{"platform":"Prosper","slug":"prosper","category":"Workflow & Automation","website":"https://www.getprosper.ai/?utm_source=yc&utm_medium=directory&utm_campaign=yc_directory","risk_rating":"medium","verification":"fully_verified","verification_detail":{"tier":"fully_verified","partial_reason_code":"none","partial_reason_label":"Complete","blocked_core_documents":[]},"rating":{"value":"medium","unknown_reason_code":"none","unknown_reason_label":"Rated"},"corpus_status":"corpus_complete","canonical":"https://airinetwork.com/platform/prosper","machine_url":"https://airinetwork.com/api/machine/platform/prosper","last_reviewed":"2026-08-17","findings_count":45,"findings":[{"id":"prompt-ownership-903f7bccc2c5350534c6","permalink":"https://airinetwork.com/platform/prosper/finding/prompt-ownership-903f7bccc2c5350534c6","surface":"prompt_ownership","risk":"medium","confidence":"high","tier":"All","verified":true,"quote":" Prosper Tech, Inc. welcomes and encourages feedback or suggestions from users. You agree that Prosper Tech, Inc. may use and implement any feedback or suggestions without any obligation to compensate you, and you hereby grant Prosper Tech, Inc. a perpetual, irrevocable, nonexclusive, royalty-free license to incorporate and use the feedback for any purpose.","caution":null,"provenance":{"source_url":"https://www.getprosper.ai/terms-of-service","snapshot_sha256":"689e901ef3246011db30911f3a8a60620ee94395247a4af4410c428823215493","wayback_url":null,"deep_link":"https://www.getprosper.ai/terms-of-service#:~:text=%20Prosper%20Tech%2C%20Inc.,feedback%20for%20any%20purpose.","structural_citation":"§ 5 (User Feedback)","citation_basis":"section_number","char_start":2018,"char_end":2377,"retrieved_at":"2026-08-17T10:24:46.275025+00:00"}},{"id":"prompt-ownership-30403a3a46039f5b5810","permalink":"https://airinetwork.com/platform/prosper/finding/prompt-ownership-30403a3a46039f5b5810","surface":"prompt_ownership","risk":"medium","confidence":"high","tier":"All","verified":true,"quote":" You hereby grant (and you represent and warrant that you have the right to grant) to Company an irrevocable, nonexclusive, royalty-free and fully paid, worldwide license to reproduce, distribute, publicly display and perform, prepare derivative works of, incorporate into other works, and otherwise use and exploit your User Content, and to grant sublicenses of the foregoing rights, solely for the purposes of including your User Content in the Site. You hereby irrevocably waive (and agree to cause to be waived) any claims and assertions of moral rights or attribution with respect to your User Content.","caution":null,"provenance":{"source_url":"https://www.getprosper.ai/terms-of-service","snapshot_sha256":"689e901ef3246011db30911f3a8a60620ee94395247a4af4410c428823215493","wayback_url":null,"deep_link":"https://www.getprosper.ai/terms-of-service#:~:text=%20You%20hereby%20grant,to%20your%20User%20Content.","structural_citation":"§ 11 (License)","citation_basis":"section_number","char_start":4555,"char_end":5162,"retrieved_at":"2026-08-17T10:24:46.275025+00:00"}},{"id":"output-ownership-43ef70b8402a2356e64b","permalink":"https://airinetwork.com/platform/prosper/finding/output-ownership-43ef70b8402a2356e64b","surface":"output_ownership","risk":"unknown","confidence":"high","tier":"All","verified":true,"quote":" All materials displayed or performed on the website including, but not limited to, text, graphics, logos, tools, photographs, videos, and trademarks are the intellectual property of Prosper Tech, Inc. and are protected by intellectual property laws. You agree not to copy, reproduce, modify, publish, or distribute any content from the website without the express prior written consent of Prosper Tech, Inc.","caution":null,"provenance":{"source_url":"https://www.getprosper.ai/terms-of-service","snapshot_sha256":"689e901ef3246011db30911f3a8a60620ee94395247a4af4410c428823215493","wayback_url":null,"deep_link":"https://www.getprosper.ai/terms-of-service#:~:text=%20All%20materials%20displayed,of%20Prosper%20Tech%2C%20Inc.","structural_citation":"§ 4 (Ownership of Content)","citation_basis":"section_number","char_start":1583,"char_end":1991,"retrieved_at":"2026-08-17T10:24:46.275025+00:00"}},{"id":"privacy-data-use-9784f3efb26255e5e13a","permalink":"https://airinetwork.com/platform/prosper/finding/privacy-data-use-9784f3efb26255e5e13a","surface":"privacy_data_use","risk":"unknown","confidence":"high","tier":"All","verified":true,"quote":" This Privacy Policy describes Our policies and procedures on the collection, use and disclosure of Your information when You use the Service and tells You about Your privacy rights and how the law protects You.","caution":null,"provenance":{"source_url":"https://www.getprosper.ai/privacy-policy","snapshot_sha256":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b","wayback_url":null,"deep_link":"https://www.getprosper.ai/privacy-policy#:~:text=%20This%20Privacy%20Policy,the%20law%20protects%20You.","structural_citation":"Privacy Policy › “Last updated: August 6, 2024”","citation_basis":"heading_path","char_start":337,"char_end":548,"retrieved_at":"2026-08-17T10:24:27.947184+00:00"}},{"id":"privacy-data-use-91c0ca4338f7cfbd7876","permalink":"https://airinetwork.com/platform/prosper/finding/privacy-data-use-91c0ca4338f7cfbd7876","surface":"privacy_data_use","risk":"unknown","confidence":"high","tier":"All","verified":true,"quote":"We use Your Personal data to provide and improve the Service. By using the Service, You agree to the collection and use of information in accordance with this Privacy Policy.","caution":null,"provenance":{"source_url":"https://www.getprosper.ai/privacy-policy","snapshot_sha256":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b","wayback_url":null,"deep_link":"https://www.getprosper.ai/privacy-policy#:~:text=We%20use%20Your%20Personal,with%20this%20Privacy%20Policy.","structural_citation":"Privacy Policy › “Last updated: August 6, 2024”","citation_basis":"heading_path","char_start":550,"char_end":724,"retrieved_at":"2026-08-17T10:24:27.947184+00:00"}},{"id":"privacy-data-use-73b2129a00985e6714a9","permalink":"https://airinetwork.com/platform/prosper/finding/privacy-data-use-73b2129a00985e6714a9","surface":"privacy_data_use","risk":"unknown","confidence":"high","tier":"All","verified":true,"quote":" ‍ For the purposes of this Privacy Policy:\n Account means a unique account created for You to access our Service or parts of our Service.\n Affiliate means an entity that controls, is controlled by or is under common control with a party, where \"control\" means ownership of 50% or more of the shares, equity interest or other securities entitled to vote for election of directors or other managing authority.\n Acceptance of Terms. By using the Service, you agree to be bound by these Terms. If you do not agree\n Company (referred to as either \"the Company\", \"We\", \"Us\" or \"Our\" in this Agreement) refers to Prosper Tech\n Cookies are small files that are placed on Your computer, mobile device or any other device by a website, containing the details of Your browsing history on that website among its many uses.","caution":null,"provenance":{"source_url":"https://www.getprosper.ai/privacy-policy","snapshot_sha256":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b","wayback_url":null,"deep_link":"https://www.getprosper.ai/privacy-policy#:~:text=%20%E2%80%8D%20For%20the,among%20its%20many%20uses.","structural_citation":"Privacy Policy › “Definitions”","citation_basis":"heading_path","char_start":1039,"char_end":1850,"retrieved_at":"2026-08-17T10:24:27.947184+00:00"}},{"id":"privacy-data-use-793afaf5459a6984a666","permalink":"https://airinetwork.com/platform/prosper/finding/privacy-data-use-793afaf5459a6984a666","surface":"privacy_data_use","risk":"unknown","confidence":"high","tier":"All","verified":true,"quote":" Device means any device that can access the Service such as a computer, a cellphone or a digital tablet.\n Eligibility. You represent and warrant that you are at least 18 years of age. If you are under 18 years of age, you may not use the Service.\n Modification of Terms. Prosper AI reserves the right, at its sole discretion, to modify these Terms, including the Privacy Policy and other policies incorporated herein, at any time and without prior notice.\n \"Prosper AI\" refers to Prosper Tech, Inc. and its directors, officers, employees, agents, and affiliates.\n Personal Data is any information that relates to an identified or identifiable individual.\n Prohibited Uses . You agree not to use the Service for any unlawful purpose or in any way that violates local, state, national, or international laws. You are solely responsible for ensuring that your use of the\n Service complies with all applicable laws and regulations. Prohibited uses include but are not limited to: Criminal activities","caution":null,"provenance":{"source_url":"https://www.getprosper.ai/privacy-policy","snapshot_sha256":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b","wayback_url":null,"deep_link":"https://www.getprosper.ai/privacy-policy#:~:text=%20Device%20means%20any,limited%20to%3A%20Criminal%20activities","structural_citation":"Privacy Policy › “Country refers to: New York, United States”","citation_basis":"heading_path","char_start":1895,"char_end":2891,"retrieved_at":"2026-08-17T10:24:27.947184+00:00"}},{"id":"privacy-data-use-534d2ad4825aff6f5f69","permalink":"https://airinetwork.com/platform/prosper/finding/privacy-data-use-534d2ad4825aff6f5f69","surface":"privacy_data_use","risk":"unknown","confidence":"high","tier":"All","verified":true,"quote":" Usage Data is collected automatically when using the Service.\n Usage Data may include information such as Your Device's Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Service that You visit, the time and date of Your visit, the time spent on those pages, unique device identifiers and other diagnostic data.\n When You access the Service by or through a mobile device, We may collect certain information automatically, including, but not limited to, the type of mobile device You use, Your mobile device unique ID, the IP address of Your mobile device, Your mobile operating system, the type of mobile Internet browser You use, unique device identifiers and other diagnostic data.\n We may also collect information that Your browser sends whenever You visit our Service or when You access the Service by or through a mobile device.\n We collect the content you submit, post, or transmit through the Service, including call recordings, transcripts, messages, and other communications.\n Prosper’s processing of Protected Health Information collected through the use of our Products and Services is done at the direction of our customers who are the “covered entity” or a business associate (as that term is defined by HIPAA), and is governed by the applicable business associate agreement between Prosper and the covered entity and/or the business associate.","caution":null,"provenance":{"source_url":"https://www.getprosper.ai/privacy-policy","snapshot_sha256":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b","wayback_url":null,"deep_link":"https://www.getprosper.ai/privacy-policy#:~:text=%20Usage%20Data%20is,and%2For%20the%20business%20associate.","structural_citation":"Privacy Policy › “Usage Data”","citation_basis":"heading_path","char_start":5692,"char_end":7097,"retrieved_at":"2026-08-17T10:24:27.947184+00:00"}},{"id":"privacy-data-use-14a88f088d7d53bb55b8","permalink":"https://airinetwork.com/platform/prosper/finding/privacy-data-use-14a88f088d7d53bb55b8","surface":"privacy_data_use","risk":"unknown","confidence":"high","tier":"All","verified":true,"quote":" While using Our Service, We may ask You to provide Us with certain personally identifiable information that can be used to contact or identify You. Personally identifiable information may include, but is not limited to:","caution":null,"provenance":{"source_url":"https://www.getprosper.ai/privacy-policy","snapshot_sha256":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b","wayback_url":null,"deep_link":"https://www.getprosper.ai/privacy-policy#:~:text=%20While%20using%20Our,is%20not%20limited%20to%3A","structural_citation":"Privacy Policy › “Personal Data”","citation_basis":"heading_path","char_start":5352,"char_end":5572,"retrieved_at":"2026-08-17T10:24:27.947184+00:00"}},{"id":"privacy-data-use-dc711c3f6b2947e50e4c","permalink":"https://airinetwork.com/platform/prosper/finding/privacy-data-use-dc711c3f6b2947e50e4c","surface":"privacy_data_use","risk":"unknown","confidence":"high","tier":"All","verified":true,"quote":" Billing information, and other contact details.","caution":null,"provenance":{"source_url":"https://www.getprosper.ai/privacy-policy","snapshot_sha256":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b","wayback_url":null,"deep_link":"https://www.getprosper.ai/privacy-policy#:~:text=%20Billing%20information%2C%20and%20other%20contact%20details.","structural_citation":"Privacy Policy › “Phone number”","citation_basis":"heading_path","char_start":5609,"char_end":5657,"retrieved_at":"2026-08-17T10:24:27.947184+00:00"}},{"id":"privacy-data-use-80113a3fe8260a991e54","permalink":"https://airinetwork.com/platform/prosper/finding/privacy-data-use-80113a3fe8260a991e54","surface":"privacy_data_use","risk":"unknown","confidence":"high","tier":"All","verified":true,"quote":" We use Cookies and similar tracking technologies to track the activity on Our Service and store certain information. Tracking technologies used are beacons, tags, and scripts to collect and track information and to improve and analyze Our Service. The technologies We use may include:\n Cookies or Browser Cookies. A cookie is a small file placed on Your Device. You can instruct Your browser to refuse all Cookies or to indicate when a Cookie is being sent. However, if You do not accept Cookies, You may not be able to use some parts of our Service. Unless you have adjusted Your browser setting so that it will refuse Cookies, our Service may use Cookies.\n Web Beacons. Certain sections of our Service and our emails may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit the Company, for example, to count users who have visited those pages or opened an email and for other related website statistics (for example, recording the popularity of a certain section and verifying system and server integrity).\n Cookies can be \"Persistent\" or \"Session\" Cookies. Persistent Cookies remain on Your personal computer or mobile device when You go offline, while Session Cookies are deleted as soon as You close Your web browser. We use both Session and Persistent Cookies for the purposes set out below:","caution":null,"provenance":{"source_url":"https://www.getprosper.ai/privacy-policy","snapshot_sha256":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b","wayback_url":null,"deep_link":"https://www.getprosper.ai/privacy-policy#:~:text=%20We%20use%20Cookies,purposes%20set%20out%20below%3A","structural_citation":"Privacy Policy › “Tracking Technologies and Cookies”","citation_basis":"heading_path","char_start":7488,"char_end":8866,"retrieved_at":"2026-08-17T10:24:27.947184+00:00"}},{"id":"privacy-data-use-162cb8a4ddd22f12a493","permalink":"https://airinetwork.com/platform/prosper/finding/privacy-data-use-162cb8a4ddd22f12a493","surface":"privacy_data_use","risk":"unknown","confidence":"high","tier":"All","verified":true,"quote":"Purpose: These Cookies are essential to provide You with services available through the Website and to enable You to use some of its features. They help to authenticate users and prevent fraudulent use of user accounts. Without these Cookies, the services that You have asked for cannot be provided, and We only use these Cookies to provide You with those services.","caution":null,"provenance":{"source_url":"https://www.getprosper.ai/privacy-policy","snapshot_sha256":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b","wayback_url":null,"deep_link":"https://www.getprosper.ai/privacy-policy#:~:text=Purpose%3A%20These%20Cookies%20are,You%20with%20those%20services.","structural_citation":"Privacy Policy › “Administered by: Us”","citation_basis":"heading_path","char_start":8941,"char_end":9306,"retrieved_at":"2026-08-17T10:24:27.947184+00:00"}},{"id":"privacy-data-use-803902ef091f7ee669ae","permalink":"https://airinetwork.com/platform/prosper/finding/privacy-data-use-803902ef091f7ee669ae","surface":"privacy_data_use","risk":"unknown","confidence":"high","tier":"All","verified":true,"quote":"Purpose: These Cookies identify if users have accepted the use of cookies on the Website.","caution":null,"provenance":{"source_url":"https://www.getprosper.ai/privacy-policy","snapshot_sha256":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b","wayback_url":null,"deep_link":"https://www.getprosper.ai/privacy-policy#:~:text=Purpose%3A%20These%20Cookies%20identify,cookies%20on%20the%20Website.","structural_citation":"Privacy Policy › “Administered by: Us”","citation_basis":"heading_path","char_start":9397,"char_end":9486,"retrieved_at":"2026-08-17T10:24:27.947184+00:00"}},{"id":"privacy-data-use-64a9528ac9088b473d05","permalink":"https://airinetwork.com/platform/prosper/finding/privacy-data-use-64a9528ac9088b473d05","surface":"privacy_data_use","risk":"unknown","confidence":"high","tier":"All","verified":true,"quote":"Purpose: These Cookies allow us to remember choices You make when You use the Website, such as remembering your login details or language preference.\nThe purpose of these Cookies is to provide You with a more personal experience and to avoid You having to re-enter your preferences every time You use the Website\n For more information about the cookies we use and your choices regarding cookies, please visit our Cookies Policy or the Cookies section of our Privacy Policy.","caution":null,"provenance":{"source_url":"https://www.getprosper.ai/privacy-policy","snapshot_sha256":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b","wayback_url":null,"deep_link":"https://www.getprosper.ai/privacy-policy#:~:text=Purpose%3A%20These%20Cookies%20allow,of%20our%20Privacy%20Policy.","structural_citation":"Privacy Policy › “Administered by: Us”","citation_basis":"heading_path","char_start":9556,"char_end":10029,"retrieved_at":"2026-08-17T10:24:27.947184+00:00"}},{"id":"privacy-data-use-2d01e7a88d55211544e3","permalink":"https://airinetwork.com/platform/prosper/finding/privacy-data-use-2d01e7a88d55211544e3","surface":"privacy_data_use","risk":"unknown","confidence":"high","tier":"All","verified":true,"quote":" To provide and maintain our Service , including to monitor the usage of our Service.\n To manage Your Account: to manage Your registration as a user of the Service. The Personal Data You provide can give You access to different functionalities of the Service that are available to You as a registered user.\n To Personalize Your Experience: To tailor the content and information that we may send or display to you, and to otherwise personalize your experience while using the Service.\n For Analytics and Research: To analyze usage trends and preferences, diagnose technical issues, and improve the overall quality and user experience of the Service.\n For the performance of a contract: the development, compliance and undertaking of the purchase contract for the products, items or services You have purchased or of any other contract with Us through the Service.\n To contact You: To contact You by email, telephone calls, SMS, or other equivalent forms of electronic communication, such as a mobile application's push notifications regarding updates or informative communications related to the functionalities, products or contracted services, including the security updates, when necessary or reasonable for their implementation.\n To provide You with news, special offers and general information about other goods, services and events which we offer that are similar to those that you have already purchased or enquired about unless You have opted not to receive such information.