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SIDE-BY-SIDE · 2 OF 3
Two platforms.
Same questions.
Bing Copilot
ENTERPRISE SEARCH / PRODUCTIVITY
PROMPT
Microsoft does not claim ownership of user inputs to AI services.
OUTPUT
Output IP left to user determination per Microsoft Services Agreement.
TRAINING
Consumer product. Search/AI queries may be used to improve Bing. Training use not clearly excluded for consumer tier.
COMMERCIAL
Designated for personal and non-commercial use in Microsoft's consumer Services Agreement.
1000 verified findings across the displayed surfaces.
Krea
IMAGE / VIDEO / AUDIO GENERATION
PROMPT
Users own prompts and generated image layers.
OUTPUT
Outputs are assigned to users, but Krea claims a standard platform hosting license.
TRAINING
Krea trains its real-time generation and upscaling models on prompts and outputs, unless opted out under paid accounts.
COMMERCIAL
Commercial use of outputs is permitted. Gold/Pro accounts maintain full commercial protection.
485 verified findings across the displayed surfaces.
Empty Comparison Slot
AIRIN SUMMARY
Krea has moderate defaults; Bing Copilot carries the most permissive license terms of the set.FOR ENTERPRISE: BING COPILOT NOT RECOMMENDED · KREA ENTERPRISE TIER ACCEPTABLE
↳ Compliance surfaces · side by side
⚡ INTERACTIVE RISK COMPARISON HEATMAP
| RISK SURFACE | BING COPILOT | KREA |
|---|---|---|
| PPrompt Ownership | ||
| OOutput Ownership | ||
| TModel Training | ||
| CCommercial Use | ||
| DData Privacy | ||
| $Tier Differences |
* Click any cell in the heatmap matrix to scroll directly to its verbatim policy citations below.
📂 Intellectual Property & Model Training
P
SURFACE 01
Prompt Ownership
Bing Copilot
MED⚠ CAUTIONHIGH
Microsoft does not claim ownership of user inputs to AI services.
“ 18. Reservation of Rights and Feedback. Except as expressly provided under these Terms, Microsoft does not grant you ”
Krea
MEDMED
Users own prompts and generated image layers.
“[What about anything I contribute to the Services – do I have to grant any licenses to Krea or to other users?](https://krea-ai.notion.site/Terms-of-Use-4e1e697fb25f491d81e751e74f5fab1c?pvs=25#6d53f612796649baaac0a23613a27757)”
O
SURFACE 02
Output Ownership
Bing Copilot
MED⚠ CAUTIONHIGH
Output IP left to user determination per Microsoft Services Agreement.
“ vii. Content credentials. When you use the AI services to generate content, Microsoft may store information about the content and associate this information and the content with content credentials. You may not use the AI services or create content with the purpose of removing,…”
Krea
MEDMED
Outputs are assigned to users, but Krea claims a standard platform hosting license.
“The materials displayed or performed or available on or through the Services, including, but not limited to, text, graphics, data, articles, photos, images, illustrations, User Submissions (as defined below) and so forth (all of the foregoing, the “Content”) are protected by copy…”
T
SURFACE 03
Model Training
Bing Copilot
MED⚠ CAUTIONHIGH
Consumer product. Search/AI queries may be used to improve Bing. Training use not clearly excluded for consumer tier.
“ AI-enhanced features . Children in certain jurisdictions may be able to access AI-enhanced features in Xbox like our Support Virtual Agents that allow users to enter a prompt via text or voice. Our Support Virtual Agents are designed to assist users with support-related question…”
Krea
MEDMED
Krea trains its real-time generation and upscaling models on prompts and outputs, unless opted out under paid accounts.
“When you submit User Submissions through the Services, you hereby do and shall grant Krea a worldwide, non-exclusive, perpetual, royalty-free, fully paid, sublicensable and transferable license to use, edit, modify, truncate, aggregate, reproduce, distribute, prepare derivative w…”
C
SURFACE 04
Commercial Use
Bing Copilot
MED⚠ CAUTIONHIGH
Designated for personal and non-commercial use in Microsoft's consumer Services Agreement.
“ b. The software is licensed, not sold, and Microsoft reserves all rights to the software not expressly granted by Microsoft, whether by implication, estoppel, or otherwise. This license does not give you any right to, and you may not: ”
Krea
MED⚠ CAUTIONMED
Commercial use of outputs is permitted. Gold/Pro accounts maintain full commercial protection.
“[Our Commercial or Business Purposes for Collecting Personal Data](https://krea-ai.notion.site/Privacy-Policy-90c854a1be1546e49bf2255e3980b370?pvs=25#eeb8ad66a0da4db7ae41a3a13ee62550)”
📂 Data Privacy & Governance
D
SURFACE 05
Data Privacy
Bing Copilot
MED⚠ CAUTIONHIGH
—
“ Text Messages – Android devices. Phone Link allows you to view text messages delivered to your Android phone on your Windows device and send text messages from your Windows device. Only text messages received and sent within the last 30 days are visible on your Windows device.…”
Krea
HIGHMED
—
“If we have disclosed your Personal Data to any third parties for a business purpose over the past 12 months, we will identify the categories of Personal Data shared with each category of third party recipient. If we have sold your Personal Data over the past 12 months, we will id…”
$
SURFACE 06
Tier Differences
Bing Copilot
MED⚠ CAUTIONHIGH
—
“ f. Support. Support for some Services is available at https://support.microsoft.com and certain Services may offer separate or additional customer support, subject to additional terms. Support may not be available for preview or beta versions of features or Services. Availabilit…”
Krea
MED⚠ CAUTIONMED
—
“We will not discriminate against you for exercising your rights under the UCPA. We will not deny you our goods or services, charge you different prices or rates, or provide you a lower quality of goods and services if you exercise your rights under the UCPA. However, we may offer…”