Turn this comparison into procurement-ready diligence
Free shows today's risk. A Stack Audit gives you a citable, verbatim-sourced PDF across your whole AI stack — and flags the moment a vendor's terms change.
SIDE-BY-SIDE · 2 OF 3
Two platforms.
Same questions.
Cohere API
DEVELOPER / CODING
PROMPT
Same as Cohere Coral — irrevocable, sublicensable rights grant over all API input data. Enterprise agreements may negotiate narrower terms.
OUTPUT
Not explicitly addressed in Cohere's Terms. Consult enterprise contract for specifics.
TRAINING
API customer data used to improve Cohere Solution by default. Fine-tuning data may be shared with third parties unless restricted by enterprise agreement.
COMMERCIAL
B2B enterprise product. Commercial use is the intended purpose.
235 verified findings across the displayed surfaces.
Microsoft Designer
IMAGE / VIDEO / AUDIO GENERATION
PROMPT
Microsoft does not claim ownership of user inputs to AI services.
OUTPUT
Output IP left to user determination. Same Microsoft Services Agreement applies.
TRAINING
Consumer product. Inputs may be stored and processed by Microsoft for safety monitoring.
COMMERCIAL
Personal and non-commercial use designated in Microsoft Services Agreement for consumer AI services.
473 verified findings across the displayed surfaces.
Empty Comparison Slot
AIRIN SUMMARY
Cohere API carries highly permissive license terms; Microsoft Designer carries highly permissive license terms.FOR ENTERPRISE: COHERE API NOT RECOMMENDED · MICROSOFT DESIGNER NOT RECOMMENDED
↳ Compliance surfaces · side by side
⚡ INTERACTIVE RISK COMPARISON HEATMAP
| RISK SURFACE | COHERE API | MICROSOFT DESIGNER |
|---|---|---|
| PPrompt Ownership | ||
| OOutput Ownership | ||
| TModel Training | ||
| CCommercial Use | ||
| DData Privacy | ||
| $Tier Differences |
* Click any cell in the heatmap matrix to scroll directly to its verbatim policy citations below.
📂 Intellectual Property & Model Training
P
SURFACE 01
Prompt Ownership
Cohere API
MEDHIGH
Same as Cohere Coral — irrevocable, sublicensable rights grant over all API input data. Enterprise agreements may negotiate narrower terms.
“ All rights not expressly granted to you in these Terms of Use are reserved by Cohere.”
Microsoft Designer
MED⚠ CAUTIONHIGH
Microsoft does not claim ownership of user inputs to AI services.
“To the extent necessary to provide the Services to you and others, to protect you and the Services, and to improve Microsoft products and services, you grant to Microsoft a worldwide and royalty-free intellectual property license to use Your Content, for example, to make copies o…”
The license grant explicitly includes 'improve Microsoft products and services,' which can encompass model training or fine-tuning on user content/inputs/outputs. The license is worldwide, royalty-free, and broadly scoped.
O
SURFACE 02
Output Ownership
Cohere API
MED⚠ CAUTIONHIGH
Not explicitly addressed in Cohere's Terms. Consult enterprise contract for specifics.
“ publish, market, advertise or in any way distribute the Content;”
Microsoft Designer
HIGH
Output IP left to user determination. Same Microsoft Services Agreement applies.
No citation available
T
SURFACE 03
Model Training
Cohere API
MEDHIGH
API customer data used to improve Cohere Solution by default. Fine-tuning data may be shared with third parties unless restricted by enterprise agreement.
“ Content you submit to the Cohere Products, and outputs generated by the Cohere Products.”
Microsoft Designer
MED⚠ CAUTIONHIGH
Consumer product. Inputs may be stored and processed by Microsoft for safety monitoring.
“ Microsoft will only use your Microsoft Copilot conversations to monitor performance, troubleshoot problems, diagnose bugs, prevent abuse, and to provide and improve Microsoft Copilot. In certain markets, we use conversation data to train the generative AI models in Copilot, unle…”
C
SURFACE 04
Commercial Use
Cohere API
MED⚠ CAUTIONHIGH
B2B enterprise product. Commercial use is the intended purpose.
“ All rights not expressly granted to you in these Terms of Use are reserved by Cohere.”
Microsoft Designer
MED⚠ CAUTIONHIGH
Personal and non-commercial use designated in Microsoft Services Agreement for consumer AI services.
“ ii. Bing Maps. You may not use Bird’s eye imagery of the United States, Canada, Mexico, New Zealand, Australia or Japan for governmental use without our separate written approval.”
📂 Data Privacy & Governance
D
SURFACE 05
Data Privacy
Cohere API
MED⚠ CAUTIONHIGH
Enterprise contracts may negotiate narrower data terms. Review MSA carefully before sharing sensitive data.
“ For security and legal reasons, however, Cohere reserves the right not to accept requests that require us to access third-party websites or services.”
Microsoft Designer
MED⚠ CAUTIONHIGH
—
“ Bing experience improvement program for Bing Desktop and Bing Toolbar . If you are using Bing Desktop or Bing Toolbar and choose to participate in the Bing Experience Improvement Program, we also collect additional data about how you use these specific Bing apps, such as the add…”
$
SURFACE 06
Tier Differences
Cohere API
MED⚠ CAUTIONHIGH
Enterprise contracts may negotiate narrower data terms. Review MSA carefully before sharing sensitive data.
“ notwithstanding anything to the contrary hereunder, you may use the Cohere Solution only on an iPhone or iPod touch that you own or control;”
Microsoft Designer
HIGH
—
No citation available