\n","caution":null,"provenance":{"source_url":"https://www.getprosper.ai/privacy-policy","snapshot_sha256":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b","wayback_url":null,"deep_link":"https://www.getprosper.ai/privacy-policy#:~:text=%20To%20provide%20and,receive%20such%20information.%20","structural_citation":"Privacy Policy › “Use of Your Personal Data”","citation_basis":"heading_path","char_start":10129,"char_end":11617,"retrieved_at":"2026-08-17T10:24:27.947184+00:00"}},{"id":"privacy-data-use-e5a877209a1c3377bd6b","permalink":"https://airinetwork.com/platform/prosper/finding/privacy-data-use-e5a877209a1c3377bd6b","surface":"privacy_data_use","risk":"medium","confidence":"high","tier":"All","verified":true,"quote":" To manage Your requests: To attend and manage Your requests to Us.\n For business transfers: We may use Your information to evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of Our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which Personal Data held by Us about our Service users is among the assets transferred.\n For other purposes : We may use Your information for other purposes, such as data analysis, identifying usage trends, determining the effectiveness of our promotional campaigns and to evaluate and improve our Service, products, services, marketing and your experience.\n We may share Your personal information in the following situations:\n With Service Providers: We may share Your personal information with Service Providers to monitor and analyze the use of our Service, to contact You.\n For business transfers: We may share or transfer Your personal information in connection with, or during negotiations of, any merger, sale of Company assets, financing, or acquisition of all or a portion of Our business to another company.\n With Affiliates: We may share Your information with Our affiliates, in which case we will require those affiliates to honor this Privacy Policy. Affiliates include Our parent company and any other subsidiaries, joint venture partners or other companies that We control or that are under common control with Us.\n","caution":null,"provenance":{"source_url":"https://www.getprosper.ai/privacy-policy","snapshot_sha256":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b","wayback_url":null,"deep_link":"https://www.getprosper.ai/privacy-policy#:~:text=%20To%20manage%20Your,control%20with%20Us.%20","structural_citation":"Privacy Policy › “Use of Your Personal Data”","citation_basis":"heading_path","char_start":11617,"char_end":13106,"retrieved_at":"2026-08-17T10:24:27.947184+00:00"}},{"id":"privacy-data-use-d9f66a565776d0e0f487","permalink":"https://airinetwork.com/platform/prosper/finding/privacy-data-use-d9f66a565776d0e0f487","surface":"privacy_data_use","risk":"unknown","confidence":"high","tier":"All","verified":true,"quote":" Your information, including Personal Data, is processed at the Company's operating offices and in any other places where the parties involved in the processing are located. It means that this information may be transferred to — and maintained on — computers located outside of Your state, province, country or other governmental jurisdiction where the data protection laws may differ than those from Your jurisdiction.\n Your consent to this Privacy Policy followed by Your submission of such information represents Your agreement to that transfer.\n The Company will take all steps reasonably necessary to ensure that Your data is treated securely and in accordance with this Privacy Policy and no transfer of Your Personal Data will take place to an organization or a country unless there are adequate controls in place including the security of Your data and other personal information.","caution":null,"provenance":{"source_url":"https://www.getprosper.ai/privacy-policy","snapshot_sha256":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b","wayback_url":null,"deep_link":"https://www.getprosper.ai/privacy-policy#:~:text=%20Your%20information%2C%20including,and%20other%20personal%20information.","structural_citation":"Privacy Policy › “Transfer of Your Personal Data”","citation_basis":"heading_path","char_start":14324,"char_end":15217,"retrieved_at":"2026-08-17T10:24:27.947184+00:00"}},{"id":"privacy-data-use-7dd556a59899d7bbd0a1","permalink":"https://airinetwork.com/platform/prosper/finding/privacy-data-use-7dd556a59899d7bbd0a1","surface":"privacy_data_use","risk":"unknown","confidence":"high","tier":"All","verified":true,"quote":" Our Service does not address anyone under the age of 13. We do not knowingly collect personally identifiable information from anyone under the age of 13. If You are a parent or guardian and You are aware that Your child has provided Us with Personal Data, please contact Us. If We become aware that We have collected Personal Data from anyone under the age of 13 without verification of parental consent, We take steps to remove that information from Our servers.\n If We need to rely on consent as a legal basis for processing Your information and Your country requires consent from a parent, We may require Your parent's consent before We collect and use that information.","caution":null,"provenance":{"source_url":"https://www.getprosper.ai/privacy-policy","snapshot_sha256":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b","wayback_url":null,"deep_link":"https://www.getprosper.ai/privacy-policy#:~:text=%20Our%20Service%20does,and%20use%20that%20information.","structural_citation":"Privacy Policy › “Children's Privacy”","citation_basis":"heading_path","char_start":17233,"char_end":17912,"retrieved_at":"2026-08-17T10:24:27.947184+00:00"}},{"id":"privacy-data-use-1a0c630f6beecaee9e58","permalink":"https://airinetwork.com/platform/prosper/finding/privacy-data-use-1a0c630f6beecaee9e58","surface":"privacy_data_use","risk":"unknown","confidence":"high","tier":"All","verified":true,"quote":" We may update Our Privacy Policy from time to time. We will notify You of any changes by posting the new Privacy Policy on this page.\n We will let You know via email and/or a prominent notice on Our Service, prior to the change becoming effective and update the \"Last updated\" date at the top of this Privacy Policy.\n You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.","caution":null,"provenance":{"source_url":"https://www.getprosper.ai/privacy-policy","snapshot_sha256":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b","wayback_url":null,"deep_link":"https://www.getprosper.ai/privacy-policy#:~:text=%20We%20may%20update,posted%20on%20this%20page.","structural_citation":"Privacy Policy › “Changes to this Privacy Policy”","citation_basis":"heading_path","char_start":18370,"char_end":18844,"retrieved_at":"2026-08-17T10:24:27.947184+00:00"}},{"id":"privacy-data-use-d6ea024e0205ccd5012c","permalink":"https://airinetwork.com/platform/prosper/finding/privacy-data-use-d6ea024e0205ccd5012c","surface":"privacy_data_use","risk":"unknown","confidence":"high","tier":"All","verified":true,"quote":" We use cookies and similar technologies to help personalise content, tailor and measure ads, and provide a better experience. By clicking OK or turning an option on in Cookie Preferences, you agree to this, as outlined in our cookie Policy. ","caution":null,"provenance":{"source_url":"https://www.getprosper.ai/privacy-policy","snapshot_sha256":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b","wayback_url":null,"deep_link":"https://www.getprosper.ai/privacy-policy#:~:text=%20We%20use%20cookies,our%20cookie%20Policy.%20","structural_citation":"Privacy Policy › “Cookie Settings”","citation_basis":"heading_path","char_start":19517,"char_end":19759,"retrieved_at":"2026-08-17T10:24:27.947184+00:00"}},{"id":"privacy-data-use-3caf84b8300af178b5d7","permalink":"https://airinetwork.com/platform/prosper/finding/privacy-data-use-3caf84b8300af178b5d7","surface":"privacy_data_use","risk":"unknown","confidence":"high","tier":"All","verified":true,"quote":" Cookies are small text that can be used by websites to make the user experience  more efficient. The law states that we may store cookies on your device if they are strictly necessaryfor the operation of this site. For all other types of cookies, we need your  permission. This site uses various types of cookies. Some cookies are placed by third party  services that appear on our pages.","caution":null,"provenance":{"source_url":"https://www.getprosper.ai/privacy-policy","snapshot_sha256":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b","wayback_url":null,"deep_link":"https://www.getprosper.ai/privacy-policy#:~:text=%20Cookies%20are%20small,appear%20on%20our%20pages.","structural_citation":"Privacy Policy › “Cookie Settings”","citation_basis":"heading_path","char_start":19824,"char_end":20213,"retrieved_at":"2026-08-17T10:24:27.947184+00:00"}},{"id":"privacy-data-use-88842667a290ada05770","permalink":"https://airinetwork.com/platform/prosper/finding/privacy-data-use-88842667a290ada05770","surface":"privacy_data_use","risk":"unknown","confidence":"high","tier":"All","verified":true,"quote":" Necessary (Always Active) These items required to enable basic website functionality","caution":null,"provenance":{"source_url":"https://www.getprosper.ai/privacy-policy","snapshot_sha256":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b","wayback_url":null,"deep_link":"https://www.getprosper.ai/privacy-policy#:~:text=%20Necessary%20(Always%20Active),enable%20basic%20website%20functionality","structural_citation":"Privacy Policy › “Cookie Settings”","citation_basis":"heading_path","char_start":20216,"char_end":20301,"retrieved_at":"2026-08-17T10:24:27.947184+00:00"}},{"id":"privacy-data-use-ab1016f57bc13f0043b7","permalink":"https://airinetwork.com/platform/prosper/finding/privacy-data-use-ab1016f57bc13f0043b7","surface":"privacy_data_use","risk":"unknown","confidence":"high","tier":"All","verified":true,"quote":" Marketing Cookies used to deliver advertising that is more relevant to you and your interests.","caution":null,"provenance":{"source_url":"https://www.getprosper.ai/privacy-policy","snapshot_sha256":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b","wayback_url":null,"deep_link":"https://www.getprosper.ai/privacy-policy#:~:text=%20Marketing%20Cookies%20used,you%20and%20your%20interests.","structural_citation":"Privacy Policy › “Cookie Settings”","citation_basis":"heading_path","char_start":20305,"char_end":20400,"retrieved_at":"2026-08-17T10:24:27.947184+00:00"}},{"id":"privacy-data-use-3c29b6a411f2d8dfd324","permalink":"https://airinetwork.com/platform/prosper/finding/privacy-data-use-3c29b6a411f2d8dfd324","surface":"privacy_data_use","risk":"unknown","confidence":"high","tier":"All","verified":true,"quote":" Personalization Cookies allowing the website to remember choices you make (such as your user name, language, or the region you are in).","caution":null,"provenance":{"source_url":"https://www.getprosper.ai/privacy-policy","snapshot_sha256":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b","wayback_url":null,"deep_link":"https://www.getprosper.ai/privacy-policy#:~:text=%20Personalization%20Cookies%20allowing,region%20you%20are%20in).","structural_citation":"Privacy Policy › “Cookie Settings”","citation_basis":"heading_path","char_start":20404,"char_end":20540,"retrieved_at":"2026-08-17T10:24:27.947184+00:00"}},{"id":"privacy-data-use-3443d8c6e131cdc75eec","permalink":"https://airinetwork.com/platform/prosper/finding/privacy-data-use-3443d8c6e131cdc75eec","surface":"privacy_data_use","risk":"unknown","confidence":"high","tier":"All","verified":true,"quote":" Analytics Cookies helping understand how this website performs, how visitors interact with the site, and weather there may be technical issues.","caution":null,"provenance":{"source_url":"https://www.getprosper.ai/privacy-policy","snapshot_sha256":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b","wayback_url":null,"deep_link":"https://www.getprosper.ai/privacy-policy#:~:text=%20Analytics%20Cookies%20helping,may%20be%20technical%20issues.","structural_citation":"Privacy Policy › “Cookie Settings”","citation_basis":"heading_path","char_start":20544,"char_end":20688,"retrieved_at":"2026-08-17T10:24:27.947184+00:00"}},{"id":"moderation-enforcement-8169ef9386673a8f9fce","permalink":"https://airinetwork.com/platform/prosper/finding/moderation-enforcement-8169ef9386673a8f9fce","surface":"moderation_enforcement","risk":"unknown","confidence":"high","tier":"All","verified":true,"quote":"You may not select an inappropriate username that violates this Agreement or impersonates someone else.\n Website refers to Prosper, accessible from useprosper.co , getprosperapp.com or getprosper.ai \n You means the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.","caution":null,"provenance":{"source_url":"https://www.getprosper.ai/privacy-policy","snapshot_sha256":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b","wayback_url":null,"deep_link":"https://www.getprosper.ai/privacy-policy#:~:text=You%20may%20not%20select,the%20Service%2C%20as%20applicable.","structural_citation":"Privacy Policy › “Interference with service functionality or security features”","citation_basis":"heading_path","char_start":4864,"char_end":5244,"retrieved_at":"2026-08-17T10:24:27.947184+00:00"}},{"id":"moderation-enforcement-03c205c3df2c2e6c96b2","permalink":"https://airinetwork.com/platform/prosper/finding/moderation-enforcement-03c205c3df2c2e6c96b2","surface":"moderation_enforcement","risk":"unknown","confidence":"high","tier":"All","verified":true,"quote":" The Company may disclose Your Personal Data in the good faith belief that such action is necessary to:","caution":null,"provenance":{"source_url":"https://www.getprosper.ai/privacy-policy","snapshot_sha256":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b","wayback_url":null,"deep_link":"https://www.getprosper.ai/privacy-policy#:~:text=%20The%20Company%20may,action%20is%20necessary%20to%3A","structural_citation":"Privacy Policy › “Other legal requirements”","citation_basis":"heading_path","char_start":16495,"char_end":16598,"retrieved_at":"2026-08-17T10:24:27.947184+00:00"}},{"id":"moderation-enforcement-91c712bd8dce226cee43","permalink":"https://airinetwork.com/platform/prosper/finding/moderation-enforcement-91c712bd8dce226cee43","surface":"moderation_enforcement","risk":"unknown","confidence":"high","tier":"All","verified":true,"quote":" The following terms constitute our “Acceptable Use Policy”:\n You agree not to use the Site to collect, upload, transmit, display, or distribute any User Content (i) that violates any third-party right, including any copyright, trademark, patent, trade secret, moral right, privacy right, right of publicity, or any other intellectual property or proprietary right, (ii) that is unlawful, harassing, abusive, tortious, threatening, harmful, invasive of another’s privacy, vulgar, defamatory, false, intentionally misleading, trade libelous, pornographic, obscene, patently offensive, promotes racism, bigotry, hatred, or physical harm of any kind against any group or individual or is otherwise objectionable, (iii) that is harmful to minors in any way, or (iv) that is in violation of any law, regulation, or obligations or restrictions imposed by any third party.\n In addition, you agree not to: (i) upload, transmit, or distribute to or through the Site any computer viruses, worms, or any software intended to damage or alter a computer system or data; (ii) send through the Site unsolicited or unauthorized advertising, promotional materials, junk mail, spam, chain letters, pyramid schemes, or any other form of duplicative or unsolicited messages, whether commercial or otherwise; (iii) use the Site to harvest, collect, gather or assemble information or data regarding other users, including e-mail addresses, without their consent; (iv) interfere with, disrupt, or create an undue burden on servers or networks connected to the Site, or violate the regulations, policies or procedures of such networks; (v) attempt to gain unauthorized access to the Site (or to other computer systems or networks connected to or used together with the Site), whether through password mining or any other","caution":null,"provenance":{"source_url":"https://www.getprosper.ai/terms-of-service","snapshot_sha256":"689e901ef3246011db30911f3a8a60620ee94395247a4af4410c428823215493","wayback_url":null,"deep_link":"https://www.getprosper.ai/terms-of-service#:~:text=%20The%20following%20terms,mining%20or%20any%20other","structural_citation":"§ 12 (Acceptable Use Policy)","citation_basis":"section_number","char_start":5198,"char_end":6994,"retrieved_at":"2026-08-17T10:24:46.275025+00:00"}},{"id":"moderation-enforcement-1b292fcd275404876b7b","permalink":"https://airinetwork.com/platform/prosper/finding/moderation-enforcement-1b292fcd275404876b7b","surface":"moderation_enforcement","risk":"unknown","confidence":"high","tier":"All","verified":true,"quote":" means; (vi) harass or interfere with any other user’s use and enjoyment of the Site; or (vi) use software or automated agents or scripts to produce multiple accounts on the Site, or to generate automated searches, requests, or queries to (or to strip, scrape, or mine data from) the Site (provided, however, that we conditionally grant to the operators of public search engines revocable permission to use spiders to copy materials from the Site for the sole purpose of and solely to the extent necessary for creating publicly available searchable indices of the materials, but not caches or archives of such materials, subject to the parameters set forth in our robots.txt file)","caution":null,"provenance":{"source_url":"https://www.getprosper.ai/terms-of-service","snapshot_sha256":"689e901ef3246011db30911f3a8a60620ee94395247a4af4410c428823215493","wayback_url":null,"deep_link":"https://www.getprosper.ai/terms-of-service#:~:text=%20means%3B%20(vi)%20harass,in%20our%20robots.txt%20file)","structural_citation":"§ 12 (Acceptable Use Policy)","citation_basis":"section_number","char_start":6994,"char_end":7674,"retrieved_at":"2026-08-17T10:24:46.275025+00:00"}},{"id":"moderation-enforcement-a9d04d16a7f59d93c19d","permalink":"https://airinetwork.com/platform/prosper/finding/moderation-enforcement-a9d04d16a7f59d93c19d","surface":"moderation_enforcement","risk":"unknown","confidence":"high","tier":"All","verified":true,"quote":" You agree to comply with all applicable laws and regulations when using the Service, including Federal Communications Commission regulations regarding telemarketing calls, autodialed calls, prerecorded calls, and unsolicited advertisements. You will not use the Service for any unlawful purpose, including violating federal and state telemarketing laws","caution":null,"provenance":{"source_url":"https://www.getprosper.ai/terms-of-service","snapshot_sha256":"689e901ef3246011db30911f3a8a60620ee94395247a4af4410c428823215493","wayback_url":null,"deep_link":"https://www.getprosper.ai/terms-of-service#:~:text=%20You%20agree%20to,and%20state%20telemarketing%20laws","structural_citation":"§ 14","citation_basis":"section_number","char_start":8491,"char_end":8844,"retrieved_at":"2026-08-17T10:24:46.275025+00:00"}},{"id":"data-retention-c72641f3acc80ebdc865","permalink":"https://airinetwork.com/platform/prosper/finding/data-retention-c72641f3acc80ebdc865","surface":"data_retention","risk":"unknown","confidence":"high","tier":"All","verified":true,"quote":" The Company will retain Your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use Your Personal Data to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies.