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Free shows today's risk. A Stack Audit gives you a citable, verbatim-sourced PDF across your whole AI stack — and flags the moment a vendor's terms change.
Free shows today's risk. A Stack Audit gives you a citable, verbatim-sourced PDF across your whole AI stack — and flags the moment a vendor's terms change.
766 verified findings across the displayed surfaces.
379 verified findings across the displayed surfaces.
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GPT Pilot has moderate defaults; Clipchamp AI (Microsoft) carries the most permissive license terms of the set.FOR ENTERPRISE: CLIPCHAMP AI (MICROSOFT) NOT RECOMMENDED · GPT PILOT ENTERPRISE TIER ACCEPTABLE
| RISK SURFACE | CLIPCHAMP AI (MICROSOFT) | GPT PILOT |
|---|---|---|
| PPrompt Ownership | ||
| OOutput Ownership | ||
| TModel Training | ||
| CCommercial Use | ||
| DData Privacy | ||
| $Tier Differences |
“To the extent necessary to provide the Services to you and others, to protect you and the Services, and to improve Microsoft products and services, you grant to Microsoft a worldwide and royalty-free intellectual property license to use Your Content, for example, to make copies o…”
User grants Microsoft a broad worldwide, royalty-free license over all submitted content including AI prompts. The license covers improvement of Microsoft products and services, which may include model training.
“ Isn't this just how it works already? Yep. This is widely accepted as the norm in the open-source community; it's commonly referred to by the shorthand "inbound=outbound". We're just making it explicit.”
“Microsoft or other rights holders reserve all rights to the material not expressly granted by Microsoft under the license terms, whether by implication, estoppel, or otherwise.”
Microsoft and rights holders retain all rights not expressly granted; users receive only a narrow noncommercial personal use license to platform outputs.
“ GitHub and our licensors, vendors, agents, and/or our content providers retain ownership of all intellectual property rights of any kind related to the Website and Service. We reserve all rights that are not expressly granted to you under this Agreement or by law. The look and f…”
“To the extent necessary to provide the Services to you and others, to protect you and the Services, and to improve Microsoft products and services, you grant to Microsoft a worldwide and royalty-free intellectual property license to use Your Content, for example, to make copies o…”
The license explicitly includes 'improve Microsoft products and services', which is broad enough to encompass model training on user-submitted content including AI prompts and outputs. No opt-out mechanism is stated in this clause.
“ J. AI Features, Training, and Your Data These are the terms that apply to GitHub Copilot and other AI features, including how your data may be used for development and improvement of the artificial intelligence and machine learning models, and the controls available to you. ”
“The articles, text, photos, maps, videos, video players, and third-party material available on Bing and MSN, including through Microsoft bots, applications and programs, are for your noncommercial, personal use only. Other uses, including downloading, copying, or redistributing t…”
Bing and MSN content is explicitly limited to noncommercial personal use. Using outputs to build products or redistribute content is prohibited unless specifically authorized, creating significant risk for any commercial AI or data pipeline use.
“ Vendors, Partners, and Affiliates: We may receive information about you from third parties, like vendors, resellers, partners, or affiliates for the purposes outlined in this statement.”
“If you have more content stored in your OneDrive than is provided to you under the terms of your free or paid subscription service for Microsoft storage and you do not respond to notice from Microsoft to fix your account by removing excess content or moving to a new subscription…”
Microsoft may delete user content on OneDrive without further warning if storage limits are exceeded and the user does not act.
“ We do not “sell” or “share” the personal information of known minors under 16 years of age.”
“Applications acquired through certain Stores owned or operated by Microsoft or its affiliates (including, but not limited to the Office Store, Microsoft Store on Windows and Microsoft Store on Xbox) are subject to section 14.b.i below.”
Different rules apply to applications acquired through Microsoft's various Stores, but the specific differences are deferred to section 14.b.i which is not present in this excerpt, creating uncertainty about what additional terms may apply to those users.
“ A machine account is an Account set up by an individual human who accepts the Terms on behalf of the Account, provides a valid email address, and is responsible for its actions. A machine account is used exclusively for performing automated tasks. Multiple users may direct the a…”