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Free shows today's risk. A Stack Audit gives you a citable, verbatim-sourced PDF across your whole AI stack — and flags the moment a vendor's terms change.
Free shows today's risk. A Stack Audit gives you a citable, verbatim-sourced PDF across your whole AI stack — and flags the moment a vendor's terms change.
198 verified findings across the displayed surfaces.
766 verified findings across the displayed surfaces.
Empty Comparison Slot
Guru has moderate defaults; Microsoft 365 Copilot carries the most permissive license terms of the set.FOR ENTERPRISE: GURU ENTERPRISE TIER ACCEPTABLE · MICROSOFT 365 COPILOT NOT RECOMMENDED
| RISK SURFACE | GURU | MICROSOFT 365 COPILOT |
|---|---|---|
| PPrompt Ownership | ||
| OOutput Ownership | ||
| TModel Training | ||
| CCommercial Use | ||
| DData Privacy | ||
| $Tier Differences |
“ Your use of the Website and the services provided therein and thereby is governed by the terms of these Terms of Service and the Guru.com IP Policy . It is your responsibility to review the Guru.com IP Policy, which is incorporated by reference, and we suggest that you revie…”
“When you provide your Data or Your Content to Bing Places, you grant Microsoft a worldwide, royalty-free license to use, reproduce, save, modify, aggregate, promote, transmit, display, and distribute your Data and Your Content (including intellectual property rights in your Data…”
Broad, worldwide, royalty-free license over user inputs/content submitted to Bing Places, including sublicensing rights to third parties with no apparent scope limitation or termination right described here.
“ In the event that you are the prevailing party in its arbitration decision, you agree that you shall have no right, title to, interest in or license to the Job that is the subject matter of the dispute. In such case, you agree to return any physical copies of such Job in you…”
“As part of building the Xbox Services community, you grant to Microsoft, its affiliates and sublicensees a free and worldwide right to use, modify, reproduce, distribute, broadcast, share and display Your Content or your name, gamertag, motto, or avatar that you posted for any Xb…”
Broad, royalty-free, worldwide license granted to Microsoft and its sublicensees to use, modify, reproduce, distribute, broadcast, share and display user-submitted content with no expiry stated.
“As part of our efforts to improve and develop our products, we may use your data to develop and train our AI models. Learn more here .”
Microsoft explicitly reserves the right to use user data to train AI models. This appears twice in the document, suggesting it applies broadly across products and tiers.
“ that they are using the Website solely for the purpose of entering into a bona fide business transaction with other Registered Users. ”
“The articles, text, photos, maps, videos, video players, and third-party material available on Bing and MSN, including through Microsoft bots, applications and programs, are for your noncommercial, personal use only. Other uses, including downloading, copying, or redistributing t…”
Bing and MSN content is restricted to noncommercial personal use. Using outputs/materials to build products or for commercial purposes requires explicit Microsoft authorization, which is not granted by default.
“ not to intercept or expropriate any system, data or personal information from the Website. ”
“If you fail to remove excess content or obtain sufficient additional storage after receiving notice from Microsoft, we reserve the right to delete or disable access to Your Content.”
Microsoft may permanently delete Outlook.com user content upon storage quota breach without a defined grace period in this clause.
“ will incur no such fee. ”
“ f. Refund Policy. Unless otherwise provided by law or by a particular Service offer, all purchases are final and non-refundable. If you believe that Microsoft has charged you in error, you must contact us within 90 days of such charge. No refunds will be given for any charges mo…”