\n The Company will also retain Usage Data for internal analysis purposes. Usage Data is generally retained for a shorter period of time, except when this data is used to strengthen the security or to improve the functionality of Our Service, or We are legally obligated to retain this data for longer time periods.","caution":null,"provenance":{"source_url":"https://www.getprosper.ai/privacy-policy","snapshot_sha256":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b","wayback_url":null,"deep_link":"https://www.getprosper.ai/privacy-policy#:~:text=%20The%20Company%20will,for%20longer%20time%20periods.","structural_citation":"Privacy Policy › “Retention of Your Personal Data”","citation_basis":"heading_path","char_start":13590,"char_end":14283,"retrieved_at":"2026-08-17T10:24:27.947184+00:00"}},{"id":"data-retention-689a3fccf9f651228367","permalink":"https://airinetwork.com/platform/prosper/finding/data-retention-689a3fccf9f651228367","surface":"data_retention","risk":"unknown","confidence":"high","tier":"All","verified":true,"quote":" You have the right to delete or request that We assist in deleting the Personal Data that We have collected about You.\n Our Service may give You the ability to delete certain information about You from within the Service.\n You may update, amend, or delete Your information at any time by signing in to Your Account, if you have one, and visiting the account settings section that allows you to manage Your personal information. You may also contact Us to request access to, correct, or delete any personal information that You have provided to Us.\n Please note, however, that We may need to retain certain information when we have a legal obligation or lawful basis to do so.","caution":null,"provenance":{"source_url":"https://www.getprosper.ai/privacy-policy","snapshot_sha256":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b","wayback_url":null,"deep_link":"https://www.getprosper.ai/privacy-policy#:~:text=%20You%20have%20the,basis%20to%20do%20so.","structural_citation":"Privacy Policy › “Delete Your Personal Data”","citation_basis":"heading_path","char_start":15253,"char_end":15929,"retrieved_at":"2026-08-17T10:24:27.947184+00:00"}},{"id":"data-retention-d98ec6b14dd7add320bd","permalink":"https://airinetwork.com/platform/prosper/finding/data-retention-d98ec6b14dd7add320bd","surface":"data_retention","risk":"unknown","confidence":"high","tier":"All","verified":true,"quote":" Prosper Tech, Inc. may terminate your access to all or any part of our services at any time, with or without cause, with or without notice, effective immediately. If you wish to terminate this agreement or your Prosper Tech, Inc. account, you may simply discontinue using our services.","caution":null,"provenance":{"source_url":"https://www.getprosper.ai/terms-of-service","snapshot_sha256":"689e901ef3246011db30911f3a8a60620ee94395247a4af4410c428823215493","wayback_url":null,"deep_link":"https://www.getprosper.ai/terms-of-service#:~:text=%20Prosper%20Tech%2C%20Inc.,discontinue%20using%20our%20services.","structural_citation":"§ 7 (Termination)","citation_basis":"section_number","char_start":2643,"char_end":2929,"retrieved_at":"2026-08-17T10:24:46.275025+00:00"}},{"id":"tier-differences-3adaf8bc5971252d6f35","permalink":"https://airinetwork.com/platform/prosper/finding/tier-differences-3adaf8bc5971252d6f35","surface":"tier_differences","risk":"unknown","confidence":"high","tier":"All","verified":true,"quote":" To use certain features of our services, you must register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete. Prosper Tech, Inc. reserves the right to suspend or terminate your account if any information provided proves to be inaccurate, not current, or incomplete.\n Subject to these Terms, Company grants you a non-transferable, non-exclusive, revocable, limited license to use and access the Site solely for your own personal, noncommercial use.","caution":null,"provenance":{"source_url":"https://www.getprosper.ai/terms-of-service","snapshot_sha256":"689e901ef3246011db30911f3a8a60620ee94395247a4af4410c428823215493","wayback_url":null,"deep_link":"https://www.getprosper.ai/terms-of-service#:~:text=%20To%20use%20certain,own%20personal%2C%20noncommercial%20use.","structural_citation":"§ 2 (Account Registration)","citation_basis":"section_number","char_start":681,"char_end":1266,"retrieved_at":"2026-08-17T10:24:46.275025+00:00"}},{"id":"tier-differences-289fe714b5c44d2f4394","permalink":"https://airinetwork.com/platform/prosper/finding/tier-differences-289fe714b5c44d2f4394","surface":"tier_differences","risk":"unknown","confidence":"high","tier":"All","verified":true,"quote":" Prosper Tech, Inc. offers various subscription services. By subscribing to our services, you agree to pay the applicable subscription fees. Fees are billed on a pre-pay basis and are non-refundable, including for partial months or unused services.","caution":null,"provenance":{"source_url":"https://www.getprosper.ai/terms-of-service","snapshot_sha256":"689e901ef3246011db30911f3a8a60620ee94395247a4af4410c428823215493","wayback_url":null,"deep_link":"https://www.getprosper.ai/terms-of-service#:~:text=%20Prosper%20Tech%2C%20Inc.,months%20or%20unused%20services.","structural_citation":"§ 3 (Subscription Services)","citation_basis":"section_number","char_start":1301,"char_end":1549,"retrieved_at":"2026-08-17T10:24:46.275025+00:00"}},{"id":"indemnity-liability-0163d1ef07869c2e685c","permalink":"https://airinetwork.com/platform/prosper/finding/indemnity-liability-0163d1ef07869c2e685c","surface":"indemnity_liability","risk":"unknown","confidence":"high","tier":"All","verified":true,"quote":" Our Service may contain links to other websites that are not operated by Us. If You click on a third party link, You will be directed to that third party's site. We strongly advise You to review the Privacy Policy of every site You visit.\n We have no control over and assume no responsibility for the content, privacy policies or practices of any third party sites or services.","caution":null,"provenance":{"source_url":"https://www.getprosper.ai/privacy-policy","snapshot_sha256":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b","wayback_url":null,"deep_link":"https://www.getprosper.ai/privacy-policy#:~:text=%20Our%20Service%20may,party%20sites%20or%20services.","structural_citation":"Privacy Policy › “Links to Other Websites”","citation_basis":"heading_path","char_start":17946,"char_end":18329,"retrieved_at":"2026-08-17T10:24:27.947184+00:00"}},{"id":"indemnity-liability-dd2ab5f975b1a35c6c78","permalink":"https://airinetwork.com/platform/prosper/finding/indemnity-liability-dd2ab5f975b1a35c6c78","surface":"indemnity_liability","risk":"medium","confidence":"high","tier":"All","verified":true,"quote":" Our services are provided \"AS IS.\" Prosper Tech, Inc. and its suppliers and licensors hereby disclaim all warranties of any kind, express or implied, including, without limitation, the warranties of merchantability, fitness for a particular purpose and non-infringement. Neither Prosper Tech, Inc. nor its suppliers and licensors, makes any warranty that our services will be error free or that access thereto will be continuous or uninterrupted.","caution":null,"provenance":{"source_url":"https://www.getprosper.ai/terms-of-service","snapshot_sha256":"689e901ef3246011db30911f3a8a60620ee94395247a4af4410c428823215493","wayback_url":null,"deep_link":"https://www.getprosper.ai/terms-of-service#:~:text=%20Our%20services%20are,be%20continuous%20or%20uninterrupted.","structural_citation":"§ 8 (Disclaimer of Warranties)","citation_basis":"section_number","char_start":2967,"char_end":3414,"retrieved_at":"2026-08-17T10:24:46.275025+00:00"}},{"id":"indemnity-liability-93402d1799dfe3a2d06a","permalink":"https://airinetwork.com/platform/prosper/finding/indemnity-liability-93402d1799dfe3a2d06a","surface":"indemnity_liability","risk":"unknown","confidence":"high","tier":"All","verified":true,"quote":" In no event will Prosper Tech, Inc., or its suppliers or licensors, be liable with respect to any subject matter of this agreement under any contract, negligence, strict liability or other legal or equitable theory for: (i) any special, incidental or consequential damages; (ii) the cost of procurement for substitute products or services; (iii) for interruption of use or loss or corruption of data.","caution":null,"provenance":{"source_url":"https://www.getprosper.ai/terms-of-service","snapshot_sha256":"689e901ef3246011db30911f3a8a60620ee94395247a4af4410c428823215493","wayback_url":null,"deep_link":"https://www.getprosper.ai/terms-of-service#:~:text=%20In%20no%20event,or%20corruption%20of%20data.","structural_citation":"§ 9 (Limitation of Liability)","citation_basis":"section_number","char_start":3451,"char_end":3852,"retrieved_at":"2026-08-17T10:24:46.275025+00:00"}},{"id":"indemnity-liability-07a664316aebbf0a91cf","permalink":"https://airinetwork.com/platform/prosper/finding/indemnity-liability-07a664316aebbf0a91cf","surface":"indemnity_liability","risk":"unknown","confidence":"high","tier":"All","verified":true,"quote":" You represent and warrant that (i) your use of our website will be in strict accordance with the Prosper Tech, Inc. Privacy Policy, with these Terms, and with all applicable laws and regulations (including without limitation any local laws or regulations in your country, state, city, or other governmental area, regarding online conduct and acceptable content, and including all applicable laws regarding the transmission of technical data exported from the United States or the country in which you reside) and (ii) your use of our website will not infringe or misappropriate the intellectual property rights of any third party.","caution":null,"provenance":{"source_url":"https://www.getprosper.ai/terms-of-service","snapshot_sha256":"689e901ef3246011db30911f3a8a60620ee94395247a4af4410c428823215493","wayback_url":null,"deep_link":"https://www.getprosper.ai/terms-of-service#:~:text=%20You%20represent%20and,of%20any%20third%20party.","structural_citation":"§ 10 (General Representation and Warranty)","citation_basis":"section_number","char_start":3902,"char_end":4533,"retrieved_at":"2026-08-17T10:24:46.275025+00:00"}},{"id":"indemnity-liability-f652aa6655041a4a896d","permalink":"https://airinetwork.com/platform/prosper/finding/indemnity-liability-f652aa6655041a4a896d","surface":"indemnity_liability","risk":"unknown","confidence":"high","tier":"All","verified":true,"quote":" You agree to indemnify and hold Company (and its officers, employees, and agents) harmless, including costs and attorneys’ fees, from any claim or demand made by any third party due to or arising out of (a) your use of the Site, (b) your violation of these Terms, (c) your violation of applicable laws or regulations or (d) your User Content. Company reserves the right, at your expense, to assume the exclusive defense and control of any matter for which you are required to indemnify us, and you agree to cooperate with our defense of these claims. You agree not to settle any matter without the prior written consent of Company. Company will use reasonable efforts to notify you of any such claim, action or proceeding upon becoming aware of it.","caution":null,"provenance":{"source_url":"https://www.getprosper.ai/terms-of-service","snapshot_sha256":"689e901ef3246011db30911f3a8a60620ee94395247a4af4410c428823215493","wayback_url":null,"deep_link":"https://www.getprosper.ai/terms-of-service#:~:text=%20You%20agree%20to,becoming%20aware%20of%20it.","structural_citation":"§ 13 (Indemnification)","citation_basis":"section_number","char_start":7706,"char_end":8455,"retrieved_at":"2026-08-17T10:24:46.275025+00:00"}},{"id":"subprocessors-data-sharing-4e12e5b82ecdb6653d85","permalink":"https://airinetwork.com/platform/prosper/finding/subprocessors-data-sharing-4e12e5b82ecdb6653d85","surface":"subprocessors_data_sharing","risk":"medium","confidence":"high","tier":"All","verified":true,"quote":" Service Provider means any natural or legal person who processes the data on behalf of the Company. It refers to third-party companies or individuals employed by the Company to facilitate the Service, to provide the Service on behalf of the Company, to perform services related to the Service or to assist the Company in analyzing how the Service is used.\n Usage Data refers to data collected automatically, either generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit).\n User Content: You are solely responsible for any content you contribute, post, or transmit via the Service (\"User Content\"). You guarantee that your User Content complies with the Acceptable Use Policy (see below). Prosper AI does not claim ownership of User Content. However, by submitting User Content, you automatically grant Prosper AI a perpetual, worldwide, non-exclusive, royalty-free, irrevocable license to use, store, reproduce, modify, create derivative works, publish, distribute and sublicense your User Content in connection with operating and providing the Service.\n User Account. To access certain features, you may be required to register and create a user account. When you register, you agree to: (a) provide accurate, current and complete account information, (b) maintain and promptly update your information, (c) maintain the confidentiality of your login credentials, and (d) be fully responsible for all use of your account and for any actions that take place through your account, whether or not authorized by you. ","caution":null,"provenance":{"source_url":"https://www.getprosper.ai/privacy-policy","snapshot_sha256":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b","wayback_url":null,"deep_link":"https://www.getprosper.ai/privacy-policy#:~:text=%20Service%20Provider%20means,authorized%20by%20you.%20","structural_citation":"Privacy Policy › “Interference with service functionality or security features”","citation_basis":"heading_path","char_start":3284,"char_end":4864,"retrieved_at":"2026-08-17T10:24:27.947184+00:00"}},{"id":"subprocessors-data-sharing-5fb1a11c80ea78278911","permalink":"https://airinetwork.com/platform/prosper/finding/subprocessors-data-sharing-5fb1a11c80ea78278911","surface":"subprocessors_data_sharing","risk":"medium","confidence":"high","tier":"All","verified":true,"quote":" Third-Party Services: If you connect our Service to third-party services (e.g., social media platforms), we may receive information about you from those services, subject to their privacy policies.\n Business Partners and Affiliates: We may receive information about you from our business partners and affiliates.","caution":null,"provenance":{"source_url":"https://www.getprosper.ai/privacy-policy","snapshot_sha256":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b","wayback_url":null,"deep_link":"https://www.getprosper.ai/privacy-policy#:~:text=%20Third-Party%20Services%3A%20If,business%20partners%20and%20affiliates.","structural_citation":"Privacy Policy › “Third party information”","citation_basis":"heading_path","char_start":7131,"char_end":7444,"retrieved_at":"2026-08-17T10:24:27.947184+00:00"}},{"id":"subprocessors-data-sharing-5556d98f4f8aed8f6b74","permalink":"https://airinetwork.com/platform/prosper/finding/subprocessors-data-sharing-5556d98f4f8aed8f6b74","surface":"subprocessors_data_sharing","risk":"medium","confidence":"high","tier":"All","verified":true,"quote":" With business partners: We may share Your information with Our business partners to offer You certain products, services or promotions.\n With other users: when You share personal information or otherwise interact in the public areas with other users, such information may be viewed by all users and may be publicly distributed outside.\n With Your consent : We may disclose Your personal information for any other purpose with Your consent.","caution":null,"provenance":{"source_url":"https://www.getprosper.ai/privacy-policy","snapshot_sha256":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b","wayback_url":null,"deep_link":"https://www.getprosper.ai/privacy-policy#:~:text=%20With%20business%20partners%3A,purpose%20with%20Your%20consent.","structural_citation":"Privacy Policy › “Use of Your Personal Data”","citation_basis":"heading_path","char_start":13106,"char_end":13546,"retrieved_at":"2026-08-17T10:24:27.947184+00:00"}},{"id":"subprocessors-data-sharing-287b508a6e9fdca36dca","permalink":"https://airinetwork.com/platform/prosper/finding/subprocessors-data-sharing-287b508a6e9fdca36dca","surface":"subprocessors_data_sharing","risk":"unknown","confidence":"high","tier":"All","verified":true,"quote":" If the Company is involved in a merger, acquisition or asset sale, Your Personal Data may be transferred. We will provide notice before Your Personal Data is transferred and becomes subject to a different Privacy Policy.","caution":null,"provenance":{"source_url":"https://www.getprosper.ai/privacy-policy","snapshot_sha256":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b","wayback_url":null,"deep_link":"https://www.getprosper.ai/privacy-policy#:~:text=%20If%20the%20Company,a%20different%20Privacy%20Policy.","structural_citation":"Privacy Policy › “Business Transactions”","citation_basis":"heading_path","char_start":16003,"char_end":16224,"retrieved_at":"2026-08-17T10:24:27.947184+00:00"}},{"id":"governing-law-disputes-71326682d88d987600d8","permalink":"https://airinetwork.com/platform/prosper/finding/governing-law-disputes-71326682d88d987600d8","surface":"governing_law_disputes","risk":"unknown","confidence":"high","tier":"All","verified":true,"quote":" Prosper Tech, Inc. reserves the right, at its sole discretion, to modify or replace any of these Terms at any time. It is your responsibility to check these Terms periodically for changes. Your continued use of our services following the posting of any changes to these Terms constitutes acceptance of those changes.","caution":null,"provenance":{"source_url":"https://www.getprosper.ai/terms-of-service","snapshot_sha256":"689e901ef3246011db30911f3a8a60620ee94395247a4af4410c428823215493","wayback_url":null,"deep_link":"https://www.getprosper.ai/terms-of-service#:~:text=%20Prosper%20Tech%2C%20Inc.,acceptance%20of%20those%20changes.","structural_citation":"§ 16 (Changes to Terms)","citation_basis":"section_number","char_start":9006,"char_end":9323,"retrieved_at":"2026-08-17T10:24:46.275025+00:00"}}],"documents":[{"doc_type":"terms","pdf_page_count":null,"extraction_method":"static","page_level_citations":false,"last_captured":"2026-08-17","last_verified_scan":"2026-08-17","verified_scan_count":2},{"doc_type":"privacy","pdf_page_count":null,"extraction_method":"static","page_level_citations":false,"last_captured":"2026-07-20","last_verified_scan":"2026-07-20","verified_scan_count":1},{"doc_type":"privacy","pdf_page_count":null,"extraction_method":null,"page_level_citations":false,"last_captured":"2026-07-20","last_verified_scan":"2026-07-20","verified_scan_count":1}],"clause_intelligence":{"clauses_count":96,"risk_patterns_count":27,"stance_events_count":27,"patterns_by_family":{"ip_license":14,"legal_burden":1,"privacy_sharing":12},"risk_summary":{"high":5,"medium":22},"evidence":[{"pattern_key":"sublicensable_or_transferable_license","pattern_family":"ip_license","risk_rating":"high","confidence":"medium","stance_key":"content_license","stance_value":"sublicensable_or_transferable","evidence":"Terms Of Service --> Prosper AI raises $30M Series A led by a16z. Read the announcement How it works Who we serve Who we serve Outpatient Groups Behavioral Health Cardiology Dermatology ENT Gastroenterology Multi-Specialty OB/GYN Ophthalmology Orthopedics Pain Management Pediatrics Podiatry Primary Care Urology Health Systems EHRs & Partners Use cases Integrations Case studies Resources Company Manifesto API B...","reason":"The clause includes sublicensable, transferable, or assignable rights.","matcher_version":"clause-intelligence-2026-06-17.1","citation":{"surface":"privacy_data_use","quote":"Terms Of Service --> Prosper AI raises $30M Series A led by a16z. Read the announcement How it works Who we serve Who we serve Outpatient Groups Behavioral Health Cardiology Dermatology ENT Gastroenterology Multi-Specialty OB/GYN Ophthalmology Orthopedics Pain Management Pediatrics Podiatry Primary Care Urology Health Systems EHRs & Partners Use cases Integrations Case studies Resources Company Manifesto API Blog Careers LinkedIn Get Started Terms of Service Prosper Tech, Inc. Effective Date: August 6th, 2024 1. Acceptance of Terms Welcome to Prosper Tech, Inc. By accessing our website, creating an account, or using our services, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our services or access our website. 