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54 verified findings across the displayed surfaces.
792 verified findings across the displayed surfaces.
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Claude (Anthropic) has moderate defaults; Microsoft Designer carries the most permissive license terms of the set.FOR ENTERPRISE: CLAUDE (ANTHROPIC) ENTERPRISE TIER ACCEPTABLE · MICROSOFT DESIGNER NOT RECOMMENDED
| RISK SURFACE | CLAUDE (ANTHROPIC) | MICROSOFT DESIGNER |
|---|---|---|
| PPrompt Ownership | ||
| OOutput Ownership | ||
| TModel Training | ||
| CCommercial Use | ||
| DData Privacy | ||
| $Tier Differences |
“ The Services are owned, operated, and provided by us and our affiliates, licensors, distributors, and service providers (collectively “ Providers ”). We and our Providers retain all of our respective rights, title, and interest, including intellectual property rights, in and to…”
“As part of building the Xbox Services community, you grant to Microsoft, its affiliates and sublicensees a free and worldwide right to use, modify, reproduce, distribute, broadcast, share and display Your Content or your name, gamertag, motto, or avatar that you posted for any Xb…”
Broad, royalty-free, worldwide license granted to Microsoft and sublicensees to use, modify, reproduce, distribute, broadcast, and display user-submitted content with no time limit stated.
“ We appreciate feedback, including ideas and suggestions for improvement or rating an Output in response to an Input (“ Feedback ”). If you rate an Output in response to an Input—for example, by using the thumbs up/thumbs down icon—we will store the related conversation as part o…”
“players, and third-party material available on Bing and MSN, including through Microsoft bots, applications and programs, are for your noncommercial, personal use only. Other uses, including downloading, copying, or redistributing these materials, or using these materials or prod…”
Outputs/materials from Bing, MSN, and Microsoft bots are restricted to noncommercial personal use only. Using them to build your own products is prohibited unless specifically authorized. All rights not expressly granted are reserved.
“Utilization of inputs and outputs to train an AI model (e.g., “model scraping” or “model distillation”) without prior authorization from Anthropic”
This clause prohibits users from using inputs/outputs to train AI models without Anthropic's prior authorization, but does not address whether Anthropic itself may use user inputs/outputs for training — creating an asymmetric obligation.
“As part of our efforts to improve and develop our products, we may use your data to develop and train our AI models. Learn more here .”
Microsoft explicitly reserves the right to use user data to train AI models. This appears twice in the document, suggesting it is a firm policy across products. No opt-out mechanism is described in this excerpt.
“Human-in-the-loop: When using our products or services to provide advice, recommendations, or in subjective decision-making directly affecting individuals or consumers , a qualified professional in that field must review the content or decision prior to dissemination or finalizat…”
For high-risk use cases (legal, healthcare, finance, employment, etc.), a qualified professional must review AI outputs before they reach end users. This imposes significant operational cost and legal responsibility on the operator, who bears full accountability for accuracy and appropriateness.
“The articles, text, photos, maps, videos, video players, and third-party material available on Bing and MSN, including through Microsoft bots, applications and programs, are for your noncommercial, personal use only. Other uses, including downloading, copying, or redistributing t…”
Bing and MSN content (including content delivered via Microsoft bots/AI applications) is explicitly limited to noncommercial personal use. Using such content to build products or for commercial purposes requires separate authorization.
“ This includes using our products or services to: Violate privacy rights as defined by applicable privacy laws, such as sharing personal information without consent or accessing private data unlawfully Misuse, collect, solicit, or gain access without permission to private infor…”
“If you cancel, your access to the Services ends at the end of your current Service period or, if we bill your account on a periodic basis, at the end of the period in which you canceled. If you initiate a chargeback or reversal with your bank for your payment of Services, we will…”
Upon cancellation (or chargeback), content access and data may be immediately or imminently terminated. No grace period for data export is specified in this passage.
“ Evaluation and Additional Services. In some cases, we may permit you to evaluate our Services for a limited time or with limited functionality. Use of our Services for evaluation purposes are for your personal, non-commercial use only. You may need to accept additional terms to…”
“ iii. Certain restrictions and limitations apply to earning, redeeming, and other uses of Points in the Rewards Program. For more information see the Rewards section at https://support.microsoft.com (" FAQ ").”