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SIDE-BY-SIDE · 2 OF 3
Two platforms.
Same questions.
Credal
ENTERPRISE SEARCH / PRODUCTIVITY
PROMPT
Users retain full ownership of submitted prompt characters and keywords.
OUTPUT
Outputs are assigned fully to users under standard commercial parameters.
TRAINING
Data is kept secure within tenant spaces. Model training on enterprise work boards is contractually excluded.
COMMERCIAL
Commercial use of all workflow priorities and prioritizations is fully permitted.
362 verified findings across the displayed surfaces.
Microsoft Designer
IMAGE / VIDEO / AUDIO GENERATION
PROMPT
Microsoft does not claim ownership of user inputs to AI services.
OUTPUT
Output IP left to user determination. Same Microsoft Services Agreement applies.
TRAINING
Consumer product. Inputs may be stored and processed by Microsoft for safety monitoring.
COMMERCIAL
Personal and non-commercial use designated in Microsoft Services Agreement for consumer AI services.
788 verified findings across the displayed surfaces.
Empty Comparison Slot
AIRIN SUMMARY
Credal has the strongest default posture of the set; Microsoft Designer carries the most permissive license terms of the set.FOR ENTERPRISE: CREDAL RECOMMENDED · MICROSOFT DESIGNER NOT RECOMMENDED
↳ Compliance surfaces · side by side
⚡ INTERACTIVE RISK COMPARISON HEATMAP
| RISK SURFACE | CREDAL | MICROSOFT DESIGNER |
|---|---|---|
| PPrompt Ownership | ||
| OOutput Ownership | ||
| TModel Training | ||
| CCommercial Use | ||
| DData Privacy | ||
| $Tier Differences |
* Click any cell in the heatmap matrix to scroll directly to its verbatim policy citations below.
📂 Intellectual Property & Model Training
P
SURFACE 01
Prompt Ownership
Credal
LOW
Users retain full ownership of submitted prompt characters and keywords.
No citation available
Microsoft Designer
HIGH⚠ CAUTIONHIGH
Microsoft does not claim ownership of user inputs to AI services.
“As part of building the Xbox Services community, you grant to Microsoft, its affiliates and sublicensees a free and worldwide right to use, modify, reproduce, distribute, broadcast, share and display Your Content or your name, gamertag, motto, or avatar that you posted for any Xb…”
Broad, royalty-free, worldwide license granted to Microsoft and sublicensees to use, modify, reproduce, distribute, broadcast, and display user-submitted content with no time limit stated.
O
SURFACE 02
Output Ownership
Credal
LOW
Outputs are assigned fully to users under standard commercial parameters.
No citation available
Microsoft Designer
HIGH⚠ CAUTIONHIGH
Output IP left to user determination. Same Microsoft Services Agreement applies.
“players, and third-party material available on Bing and MSN, including through Microsoft bots, applications and programs, are for your noncommercial, personal use only. Other uses, including downloading, copying, or redistributing these materials, or using these materials or prod…”
Outputs/materials from Bing, MSN, and Microsoft bots are restricted to noncommercial personal use only. Using them to build your own products is prohibited unless specifically authorized. All rights not expressly granted are reserved.
T
SURFACE 03
Model Training
Credal
MEDLOW
Data is kept secure within tenant spaces. Model training on enterprise work boards is contractually excluded.
“ - Customers: when you engage Credal AI for a free demo or paid services for training,”
Microsoft Designer
HIGH⚠ CAUTIONHIGH
Consumer product. Inputs may be stored and processed by Microsoft for safety monitoring.
“As part of our efforts to improve and develop our products, we may use your data to develop and train our AI models. Learn more here .”
Microsoft explicitly reserves the right to use user data to train AI models. This appears twice in the document, suggesting it is a firm policy across products. No opt-out mechanism is described in this excerpt.
C
SURFACE 04
Commercial Use
Credal
MED⚠ CAUTIONLOW
Commercial use of all workflow priorities and prioritizations is fully permitted.
“ ● Commercial information, such as products or services purchased, obtained, or considered.”
Microsoft Designer
HIGH⚠ CAUTIONHIGH
Personal and non-commercial use designated in Microsoft Services Agreement for consumer AI services.
“The articles, text, photos, maps, videos, video players, and third-party material available on Bing and MSN, including through Microsoft bots, applications and programs, are for your noncommercial, personal use only. Other uses, including downloading, copying, or redistributing t…”
Bing and MSN content (including content delivered via Microsoft bots/AI applications) is explicitly limited to noncommercial personal use. Using such content to build products or for commercial purposes requires separate authorization.
📂 Data Privacy & Governance
D
SURFACE 05
Data Privacy
Credal
HIGHLOW
—
“ Change of Control Personal information may be transferred to a third party because of a sale, acquisition, merger, reorganization, or other change in control. If we sell, merge, or transfer any part of the business, part of the sale may include your personal information.”
Microsoft Designer
HIGH⚠ CAUTIONHIGH
—
“If you cancel, your access to the Services ends at the end of your current Service period or, if we bill your account on a periodic basis, at the end of the period in which you canceled. If you initiate a chargeback or reversal with your bank for your payment of Services, we will…”
Upon cancellation (or chargeback), content access and data may be immediately or imminently terminated. No grace period for data export is specified in this passage.
$
SURFACE 06
Tier Differences
Credal
LOW
—
No citation available
Microsoft Designer
MED⚠ CAUTIONHIGH
—
“ iii. Certain restrictions and limitations apply to earning, redeeming, and other uses of Points in the Rewards Program. For more information see the Rewards section at https://support.microsoft.com (" FAQ ").”