2. Account Registration To use certain features of our services, you must register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete. Prosper Tech, Inc. reserves the right to suspend or terminate your account if any information provided proves to be inaccurate, not current, or incomplete. Subject to these Terms, Company grants you a non-transferable, non-exclusive, revocable, limited license to use and access the Site solely for your own personal, noncommercial use. 3. Subscription Services Prosper Tech, Inc.","source_url":"https://www.getprosper.ai/terms-of-service","deep_link":"https://www.getprosper.ai/terms-of-service#:~:text=Terms%20Of%20Service%20--%3E,Prosper%20Tech%2C%20Inc.%20","structural_citation":null,"citation_basis":"unavailable","char_start":0,"char_end":1453}},{"pattern_key":"sublicensable_or_transferable_license","pattern_family":"ip_license","risk_rating":"high","confidence":"medium","stance_key":"content_license","stance_value":"sublicensable_or_transferable","evidence":"It refers to third-party companies or individuals employed by the Company to facilitate the Service, to provide the Service on behalf of the Company, to perform services related to the Service or to assist the Company in analyzing how the Service is used. Usage Data refers to data collected automatically, either generated by the use of the Service or from the Service infrastructure itself (for example, the duratio...","reason":"The clause includes sublicensable, transferable, or assignable rights.","matcher_version":"clause-intelligence-2026-06-17.1","citation":{"surface":"confidentiality","quote":"It refers to third-party companies or individuals employed by the Company to facilitate the Service, to provide the Service on behalf of the Company, to perform services related to the Service or to assist the Company in analyzing how the Service is used. Usage Data refers to data collected automatically, either generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit). User Content: You are solely responsible for any content you contribute, post, or transmit via the Service ("User Content"). You guarantee that your User Content complies with the Acceptable Use Policy (see below). Prosper AI does not claim ownership of User Content. However, by submitting User Content, you automatically grant Prosper AI a perpetual, worldwide, non-exclusive, royalty-free, irrevocable license to use, store, reproduce, modify, create derivative works, publish, distribute and sublicense your User Content in connection with operating and providing the Service. User Account. To access certain features, you may be required to register and create a user account. When you register, you agree to: (a) provide accurate, current and complete account information, (b) maintain and promptly update your information, (c) maintain the confidentiality of your login credentials, and (d) be fully responsible for all use of your account and for any actions that take place through your account, whether or not authorized by you.","source_url":"https://www.getprosper.ai/privacy-policy","deep_link":"https://www.getprosper.ai/privacy-policy#:~:text=It%20refers%20to%20third-party,authorized%20by%20you.%20","structural_citation":null,"citation_basis":"unavailable","char_start":3581,"char_end":5067}},{"pattern_key":"sublicensable_or_transferable_license","pattern_family":"ip_license","risk_rating":"high","confidence":"medium","stance_key":"content_license","stance_value":"sublicensable_or_transferable","evidence":"Service Provider means any natural or legal person who processes the data on behalf of the Company. It refers to third-party companies or individuals employed by the Company to facilitate the Service, to provide the Service on behalf of the Company, to perform services related to the Service or to assist the Company in analyzing how the Service is used. Usage Data refers to data collected automatically, either gen...","reason":"The clause includes sublicensable, transferable, or assignable rights.","matcher_version":"clause-intelligence-2026-06-17.1","citation":{"surface":"privacy_data_use","quote":"Service Provider means any natural or legal person who processes the data on behalf of the Company. It refers to third-party companies or individuals employed by the Company to facilitate the Service, to provide the Service on behalf of the Company, to perform services related to the Service or to assist the Company in analyzing how the Service is used. Usage Data refers to data collected automatically, either generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit). User Content: You are solely responsible for any content you contribute, post, or transmit via the Service (\"User Content\"). You guarantee that your User Content complies with the Acceptable Use Policy (see below). Prosper AI does not claim ownership of User Content. However, by submitting User Content, you automatically grant Prosper AI a perpetual, worldwide, non-exclusive, royalty-free, irrevocable license to use, store, reproduce, modify, create derivative works, publish, distribute and sublicense your User Content in connection with operating and providing the Service. User Account. To access certain features, you may be required to register and create a user account. When you register, you agree to: (a) provide accurate, current and complete account information, (b) maintain and promptly update your information, (c) maintain the confidentiality of your login credentials, and (d) be fully responsible for all use of your account and for any actions that take place through your account, whether or not authorized by you.","source_url":"https://www.getprosper.ai/privacy-policy?utm_source=yc&utm_medium=directory&utm_campaign=yc_directory","deep_link":"https://www.getprosper.ai/privacy-policy?utm_source=yc&utm_medium=directory&utm_campaign=yc_directory#:~:text=%20Service%20Provider%20means,authorized%20by%20you.%20","structural_citation":"Privacy Policy › “Interference with service functionality or security features”","citation_basis":"heading_path","char_start":3313,"char_end":4893}},{"pattern_key":"sublicensable_or_transferable_license","pattern_family":"ip_license","risk_rating":"high","confidence":"high","stance_key":"content_license","stance_value":"sublicensable_or_transferable","evidence":"To use certain features of our services, you must register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete. Prosper Tech, Inc. reserves the right to suspend or terminate your account if any information provided proves to be inaccurate, not current, or incomplete. Subject to the...","reason":"The clause includes sublicensable, transferable, or assignable rights.","matcher_version":"clause-intelligence-2026-06-17.1","citation":{"surface":"tier_differences","quote":"To use certain features of our services, you must register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete. Prosper Tech, Inc. reserves the right to suspend or terminate your account if any information provided proves to be inaccurate, not current, or incomplete. Subject to these Terms, Company grants you a non-transferable, non-exclusive, revocable, limited license to use and access the Site solely for your own personal, noncommercial use.","source_url":"https://www.getprosper.ai/terms-of-service","deep_link":"https://www.getprosper.ai/terms-of-service#:~:text=%20To%20use%20certain,own%20personal%2C%20noncommercial%20use.","structural_citation":"§ 2 (Account Registration)","citation_basis":"section_number","char_start":681,"char_end":1266}},{"pattern_key":"sublicensable_or_transferable_license","pattern_family":"ip_license","risk_rating":"high","confidence":"high","stance_key":"content_license","stance_value":"sublicensable_or_transferable","evidence":"Service Provider means any natural or legal person who processes the data on behalf of the Company. It refers to third-party companies or individuals employed by the Company to facilitate the Service, to provide the Service on behalf of the Company, to perform services related to the Service or to assist the Company in analyzing how the Service is used. Usage Data refers to data collected automatically, either gen...","reason":"The clause includes sublicensable, transferable, or assignable rights.","matcher_version":"clause-intelligence-2026-06-17.1","citation":{"surface":"subprocessors_data_sharing","quote":"Service Provider means any natural or legal person who processes the data on behalf of the Company. It refers to third-party companies or individuals employed by the Company to facilitate the Service, to provide the Service on behalf of the Company, to perform services related to the Service or to assist the Company in analyzing how the Service is used. Usage Data refers to data collected automatically, either generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit). User Content: You are solely responsible for any content you contribute, post, or transmit via the Service (\"User Content\"). You guarantee that your User Content complies with the Acceptable Use Policy (see below). Prosper AI does not claim ownership of User Content. However, by submitting User Content, you automatically grant Prosper AI a perpetual, worldwide, non-exclusive, royalty-free, irrevocable license to use, store, reproduce, modify, create derivative works, publish, distribute and sublicense your User Content in connection with operating and providing the Service. User Account. To access certain features, you may be required to register and create a user account. When you register, you agree to: (a) provide accurate, current and complete account information, (b) maintain and promptly update your information, (c) maintain the confidentiality of your login credentials, and (d) be fully responsible for all use of your account and for any actions that take place through your account, whether or not authorized by you.","source_url":"https://www.getprosper.ai/privacy-policy","deep_link":"https://www.getprosper.ai/privacy-policy#:~:text=%20Service%20Provider%20means,authorized%20by%20you.%20","structural_citation":"Privacy Policy › “Interference with service functionality or security features”","citation_basis":"heading_path","char_start":3284,"char_end":4864}},{"pattern_key":"broad_content_license","pattern_family":"ip_license","risk_rating":"medium","confidence":"medium","stance_key":"content_license","stance_value":"broad_license","evidence":"It refers to third-party companies or individuals employed by the Company to facilitate the Service, to provide the Service on behalf of the Company, to perform services related to the Service or to assist the Company in analyzing how the Service is used. Usage Data refers to data collected automatically, either generated by the use of the Service or from the Service infrastructure itself (for example, the duratio...","reason":"The clause grants a broad content license.","matcher_version":"clause-intelligence-2026-06-17.1","citation":{"surface":"confidentiality","quote":"It refers to third-party companies or individuals employed by the Company to facilitate the Service, to provide the Service on behalf of the Company, to perform services related to the Service or to assist the Company in analyzing how the Service is used. Usage Data refers to data collected automatically, either generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit). User Content: You are solely responsible for any content you contribute, post, or transmit via the Service ("User Content"). You guarantee that your User Content complies with the Acceptable Use Policy (see below). Prosper AI does not claim ownership of User Content. However, by submitting User Content, you automatically grant Prosper AI a perpetual, worldwide, non-exclusive, royalty-free, irrevocable license to use, store, reproduce, modify, create derivative works, publish, distribute and sublicense your User Content in connection with operating and providing the Service. User Account. To access certain features, you may be required to register and create a user account. When you register, you agree to: (a) provide accurate, current and complete account information, (b) maintain and promptly update your information, (c) maintain the confidentiality of your login credentials, and (d) be fully responsible for all use of your account and for any actions that take place through your account, whether or not authorized by you.","source_url":"https://www.getprosper.ai/privacy-policy","deep_link":"https://www.getprosper.ai/privacy-policy#:~:text=It%20refers%20to%20third-party,authorized%20by%20you.%20","structural_citation":null,"citation_basis":"unavailable","char_start":3581,"char_end":5067}},{"pattern_key":"broad_content_license","pattern_family":"ip_license","risk_rating":"medium","confidence":"medium","stance_key":"content_license","stance_value":"broad_license","evidence":"Terms Of Service --> Prosper AI raises $30M Series A led by a16z. Read the announcement How it works Who we serve Who we serve Outpatient Groups Behavioral Health Cardiology Dermatology ENT Gastroenterology Multi-Specialty OB/GYN Ophthalmology Orthopedics Pain Management Pediatrics Podiatry Primary Care Urology Health Systems EHRs & Partners Use cases Integrations Case studies Resources Company Manifesto API B...","reason":"The clause grants a broad content license.","matcher_version":"clause-intelligence-2026-06-17.1","citation":{"surface":"privacy_data_use","quote":"Terms Of Service --> Prosper AI raises $30M Series A led by a16z. Read the announcement How it works Who we serve Who we serve Outpatient Groups Behavioral Health Cardiology Dermatology ENT Gastroenterology Multi-Specialty OB/GYN Ophthalmology Orthopedics Pain Management Pediatrics Podiatry Primary Care Urology Health Systems EHRs & Partners Use cases Integrations Case studies Resources Company Manifesto API Blog Careers LinkedIn Get Started Terms of Service Prosper Tech, Inc. Effective Date: August 6th, 2024 1. Acceptance of Terms Welcome to Prosper Tech, Inc. By accessing our website, creating an account, or using our services, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our services or access our website. 2. Account Registration To use certain features of our services, you must register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete. Prosper Tech, Inc. reserves the right to suspend or terminate your account if any information provided proves to be inaccurate, not current, or incomplete. Subject to these Terms, Company grants you a non-transferable, non-exclusive, revocable, limited license to use and access the Site solely for your own personal, noncommercial use. 3. Subscription Services Prosper Tech, Inc.","source_url":"https://www.getprosper.ai/terms-of-service","deep_link":"https://www.getprosper.ai/terms-of-service#:~:text=Terms%20Of%20Service%20--%3E,Prosper%20Tech%2C%20Inc.%20","structural_citation":null,"citation_basis":"unavailable","char_start":0,"char_end":1453}},{"pattern_key":"broad_content_license","pattern_family":"ip_license","risk_rating":"medium","confidence":"medium","stance_key":"content_license","stance_value":"broad_license","evidence":"offers various subscription services. By subscribing to our services, you agree to pay the applicable subscription fees. Fees are billed on a pre-pay basis and are non-refundable, including for partial months or unused services. 4. Ownership of Content All materials displayed or performed on the website including, but not limited to, text, graphics, logos, tools, photographs, videos, and trademarks are the intelle...","reason":"The clause grants a broad content license.","matcher_version":"clause-intelligence-2026-06-17.1","citation":{"surface":"training_use","quote":"offers various subscription services. By subscribing to our services, you agree to pay the applicable subscription fees. Fees are billed on a pre-pay basis and are non-refundable, including for partial months or unused services. 4. Ownership of Content All materials displayed or performed on the website including, but not limited to, text, graphics, logos, tools, photographs, videos, and trademarks are the intellectual property of Prosper Tech, Inc. and are protected by intellectual property laws. You agree not to copy, reproduce, modify, publish, or distribute any content from the website without the express prior written consent of Prosper Tech, Inc. 5. User Feedback Prosper Tech, Inc. welcomes and encourages feedback or suggestions from users. You agree that Prosper Tech, Inc. may use and implement any feedback or suggestions without any obligation to compensate you, and you hereby grant Prosper Tech, Inc. a perpetual, irrevocable, nonexclusive, royalty-free license to incorporate and use the feedback for any purpose. 6. Data Privacy Prosper Tech, Inc. respects the privacy of its users. Neither Prosper Tech, Inc. nor any third-party contracted by us will use the data provided by users to train or enhance artificial intelligence or other models. 7. Termination Prosper Tech, Inc. may terminate your access to all or any part of our services at any time, with or without cause, with or without notice, effective immediately.","source_url":"https://www.getprosper.ai/terms-of-service","deep_link":"https://www.getprosper.ai/terms-of-service#:~:text=offers%20various%20subscription%20services.,notice%2C%20effective%20immediately.%20","structural_citation":null,"citation_basis":"unavailable","char_start":1453,"char_end":2899}},{"pattern_key":"broad_content_license","pattern_family":"ip_license","risk_rating":"medium","confidence":"medium","stance_key":"content_license","stance_value":"broad_license","evidence":"11. License You hereby grant (and you represent and warrant that you have the right to grant) to Company an irrevocable, nonexclusive, royalty-free and fully paid, worldwide license to reproduce, distribute, publicly display and perform, prepare derivative works of, incorporate into other works, and otherwise use and exploit your User Content, and to grant sublicenses of the foregoing rights, solely for the purpos...","reason":"The clause grants a broad content license.","matcher_version":"clause-intelligence-2026-06-17.1","citation":{"surface":"privacy_data_use","quote":"11. License You hereby grant (and you represent and warrant that you have the right to grant) to Company an irrevocable, nonexclusive, royalty-free and fully paid, worldwide license to reproduce, distribute, publicly display and perform, prepare derivative works of, incorporate into other works, and otherwise use and exploit your User Content, and to grant sublicenses of the foregoing rights, solely for the purposes of including your User Content in the Site. You hereby irrevocably waive (and agree to cause to be waived) any claims and assertions of moral rights or attribution with respect to your User Content. 12. Acceptable Use Policy The following terms constitute our “Acceptable Use Policy”: You agree not to use the Site to collect, upload, transmit, display, or distribute any User Content (i) that violates any third-party right, including any copyright, trademark, patent, trade secret, moral right, privacy right, right of publicity, or any other intellectual property or proprietary right, (ii) that is unlawful, harassing, abusive, tortious, threatening, harmful, invasive of another’s privacy, vulgar, defamatory, false, intentionally misleading, trade libelous, pornographic, obscene, patently offensive, promotes racism, bigotry, hatred, or physical harm of any kind against any group or individual or is otherwise objectionable, (iii) that is harmful to minors in any way, or (iv) that is in violation of any law, regulation, or obligations or restrictions imposed by any third party.","source_url":"https://www.getprosper.ai/terms-of-service","deep_link":"https://www.getprosper.ai/terms-of-service#:~:text=11.%20License%20You%20hereby,any%20third%20party.