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Free shows today's risk. A Stack Audit gives you a citable, verbatim-sourced PDF across your whole AI stack — and flags the moment a vendor's terms change.
Free shows today's risk. A Stack Audit gives you a citable, verbatim-sourced PDF across your whole AI stack — and flags the moment a vendor's terms change.
788 verified findings across the displayed surfaces.
245 verified findings across the displayed surfaces.
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Read AI has moderate defaults; Microsoft Designer carries the most permissive license terms of the set.FOR ENTERPRISE: MICROSOFT DESIGNER NOT RECOMMENDED · READ AI ENTERPRISE TIER ACCEPTABLE
| RISK SURFACE | MICROSOFT DESIGNER | READ AI |
|---|---|---|
| PPrompt Ownership | ||
| OOutput Ownership | ||
| TModel Training | ||
| CCommercial Use | ||
| DData Privacy | ||
| $Tier Differences |
“As part of building the Xbox Services community, you grant to Microsoft, its affiliates and sublicensees a free and worldwide right to use, modify, reproduce, distribute, broadcast, share and display Your Content or your name, gamertag, motto, or avatar that you posted for any Xb…”
Broad, royalty-free, worldwide license granted to Microsoft and sublicensees to use, modify, reproduce, distribute, broadcast, and display user-submitted content with no time limit stated.
“ By sharing or otherwise giving us access to User Content, you represent and warrant that (a) you are the creator and owner of your User Content, or you otherwise have the necessary licenses, rights, consents, and permissions to grant the rights in these Terms and (b) your User C…”
“players, and third-party material available on Bing and MSN, including through Microsoft bots, applications and programs, are for your noncommercial, personal use only. Other uses, including downloading, copying, or redistributing these materials, or using these materials or prod…”
Outputs/materials from Bing, MSN, and Microsoft bots are restricted to noncommercial personal use only. Using them to build your own products is prohibited unless specifically authorized. All rights not expressly granted are reserved.
“ The following terms apply if you install, access or use our Services on any device that contains the iOS mobile operating system (the " iOS App ") developed by Apple Inc. (" Apple "). Acknowledgement. You acknowledge that these Terms are concluded solely between us, and not wit…”
“As part of our efforts to improve and develop our products, we may use your data to develop and train our AI models. Learn more here .”
Microsoft explicitly reserves the right to use user data to train AI models. This appears twice in the document, suggesting it is a firm policy across products. No opt-out mechanism is described in this excerpt.
“We also collect information about your activity on our Services, such as access times, pages viewed, links clicked, and the page you visited before navigating to our Services. If you download any of our mobile apps, we may access information you have stored on your mobile device…”
“The articles, text, photos, maps, videos, video players, and third-party material available on Bing and MSN, including through Microsoft bots, applications and programs, are for your noncommercial, personal use only. Other uses, including downloading, copying, or redistributing t…”
Bing and MSN content (including content delivered via Microsoft bots/AI applications) is explicitly limited to noncommercial personal use. Using such content to build products or for commercial purposes requires separate authorization.
“ By making a purchase through the Services (a " Transaction "), you agree to the terms set forth in this Section 6 (the " Terms of Sale "). Eligibility. To complete your purchase, you must have a valid billing and, if applicable, shipping address within a country that can be sel…”
“If you cancel, your access to the Services ends at the end of your current Service period or, if we bill your account on a periodic basis, at the end of the period in which you canceled. If you initiate a chargeback or reversal with your bank for your payment of Services, we will…”
Upon cancellation (or chargeback), content access and data may be immediately or imminently terminated. No grace period for data export is specified in this passage.
“ Personal Information that we “Share,” “Sell,” or use for “Targeted Advertising” Some of our advertising and analytics activities may constitute “sharing” or “selling” or use of personal information for “targeted advertising” under certain State Privacy Laws. In order to ad…”
“ iii. Certain restrictions and limitations apply to earning, redeeming, and other uses of Points in the Rewards Program. For more information see the Rewards section at https://support.microsoft.com (" FAQ ").”
“In the event that Read AI is unable to charge your account as authorized by you when you enrolled in a Recurring Subscription, Read AI may in its sole discretion (i) bill you for your Services and suspend your access to the Services until payment is received, or (ii) seek to upda…”