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964 verified findings across the displayed surfaces.
277 verified findings across the displayed surfaces.
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Clipchamp AI (Microsoft) carries highly permissive license terms; Lovable carries highly permissive license terms.FOR ENTERPRISE: CLIPCHAMP AI (MICROSOFT) NOT RECOMMENDED · LOVABLE NOT RECOMMENDED
| RISK SURFACE | CLIPCHAMP AI (MICROSOFT) | LOVABLE |
|---|---|---|
| PPrompt Ownership | ||
| OOutput Ownership | ||
| TModel Training | ||
| CCommercial Use | ||
| DData Privacy | ||
| $Tier Differences |
“To the extent necessary to provide the Services to you and others, to protect you and the Services, and to improve Microsoft products and services, you grant to Microsoft a worldwide and royalty-free intellectual property license to use Your Content, for example, to make copies o…”
User grants Microsoft a broad worldwide, royalty-free license over all submitted content including AI prompts. The license covers improvement of Microsoft products and services, which may include model training.
“ We (and our licensors) own all rights, title, and interest in and to the Services and Lovable Materials. This includes the Platform, Lovable Cloud, the AI Gateway, the Site, all underlying software, infrastructure, technology, databases, APIs, models, algorithms, interfaces, and…”
“Microsoft or other rights holders reserve all rights to the material not expressly granted by Microsoft under the license terms, whether by implication, estoppel, or otherwise.”
Microsoft and rights holders retain all rights not expressly granted; users receive only a narrow noncommercial personal use license to platform outputs.
“ misrepresent AI Output as human-generated in contexts where it could cause harm or deception;”
“To the extent necessary to provide the Services to you and others, to protect you and the Services, and to improve Microsoft products and services, you grant to Microsoft a worldwide and royalty-free intellectual property license to use Your Content, for example, to make copies o…”
The license explicitly includes 'improve Microsoft products and services', which is broad enough to encompass model training on user-submitted content including AI prompts and outputs. No opt-out mechanism is stated in this clause.
“ use the Services, AI Output, or prompts to train, develop, or improve competing AI models.”
“The articles, text, photos, maps, videos, video players, and third-party material available on Bing and MSN, including through Microsoft bots, applications and programs, are for your noncommercial, personal use only. Other uses, including downloading, copying, or redistributing t…”
Bing and MSN content is explicitly limited to noncommercial personal use. Using outputs to build products or redistribute content is prohibited unless specifically authorized, creating significant risk for any commercial AI or data pipeline use.
“ Swiss Addendum: Adapts the SCCs to the revised Swiss FADP, naming the Swiss Federal Data Protection and Information Commissioner (FDPIC) as the competent authority.”
“If you have more content stored in your OneDrive than is provided to you under the terms of your free or paid subscription service for Microsoft storage and you do not respond to notice from Microsoft to fix your account by removing excess content or moving to a new subscription…”
Microsoft may delete user content on OneDrive without further warning if storage limits are exceeded and the user does not act.
“When using the AI Gateway, your inputs (e.g., prompts, queries) and related Customer Data are transmitted to these providers for processing and response generation. These transmissions occur on a pass-through basis; we do not store the raw prompts or responses unless you explicit…”
Inputs and Customer Data are passed to OpenAI, Google, and OpenRouter. Lovable disclaims control over these providers' data practices and places responsibility on users to review those policies. This creates significant exposure since those providers may use inputs for their own training or retention purposes.
“Applications acquired through certain Stores owned or operated by Microsoft or its affiliates (including, but not limited to the Office Store, Microsoft Store on Windows and Microsoft Store on Xbox) are subject to section 14.b.i below.”
Different rules apply to applications acquired through Microsoft's various Stores, but the specific differences are deferred to section 14.b.i which is not present in this excerpt, creating uncertainty about what additional terms may apply to those users.
“ may not be combined with other promotions unless we expressly permit it.”