%20","structural_citation":null,"citation_basis":"unavailable","char_start":4606,"char_end":6115}},{"pattern_key":"broad_content_license","pattern_family":"ip_license","risk_rating":"medium","confidence":"medium","stance_key":"content_license","stance_value":"broad_license","evidence":"Service Provider means any natural or legal person who processes the data on behalf of the Company. It refers to third-party companies or individuals employed by the Company to facilitate the Service, to provide the Service on behalf of the Company, to perform services related to the Service or to assist the Company in analyzing how the Service is used. Usage Data refers to data collected automatically, either gen...","reason":"The clause grants a broad content license.","matcher_version":"clause-intelligence-2026-06-17.1","citation":{"surface":"privacy_data_use","quote":"Service Provider means any natural or legal person who processes the data on behalf of the Company. It refers to third-party companies or individuals employed by the Company to facilitate the Service, to provide the Service on behalf of the Company, to perform services related to the Service or to assist the Company in analyzing how the Service is used. Usage Data refers to data collected automatically, either generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit). User Content: You are solely responsible for any content you contribute, post, or transmit via the Service (\"User Content\"). You guarantee that your User Content complies with the Acceptable Use Policy (see below). Prosper AI does not claim ownership of User Content. However, by submitting User Content, you automatically grant Prosper AI a perpetual, worldwide, non-exclusive, royalty-free, irrevocable license to use, store, reproduce, modify, create derivative works, publish, distribute and sublicense your User Content in connection with operating and providing the Service. User Account. To access certain features, you may be required to register and create a user account. When you register, you agree to: (a) provide accurate, current and complete account information, (b) maintain and promptly update your information, (c) maintain the confidentiality of your login credentials, and (d) be fully responsible for all use of your account and for any actions that take place through your account, whether or not authorized by you.","source_url":"https://www.getprosper.ai/privacy-policy?utm_source=yc&utm_medium=directory&utm_campaign=yc_directory","deep_link":"https://www.getprosper.ai/privacy-policy?utm_source=yc&utm_medium=directory&utm_campaign=yc_directory#:~:text=%20Service%20Provider%20means,authorized%20by%20you.%20","structural_citation":"Privacy Policy › “Interference with service functionality or security features”","citation_basis":"heading_path","char_start":3313,"char_end":4893}},{"pattern_key":"broad_content_license","pattern_family":"ip_license","risk_rating":"medium","confidence":"high","stance_key":"content_license","stance_value":"broad_license","evidence":"To use certain features of our services, you must register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete. Prosper Tech, Inc. reserves the right to suspend or terminate your account if any information provided proves to be inaccurate, not current, or incomplete. Subject to the...","reason":"The clause grants a broad content license.","matcher_version":"clause-intelligence-2026-06-17.1","citation":{"surface":"tier_differences","quote":"To use certain features of our services, you must register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete. Prosper Tech, Inc. reserves the right to suspend or terminate your account if any information provided proves to be inaccurate, not current, or incomplete. Subject to these Terms, Company grants you a non-transferable, non-exclusive, revocable, limited license to use and access the Site solely for your own personal, noncommercial use.","source_url":"https://www.getprosper.ai/terms-of-service","deep_link":"https://www.getprosper.ai/terms-of-service#:~:text=%20To%20use%20certain,own%20personal%2C%20noncommercial%20use.","structural_citation":"§ 2 (Account Registration)","citation_basis":"section_number","char_start":681,"char_end":1266}},{"pattern_key":"broad_content_license","pattern_family":"ip_license","risk_rating":"medium","confidence":"high","stance_key":"content_license","stance_value":"broad_license","evidence":"Prosper Tech, Inc. welcomes and encourages feedback or suggestions from users. You agree that Prosper Tech, Inc. may use and implement any feedback or suggestions without any obligation to compensate you, and you hereby grant Prosper Tech, Inc. a perpetual, irrevocable, nonexclusive, royalty-free license to incorporate and use the feedback for any purpose.","reason":"The clause grants a broad content license.","matcher_version":"clause-intelligence-2026-06-17.1","citation":{"surface":"prompt_ownership","quote":"Prosper Tech, Inc. welcomes and encourages feedback or suggestions from users. You agree that Prosper Tech, Inc. may use and implement any feedback or suggestions without any obligation to compensate you, and you hereby grant Prosper Tech, Inc. a perpetual, irrevocable, nonexclusive, royalty-free license to incorporate and use the feedback for any purpose.","source_url":"https://www.getprosper.ai/terms-of-service","deep_link":"https://www.getprosper.ai/terms-of-service#:~:text=%20Prosper%20Tech%2C%20Inc.,feedback%20for%20any%20purpose.","structural_citation":"§ 5 (User Feedback)","citation_basis":"section_number","char_start":2018,"char_end":2377}},{"pattern_key":"broad_content_license","pattern_family":"ip_license","risk_rating":"medium","confidence":"high","stance_key":"content_license","stance_value":"broad_license","evidence":"You hereby grant (and you represent and warrant that you have the right to grant) to Company an irrevocable, nonexclusive, royalty-free and fully paid, worldwide license to reproduce, distribute, publicly display and perform, prepare derivative works of, incorporate into other works, and otherwise use and exploit your User Content, and to grant sublicenses of the foregoing rights, solely for the purposes of includ...","reason":"The clause grants a broad content license.","matcher_version":"clause-intelligence-2026-06-17.1","citation":{"surface":"prompt_ownership","quote":"You hereby grant (and you represent and warrant that you have the right to grant) to Company an irrevocable, nonexclusive, royalty-free and fully paid, worldwide license to reproduce, distribute, publicly display and perform, prepare derivative works of, incorporate into other works, and otherwise use and exploit your User Content, and to grant sublicenses of the foregoing rights, solely for the purposes of including your User Content in the Site. You hereby irrevocably waive (and agree to cause to be waived) any claims and assertions of moral rights or attribution with respect to your User Content.","source_url":"https://www.getprosper.ai/terms-of-service","deep_link":"https://www.getprosper.ai/terms-of-service#:~:text=%20You%20hereby%20grant,to%20your%20User%20Content.","structural_citation":"§ 11 (License)","citation_basis":"section_number","char_start":4555,"char_end":5162}},{"pattern_key":"broad_content_license","pattern_family":"ip_license","risk_rating":"medium","confidence":"high","stance_key":"content_license","stance_value":"broad_license","evidence":"Service Provider means any natural or legal person who processes the data on behalf of the Company. It refers to third-party companies or individuals employed by the Company to facilitate the Service, to provide the Service on behalf of the Company, to perform services related to the Service or to assist the Company in analyzing how the Service is used. Usage Data refers to data collected automatically, either gen...","reason":"The clause grants a broad content license.","matcher_version":"clause-intelligence-2026-06-17.1","citation":{"surface":"subprocessors_data_sharing","quote":"Service Provider means any natural or legal person who processes the data on behalf of the Company. It refers to third-party companies or individuals employed by the Company to facilitate the Service, to provide the Service on behalf of the Company, to perform services related to the Service or to assist the Company in analyzing how the Service is used. Usage Data refers to data collected automatically, either generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit). User Content: You are solely responsible for any content you contribute, post, or transmit via the Service (\"User Content\"). You guarantee that your User Content complies with the Acceptable Use Policy (see below). Prosper AI does not claim ownership of User Content. However, by submitting User Content, you automatically grant Prosper AI a perpetual, worldwide, non-exclusive, royalty-free, irrevocable license to use, store, reproduce, modify, create derivative works, publish, distribute and sublicense your User Content in connection with operating and providing the Service. User Account. To access certain features, you may be required to register and create a user account. When you register, you agree to: (a) provide accurate, current and complete account information, (b) maintain and promptly update your information, (c) maintain the confidentiality of your login credentials, and (d) be fully responsible for all use of your account and for any actions that take place through your account, whether or not authorized by you.","source_url":"https://www.getprosper.ai/privacy-policy","deep_link":"https://www.getprosper.ai/privacy-policy#:~:text=%20Service%20Provider%20means,authorized%20by%20you.%20","structural_citation":"Privacy Policy › “Interference with service functionality or security features”","citation_basis":"heading_path","char_start":3284,"char_end":4864}},{"pattern_key":"liability_limitation","pattern_family":"legal_burden","risk_rating":"medium","confidence":"high","stance_key":"legal_burden","stance_value":"liability_limited","evidence":"Our services are provided \"AS IS.\" Prosper Tech, Inc. and its suppliers and licensors hereby disclaim all warranties of any kind, express or implied, including, without limitation, the warranties of merchantability, fitness for a particular purpose and non-infringement. Neither Prosper Tech, Inc. nor its suppliers and licensors, makes any warranty that our services will be error free or that access thereto will be...","reason":"The clause limits liability or disclaims warranties.","matcher_version":"clause-intelligence-2026-06-17.1","citation":{"surface":"indemnity_liability","quote":"Our services are provided \"AS IS.\" Prosper Tech, Inc. and its suppliers and licensors hereby disclaim all warranties of any kind, express or implied, including, without limitation, the warranties of merchantability, fitness for a particular purpose and non-infringement. Neither Prosper Tech, Inc. nor its suppliers and licensors, makes any warranty that our services will be error free or that access thereto will be continuous or uninterrupted.","source_url":"https://www.getprosper.ai/terms-of-service","deep_link":"https://www.getprosper.ai/terms-of-service#:~:text=%20Our%20services%20are,be%20continuous%20or%20uninterrupted.","structural_citation":"§ 8 (Disclaimer of Warranties)","citation_basis":"section_number","char_start":2967,"char_end":3414}},{"pattern_key":"third_party_sharing","pattern_family":"privacy_sharing","risk_rating":"medium","confidence":"medium","stance_key":"data_sharing","stance_value":"third_party_or_vendor_sharing","evidence":"consent Interference with service functionality or security features Service Provider means any natural or legal person who processes the data on behalf of the Company.","reason":"The clause permits disclosure or sharing with third parties, affiliates, vendors, or subprocessors.","matcher_version":"clause-intelligence-2026-06-17.1","citation":{"surface":"privacy_data_use","quote":"consent Interference with service functionality or security features Service Provider means any natural or legal person who processes the data on behalf of the Company.","source_url":"https://www.getprosper.ai/privacy-policy","deep_link":"https://www.getprosper.ai/privacy-policy#:~:text=%20consent%20Interference%20with,of%20the%20Company.%20","structural_citation":null,"citation_basis":"unavailable","char_start":3411,"char_end":3581}},{"pattern_key":"third_party_sharing","pattern_family":"privacy_sharing","risk_rating":"medium","confidence":"medium","stance_key":"data_sharing","stance_value":"third_party_or_vendor_sharing","evidence":"We may also collect information that Your browser sends whenever You visit our Service or when You access the Service by or through a mobile device. We collect the content you submit, post, or transmit through the Service, including call recordings, transcripts, messages, and other communications. Prosper’s processing of Protected Health Information collected through the use of our Products and Services is done at...","reason":"The clause permits disclosure or sharing with third parties, affiliates, vendors, or subprocessors.","matcher_version":"clause-intelligence-2026-06-17.1","citation":{"surface":"prompt_ownership","quote":"We may also collect information that Your browser sends whenever You visit our Service or when You access the Service by or through a mobile device. We collect the content you submit, post, or transmit through the Service, including call recordings, transcripts, messages, and other communications. Prosper’s processing of Protected Health Information collected through the use of our Products and Services is done at the direction of our customers who are the “covered entity” or a business associate (as that term is defined by HIPAA), and is governed by the applicable business associate agreement between Prosper and the covered entity and/or the business associate. Third party information Third-Party Services: If you connect our Service to third-party services (e.g., social media platforms), we may receive information about you from those services, subject to their privacy policies. Business Partners and Affiliates: We may receive information about you from our business partners and affiliates. Tracking Technologies and Cookies We use Cookies and similar tracking technologies to track the activity on Our Service and store certain information. Tracking technologies used are beacons, tags, and scripts to collect and track information and to improve and analyze Our Service. The technologies We use may include: Cookies or Browser Cookies. A cookie is a small file placed on Your Device. You can instruct Your browser to refuse all Cookies or to indicate when a Cookie is being sent.","source_url":"https://www.getprosper.ai/privacy-policy","deep_link":"https://www.getprosper.ai/privacy-policy#:~:text=We%20may%20also%20collect,is%20being%20sent.%20","structural_citation":null,"citation_basis":"unavailable","char_start":6575,"char_end":8073}},{"pattern_key":"third_party_sharing","pattern_family":"privacy_sharing","risk_rating":"medium","confidence":"medium","stance_key":"data_sharing","stance_value":"third_party_or_vendor_sharing","evidence":"To contact You: To contact You by email, telephone calls, SMS, or other equivalent forms of electronic communication, such as a mobile application's push notifications regarding updates or informative communications related to the functionalities, products or contracted services, including the security updates, when necessary or reasonable for their implementation. To provide You with news, special offers and...","reason":"The clause permits disclosure or sharing with third parties, affiliates, vendors, or subprocessors.","matcher_version":"clause-intelligence-2026-06-17.1","citation":{"surface":"privacy_data_use","quote":"To contact You: To contact You by email, telephone calls, SMS, or other equivalent forms of electronic communication, such as a mobile application's push notifications regarding updates or informative communications related to the functionalities, products or contracted services, including the security updates, when necessary or reasonable for their implementation. To provide You with news, special offers and general information about other goods, services and events which we offer that are similar to those that you have already purchased or enquired about unless You have opted not to receive such information. To manage Your requests: To attend and manage Your requests to Us. For business transfers: We may use Your information to evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of Our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which Personal Data held by Us about our Service users is among the assets transferred. For other purposes : We may use Your information for other purposes, such as data analysis, identifying usage trends, determining the effectiveness of our promotional campaigns and to evaluate and improve our Service, products, services, marketing and your experience. We may share Your personal information in the following situations: With Service Providers: We may share Your personal information with Service Providers to monitor and analyze the use of our Service, to contact You.","source_url":"https://www.getprosper.ai/privacy-policy","deep_link":"https://www.getprosper.ai/privacy-policy#:~:text=To%20contact%20You%3A%20To,to%20contact%20You.%20","structural_citation":null,"citation_basis":"unavailable","char_start":11113,"char_end":12667}},{"pattern_key":"third_party_sharing","pattern_family":"privacy_sharing","risk_rating":"medium","confidence":"medium","stance_key":"data_sharing","stance_value":"third_party_or_vendor_sharing","evidence":"For business transfers: We may share or transfer Your personal information in connection with, or during negotiations of, any merger, sale of Company assets, financing, or acquisition of all or a portion of Our business to another company. With Affiliates: We may share Your information with Our affiliates, in which case we will require those affiliates to honor this Privacy Policy. Affiliates include Our parent co...","reason":"The clause permits disclosure or sharing with third parties, affiliates, vendors, or subprocessors.","matcher_version":"clause-intelligence-2026-06-17.1","citation":{"surface":"data_retention","quote":"For business transfers: We may share or transfer Your personal information in connection with, or during negotiations of, any merger, sale of Company assets, financing, or acquisition of all or a portion of Our business to another company. With Affiliates: We may share Your information with Our affiliates, in which case we will require those affiliates to honor this Privacy Policy. Affiliates include Our parent company and any other subsidiaries, joint venture partners or other companies that We control or that are under common control with Us. With business partners: We may share Your information with Our business partners to offer You certain products, services or promotions. With other users: when You share personal information or otherwise interact in the public areas with other users, such information may be viewed by all users and may be publicly distributed outside. With Your consent : We may disclose Your personal information for any other purpose with Your consent. Retention of Your Personal Data The Company will retain Your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use Your Personal Data to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies. The Company will also retain Usage Data for internal analysis purposes.","source_url":"https://www.getprosper.ai/privacy-policy","deep_link":"https://www.getprosper.ai/privacy-policy#:~:text=For%20business%20transfers%3A%20We,internal%20analysis%20purposes.