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SIDE-BY-SIDE · 2 OF 3
Two platforms.
Same questions.
Bing Copilot
ENTERPRISE SEARCH / PRODUCTIVITY
PROMPT
Microsoft does not claim ownership of user inputs to AI services.
OUTPUT
Output IP left to user determination per Microsoft Services Agreement.
TRAINING
Consumer product. Search/AI queries may be used to improve Bing. Training use not clearly excluded for consumer tier.
COMMERCIAL
Designated for personal and non-commercial use in Microsoft's consumer Services Agreement.
438 verified findings across the displayed surfaces.
Terrakotta
WORKFLOW & AUTOMATION
PROMPT
Not explicitly addressed as a distinct surface. Customer Data is licensed to Company under a broad worldwide license (see training_use citation), but the terms do not contain a specific clause addressing who owns prompt inputs. Company exclusively owns the Service and all related IP. Customer Data protection is addressed under confidentiality obligations.
OUTPUT
Not explicitly addressed for AI-generated outputs. However, feedback or suggestions provided by Customer or Authorized Users are subject to an unlimited, irrevocable, perpetual, sublicensable, royalty-free license granted to Company for any purpose, with no compensation obligation. The agreement is non-assignable by Customer without Company's prior written consent, which may limit Customer's ability to transfer output-related rights.
TRAINING
Customer grants Company a worldwide, non-exclusive license to access, use, copy, distribute, perform, and display Customer Data explicitly for 'developing, training, and improving Company's machine learning models, including large language models, and artificial intelligence algorithms.' This license also covers maintaining and updating the Service and sharing data with third-party service providers (e.g., hosting providers) acting on Company's behalf. No opt-out mechanism for training use is specified in the cited terms.
COMMERCIAL
Customer is prohibited from: reverse engineering or decompiling the Service; creating derivative works; using the Service for timesharing, service bureau, or third-party benefit purposes; sublicensing, reselling, or redistributing the Service; and accessing the Service to build a competitive product or service. The Service is classified as a 'commercial item' under FAR section 2.101 and DFAR section 252. Company retains all rights, title, and interest in the Service, including modifications and derivative works.
Not yet scored — verified corpus incomplete.
Empty Comparison Slot
AIRIN SUMMARY
Bing Copilot carries the most permissive license terms of the set; Terrakotta has no scored posture yet (unrated).FOR ENTERPRISE: BING COPILOT NOT RECOMMENDED · TERRAKOTTA NOT YET SCORED
↳ Compliance surfaces · side by side
⚡ INTERACTIVE RISK COMPARISON HEATMAP
| RISK SURFACE | BING COPILOT | TERRAKOTTA |
|---|---|---|
| PPrompt Ownership | ||
| OOutput Ownership | ||
| TModel Training | ||
| CCommercial Use | ||
| DData Privacy | ||
| $Tier Differences |
* Click any cell in the heatmap matrix to scroll directly to its verbatim policy citations below.
📂 Intellectual Property & Model Training
P
SURFACE 01
Prompt Ownership
Bing Copilot
MED⚠ CAUTIONHIGH
Microsoft does not claim ownership of user inputs to AI services.
“ 18. Reservation of Rights and Feedback. Except as expressly provided under these Terms, Microsoft does not grant you ”
Terrakotta
UNRATED
Not explicitly addressed as a distinct surface. Customer Data is licensed to Company under a broad worldwide license (see training_use citation), but the terms do not contain a specific clause addressing who owns prompt inputs. Company exclusively owns the Service and all related IP. Customer Data protection is addressed under confidentiality obligations.
No citation available
O
SURFACE 02
Output Ownership
Bing Copilot
MED⚠ CAUTIONHIGH
Output IP left to user determination per Microsoft Services Agreement.
“ vii. Content credentials. When you use the AI services to generate content, Microsoft may store information about the content and associate this information and the content with content credentials. You may not use the AI services or create content with the purpose of removing,…”
Terrakotta
MED⚠ CAUTIONUNRATED
Not explicitly addressed for AI-generated outputs. However, feedback or suggestions provided by Customer or Authorized Users are subject to an unlimited, irrevocable, perpetual, sublicensable, royalty-free license granted to Company for any purpose, with no compensation obligation. The agreement is non-assignable by Customer without Company's prior written consent, which may limit Customer's ability to transfer output-related rights.
“No rights or licenses are granted except as expressly set forth herein.”
T
SURFACE 03
Model Training
Bing Copilot
MEDHIGH
Consumer product. Search/AI queries may be used to improve Bing. Training use not clearly excluded for consumer tier.
“ Research . With appropriate safeguards for individuals’ rights and freedoms, we use data for research, including AI and machine learning, for public interest and scientific purposes.”
Terrakotta
UNRATED
Customer grants Company a worldwide, non-exclusive license to access, use, copy, distribute, perform, and display Customer Data explicitly for 'developing, training, and improving Company's machine learning models, including large language models, and artificial intelligence algorithms.' This license also covers maintaining and updating the Service and sharing data with third-party service providers (e.g., hosting providers) acting on Company's behalf. No opt-out mechanism for training use is specified in the cited terms.
No citation available
C
SURFACE 04
Commercial Use
Bing Copilot
MED⚠ CAUTIONHIGH
Designated for personal and non-commercial use in Microsoft's consumer Services Agreement.
“ b. The software is licensed, not sold, and Microsoft reserves all rights to the software not expressly granted by Microsoft, whether by implication, estoppel, or otherwise. This license does not give you any right to, and you may not: ”
Terrakotta
MED⚠ CAUTIONUNRATED
Customer is prohibited from: reverse engineering or decompiling the Service; creating derivative works; using the Service for timesharing, service bureau, or third-party benefit purposes; sublicensing, reselling, or redistributing the Service; and accessing the Service to build a competitive product or service. The Service is classified as a 'commercial item' under FAR section 2.101 and DFAR section 252. Company retains all rights, title, and interest in the Service, including modifications and derivative works.
“ 2.1. Usage Restrictions. Customer will not, directly or indirectly: (a) reverse engineer, decompile, disassemble or otherwise attempt to discover the source code, object code or underlying structure, ideas, know-how or algorithms relevant to the Services or any software, documen…”
📂 Data Privacy & Governance
D
SURFACE 05
Data Privacy
Bing Copilot
MED⚠ CAUTIONHIGH
—
“ Get new photo notifications from your mobile device. This feature allows you to receive notifications from your linked mobile device on your Windows PC. These photos are temporarily stored on your Windows PC while you are editing or opening those photos. You will need to initia…”
Terrakotta
MED⚠ CAUTIONUNRATED
—
“ In Short: We do not knowingly collect data from or market to children under 18 years of age . ”
$
SURFACE 06
Tier Differences
Bing Copilot
MED⚠ CAUTIONHIGH
—
“ f. Refund Policy. Unless otherwise provided by law or by a particular Service offer, all purchases are final and non-refundable. If you believe that Microsoft has charged you in error, you must contact us within 90 days of such charge. No refunds will be given for any charges mo…”
Terrakotta
MEDUNRATED
—
“ 5.3. If Customer believes that Company has billed Customer incorrectly, Customer must contact Company no later than 30 days after the closing date on the first billing statement in which the error or problem appeared, in order to receive an adjustment or credit. Inquiries should…”