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Free shows today's risk. A Stack Audit gives you a citable, verbatim-sourced PDF across your whole AI stack — and flags the moment a vendor's terms change.
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362 verified findings across the displayed surfaces.
301 verified findings across the displayed surfaces.
Empty Comparison Slot
Credal has the strongest default posture of the set; Descript carries the most permissive license terms of the set.FOR ENTERPRISE: CREDAL RECOMMENDED · DESCRIPT NOT RECOMMENDED
| RISK SURFACE | CREDAL | DESCRIPT |
|---|---|---|
| PPrompt Ownership | ||
| OOutput Ownership | ||
| TModel Training | ||
| CCommercial Use | ||
| DData Privacy | ||
| $Tier Differences |
“We claim no ownership rights in your User Content. You hereby grant to us a perpetual, irrevocable, nonexclusive, royalty-free, sublicensable, fully paid, worldwide license to create derivative works from, access, reproduce, distribute, process, publish, display, perform, adapt,…”
Despite claiming no ownership, Descript takes an extremely broad, perpetual, irrevocable, sublicensable license over all user content including name and likeness, across all current and future media channels, with no compensation.
“We claim no ownership rights in your User Content. You hereby grant to us a perpetual, irrevocable, nonexclusive, royalty-free, sublicensable, fully paid, worldwide license to create derivative works from, access, reproduce, distribute, process, publish, display, perform, adapt,…”
Descript disclaims ownership of user content but takes back a sweeping perpetual, irrevocable license to outputs/edited content. The scope of 'improve the Descript Service' is broad and could encompass model training.
“ - Customers: when you engage Credal AI for a free demo or paid services for training,”
“You hereby grant to us a perpetual, irrevocable, nonexclusive, royalty-free, sublicensable, fully paid, worldwide license to create derivative works from, access, reproduce, distribute, process, publish, display, perform, adapt, modify, analyze, and otherwise use the User Content…”
The license to 'analyze' and 'improve the Descript Service' could encompass AI model training on user content. There is no explicit opt-out mechanism referenced in the visible text.
“ ● Commercial information, such as products or services purchased, obtained, or considered.”
“Additional content libraries (the “Additional Libraries”) are not subject to this license, may not be available for commercial use without a license, and may require that you obtain model clearance.”
Additional Libraries outside Storyblocks may require separate commercial licenses and model clearances, creating potential legal exposure for users who assume all platform content is commercially usable.
“ Change of Control Personal information may be transferred to a third party because of a sale, acquisition, merger, reorganization, or other change in control. If we sell, merge, or transfer any part of the business, part of the sale may include your personal information.”
“Personalize and improve the Descript Service and for research and development purposes including training our artificial intelligence models;”
User data (including uploaded content) may be used to train AI models. An opt-out exists for Projects specifically, but this broad statement covers other collected information without a clear opt-out.
“ Scope of License. The license granted to you is limited to a non-transferable license to use the Mac App on any iPhone, iPod touch or iPad that you own or control as permitted by the Usage Rules set forth in the Apple App Store Terms of Service.”