%20","structural_citation":null,"citation_basis":"unavailable","char_start":12667,"char_end":14139}},{"pattern_key":"third_party_sharing","pattern_family":"privacy_sharing","risk_rating":"medium","confidence":"medium","stance_key":"data_sharing","stance_value":"third_party_or_vendor_sharing","evidence":"Service Provider means any natural or legal person who processes the data on behalf of the Company. It refers to third-party companies or individuals employed by the Company to facilitate the Service, to provide the Service on behalf of the Company, to perform services related to the Service or to assist the Company in analyzing how the Service is used. Usage Data refers to data collected automatically, either gen...","reason":"The clause permits disclosure or sharing with third parties, affiliates, vendors, or subprocessors.","matcher_version":"clause-intelligence-2026-06-17.1","citation":{"surface":"privacy_data_use","quote":"Service Provider means any natural or legal person who processes the data on behalf of the Company. It refers to third-party companies or individuals employed by the Company to facilitate the Service, to provide the Service on behalf of the Company, to perform services related to the Service or to assist the Company in analyzing how the Service is used. Usage Data refers to data collected automatically, either generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit). User Content: You are solely responsible for any content you contribute, post, or transmit via the Service (\"User Content\"). You guarantee that your User Content complies with the Acceptable Use Policy (see below). Prosper AI does not claim ownership of User Content. However, by submitting User Content, you automatically grant Prosper AI a perpetual, worldwide, non-exclusive, royalty-free, irrevocable license to use, store, reproduce, modify, create derivative works, publish, distribute and sublicense your User Content in connection with operating and providing the Service. User Account. To access certain features, you may be required to register and create a user account. When you register, you agree to: (a) provide accurate, current and complete account information, (b) maintain and promptly update your information, (c) maintain the confidentiality of your login credentials, and (d) be fully responsible for all use of your account and for any actions that take place through your account, whether or not authorized by you.","source_url":"https://www.getprosper.ai/privacy-policy?utm_source=yc&utm_medium=directory&utm_campaign=yc_directory","deep_link":"https://www.getprosper.ai/privacy-policy?utm_source=yc&utm_medium=directory&utm_campaign=yc_directory#:~:text=%20Service%20Provider%20means,authorized%20by%20you.%20","structural_citation":"Privacy Policy › “Interference with service functionality or security features”","citation_basis":"heading_path","char_start":3313,"char_end":4893}},{"pattern_key":"third_party_sharing","pattern_family":"privacy_sharing","risk_rating":"medium","confidence":"medium","stance_key":"data_sharing","stance_value":"third_party_or_vendor_sharing","evidence":"Third-Party Services: If you connect our Service to third-party services (e.g., social media platforms), we may receive information about you from those services, subject to their privacy policies. Business Partners and Affiliates: We may receive information about you from our business partners and affiliates.","reason":"The clause permits disclosure or sharing with third parties, affiliates, vendors, or subprocessors.","matcher_version":"clause-intelligence-2026-06-17.1","citation":{"surface":"subprocessors_data_sharing","quote":"Third-Party Services: If you connect our Service to third-party services (e.g., social media platforms), we may receive information about you from those services, subject to their privacy policies. Business Partners and Affiliates: We may receive information about you from our business partners and affiliates.","source_url":"https://www.getprosper.ai/privacy-policy?utm_source=yc&utm_medium=directory&utm_campaign=yc_directory","deep_link":"https://www.getprosper.ai/privacy-policy?utm_source=yc&utm_medium=directory&utm_campaign=yc_directory#:~:text=%20Third-Party%20Services%3A%20If,business%20partners%20and%20affiliates.","structural_citation":"Privacy Policy › “Third party information”","citation_basis":"heading_path","char_start":7160,"char_end":7473}},{"pattern_key":"third_party_sharing","pattern_family":"privacy_sharing","risk_rating":"medium","confidence":"medium","stance_key":"data_sharing","stance_value":"third_party_or_vendor_sharing","evidence":"To manage Your requests: To attend and manage Your requests to Us. For business transfers: We may use Your information to evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of Our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which Personal Data held by Us about our Service users is am...","reason":"The clause permits disclosure or sharing with third parties, affiliates, vendors, or subprocessors.","matcher_version":"clause-intelligence-2026-06-17.1","citation":{"surface":"privacy_data_use","quote":"To manage Your requests: To attend and manage Your requests to Us. For business transfers: We may use Your information to evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of Our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which Personal Data held by Us about our Service users is among the assets transferred. For other purposes : We may use Your information for other purposes, such as data analysis, identifying usage trends, determining the effectiveness of our promotional campaigns and to evaluate and improve our Service, products, services, marketing and your experience. We may share Your personal information in the following situations: With Service Providers: We may share Your personal information with Service Providers to monitor and analyze the use of our Service, to contact You. For business transfers: We may share or transfer Your personal information in connection with, or during negotiations of, any merger, sale of Company assets, financing, or acquisition of all or a portion of Our business to another company. With Affiliates: We may share Your information with Our affiliates, in which case we will require those affiliates to honor this Privacy Policy. Affiliates include Our parent company and any other subsidiaries, joint venture partners or other companies that We control or that are under common control with Us.","source_url":"https://www.getprosper.ai/privacy-policy?utm_source=yc&utm_medium=directory&utm_campaign=yc_directory","deep_link":"https://www.getprosper.ai/privacy-policy?utm_source=yc&utm_medium=directory&utm_campaign=yc_directory#:~:text=%20To%20manage%20Your,control%20with%20Us.%20","structural_citation":"Privacy Policy › “Use of Your Personal Data”","citation_basis":"heading_path","char_start":11646,"char_end":13135}},{"pattern_key":"third_party_sharing","pattern_family":"privacy_sharing","risk_rating":"medium","confidence":"medium","stance_key":"data_sharing","stance_value":"third_party_or_vendor_sharing","evidence":"With business partners: We may share Your information with Our business partners to offer You certain products, services or promotions. With other users: when You share personal information or otherwise interact in the public areas with other users, such information may be viewed by all users and may be publicly distributed outside. With Your consent : We may disclose Your personal information for any other purpos...","reason":"The clause permits disclosure or sharing with third parties, affiliates, vendors, or subprocessors.","matcher_version":"clause-intelligence-2026-06-17.1","citation":{"surface":"privacy_data_use","quote":"With business partners: We may share Your information with Our business partners to offer You certain products, services or promotions. With other users: when You share personal information or otherwise interact in the public areas with other users, such information may be viewed by all users and may be publicly distributed outside. With Your consent : We may disclose Your personal information for any other purpose with Your consent.","source_url":"https://www.getprosper.ai/privacy-policy?utm_source=yc&utm_medium=directory&utm_campaign=yc_directory","deep_link":"https://www.getprosper.ai/privacy-policy?utm_source=yc&utm_medium=directory&utm_campaign=yc_directory#:~:text=%20With%20business%20partners%3A,purpose%20with%20Your%20consent.","structural_citation":"Privacy Policy › “Use of Your Personal Data”","citation_basis":"heading_path","char_start":13135,"char_end":13575}},{"pattern_key":"third_party_sharing","pattern_family":"privacy_sharing","risk_rating":"medium","confidence":"high","stance_key":"data_sharing","stance_value":"third_party_or_vendor_sharing","evidence":"Service Provider means any natural or legal person who processes the data on behalf of the Company. It refers to third-party companies or individuals employed by the Company to facilitate the Service, to provide the Service on behalf of the Company, to perform services related to the Service or to assist the Company in analyzing how the Service is used. Usage Data refers to data collected automatically, either gen...","reason":"The clause permits disclosure or sharing with third parties, affiliates, vendors, or subprocessors.","matcher_version":"clause-intelligence-2026-06-17.1","citation":{"surface":"subprocessors_data_sharing","quote":"Service Provider means any natural or legal person who processes the data on behalf of the Company. It refers to third-party companies or individuals employed by the Company to facilitate the Service, to provide the Service on behalf of the Company, to perform services related to the Service or to assist the Company in analyzing how the Service is used. Usage Data refers to data collected automatically, either generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit). User Content: You are solely responsible for any content you contribute, post, or transmit via the Service (\"User Content\"). You guarantee that your User Content complies with the Acceptable Use Policy (see below). Prosper AI does not claim ownership of User Content. However, by submitting User Content, you automatically grant Prosper AI a perpetual, worldwide, non-exclusive, royalty-free, irrevocable license to use, store, reproduce, modify, create derivative works, publish, distribute and sublicense your User Content in connection with operating and providing the Service. User Account. To access certain features, you may be required to register and create a user account. When you register, you agree to: (a) provide accurate, current and complete account information, (b) maintain and promptly update your information, (c) maintain the confidentiality of your login credentials, and (d) be fully responsible for all use of your account and for any actions that take place through your account, whether or not authorized by you.","source_url":"https://www.getprosper.ai/privacy-policy","deep_link":"https://www.getprosper.ai/privacy-policy#:~:text=%20Service%20Provider%20means,authorized%20by%20you.%20","structural_citation":"Privacy Policy › “Interference with service functionality or security features”","citation_basis":"heading_path","char_start":3284,"char_end":4864}},{"pattern_key":"third_party_sharing","pattern_family":"privacy_sharing","risk_rating":"medium","confidence":"high","stance_key":"data_sharing","stance_value":"third_party_or_vendor_sharing","evidence":"Third-Party Services: If you connect our Service to third-party services (e.g., social media platforms), we may receive information about you from those services, subject to their privacy policies. Business Partners and Affiliates: We may receive information about you from our business partners and affiliates.","reason":"The clause permits disclosure or sharing with third parties, affiliates, vendors, or subprocessors.","matcher_version":"clause-intelligence-2026-06-17.1","citation":{"surface":"subprocessors_data_sharing","quote":"Third-Party Services: If you connect our Service to third-party services (e.g., social media platforms), we may receive information about you from those services, subject to their privacy policies. Business Partners and Affiliates: We may receive information about you from our business partners and affiliates.","source_url":"https://www.getprosper.ai/privacy-policy","deep_link":"https://www.getprosper.ai/privacy-policy#:~:text=%20Third-Party%20Services%3A%20If,business%20partners%20and%20affiliates.","structural_citation":"Privacy Policy › “Third party information”","citation_basis":"heading_path","char_start":7131,"char_end":7444}},{"pattern_key":"third_party_sharing","pattern_family":"privacy_sharing","risk_rating":"medium","confidence":"high","stance_key":"data_sharing","stance_value":"third_party_or_vendor_sharing","evidence":"To manage Your requests: To attend and manage Your requests to Us. For business transfers: We may use Your information to evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of Our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which Personal Data held by Us about our Service users is am...","reason":"The clause permits disclosure or sharing with third parties, affiliates, vendors, or subprocessors.","matcher_version":"clause-intelligence-2026-06-17.1","citation":{"surface":"privacy_data_use","quote":"To manage Your requests: To attend and manage Your requests to Us. For business transfers: We may use Your information to evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of Our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which Personal Data held by Us about our Service users is among the assets transferred. For other purposes : We may use Your information for other purposes, such as data analysis, identifying usage trends, determining the effectiveness of our promotional campaigns and to evaluate and improve our Service, products, services, marketing and your experience. We may share Your personal information in the following situations: With Service Providers: We may share Your personal information with Service Providers to monitor and analyze the use of our Service, to contact You. For business transfers: We may share or transfer Your personal information in connection with, or during negotiations of, any merger, sale of Company assets, financing, or acquisition of all or a portion of Our business to another company. With Affiliates: We may share Your information with Our affiliates, in which case we will require those affiliates to honor this Privacy Policy. Affiliates include Our parent company and any other subsidiaries, joint venture partners or other companies that We control or that are under common control with Us.","source_url":"https://www.getprosper.ai/privacy-policy","deep_link":"https://www.getprosper.ai/privacy-policy#:~:text=%20To%20manage%20Your,control%20with%20Us.%20","structural_citation":"Privacy Policy › “Use of Your Personal Data”","citation_basis":"heading_path","char_start":11617,"char_end":13106}},{"pattern_key":"third_party_sharing","pattern_family":"privacy_sharing","risk_rating":"medium","confidence":"high","stance_key":"data_sharing","stance_value":"third_party_or_vendor_sharing","evidence":"With business partners: We may share Your information with Our business partners to offer You certain products, services or promotions. With other users: when You share personal information or otherwise interact in the public areas with other users, such information may be viewed by all users and may be publicly distributed outside. With Your consent : We may disclose Your personal information for any other purpos...","reason":"The clause permits disclosure or sharing with third parties, affiliates, vendors, or subprocessors.","matcher_version":"clause-intelligence-2026-06-17.1","citation":{"surface":"subprocessors_data_sharing","quote":"With business partners: We may share Your information with Our business partners to offer You certain products, services or promotions. With other users: when You share personal information or otherwise interact in the public areas with other users, such information may be viewed by all users and may be publicly distributed outside. With Your consent : We may disclose Your personal information for any other purpose with Your consent.","source_url":"https://www.getprosper.ai/privacy-policy","deep_link":"https://www.getprosper.ai/privacy-policy#:~:text=%20With%20business%20partners%3A,purpose%20with%20Your%20consent.","structural_citation":"Privacy Policy › “Use of Your Personal Data”","citation_basis":"heading_path","char_start":13106,"char_end":13546}}]},"tier_conditions":[{"tier":"All applicable tiers","surface":"tier_differences","verdict":"worsens","confidence":"high","citation_count":2,"citations":[{"finding_id":"e9482123-aa0e-432a-9619-b6373cf44d98","quote":" To use certain features of our services, you must register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete. Prosper Tech, Inc. reserves the right to suspend or terminate your account if any information provided proves to be inaccurate, not current, or incomplete.\n Subject to these Terms, Company grants you a non-transferable, non-exclusive, revocable, limited license to use and access the Site solely for your own personal, noncommercial use.","source_url":"https://www.getprosper.ai/terms-of-service","deep_link":"https://www.getprosper.ai/terms-of-service#:~:text=%20To%20use%20certain,own%20personal%2C%20noncommercial%20use.","structural_citation":"§ 2 (Account Registration)"},{"finding_id":"83d7d4d5-e653-45e1-8e80-2ecb9b9e7430","quote":" Prosper Tech, Inc. offers various subscription services. By subscribing to our services, you agree to pay the applicable subscription fees. Fees are billed on a pre-pay basis and are non-refundable, including for partial months or unused services.","source_url":"https://www.getprosper.ai/terms-of-service","deep_link":"https://www.getprosper.ai/terms-of-service#:~:text=%20Prosper%20Tech%2C%20Inc.,months%20or%20unused%20services.","structural_citation":"§ 3 (Subscription Services)"}]},{"tier":"Basic","surface":"privacy_data_use","verdict":"unknown","confidence":"high","citation_count":1,"citations":[{"finding_id":"ffff95f0-6072-4ec8-8269-1d56bd50d5c4","quote":" Necessary (Always Active) These items required to enable basic website functionality","source_url":"https://www.getprosper.ai/privacy-policy","deep_link":"https://www.getprosper.ai/privacy-policy#:~:text=%20Necessary%20(Always%20Active),enable%20basic%20website%20functionality","structural_citation":"Privacy Policy › “Cookie Settings”"}]},{"tier":"Business","surface":"privacy_data_use","verdict":"worsens","confidence":"high","citation_count":2,"citations":[{"finding_id":"2de4633a-8dfd-4aca-9826-4e184d097768","quote":" Usage Data is collected automatically when using the Service.\n Usage Data may include information such as Your Device's Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Service that You visit, the time and date of Your visit, the time spent on those pages, unique device identifiers and other diagnostic data.\n When You access the Service by or through a mobile device, We may collect certain information automatically, including, but not limited to, the type of mobile device You use, Your mobile device unique ID, the IP address of Your mobile device, Your mobile operating system, the type of mobile Internet browser You use, unique device identifiers and other diagnostic data.\n We may also collect information that Your browser sends whenever You visit our Service or when You access the Service by or through a mobile device.\n We collect the content you submit, post, or transmit through the Service, including call recordings, transcripts, messages, and other communications.\n Prosper’s processing of Protected Health Information collected through the use of our Products and Services is done at the direction of our customers who are the “covered entity” or a business associate (as that term is defined by HIPAA), and is governed by the applicable business associate agreement between Prosper and the covered entity and/or the business associate.","source_url":"https://www.getprosper.ai/privacy-policy","deep_link":"https://www.getprosper.ai/privacy-policy#:~:text=%20Usage%20Data%20is,and%2For%20the%20business%20associate.","structural_citation":"Privacy Policy › “Usage Data”"},{"finding_id":"1826442a-6c25-4625-bfa0-8fbc8d273ada","quote":" To manage Your requests: To attend and manage Your requests to Us.\n For business transfers: We may use Your information to evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of Our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which Personal Data held by Us about our Service users is among the assets transferred.