Turn this comparison into procurement-ready diligence
Free shows today's risk. A Stack Audit gives you a citable, verbatim-sourced PDF across your whole AI stack — and flags the moment a vendor's terms change.
SIDE-BY-SIDE · 2 OF 3
Two platforms.
Same questions.
Focal
WORKFLOW & AUTOMATION
PROMPT
Users retain nominal ownership of their submitted inputs ('Your Inputs'), but grant Focal a non-exclusive, royalty-free license to process that content for operation and maintenance of the Service. Metadata such as keywords or location data associated with content is also collected. Focal reserves the right to remove, edit, or delete any submitted content at any time without prior notice. No explicit assertion that users retain full exclusive ownership is made.
OUTPUT
Focal claims broad rights over outputs. Users are granted only monitoring rights, not exclusive ownership, over 'Your Outputs.' Focal holds a worldwide, royalty-free, transferable, sublicensable, and irrevocable (for so long as content is stored) license to access, use, reproduce, distribute, publish, modify, and otherwise process both inputs and outputs. A separate perpetual, worldwide, royalty-free, transferable, and sublicensable license is also granted specifically for model-training and improvement activities. Output ownership in any strong proprietary sense is not affirmed for users.
TRAINING
Training use is explicitly and broadly confirmed across multiple surfaces. The Privacy Policy states personal information may be used to 'train our artificial intelligence models' and that de-identified or anonymized data may be shared with third parties to train proprietary algorithms or machine learning systems. The AI Addendum separately states users acknowledge and agree that Inputs, Outputs, and all interactions with the Service may be used for training, enhancing, and improving machine learning models and algorithms. No opt-out from training use is described in the cited materials.
COMMERCIAL
Commercial use of outputs is restricted by default. Unless a user has subscribed to a plan that expressly permits it, monetizing, commercializing, or using outputs for any commercial purpose is prohibited. Downloaded or shared content is limited to personal, non-commercial use with required attribution. Reproduction, resale, or exploitation of any portion of the Application or Service requires the Owner's express prior written permission.
129 verified findings across the displayed surfaces.
Smobi
WORKFLOW & AUTOMATION
PROMPT
Not addressed in the provided citations. No policy surface covers prompt or user-input ownership.
OUTPUT
Not addressed in the provided citations. No policy surface covers ownership of generated outputs.
TRAINING
Not addressed in the provided citations. No policy surface explicitly covers use of user data or inputs for AI/ML model training.
COMMERCIAL
Personal information may be used or disclosed for 'business purposes' or 'commercial purposes' as defined under CCPA/CPRA. Service Providers may use personal information for advertising, marketing, and analytics, which Smobi explicitly acknowledges may be deemed a 'sale' under CCPA/CPRA. Personal information may also be shared with affiliates, business partners (to offer products, services, or promotions), and third parties with user consent. When disclosure occurs for business or commercial purposes, Smobi requires a contract obligating recipients to keep data confidential and use it only to perform the contract.
Not yet scored — verified corpus incomplete.
Empty Comparison Slot
AIRIN SUMMARY
Focal carries the most permissive license terms of the set; Smobi has no scored posture yet (unrated).FOR ENTERPRISE: FOCAL NOT RECOMMENDED · SMOBI NOT YET SCORED
↳ Compliance surfaces · side by side
⚡ INTERACTIVE RISK COMPARISON HEATMAP
| RISK SURFACE | FOCAL | SMOBI |
|---|---|---|
| PPrompt Ownership | ||
| OOutput Ownership | ||
| TModel Training | ||
| CCommercial Use | ||
| DData Privacy | ||
| $Tier Differences |
* Click any cell in the heatmap matrix to scroll directly to its verbatim policy citations below.
📂 Intellectual Property & Model Training
P
SURFACE 01
Prompt Ownership
Focal
MEDHIGH
Users retain nominal ownership of their submitted inputs ('Your Inputs'), but grant Focal a non-exclusive, royalty-free license to process that content for operation and maintenance of the Service. Metadata such as keywords or location data associated with content is also collected. Focal reserves the right to remove, edit, or delete any submitted content at any time without prior notice. No explicit assertion that users retain full exclusive ownership is made.
