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SIDE-BY-SIDE · 2 OF 3
Two platforms.
Same questions.
Bing Copilot
ENTERPRISE SEARCH / PRODUCTIVITY
PROMPT
Microsoft does not claim ownership of user inputs to AI services.
OUTPUT
Output IP left to user determination per Microsoft Services Agreement.
TRAINING
Consumer product. Search/AI queries may be used to improve Bing. Training use not clearly excluded for consumer tier.
COMMERCIAL
Designated for personal and non-commercial use in Microsoft's consumer Services Agreement.
438 verified findings across the displayed surfaces.
Smobi
WORKFLOW & AUTOMATION
PROMPT
Not addressed in the provided citations. No policy surface covers prompt or user-input ownership.
OUTPUT
Not addressed in the provided citations. No policy surface covers ownership of generated outputs.
TRAINING
Not addressed in the provided citations. No policy surface explicitly covers use of user data or inputs for AI/ML model training.
COMMERCIAL
Personal information may be used or disclosed for 'business purposes' or 'commercial purposes' as defined under CCPA/CPRA. Service Providers may use personal information for advertising, marketing, and analytics, which Smobi explicitly acknowledges may be deemed a 'sale' under CCPA/CPRA. Personal information may also be shared with affiliates, business partners (to offer products, services, or promotions), and third parties with user consent. When disclosure occurs for business or commercial purposes, Smobi requires a contract obligating recipients to keep data confidential and use it only to perform the contract.
Not yet scored — verified corpus incomplete.
Empty Comparison Slot
AIRIN SUMMARY
Bing Copilot carries the most permissive license terms of the set; Smobi has no scored posture yet (unrated).FOR ENTERPRISE: BING COPILOT NOT RECOMMENDED · SMOBI NOT YET SCORED
↳ Compliance surfaces · side by side
⚡ INTERACTIVE RISK COMPARISON HEATMAP
| RISK SURFACE | BING COPILOT | SMOBI |
|---|---|---|
| PPrompt Ownership | ||
| OOutput Ownership | ||
| TModel Training | ||
| CCommercial Use | ||
| DData Privacy | ||
| $Tier Differences |
* Click any cell in the heatmap matrix to scroll directly to its verbatim policy citations below.
📂 Intellectual Property & Model Training
P
SURFACE 01
Prompt Ownership
Bing Copilot
MED⚠ CAUTIONHIGH
Microsoft does not claim ownership of user inputs to AI services.
“ 18. Reservation of Rights and Feedback. Except as expressly provided under these Terms, Microsoft does not grant you ”
Smobi
MEDUNRATED
Not addressed in the provided citations. No policy surface covers prompt or user-input ownership.
“ Content refers to content such as text, images, or other information that can be posted, uploaded, linked to or otherwise made available by You, regardless of the form of that content.”
O
SURFACE 02
Output Ownership
Bing Copilot
MED⚠ CAUTIONHIGH
Output IP left to user determination per Microsoft Services Agreement.
“ vii. Content credentials. When you use the AI services to generate content, Microsoft may store information about the content and associate this information and the content with content credentials. You may not use the AI services or create content with the purpose of removing,…”
Smobi
MED⚠ CAUTIONUNRATED
Not addressed in the provided citations. No policy surface covers ownership of generated outputs.
“ Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of the Company.”
T
SURFACE 03
Model Training
Bing Copilot
MEDHIGH
Consumer product. Search/AI queries may be used to improve Bing. Training use not clearly excluded for consumer tier.
“ Research . With appropriate safeguards for individuals’ rights and freedoms, we use data for research, including AI and machine learning, for public interest and scientific purposes.”
Smobi
UNRATED
Not addressed in the provided citations. No policy surface explicitly covers use of user data or inputs for AI/ML model training.
No citation available
C
SURFACE 04
Commercial Use
Bing Copilot
MED⚠ CAUTIONHIGH
Designated for personal and non-commercial use in Microsoft's consumer Services Agreement.
“ b. The software is licensed, not sold, and Microsoft reserves all rights to the software not expressly granted by Microsoft, whether by implication, estoppel, or otherwise. This license does not give you any right to, and you may not: ”
Smobi
MEDUNRATED
Personal information may be used or disclosed for 'business purposes' or 'commercial purposes' as defined under CCPA/CPRA. Service Providers may use personal information for advertising, marketing, and analytics, which Smobi explicitly acknowledges may be deemed a 'sale' under CCPA/CPRA. Personal information may also be shared with affiliates, business partners (to offer products, services, or promotions), and third parties with user consent. When disclosure occurs for business or commercial purposes, Smobi requires a contract obligating recipients to keep data confidential and use it only to perform the contract.
“ Application means the software program provided by the Company downloaded by You on any electronic device, named Smobi”
📂 Data Privacy & Governance
D
SURFACE 05
Data Privacy
Bing Copilot
MED⚠ CAUTIONHIGH
—
“ Get new photo notifications from your mobile device. This feature allows you to receive notifications from your linked mobile device on your Windows PC. These photos are temporarily stored on your Windows PC while you are editing or opening those photos. You will need to initia…”
Smobi
MED⚠ CAUTIONUNRATED
—
“ Enable solely internal uses that are reasonably aligned with consumer expectations based on Your relationship with Us. Comply with a legal obligation. Make other internal and lawful uses of that information that are compatible with the context in which You provided it. ”
$
SURFACE 06
Tier Differences
Bing Copilot
MED⚠ CAUTIONHIGH
—
“ f. Refund Policy. Unless otherwise provided by law or by a particular Service offer, all purchases are final and non-refundable. If you believe that Microsoft has charged you in error, you must contact us within 90 days of such charge. No refunds will be given for any charges mo…”
Smobi
MEDUNRATED
—
“ The Company, in its sole discretion and at any time, may modify the Subscription fees. Any Subscription fee change will become effective at the end of the then-current Subscription period.”