\n For other purposes : We may use Your information for other purposes, such as data analysis, identifying usage trends, determining the effectiveness of our promotional campaigns and to evaluate and improve our Service, products, services, marketing and your experience.\n We may share Your personal information in the following situations:\n With Service Providers: We may share Your personal information with Service Providers to monitor and analyze the use of our Service, to contact You.\n For business transfers: We may share or transfer Your personal information in connection with, or during negotiations of, any merger, sale of Company assets, financing, or acquisition of all or a portion of Our business to another company.\n With Affiliates: We may share Your information with Our affiliates, in which case we will require those affiliates to honor this Privacy Policy. Affiliates include Our parent company and any other subsidiaries, joint venture partners or other companies that We control or that are under common control with Us.\n","source_url":"https://www.getprosper.ai/privacy-policy","deep_link":"https://www.getprosper.ai/privacy-policy#:~:text=%20To%20manage%20Your,control%20with%20Us.%20","structural_citation":"Privacy Policy › “Use of Your Personal Data”"}]},{"tier":"Business","surface":"subprocessors_data_sharing","verdict":"conditional","confidence":"high","citation_count":2,"citations":[{"finding_id":"a9af1c5d-7c13-41d1-9db4-0e829aeb7688","quote":" Third-Party Services: If you connect our Service to third-party services (e.g., social media platforms), we may receive information about you from those services, subject to their privacy policies.\n Business Partners and Affiliates: We may receive information about you from our business partners and affiliates.","source_url":"https://www.getprosper.ai/privacy-policy","deep_link":"https://www.getprosper.ai/privacy-policy#:~:text=%20Third-Party%20Services%3A%20If,business%20partners%20and%20affiliates.","structural_citation":"Privacy Policy › “Third party information”"},{"finding_id":"c35aa9a6-71c2-4d34-a6b4-2413b1663562","quote":" With business partners: We may share Your information with Our business partners to offer You certain products, services or promotions.\n With other users: when You share personal information or otherwise interact in the public areas with other users, such information may be viewed by all users and may be publicly distributed outside.\n With Your consent : We may disclose Your personal information for any other purpose with Your consent.","source_url":"https://www.getprosper.ai/privacy-policy","deep_link":"https://www.getprosper.ai/privacy-policy#:~:text=%20With%20business%20partners%3A,purpose%20with%20Your%20consent.","structural_citation":"Privacy Policy › “Use of Your Personal Data”"}]},{"tier":"Free","surface":"indemnity_liability","verdict":"conditional","confidence":"high","citation_count":1,"citations":[{"finding_id":"89ce7aaa-0109-41d8-8cf1-ec92ec99017f","quote":" Our services are provided \"AS IS.\" Prosper Tech, Inc. and its suppliers and licensors hereby disclaim all warranties of any kind, express or implied, including, without limitation, the warranties of merchantability, fitness for a particular purpose and non-infringement. Neither Prosper Tech, Inc. nor its suppliers and licensors, makes any warranty that our services will be error free or that access thereto will be continuous or uninterrupted.","source_url":"https://www.getprosper.ai/terms-of-service","deep_link":"https://www.getprosper.ai/terms-of-service#:~:text=%20Our%20services%20are,be%20continuous%20or%20uninterrupted.","structural_citation":"§ 8 (Disclaimer of Warranties)"}]},{"tier":"Free","surface":"prompt_ownership","verdict":"worsens","confidence":"high","citation_count":2,"citations":[{"finding_id":"a4a081c9-2ddf-4ce2-a2a3-969af3c33910","quote":" Prosper Tech, Inc. welcomes and encourages feedback or suggestions from users. You agree that Prosper Tech, Inc. may use and implement any feedback or suggestions without any obligation to compensate you, and you hereby grant Prosper Tech, Inc. a perpetual, irrevocable, nonexclusive, royalty-free license to incorporate and use the feedback for any purpose.","source_url":"https://www.getprosper.ai/terms-of-service","deep_link":"https://www.getprosper.ai/terms-of-service#:~:text=%20Prosper%20Tech%2C%20Inc.,feedback%20for%20any%20purpose.","structural_citation":"§ 5 (User Feedback)"},{"finding_id":"12e4ff0a-df78-4ea7-808f-a9e732c762d1","quote":" You hereby grant (and you represent and warrant that you have the right to grant) to Company an irrevocable, nonexclusive, royalty-free and fully paid, worldwide license to reproduce, distribute, publicly display and perform, prepare derivative works of, incorporate into other works, and otherwise use and exploit your User Content, and to grant sublicenses of the foregoing rights, solely for the purposes of including your User Content in the Site. You hereby irrevocably waive (and agree to cause to be waived) any claims and assertions of moral rights or attribution with respect to your User Content.","source_url":"https://www.getprosper.ai/terms-of-service","deep_link":"https://www.getprosper.ai/terms-of-service#:~:text=%20You%20hereby%20grant,to%20your%20User%20Content.","structural_citation":"§ 11 (License)"}]},{"tier":"Free","surface":"subprocessors_data_sharing","verdict":"improves","confidence":"high","citation_count":1,"citations":[{"finding_id":"e2a8d3f9-5e0d-4814-bc67-bc7d815df514","quote":" Service Provider means any natural or legal person who processes the data on behalf of the Company. It refers to third-party companies or individuals employed by the Company to facilitate the Service, to provide the Service on behalf of the Company, to perform services related to the Service or to assist the Company in analyzing how the Service is used.\n Usage Data refers to data collected automatically, either generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit).\n User Content: You are solely responsible for any content you contribute, post, or transmit via the Service (\"User Content\"). You guarantee that your User Content complies with the Acceptable Use Policy (see below). Prosper AI does not claim ownership of User Content. However, by submitting User Content, you automatically grant Prosper AI a perpetual, worldwide, non-exclusive, royalty-free, irrevocable license to use, store, reproduce, modify, create derivative works, publish, distribute and sublicense your User Content in connection with operating and providing the Service.\n User Account. To access certain features, you may be required to register and create a user account. When you register, you agree to: (a) provide accurate, current and complete account information, (b) maintain and promptly update your information, (c) maintain the confidentiality of your login credentials, and (d) be fully responsible for all use of your account and for any actions that take place through your account, whether or not authorized by you. ","source_url":"https://www.getprosper.ai/privacy-policy","deep_link":"https://www.getprosper.ai/privacy-policy#:~:text=%20Service%20Provider%20means,authorized%20by%20you.%20","structural_citation":"Privacy Policy › “Interference with service functionality or security features”"}]}],"disclaimer":"Informational only, not legal advice. Every finding is a verbatim quote from a fully-read, gate-verified document; verify via snapshot_sha256 + wayback_url. Partially-verified platforms show findings only from their verified document(s).","benchmark":{"disclaimer":"Automated assessment against a published rubric — not legal advice.","bands":[]},"@jsonld":{"@context":"https://schema.org","@type":"Dataset","name":"Prosper — AI policy risk findings","description":"Verified, cited policy findings for Prosper across 13 risk surfaces.","url":"https://airinetwork.com/platform/prosper","creator":{"@type":"Organization","name":"AIRIN","url":"https://airinetwork.com"},"isAccessibleForFree":true,"license":"https://airinetwork.com/terms","additionalProperty":[{"@type":"PropertyValue","name":"verification","value":"fully_verified"},{"@type":"PropertyValue","name":"tier_condition_count","value":7}],"hasPart":[{"@type":"Quotation","@id":"https://airinetwork.com/platform/prosper/finding/prompt-ownership-903f7bccc2c5350534c6","text":" Prosper Tech, Inc. welcomes and encourages feedback or suggestions from users. You agree that Prosper Tech, Inc. may use and implement any feedback or suggestions without any obligation to compensate you, and you hereby grant Prosper Tech, Inc. a perpetual, irrevocable, nonexclusive, royalty-free license to incorporate and use the feedback for any purpose.","isBasedOn":"https://www.getprosper.ai/terms-of-service","dateCreated":"2026-08-17T10:24:46.275025+00:00","identifier":{"@type":"PropertyValue","name":"snapshot_sha256","value":"689e901ef3246011db30911f3a8a60620ee94395247a4af4410c428823215493"}},{"@type":"Quotation","@id":"https://airinetwork.com/platform/prosper/finding/prompt-ownership-30403a3a46039f5b5810","text":" You hereby grant (and you represent and warrant that you have the right to grant) to Company an irrevocable, nonexclusive, royalty-free and fully paid, worldwide license to reproduce, distribute, publicly display and perform, prepare derivative works of, incorporate into other works, and otherwise use and exploit your User Content, and to grant sublicenses of the foregoing rights, solely for the purposes of including your User Content in the Site. You hereby irrevocably waive (and agree to cause to be waived) any claims and assertions of moral rights or attribution with respect to your User Content.","isBasedOn":"https://www.getprosper.ai/terms-of-service","dateCreated":"2026-08-17T10:24:46.275025+00:00","identifier":{"@type":"PropertyValue","name":"snapshot_sha256","value":"689e901ef3246011db30911f3a8a60620ee94395247a4af4410c428823215493"}},{"@type":"Quotation","@id":"https://airinetwork.com/platform/prosper/finding/output-ownership-43ef70b8402a2356e64b","text":" All materials displayed or performed on the website including, but not limited to, text, graphics, logos, tools, photographs, videos, and trademarks are the intellectual property of Prosper Tech, Inc. and are protected by intellectual property laws. You agree not to copy, reproduce, modify, publish, or distribute any content from the website without the express prior written consent of Prosper Tech, Inc.","isBasedOn":"https://www.getprosper.ai/terms-of-service","dateCreated":"2026-08-17T10:24:46.275025+00:00","identifier":{"@type":"PropertyValue","name":"snapshot_sha256","value":"689e901ef3246011db30911f3a8a60620ee94395247a4af4410c428823215493"}},{"@type":"Quotation","@id":"https://airinetwork.com/platform/prosper/finding/privacy-data-use-9784f3efb26255e5e13a","text":" This Privacy Policy describes Our policies and procedures on the collection, use and disclosure of Your information when You use the Service and tells You about Your privacy rights and how the law protects You.","isBasedOn":"https://www.getprosper.ai/privacy-policy","dateCreated":"2026-08-17T10:24:27.947184+00:00","identifier":{"@type":"PropertyValue","name":"snapshot_sha256","value":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b"}},{"@type":"Quotation","@id":"https://airinetwork.com/platform/prosper/finding/privacy-data-use-91c0ca4338f7cfbd7876","text":"We use Your Personal data to provide and improve the Service. By using the Service, You agree to the collection and use of information in accordance with this Privacy Policy.","isBasedOn":"https://www.getprosper.ai/privacy-policy","dateCreated":"2026-08-17T10:24:27.947184+00:00","identifier":{"@type":"PropertyValue","name":"snapshot_sha256","value":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b"}},{"@type":"Quotation","@id":"https://airinetwork.com/platform/prosper/finding/privacy-data-use-73b2129a00985e6714a9","text":" ‍ For the purposes of this Privacy Policy:\n Account means a unique account created for You to access our Service or parts of our Service.\n Affiliate means an entity that controls, is controlled by or is under common control with a party, where \"control\" means ownership of 50% or more of the shares, equity interest or other securities entitled to vote for election of directors or other managing authority.\n Acceptance of Terms. By using the Service, you agree to be bound by these Terms. If you do not agree\n Company (referred to as either \"the Company\", \"We\", \"Us\" or \"Our\" in this Agreement) refers to Prosper Tech\n Cookies are small files that are placed on Your computer, mobile device or any other device by a website, containing the details of Your browsing history on that website among its many uses.","isBasedOn":"https://www.getprosper.ai/privacy-policy","dateCreated":"2026-08-17T10:24:27.947184+00:00","identifier":{"@type":"PropertyValue","name":"snapshot_sha256","value":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b"}},{"@type":"Quotation","@id":"https://airinetwork.com/platform/prosper/finding/privacy-data-use-793afaf5459a6984a666","text":" Device means any device that can access the Service such as a computer, a cellphone or a digital tablet.\n Eligibility. You represent and warrant that you are at least 18 years of age. If you are under 18 years of age, you may not use the Service.\n Modification of Terms. Prosper AI reserves the right, at its sole discretion, to modify these Terms, including the Privacy Policy and other policies incorporated herein, at any time and without prior notice.\n \"Prosper AI\" refers to Prosper Tech, Inc. and its directors, officers, employees, agents, and affiliates.\n Personal Data is any information that relates to an identified or identifiable individual.\n Prohibited Uses . You agree not to use the Service for any unlawful purpose or in any way that violates local, state, national, or international laws. You are solely responsible for ensuring that your use of the\n Service complies with all applicable laws and regulations. Prohibited uses include but are not limited to: Criminal activities","isBasedOn":"https://www.getprosper.ai/privacy-policy","dateCreated":"2026-08-17T10:24:27.947184+00:00","identifier":{"@type":"PropertyValue","name":"snapshot_sha256","value":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b"}},{"@type":"Quotation","@id":"https://airinetwork.com/platform/prosper/finding/privacy-data-use-534d2ad4825aff6f5f69","text":" Usage Data is collected automatically when using the Service.\n Usage Data may include information such as Your Device's Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Service that You visit, the time and date of Your visit, the time spent on those pages, unique device identifiers and other diagnostic data.\n When You access the Service by or through a mobile device, We may collect certain information automatically, including, but not limited to, the type of mobile device You use, Your mobile device unique ID, the IP address of Your mobile device, Your mobile operating system, the type of mobile Internet browser You use, unique device identifiers and other diagnostic data.\n We may also collect information that Your browser sends whenever You visit our Service or when You access the Service by or through a mobile device.\n We collect the content you submit, post, or transmit through the Service, including call recordings, transcripts, messages, and other communications.\n Prosper’s processing of Protected Health Information collected through the use of our Products and Services is done at the direction of our customers who are the “covered entity” or a business associate (as that term is defined by HIPAA), and is governed by the applicable business associate agreement between Prosper and the covered entity and/or the business associate.","isBasedOn":"https://www.getprosper.ai/privacy-policy","dateCreated":"2026-08-17T10:24:27.947184+00:00","identifier":{"@type":"PropertyValue","name":"snapshot_sha256","value":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b"}},{"@type":"Quotation","@id":"https://airinetwork.com/platform/prosper/finding/privacy-data-use-14a88f088d7d53bb55b8","text":" While using Our Service, We may ask You to provide Us with certain personally identifiable information that can be used to contact or identify You. Personally identifiable information may include, but is not limited to:","isBasedOn":"https://www.getprosper.ai/privacy-policy","dateCreated":"2026-08-17T10:24:27.947184+00:00","identifier":{"@type":"PropertyValue","name":"snapshot_sha256","value":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b"}},{"@type":"Quotation","@id":"https://airinetwork.com/platform/prosper/finding/privacy-data-use-dc711c3f6b2947e50e4c","text":" Billing information, and other contact details.","isBasedOn":"https://www.getprosper.ai/privacy-policy","dateCreated":"2026-08-17T10:24:27.947184+00:00","identifier":{"@type":"PropertyValue","name":"snapshot_sha256","value":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b"}},{"@type":"Quotation","@id":"https://airinetwork.com/platform/prosper/finding/privacy-data-use-80113a3fe8260a991e54","text":" We use Cookies and similar tracking technologies to track the activity on Our Service and store certain information. Tracking technologies used are beacons, tags, and scripts to collect and track information and to improve and analyze Our Service. The technologies We use may include:\n Cookies or Browser Cookies. A cookie is a small file placed on Your Device. You can instruct Your browser to refuse all Cookies or to indicate when a Cookie is being sent. However, if You do not accept Cookies, You may not be able to use some parts of our Service. Unless you have adjusted Your browser setting so that it will refuse Cookies, our Service may use Cookies.\n Web Beacons. Certain sections of our Service and our emails may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit the Company, for example, to count users who have visited those pages or opened an email and for other related website statistics (for example, recording the popularity of a certain section and verifying system and server integrity).\n Cookies can be \"Persistent\" or \"Session\" Cookies. Persistent Cookies remain on Your personal computer or mobile device when You go offline, while Session Cookies are deleted as soon as You close Your web browser. We use both Session and Persistent Cookies for the purposes set out below:","isBasedOn":"https://www.getprosper.ai/privacy-policy","dateCreated":"2026-08-17T10:24:27.947184+00:00","identifier":{"@type":"PropertyValue","name":"snapshot_sha256","value":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b"}},{"@type":"Quotation","@id":"https://airinetwork.com/platform/prosper/finding/privacy-data-use-162cb8a4ddd22f12a493","text":"Purpose: These Cookies are essential to provide You with services available through the Website and to enable You to use some of its features. They help to authenticate users and prevent fraudulent use of user accounts. Without these Cookies, the services that You have asked for cannot be provided, and We only use these Cookies to provide You with those services.","isBasedOn":"https://www.getprosper.ai/privacy-policy","dateCreated":"2026-08-17T10:24:27.947184+00:00","identifier":{"@type":"PropertyValue","name":"snapshot_sha256","value":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b"}},{"@type":"Quotation","@id":"https://airinetwork.com/platform/prosper/finding/privacy-data-use-803902ef091f7ee669ae","text":"Purpose: These Cookies identify if users have accepted the use of cookies on the Website.","isBasedOn":"https://www.getprosper.ai/privacy-policy","dateCreated":"2026-08-17T10:24:27.947184+00:00","identifier":{"@type":"PropertyValue","name":"snapshot_sha256","value":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b"}},{"@type":"Quotation","@id":"https://airinetwork.com/platform/prosper/finding/privacy-data-use-64a9528ac9088b473d05","text":"Purpose: These Cookies allow us to remember choices You make when You use the Website, such as remembering your login details or language preference.