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Free shows today's risk. A Stack Audit gives you a citable, verbatim-sourced PDF across your whole AI stack — and flags the moment a vendor's terms change.
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766 verified findings across the displayed surfaces.
410 verified findings across the displayed surfaces.
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Workato has moderate defaults; Clipchamp AI (Microsoft) carries the most permissive license terms of the set.FOR ENTERPRISE: CLIPCHAMP AI (MICROSOFT) NOT RECOMMENDED · WORKATO ENTERPRISE TIER ACCEPTABLE
| RISK SURFACE | CLIPCHAMP AI (MICROSOFT) | WORKATO |
|---|---|---|
| PPrompt Ownership | ||
| OOutput Ownership | ||
| TModel Training | ||
| CCommercial Use | ||
| DData Privacy | ||
| $Tier Differences |
“To the extent necessary to provide the Services to you and others, to protect you and the Services, and to improve Microsoft products and services, you grant to Microsoft a worldwide and royalty-free intellectual property license to use Your Content, for example, to make copies o…”
User grants Microsoft a broad worldwide, royalty-free license over all submitted content including AI prompts. The license covers improvement of Microsoft products and services, which may include model training.
“ (i) As between the parties, Workato owns and retains all right, title, and interest in and to all Platform Assets and all derivatives thereto on the Workato Platform, excluding any Platform Assets created by Account Holder. During the Subscription Term, Workato permits Account H…”
“Microsoft or other rights holders reserve all rights to the material not expressly granted by Microsoft under the license terms, whether by implication, estoppel, or otherwise.”
Microsoft and rights holders retain all rights not expressly granted; users receive only a narrow noncommercial personal use license to platform outputs.
“ (a) Account Holder Data. Account Holder owns and retains all right, title and interest in and to all documents, messages, graphics, images, files, data and other information transmitted and processed through the Workato Platform by Account Holder (collectively, the “ Account Hol…”
“To the extent necessary to provide the Services to you and others, to protect you and the Services, and to improve Microsoft products and services, you grant to Microsoft a worldwide and royalty-free intellectual property license to use Your Content, for example, to make copies o…”
The license explicitly includes 'improve Microsoft products and services', which is broad enough to encompass model training on user-submitted content including AI prompts and outputs. No opt-out mechanism is stated in this clause.
“ Note that we will never email you to ask for your Account information; if you receive such an email, please forward it to privacy@workato.com . If provided, Workato may use your cell phone number to call or text you in order to provide the Services. You hereby acknowledge and…”
“The articles, text, photos, maps, videos, video players, and third-party material available on Bing and MSN, including through Microsoft bots, applications and programs, are for your noncommercial, personal use only. Other uses, including downloading, copying, or redistributing t…”
Bing and MSN content is explicitly limited to noncommercial personal use. Using outputs to build products or redistribute content is prohibited unless specifically authorized, creating significant risk for any commercial AI or data pipeline use.
“ (a) Workato Platform Access . Workato owns and retains all right, title, and interest in and to the Workato Platform and all derivatives, features, modifications and updates thereto. During the term of Account Holder’s Subscription (the “ Subscription Term ”), Workato will make…”
“If you have more content stored in your OneDrive than is provided to you under the terms of your free or paid subscription service for Microsoft storage and you do not respond to notice from Microsoft to fix your account by removing excess content or moving to a new subscription…”
Microsoft may delete user content on OneDrive without further warning if storage limits are exceeded and the user does not act.
“ We may share your personal information by disclosing it to a third party for a business purpose as stated below. We only make these business purpose disclosures under written contracts that describe the purposes, require the recipient to keep the personal information confidentia…”
“Applications acquired through certain Stores owned or operated by Microsoft or its affiliates (including, but not limited to the Office Store, Microsoft Store on Windows and Microsoft Store on Xbox) are subject to section 14.b.i below.”
Different rules apply to applications acquired through Microsoft's various Stores, but the specific differences are deferred to section 14.b.i which is not present in this excerpt, creating uncertainty about what additional terms may apply to those users.
“ (c) Account Holder’s use of the Workato Platform will be governed by this Agreement, and Workato will not be bound by the Reseller Agreement, nor any representations and warranties made by the Reseller that are not included in this Agreement.”