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SIDE-BY-SIDE · 2 OF 3
Two platforms.
Same questions.
Bing Copilot
ENTERPRISE SEARCH / PRODUCTIVITY
PROMPT
Microsoft does not claim ownership of user inputs to AI services.
OUTPUT
Output IP left to user determination per Microsoft Services Agreement.
TRAINING
Consumer product. Search/AI queries may be used to improve Bing. Training use not clearly excluded for consumer tier.
COMMERCIAL
Designated for personal and non-commercial use in Microsoft's consumer Services Agreement.
438 verified findings across the displayed surfaces.
Swerve
WORKFLOW & AUTOMATION
PROMPT
Not addressed in the provided citations. Swerve's Terms/Privacy do not contain any verified citations regarding user ownership of prompts or inputs submitted to the service.
OUTPUT
Not addressed in the provided citations. Swerve's Terms/Privacy do not contain any verified citations regarding ownership of outputs or generated content returned to users.
TRAINING
Not addressed in the provided citations. Swerve's Terms/Privacy do not contain any verified citations explicitly stating whether user data or content is used to train AI or machine learning models.
COMMERCIAL
Partially addressed. Swerve may share user information with business partners to offer products, services, or promotions, indicating third-party commercial data sharing. De-identified information may also be disclosed for approved research or statistics projects subject to ethics oversight and confidentiality commitments. No citation addresses direct monetization of user content itself.
Not yet scored — verified corpus incomplete.
Empty Comparison Slot
AIRIN SUMMARY
Bing Copilot carries the most permissive license terms of the set; Swerve has no scored posture yet (unrated).FOR ENTERPRISE: BING COPILOT NOT RECOMMENDED · SWERVE NOT YET SCORED
↳ Compliance surfaces · side by side
⚡ INTERACTIVE RISK COMPARISON HEATMAP
| RISK SURFACE | BING COPILOT | SWERVE |
|---|---|---|
| PPrompt Ownership | ||
| OOutput Ownership | ||
| TModel Training | ||
| CCommercial Use | ||
| DData Privacy | ||
| $Tier Differences |
* Click any cell in the heatmap matrix to scroll directly to its verbatim policy citations below.
📂 Intellectual Property & Model Training
P
SURFACE 01
Prompt Ownership
Bing Copilot
MED⚠ CAUTIONHIGH
Microsoft does not claim ownership of user inputs to AI services.
“ 18. Reservation of Rights and Feedback. Except as expressly provided under these Terms, Microsoft does not grant you ”
Swerve
MEDUNRATED
Not addressed in the provided citations. Swerve's Terms/Privacy do not contain any verified citations regarding user ownership of prompts or inputs submitted to the service.
“ Contributions: The Services may invite you to chat, contribute to, or participate in blogs, message boards, online forums, and other functionality during which you may create, submit, post, display, transmit, publish, distribute, or broadcast content and materials to us or throu…”
O
SURFACE 02
Output Ownership
Bing Copilot
MED⚠ CAUTIONHIGH
Output IP left to user determination per Microsoft Services Agreement.
“ vii. Content credentials. When you use the AI services to generate content, Microsoft may store information about the content and associate this information and the content with content credentials. You may not use the AI services or create content with the purpose of removing,…”
Swerve
MED⚠ CAUTIONUNRATED
Not addressed in the provided citations. Swerve's Terms/Privacy do not contain any verified citations regarding ownership of outputs or generated content returned to users.
“ This license will apply to any form, media, or technology now known or hereafter developed, and includes our use of your name, company name, and franchise name, as applicable, and any of the trademarks, service marks, trade names, logos, and personal and commercial images you pr…”
T
SURFACE 03
Model Training
Bing Copilot
MEDHIGH
Consumer product. Search/AI queries may be used to improve Bing. Training use not clearly excluded for consumer tier.
“ Research . With appropriate safeguards for individuals’ rights and freedoms, we use data for research, including AI and machine learning, for public interest and scientific purposes.”
Swerve
UNRATED
Not addressed in the provided citations. Swerve's Terms/Privacy do not contain any verified citations explicitly stating whether user data or content is used to train AI or machine learning models.
No citation available
C
SURFACE 04
Commercial Use
Bing Copilot
MED⚠ CAUTIONHIGH
Designated for personal and non-commercial use in Microsoft's consumer Services Agreement.
“ b. The software is licensed, not sold, and Microsoft reserves all rights to the software not expressly granted by Microsoft, whether by implication, estoppel, or otherwise. This license does not give you any right to, and you may not: ”
Swerve
MED⚠ CAUTIONUNRATED
Partially addressed. Swerve may share user information with business partners to offer products, services, or promotions, indicating third-party commercial data sharing. De-identified information may also be disclosed for approved research or statistics projects subject to ethics oversight and confidentiality commitments. No citation addresses direct monetization of user content itself.
“ The following terms apply when you use the App obtained from either the Apple Store or Google Play (each an "App Distributor" ) to access the Services: (1) the license granted to you for our App is limited to a non-transferable license to use the application on a device that uti…”
📂 Data Privacy & Governance
D
SURFACE 05
Data Privacy
Bing Copilot
MED⚠ CAUTIONHIGH
—
“ Get new photo notifications from your mobile device. This feature allows you to receive notifications from your linked mobile device on your Windows PC. These photos are temporarily stored on your Windows PC while you are editing or opening those photos. You will need to initia…”
Swerve
MED⚠ CAUTIONUNRATED
—
“ Upon your request to terminate your account, we will deactivate or delete your account and information from our active databases. However, we may retain some information in our files to prevent fraud, troubleshoot problems, assist with any investigations, enforce our legal terms…”
$
SURFACE 06
Tier Differences
Bing Copilot
MED⚠ CAUTIONHIGH
—
“ f. Refund Policy. Unless otherwise provided by law or by a particular Service offer, all purchases are final and non-refundable. If you believe that Microsoft has charged you in error, you must contact us within 90 days of such charge. No refunds will be given for any charges mo…”
Swerve
MEDUNRATED
—
“ If you are located in the EU or UK, this section applies to you. ”