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Free shows today's risk. A Stack Audit gives you a citable, verbatim-sourced PDF across your whole AI stack — and flags the moment a vendor's terms change.
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1000 verified findings across the displayed surfaces.
245 verified findings across the displayed surfaces.
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Perplexity AI has moderate defaults; Bing Copilot carries the most permissive license terms of the set.FOR ENTERPRISE: BING COPILOT NOT RECOMMENDED · PERPLEXITY AI ENTERPRISE TIER ACCEPTABLE
| RISK SURFACE | BING COPILOT | PERPLEXITY AI |
|---|---|---|
| PPrompt Ownership | ||
| OOutput Ownership | ||
| TModel Training | ||
| CCommercial Use | ||
| DData Privacy | ||
| $Tier Differences |
“ 18. Reservation of Rights and Feedback. Except as expressly provided under these Terms, Microsoft does not grant you ”
“ Your input and output, such as questions, prompts and other content that you input, upload or submit to the Services, and the output that you create, and any collections or pages that you generate using the Services (“ Service Interaction Information ”). Service Interaction Info…”
“ vii. Content credentials. When you use the AI services to generate content, Microsoft may store information about the content and associate this information and the content with content credentials. You may not use the AI services or create content with the purpose of removing,…”
“ Information we receive when you choose to link any third-party platforms to your account, such as when you sign into your account through Google or Apple (“ Third Party Platform Information ”) or when you voluntarily link one or more of your health and wellness applications (suc…”
“ AI-enhanced features . Children in certain jurisdictions may be able to access AI-enhanced features in Xbox like our Support Virtual Agents that allow users to enter a prompt via text or voice. Our Support Virtual Agents are designed to assist users with support-related question…”
“In addition to the specific uses described above, we may use most of the above information to provide you with and improve the Services (including our AI models) and to maintain our business relationship, including by enhancing the safety and security of our Services (e.g., troub…”
User data — which includes 'most' categories described above (including Service Interaction Information, i.e., prompts and outputs) — may be used to improve AI models. No opt-out mechanism is described here.
“ b. The software is licensed, not sold, and Microsoft reserves all rights to the software not expressly granted by Microsoft, whether by implication, estoppel, or otherwise. This license does not give you any right to, and you may not: ”
“ If we become aware that we have unknowingly collected information about a child under 13 years of age or the relevant minimum age in your jurisdiction, we will make commercially reasonable efforts to delete such information. If you are the parent or guardian of a child under the…”
“ Text Messages – Android devices. Phone Link allows you to view text messages delivered to your Android phone on your Windows device and send text messages from your Windows device. Only text messages received and sent within the last 30 days are visible on your Windows device.…”
“To the extent the laws in your jurisdiction do not recognize the legal basis of legitimate interest or another legal basis specified above for a particular purpose, you consent to the processing of your personal information for that purpose through using the Services.”
Perplexity uses mere use of the Services as implied consent for processing where 'legitimate interests' is not recognized as a valid legal basis. This is a broad fallback consent mechanism that may not be valid under GDPR or other strict privacy regimes.
“ f. Support. Support for some Services is available at https://support.microsoft.com and certain Services may offer separate or additional customer support, subject to additional terms. Support may not be available for preview or beta versions of features or Services. Availabilit…”
“This Privacy Policy does not cover the use of the Perplexity API or Enterprise Pro, where we act solely as a processor, and which are governed by the applicable Terms and Conditions, including the Data Processing Addendum incorporated therein, that you agree to when signing up fo…”
API and Enterprise Pro users have different (and potentially stronger) data-processor protections under a DPA, whereas free/Pro/Max users are governed by this policy which permits broader use of their data.