoft explicitly reserves the right to use user data to train AI models. This appears twice in the document, suggesting it applies broadly across products and tiers.
“ The Platform is controlled and operated from the United States and is subject to its export control and sanctions laws and regulations. You represent that, you are (a) not located in, organized under the laws of, or ordinarily resident in any country or region subject to compreh…”
“The articles, text, photos, maps, videos, video players, and third-party material available on Bing and MSN, including through Microsoft bots, applications and programs, are for your noncommercial, personal use only. Other uses, including downloading, copying, or redistributing t…”
Bing and MSN content is restricted to noncommercial personal use. Using outputs/materials to build products or for commercial purposes requires explicit Microsoft authorization, which is not granted by default.
“ Depending on your state of residence, consumer privacy laws may provide their residents with additional rights regarding our use of their personal information and require specific disclosures (“State Privacy Laws”). In particular, because the Nebraska Data Privacy Act (NDPA) and…”
“If you fail to remove excess content or obtain sufficient additional storage after receiving notice from Microsoft, we reserve the right to delete or disable access to Your Content.”
Microsoft may permanently delete Outlook.com user content upon storage quota breach without a defined grace period in this clause.
“ ### Your use of the Services may be subject to limitations based on your plan tier or usage thresholds, such as the number of tracked products, prompts analyzed, or user seats, as specified in the applicable Order Form.”
“ f. Refund Policy. Unless otherwise provided by law or by a particular Service offer, all purchases are final and non-refundable. If you believe that Microsoft has charged you in error, you must contact us within 90 days of such charge. No refunds will be given for any charges mo…”