“ All trademarks — nominal or figurative — and all other marks, trade names, service marks, word marks, illustrations, images, or logos appearing in connection with this Application are, and remain, the exclusive property of the Owner or its licensors and are subject to the protec…”
Smobi
MEDUNRATED
Not addressed in the provided citations. No policy surface covers prompt or user-input ownership.
“ Content refers to content such as text, images, or other information that can be posted, uploaded, linked to or otherwise made available by You, regardless of the form of that content.”
O
SURFACE 02
Output Ownership
Focal
MED⚠ CAUTIONHIGH
Focal claims broad rights over outputs. Users are granted only monitoring rights, not exclusive ownership, over 'Your Outputs.' Focal holds a worldwide, royalty-free, transferable, sublicensable, and irrevocable (for so long as content is stored) license to access, use, reproduce, distribute, publish, modify, and otherwise process both inputs and outputs. A separate perpetual, worldwide, royalty-free, transferable, and sublicensable license is also granted specifically for model-training and improvement activities. Output ownership in any strong proprietary sense is not affirmed for users.
“ Until payment of the total purchase price is received by the Owner, any Products ordered shall not become the User’s property.”
Smobi
MED⚠ CAUTIONUNRATED
Not addressed in the provided citations. No policy surface covers ownership of generated outputs.
“ Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of the Company.”
T
SURFACE 03
Model Training
Focal
MEDHIGH
Training use is explicitly and broadly confirmed across multiple surfaces. The Privacy Policy states personal information may be used to 'train our artificial intelligence models' and that de-identified or anonymized data may be shared with third parties to train proprietary algorithms or machine learning systems. The AI Addendum separately states users acknowledge and agree that Inputs, Outputs, and all interactions with the Service may be used for training, enhancing, and improving machine learning models and algorithms. No opt-out from training use is described in the cited materials.
“ Users acknowledge and accept that by providing their own content on this Application they grant the Owner a non-exclusive, fully paid-up and royalty-free license to process such content solely for the operation and maintenance of this Application as contractually required.”
Smobi
UNRATED
Not addressed in the provided citations. No policy surface explicitly covers use of user data or inputs for AI/ML model training.
No citation available
C
SURFACE 04
Commercial Use
Focal
MED⚠ CAUTIONHIGH
Commercial use of outputs is restricted by default. Unless a user has subscribed to a plan that expressly permits it, monetizing, commercializing, or using outputs for any commercial purpose is prohibited. Downloaded or shared content is limited to personal, non-commercial use with required attribution. Reproduction, resale, or exploitation of any portion of the Application or Service requires the Owner's express prior written permission.
“ Unless you have subscribed to a plan that expressly permits it, you agree not to monetize, commercialize, or otherwise use Your Outputs for any commercial purpose. If you intend to use Your Outputs commercially, you must be on a subscription plan that authorizes such use.”
Smobi
MEDUNRATED
Personal information may be used or disclosed for 'business purposes' or 'commercial purposes' as defined under CCPA/CPRA. Service Providers may use personal information for advertising, marketing, and analytics, which Smobi explicitly acknowledges may be deemed a 'sale' under CCPA/CPRA. Personal information may also be shared with affiliates, business partners (to offer products, services, or promotions), and third parties with user consent. When disclosure occurs for business or commercial purposes, Smobi requires a contract obligating recipients to keep data confidential and use it only to perform the contract.
“ Application means the software program provided by the Company downloaded by You on any electronic device, named Smobi”
📂 Data Privacy & Governance
D
SURFACE 05
Data Privacy
Focal
MED⚠ CAUTIONHIGH
—
“ The Owner may be allowed to retain Personal Data for a longer period whenever the User has given consent to such processing, as long as such consent is not withdrawn. Furthermore, the Owner may be obliged to retain Personal Data for a longer period whenever required to fulfil a…”
Smobi
MED⚠ CAUTIONUNRATED
—
“ Enable solely internal uses that are reasonably aligned with consumer expectations based on Your relationship with Us. Comply with a legal obligation. Make other internal and lawful uses of that information that are compatible with the context in which You provided it. ”
$
SURFACE 06
Tier Differences
Focal
MED⚠ CAUTIONHIGH
—
“ The right of withdrawal only applies to European Consumers.”
Smobi
MEDUNRATED
—
“ The Company, in its sole discretion and at any time, may modify the Subscription fees. Any Subscription fee change will become effective at the end of the then-current Subscription period.”