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SIDE-BY-SIDE · 2 OF 3
Two platforms.
Same questions.
Bing Copilot
ENTERPRISE SEARCH / PRODUCTIVITY
PROMPT
Microsoft does not claim ownership of user inputs to AI services.
OUTPUT
Output IP left to user determination per Microsoft Services Agreement.
TRAINING
Consumer product. Search/AI queries may be used to improve Bing. Training use not clearly excluded for consumer tier.
COMMERCIAL
Designated for personal and non-commercial use in Microsoft's consumer Services Agreement.
438 verified findings across the displayed surfaces.
Capy
WORKFLOW & AUTOMATION
PROMPT
You retain all rights in your Customer Content (prompts) as between you and Capy. However, you grant Capy a limited, worldwide, non-exclusive license to access, host, copy, transmit, display, transform, analyze, and otherwise process Customer Content solely as needed to operate the Services. Feedback or improvement requests you submit carry a perpetual, irrevocable, royalty-free license to Capy with no compensation. Capy may also use your name and brand assets for marketing purposes.
OUTPUT
To the extent permitted by applicable law, you own Output generated specifically for you from your Customer Content. However, Capy disclaims liability — to the maximum extent permitted by law — for indirect, consequential, or downstream damages arising from Output, including security incidents and lost profits. Output may require independent license, security, privacy, or regulatory review, and you bear full responsibility for its downstream use.
TRAINING
Capy explicitly states it does not use non-public Customer Content to train models it develops or controls unless you explicitly opt in or separately agree in writing. This opt-in requirement is stated twice in the source citations, indicating a strong policy commitment. Training use on non-public content is therefore off by default.
COMMERCIAL
The Services are described as commercial products. Paid plans, subscription tiers, credit purchases, and enterprise terms are governed by pricing pages, order forms, or related documentation. No specific restrictions on customers' commercial use of Output are cited beyond general responsibility requirements. Third-party model, infrastructure, billing, and analytics providers may be involved in service delivery.
Not yet scored — verified corpus incomplete.
Empty Comparison Slot
AIRIN SUMMARY
Bing Copilot carries the most permissive license terms of the set; Capy has no scored posture yet (unrated).FOR ENTERPRISE: BING COPILOT NOT RECOMMENDED · CAPY NOT YET SCORED
↳ Compliance surfaces · side by side
⚡ INTERACTIVE RISK COMPARISON HEATMAP
| RISK SURFACE | BING COPILOT | CAPY |
|---|---|---|
| PPrompt Ownership | ||
| OOutput Ownership | ||
| TModel Training | ||
| CCommercial Use | ||
| DData Privacy | ||
| $Tier Differences |
* Click any cell in the heatmap matrix to scroll directly to its verbatim policy citations below.
📂 Intellectual Property & Model Training
P
SURFACE 01
Prompt Ownership
Bing Copilot
MED⚠ CAUTIONHIGH
Microsoft does not claim ownership of user inputs to AI services.
“ 18. Reservation of Rights and Feedback. Except as expressly provided under these Terms, Microsoft does not grant you ”
Capy
MEDUNRATED
You retain all rights in your Customer Content (prompts) as between you and Capy. However, you grant Capy a limited, worldwide, non-exclusive license to access, host, copy, transmit, display, transform, analyze, and otherwise process Customer Content solely as needed to operate the Services. Feedback or improvement requests you submit carry a perpetual, irrevocable, royalty-free license to Capy with no compensation. Capy may also use your name and brand assets for marketing purposes.
“ You represent that you have all rights, permissions, notices, and consents necessary to provide Customer Content to the Services and to allow us and our subprocessors to process it under these Terms.”
O
SURFACE 02
Output Ownership
Bing Copilot
MED⚠ CAUTIONHIGH
Output IP left to user determination per Microsoft Services Agreement.
“ vii. Content credentials. When you use the AI services to generate content, Microsoft may store information about the content and associate this information and the content with content credentials. You may not use the AI services or create content with the purpose of removing,…”
Capy
MEDUNRATED
To the extent permitted by applicable law, you own Output generated specifically for you from your Customer Content. However, Capy disclaims liability — to the maximum extent permitted by law — for indirect, consequential, or downstream damages arising from Output, including security incidents and lost profits. Output may require independent license, security, privacy, or regulatory review, and you bear full responsibility for its downstream use.
“ Output may include code or suggestions that require license, security, privacy, regulatory, or business review;”
T
SURFACE 03
Model Training
Bing Copilot
MEDHIGH
Consumer product. Search/AI queries may be used to improve Bing. Training use not clearly excluded for consumer tier.
“ Research . With appropriate safeguards for individuals’ rights and freedoms, we use data for research, including AI and machine learning, for public interest and scientific purposes.”
Capy
MEDUNRATED
Capy explicitly states it does not use non-public Customer Content to train models it develops or controls unless you explicitly opt in or separately agree in writing. This opt-in requirement is stated twice in the source citations, indicating a strong policy commitment. Training use on non-public content is therefore off by default.
“ If you provide feedback, ideas, suggestions, bug reports, or improvement requests, you grant us a perpetual, irrevocable, worldwide, royalty-free right to use them without restriction or compensation.”
C
SURFACE 04
Commercial Use
Bing Copilot
MED⚠ CAUTIONHIGH
Designated for personal and non-commercial use in Microsoft's consumer Services Agreement.
“ b. The software is licensed, not sold, and Microsoft reserves all rights to the software not expressly granted by Microsoft, whether by implication, estoppel, or otherwise. This license does not give you any right to, and you may not: ”
Capy
MED⚠ CAUTIONUNRATED
The Services are described as commercial products. Paid plans, subscription tiers, credit purchases, and enterprise terms are governed by pricing pages, order forms, or related documentation. No specific restrictions on customers' commercial use of Output are cited beyond general responsibility requirements. Third-party model, infrastructure, billing, and analytics providers may be involved in service delivery.
“ You may not copy, modify, distribute, sell, lease, sublicense, reverse engineer, decompile, disassemble, extract, benchmark for publication, model-steal, scrape, circumvent, or create derivative works of the Services except as allowed by law or with our written permission.”
📂 Data Privacy & Governance
D
SURFACE 05
Data Privacy
Bing Copilot
MED⚠ CAUTIONHIGH
—
“ Get new photo notifications from your mobile device. This feature allows you to receive notifications from your linked mobile device on your Windows PC. These photos are temporarily stored on your Windows PC while you are editing or opening those photos. You will need to initia…”
Capy
MED⚠ CAUTIONUNRATED
—
“ de-identified or aggregated data may be retained indefinitely if it no longer identifies a person or customer.”
$
SURFACE 06
Tier Differences
Bing Copilot
MED⚠ CAUTIONHIGH
—
“ f. Refund Policy. Unless otherwise provided by law or by a particular Service offer, all purchases are final and non-refundable. If you believe that Microsoft has charged you in error, you must contact us within 90 days of such charge. No refunds will be given for any charges mo…”
Capy
MED⚠ CAUTIONUNRATED
—
“ promotional, referral, partner, open-source, trial, or grant credits may be subject to additional eligibility, expiration, usage, revocation, and anti-abuse rules;”