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SIDE-BY-SIDE · 2 OF 3
Two platforms.
Same questions.
Krea
IMAGE / VIDEO / AUDIO GENERATION
PROMPT
Users own prompts and generated image layers.
OUTPUT
Outputs are assigned to users, but Krea claims a standard platform hosting license.
TRAINING
Krea trains its real-time generation and upscaling models on prompts and outputs, unless opted out under paid accounts.
COMMERCIAL
Commercial use of outputs is permitted. Gold/Pro accounts maintain full commercial protection.
485 verified findings across the displayed surfaces.
Lovo
IMAGE / VIDEO / AUDIO GENERATION
PROMPT
Users retain full ownership of submitted prompt characters and keywords.
OUTPUT
Users own generated creative outputs. Platform retains personal license to index generated catalog unless toggled to private.
TRAINING
Enabled by default on consumer accounts to train future generative weights. Opt-out requires premium/private adjustments.
COMMERCIAL
Commercial use is permitted on paid profiles. Free trial creations carry personal-use attribution restrictions.
325 verified findings across the displayed surfaces.
Empty Comparison Slot
AIRIN SUMMARY
Krea has moderate defaults; Lovo has moderate defaults.FOR ENTERPRISE: KREA ENTERPRISE TIER ACCEPTABLE · LOVO ENTERPRISE TIER ACCEPTABLE
↳ Compliance surfaces · side by side
⚡ INTERACTIVE RISK COMPARISON HEATMAP
| RISK SURFACE | KREA | LOVO |
|---|---|---|
| PPrompt Ownership | ||
| OOutput Ownership | ||
| TModel Training | ||
| CCommercial Use | ||
| DData Privacy | ||
| $Tier Differences |
* Click any cell in the heatmap matrix to scroll directly to its verbatim policy citations below.
📂 Intellectual Property & Model Training
P
SURFACE 01
Prompt Ownership
Krea
MEDMED
Users own prompts and generated image layers.
“[What about anything I contribute to the Services – do I have to grant any licenses to Krea or to other users?](https://krea-ai.notion.site/Terms-of-Use-4e1e697fb25f491d81e751e74f5fab1c?pvs=25#6d53f612796649baaac0a23613a27757)”
Lovo
MEDMED
Users retain full ownership of submitted prompt characters and keywords.
“ You are the creator and owner of the Submitted Files, or you have the necessary licenses, rights, consents, releases, and permissions to use and authorize us to use your Submitted Files in any manner contemplated by our Services, including for the purposes of Voice Designing (Cl…”
O
SURFACE 02
Output Ownership
Krea
MEDMED
Outputs are assigned to users, but Krea claims a standard platform hosting license.
“The materials displayed or performed or available on or through the Services, including, but not limited to, text, graphics, data, articles, photos, images, illustrations, User Submissions (as defined below) and so forth (all of the foregoing, the “Content”) are protected by copy…”
Lovo
MED⚠ CAUTIONMED
Users own generated creative outputs. Platform retains personal license to index generated catalog unless toggled to private.
“ While we may edit and make format changes to your content (such as translating or transcribing it, modifying the size, layout, file type, or removing metadata), we will not modify the meaning of your expression.”
T
SURFACE 03
Model Training
Krea
MEDMED
Krea trains its real-time generation and upscaling models on prompts and outputs, unless opted out under paid accounts.
“When you submit User Submissions through the Services, you hereby do and shall grant Krea a worldwide, non-exclusive, perpetual, royalty-free, fully paid, sublicensable and transferable license to use, edit, modify, truncate, aggregate, reproduce, distribute, prepare derivative w…”
Lovo
HIGHMED
Enabled by default on consumer accounts to train future generative weights. Opt-out requires premium/private adjustments.
“ Certain parts of our Services may ask you to provide Personal Information voluntarily. For example, we may ask for certain information to use features in our Services, register an account with us, subscribe to marketing communications from us, improve our machine learning featur…”
C
SURFACE 04
Commercial Use
Krea
MED⚠ CAUTIONMED
Commercial use of outputs is permitted. Gold/Pro accounts maintain full commercial protection.
“[Our Commercial or Business Purposes for Collecting Personal Data](https://krea-ai.notion.site/Privacy-Policy-90c854a1be1546e49bf2255e3980b370?pvs=25#eeb8ad66a0da4db7ae41a3a13ee62550)”
Lovo
MED⚠ CAUTIONMED
Commercial use is permitted on paid profiles. Free trial creations carry personal-use attribution restrictions.
“ Some examples of use cases that require separately authorized resell rights not included in any of the Subscription include web and mobile applications that resemble, access or provide a gateway to LOVO’s core functionality for re-sale by you to third parties.”
📂 Data Privacy & Governance
D
SURFACE 05
Data Privacy
Krea
HIGHMED
—
“If we have disclosed your Personal Data to any third parties for a business purpose over the past 12 months, we will identify the categories of Personal Data shared with each category of third party recipient. If we have sold your Personal Data over the past 12 months, we will id…”
Lovo
MED⚠ CAUTIONMED
—
“ Harvest or otherwise collect or disclose information about other users without their consent;”
$
SURFACE 06
Tier Differences
Krea
MED⚠ CAUTIONMED
—
“We will not discriminate against you for exercising your rights under the UCPA. We will not deny you our goods or services, charge you different prices or rates, or provide you a lower quality of goods and services if you exercise your rights under the UCPA. However, we may offer…”
Lovo
MED⚠ CAUTIONMED
—
“ Due to the nature of our Services, we will not be providing refunds once you have confirmed payment of your purchase and 24 hours have passed.”