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Free shows today's risk. A Stack Audit gives you a citable, verbatim-sourced PDF across your whole AI stack — and flags the moment a vendor's terms change.
Free shows today's risk. A Stack Audit gives you a citable, verbatim-sourced PDF across your whole AI stack — and flags the moment a vendor's terms change.
766 verified findings across the displayed surfaces.
351 verified findings across the displayed surfaces.
Empty Comparison Slot
Genmo (Mochi) has moderate defaults; Clipchamp AI (Microsoft) carries the most permissive license terms of the set.FOR ENTERPRISE: CLIPCHAMP AI (MICROSOFT) NOT RECOMMENDED · GENMO (MOCHI) ENTERPRISE TIER ACCEPTABLE
| RISK SURFACE | CLIPCHAMP AI (MICROSOFT) | GENMO (MOCHI) |
|---|---|---|
| PPrompt Ownership | ||
| OOutput Ownership | ||
| TModel Training | ||
| CCommercial Use | ||
| DData Privacy | ||
| $Tier Differences |
“To the extent necessary to provide the Services to you and others, to protect you and the Services, and to improve Microsoft products and services, you grant to Microsoft a worldwide and royalty-free intellectual property license to use Your Content, for example, to make copies o…”
User grants Microsoft a broad worldwide, royalty-free license over all submitted content including AI prompts. The license covers improvement of Microsoft products and services, which may include model training.
“ We claim no ownership rights in or to your Outputs. Notwithstanding the foregoing, you acknowledge and agree that you will not use your Outputs for commercial purposes, except where you generated such Outputs during your active subscription term under a paid Services subscriptio…”
“Microsoft or other rights holders reserve all rights to the material not expressly granted by Microsoft under the license terms, whether by implication, estoppel, or otherwise.”
Microsoft and rights holders retain all rights not expressly granted; users receive only a narrow noncommercial personal use license to platform outputs.
“ GENMO, GENMO.AI, and genmo.ai are trademarks of Genmo Inc. in the United States and other countries (whether or not registered), and all other trademarks, service marks, trade names, logos, URLs, and domain names (collectively with GENMO and GENMO.AI, " Marks ") appearing or use…”
“To the extent necessary to provide the Services to you and others, to protect you and the Services, and to improve Microsoft products and services, you grant to Microsoft a worldwide and royalty-free intellectual property license to use Your Content, for example, to make copies o…”
The license explicitly includes 'improve Microsoft products and services', which is broad enough to encompass model training on user-submitted content including AI prompts and outputs. No opt-out mechanism is stated in this clause.
“ You retain any copyright and other proprietary rights you may hold in your Inputs and Outputs, subject to the licenses granted herein and any rights retained or reserved by Genmo. You hereby grant to us a worldwide, royalty-free, fully paid-up, non-exclusive, perpetual, irrevoca…”
“The articles, text, photos, maps, videos, video players, and third-party material available on Bing and MSN, including through Microsoft bots, applications and programs, are for your noncommercial, personal use only. Other uses, including downloading, copying, or redistributing t…”
Bing and MSN content is explicitly limited to noncommercial personal use. Using outputs to build products or redistribute content is prohibited unless specifically authorized, creating significant risk for any commercial AI or data pipeline use.
“ Except as otherwise expressly provided herein, you may not use or exploit the Services for any commercial purpose, including communicating or facilitating commercial advertisements, promotions, or solicitations.”
“If you have more content stored in your OneDrive than is provided to you under the terms of your free or paid subscription service for Microsoft storage and you do not respond to notice from Microsoft to fix your account by removing excess content or moving to a new subscription…”
Microsoft may delete user content on OneDrive without further warning if storage limits are exceeded and the user does not act.
“ backups, etc.). ”
“Applications acquired through certain Stores owned or operated by Microsoft or its affiliates (including, but not limited to the Office Store, Microsoft Store on Windows and Microsoft Store on Xbox) are subject to section 14.b.i below.”
Different rules apply to applications acquired through Microsoft's various Stores, but the specific differences are deferred to section 14.b.i which is not present in this excerpt, creating uncertainty about what additional terms may apply to those users.
“ Except as otherwise provided herein, payments for Service subscriptions are non-refundable and there are no credits for partially-used periods. However, following your cancellation of paid Services and subject to the other terms hereof, you will continue to have access to such p…”