\nThe purpose of these Cookies is to provide You with a more personal experience and to avoid You having to re-enter your preferences every time You use the Website\n For more information about the cookies we use and your choices regarding cookies, please visit our Cookies Policy or the Cookies section of our Privacy Policy.","isBasedOn":"https://www.getprosper.ai/privacy-policy","dateCreated":"2026-08-17T10:24:27.947184+00:00","identifier":{"@type":"PropertyValue","name":"snapshot_sha256","value":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b"}},{"@type":"Quotation","@id":"https://airinetwork.com/platform/prosper/finding/privacy-data-use-2d01e7a88d55211544e3","text":" To provide and maintain our Service , including to monitor the usage of our Service.\n To manage Your Account: to manage Your registration as a user of the Service. The Personal Data You provide can give You access to different functionalities of the Service that are available to You as a registered user.\n To Personalize Your Experience: To tailor the content and information that we may send or display to you, and to otherwise personalize your experience while using the Service.\n For Analytics and Research: To analyze usage trends and preferences, diagnose technical issues, and improve the overall quality and user experience of the Service.\n For the performance of a contract: the development, compliance and undertaking of the purchase contract for the products, items or services You have purchased or of any other contract with Us through the Service.\n To contact You: To contact You by email, telephone calls, SMS, or other equivalent forms of electronic communication, such as a mobile application's push notifications regarding updates or informative communications related to the functionalities, products or contracted services, including the security updates, when necessary or reasonable for their implementation.\n To provide You with news, special offers and general information about other goods, services and events which we offer that are similar to those that you have already purchased or enquired about unless You have opted not to receive such information.\n","isBasedOn":"https://www.getprosper.ai/privacy-policy","dateCreated":"2026-08-17T10:24:27.947184+00:00","identifier":{"@type":"PropertyValue","name":"snapshot_sha256","value":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b"}},{"@type":"Quotation","@id":"https://airinetwork.com/platform/prosper/finding/privacy-data-use-e5a877209a1c3377bd6b","text":" To manage Your requests: To attend and manage Your requests to Us.\n For business transfers: We may use Your information to evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of Our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which Personal Data held by Us about our Service users is among the assets transferred.\n For other purposes : We may use Your information for other purposes, such as data analysis, identifying usage trends, determining the effectiveness of our promotional campaigns and to evaluate and improve our Service, products, services, marketing and your experience.\n We may share Your personal information in the following situations:\n With Service Providers: We may share Your personal information with Service Providers to monitor and analyze the use of our Service, to contact You.\n For business transfers: We may share or transfer Your personal information in connection with, or during negotiations of, any merger, sale of Company assets, financing, or acquisition of all or a portion of Our business to another company.\n With Affiliates: We may share Your information with Our affiliates, in which case we will require those affiliates to honor this Privacy Policy. Affiliates include Our parent company and any other subsidiaries, joint venture partners or other companies that We control or that are under common control with Us.\n","isBasedOn":"https://www.getprosper.ai/privacy-policy","dateCreated":"2026-08-17T10:24:27.947184+00:00","identifier":{"@type":"PropertyValue","name":"snapshot_sha256","value":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b"}},{"@type":"Quotation","@id":"https://airinetwork.com/platform/prosper/finding/privacy-data-use-d9f66a565776d0e0f487","text":" Your information, including Personal Data, is processed at the Company's operating offices and in any other places where the parties involved in the processing are located. It means that this information may be transferred to — and maintained on — computers located outside of Your state, province, country or other governmental jurisdiction where the data protection laws may differ than those from Your jurisdiction.\n Your consent to this Privacy Policy followed by Your submission of such information represents Your agreement to that transfer.\n The Company will take all steps reasonably necessary to ensure that Your data is treated securely and in accordance with this Privacy Policy and no transfer of Your Personal Data will take place to an organization or a country unless there are adequate controls in place including the security of Your data and other personal information.","isBasedOn":"https://www.getprosper.ai/privacy-policy","dateCreated":"2026-08-17T10:24:27.947184+00:00","identifier":{"@type":"PropertyValue","name":"snapshot_sha256","value":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b"}},{"@type":"Quotation","@id":"https://airinetwork.com/platform/prosper/finding/privacy-data-use-7dd556a59899d7bbd0a1","text":" Our Service does not address anyone under the age of 13. We do not knowingly collect personally identifiable information from anyone under the age of 13. If You are a parent or guardian and You are aware that Your child has provided Us with Personal Data, please contact Us. If We become aware that We have collected Personal Data from anyone under the age of 13 without verification of parental consent, We take steps to remove that information from Our servers.\n If We need to rely on consent as a legal basis for processing Your information and Your country requires consent from a parent, We may require Your parent's consent before We collect and use that information.","isBasedOn":"https://www.getprosper.ai/privacy-policy","dateCreated":"2026-08-17T10:24:27.947184+00:00","identifier":{"@type":"PropertyValue","name":"snapshot_sha256","value":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b"}},{"@type":"Quotation","@id":"https://airinetwork.com/platform/prosper/finding/privacy-data-use-1a0c630f6beecaee9e58","text":" We may update Our Privacy Policy from time to time. We will notify You of any changes by posting the new Privacy Policy on this page.\n We will let You know via email and/or a prominent notice on Our Service, prior to the change becoming effective and update the \"Last updated\" date at the top of this Privacy Policy.\n You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.","isBasedOn":"https://www.getprosper.ai/privacy-policy","dateCreated":"2026-08-17T10:24:27.947184+00:00","identifier":{"@type":"PropertyValue","name":"snapshot_sha256","value":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b"}},{"@type":"Quotation","@id":"https://airinetwork.com/platform/prosper/finding/privacy-data-use-d6ea024e0205ccd5012c","text":" We use cookies and similar technologies to help personalise content, tailor and measure ads, and provide a better experience. By clicking OK or turning an option on in Cookie Preferences, you agree to this, as outlined in our cookie Policy. ","isBasedOn":"https://www.getprosper.ai/privacy-policy","dateCreated":"2026-08-17T10:24:27.947184+00:00","identifier":{"@type":"PropertyValue","name":"snapshot_sha256","value":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b"}},{"@type":"Quotation","@id":"https://airinetwork.com/platform/prosper/finding/privacy-data-use-3caf84b8300af178b5d7","text":" Cookies are small text that can be used by websites to make the user experience  more efficient. The law states that we may store cookies on your device if they are strictly necessaryfor the operation of this site. For all other types of cookies, we need your  permission. This site uses various types of cookies. Some cookies are placed by third party  services that appear on our pages.","isBasedOn":"https://www.getprosper.ai/privacy-policy","dateCreated":"2026-08-17T10:24:27.947184+00:00","identifier":{"@type":"PropertyValue","name":"snapshot_sha256","value":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b"}},{"@type":"Quotation","@id":"https://airinetwork.com/platform/prosper/finding/privacy-data-use-88842667a290ada05770","text":" Necessary (Always Active) These items required to enable basic website functionality","isBasedOn":"https://www.getprosper.ai/privacy-policy","dateCreated":"2026-08-17T10:24:27.947184+00:00","identifier":{"@type":"PropertyValue","name":"snapshot_sha256","value":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b"}},{"@type":"Quotation","@id":"https://airinetwork.com/platform/prosper/finding/privacy-data-use-ab1016f57bc13f0043b7","text":" Marketing Cookies used to deliver advertising that is more relevant to you and your interests.","isBasedOn":"https://www.getprosper.ai/privacy-policy","dateCreated":"2026-08-17T10:24:27.947184+00:00","identifier":{"@type":"PropertyValue","name":"snapshot_sha256","value":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b"}},{"@type":"Quotation","@id":"https://airinetwork.com/platform/prosper/finding/privacy-data-use-3c29b6a411f2d8dfd324","text":" Personalization Cookies allowing the website to remember choices you make (such as your user name, language, or the region you are in).","isBasedOn":"https://www.getprosper.ai/privacy-policy","dateCreated":"2026-08-17T10:24:27.947184+00:00","identifier":{"@type":"PropertyValue","name":"snapshot_sha256","value":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b"}},{"@type":"Quotation","@id":"https://airinetwork.com/platform/prosper/finding/privacy-data-use-3443d8c6e131cdc75eec","text":" Analytics Cookies helping understand how this website performs, how visitors interact with the site, and weather there may be technical issues.","isBasedOn":"https://www.getprosper.ai/privacy-policy","dateCreated":"2026-08-17T10:24:27.947184+00:00","identifier":{"@type":"PropertyValue","name":"snapshot_sha256","value":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b"}},{"@type":"Quotation","@id":"https://airinetwork.com/platform/prosper/finding/moderation-enforcement-8169ef9386673a8f9fce","text":"You may not select an inappropriate username that violates this Agreement or impersonates someone else.\n Website refers to Prosper, accessible from useprosper.co , getprosperapp.com or getprosper.ai \n You means the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.","isBasedOn":"https://www.getprosper.ai/privacy-policy","dateCreated":"2026-08-17T10:24:27.947184+00:00","identifier":{"@type":"PropertyValue","name":"snapshot_sha256","value":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b"}},{"@type":"Quotation","@id":"https://airinetwork.com/platform/prosper/finding/moderation-enforcement-03c205c3df2c2e6c96b2","text":" The Company may disclose Your Personal Data in the good faith belief that such action is necessary to:","isBasedOn":"https://www.getprosper.ai/privacy-policy","dateCreated":"2026-08-17T10:24:27.947184+00:00","identifier":{"@type":"PropertyValue","name":"snapshot_sha256","value":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b"}},{"@type":"Quotation","@id":"https://airinetwork.com/platform/prosper/finding/moderation-enforcement-91c712bd8dce226cee43","text":" The following terms constitute our “Acceptable Use Policy”:\n You agree not to use the Site to collect, upload, transmit, display, or distribute any User Content (i) that violates any third-party right, including any copyright, trademark, patent, trade secret, moral right, privacy right, right of publicity, or any other intellectual property or proprietary right, (ii) that is unlawful, harassing, abusive, tortious, threatening, harmful, invasive of another’s privacy, vulgar, defamatory, false, intentionally misleading, trade libelous, pornographic, obscene, patently offensive, promotes racism, bigotry, hatred, or physical harm of any kind against any group or individual or is otherwise objectionable, (iii) that is harmful to minors in any way, or (iv) that is in violation of any law, regulation, or obligations or restrictions imposed by any third party.\n In addition, you agree not to: (i) upload, transmit, or distribute to or through the Site any computer viruses, worms, or any software intended to damage or alter a computer system or data; (ii) send through the Site unsolicited or unauthorized advertising, promotional materials, junk mail, spam, chain letters, pyramid schemes, or any other form of duplicative or unsolicited messages, whether commercial or otherwise; (iii) use the Site to harvest, collect, gather or assemble information or data regarding other users, including e-mail addresses, without their consent; (iv) interfere with, disrupt, or create an undue burden on servers or networks connected to the Site, or violate the regulations, policies or procedures of such networks; (v) attempt to gain unauthorized access to the Site (or to other computer systems or networks connected to or used together with the Site), whether through password mining or any other","isBasedOn":"https://www.getprosper.ai/terms-of-service","dateCreated":"2026-08-17T10:24:46.275025+00:00","identifier":{"@type":"PropertyValue","name":"snapshot_sha256","value":"689e901ef3246011db30911f3a8a60620ee94395247a4af4410c428823215493"}},{"@type":"Quotation","@id":"https://airinetwork.com/platform/prosper/finding/moderation-enforcement-1b292fcd275404876b7b","text":" means; (vi) harass or interfere with any other user’s use and enjoyment of the Site; or (vi) use software or automated agents or scripts to produce multiple accounts on the Site, or to generate automated searches, requests, or queries to (or to strip, scrape, or mine data from) the Site (provided, however, that we conditionally grant to the operators of public search engines revocable permission to use spiders to copy materials from the Site for the sole purpose of and solely to the extent necessary for creating publicly available searchable indices of the materials, but not caches or archives of such materials, subject to the parameters set forth in our robots.txt file)","isBasedOn":"https://www.getprosper.ai/terms-of-service","dateCreated":"2026-08-17T10:24:46.275025+00:00","identifier":{"@type":"PropertyValue","name":"snapshot_sha256","value":"689e901ef3246011db30911f3a8a60620ee94395247a4af4410c428823215493"}},{"@type":"Quotation","@id":"https://airinetwork.com/platform/prosper/finding/moderation-enforcement-a9d04d16a7f59d93c19d","text":" You agree to comply with all applicable laws and regulations when using the Service, including Federal Communications Commission regulations regarding telemarketing calls, autodialed calls, prerecorded calls, and unsolicited advertisements. You will not use the Service for any unlawful purpose, including violating federal and state telemarketing laws","isBasedOn":"https://www.getprosper.ai/terms-of-service","dateCreated":"2026-08-17T10:24:46.275025+00:00","identifier":{"@type":"PropertyValue","name":"snapshot_sha256","value":"689e901ef3246011db30911f3a8a60620ee94395247a4af4410c428823215493"}},{"@type":"Quotation","@id":"https://airinetwork.com/platform/prosper/finding/data-retention-c72641f3acc80ebdc865","text":" The Company will retain Your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use Your Personal Data to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies.\n The Company will also retain Usage Data for internal analysis purposes. Usage Data is generally retained for a shorter period of time, except when this data is used to strengthen the security or to improve the functionality of Our Service, or We are legally obligated to retain this data for longer time periods.","isBasedOn":"https://www.getprosper.ai/privacy-policy","dateCreated":"2026-08-17T10:24:27.947184+00:00","identifier":{"@type":"PropertyValue","name":"snapshot_sha256","value":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b"}},{"@type":"Quotation","@id":"https://airinetwork.com/platform/prosper/finding/data-retention-689a3fccf9f651228367","text":" You have the right to delete or request that We assist in deleting the Personal Data that We have collected about You.\n Our Service may give You the ability to delete certain information about You from within the Service.\n You may update, amend, or delete Your information at any time by signing in to Your Account, if you have one, and visiting the account settings section that allows you to manage Your personal information. You may also contact Us to request access to, correct, or delete any personal information that You have provided to Us.\n Please note, however, that We may need to retain certain information when we have a legal obligation or lawful basis to do so.","isBasedOn":"https://www.getprosper.ai/privacy-policy","dateCreated":"2026-08-17T10:24:27.947184+00:00","identifier":{"@type":"PropertyValue","name":"snapshot_sha256","value":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b"}},{"@type":"Quotation","@id":"https://airinetwork.com/platform/prosper/finding/data-retention-d98ec6b14dd7add320bd","text":" Prosper Tech, Inc. may terminate your access to all or any part of our services at any time, with or without cause, with or without notice, effective immediately. If you wish to terminate this agreement or your Prosper Tech, Inc. account, you may simply discontinue using our services.","isBasedOn":"https://www.getprosper.ai/terms-of-service","dateCreated":"2026-08-17T10:24:46.275025+00:00","identifier":{"@type":"PropertyValue","name":"snapshot_sha256","value":"689e901ef3246011db30911f3a8a60620ee94395247a4af4410c428823215493"}},{"@type":"Quotation","@id":"https://airinetwork.com/platform/prosper/finding/tier-differences-3adaf8bc5971252d6f35","text":" To use certain features of our services, you must register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete. Prosper Tech, Inc. reserves the right to suspend or terminate your account if any information provided proves to be inaccurate, not current, or incomplete.\n Subject to these Terms, Company grants you a non-transferable, non-exclusive, revocable, limited license to use and access the Site solely for your own personal, noncommercial use.","isBasedOn":"https://www.getprosper.ai/terms-of-service","dateCreated":"2026-08-17T10:24:46.275025+00:00","identifier":{"@type":"PropertyValue","name":"snapshot_sha256","value":"689e901ef3246011db30911f3a8a60620ee94395247a4af4410c428823215493"}},{"@type":"Quotation","@id":"https://airinetwork.com/platform/prosper/finding/tier-differences-289fe714b5c44d2f4394","text":" Prosper Tech, Inc. offers various subscription services. By subscribing to our services, you agree to pay the applicable subscription fees. Fees are billed on a pre-pay basis and are non-refundable, including for partial months or unused services.","isBasedOn":"https://www.getprosper.ai/terms-of-service","dateCreated":"2026-08-17T10:24:46.275025+00:00","identifier":{"@type":"PropertyValue","name":"snapshot_sha256","value":"689e901ef3246011db30911f3a8a60620ee94395247a4af4410c428823215493"}},{"@type":"Quotation","@id":"https://airinetwork.com/platform/prosper/finding/indemnity-liability-0163d1ef07869c2e685c","text":" Our Service may contain links to other websites that are not operated by Us. If You click on a third party link, You will be directed to that third party's site. We strongly advise You to review the Privacy Policy of every site You visit.\n We have no control over and assume no responsibility for the content, privacy policies or practices of any third party sites or services.","isBasedOn":"https://www.getprosper.ai/privacy-policy","dateCreated":"2026-08-17T10:24:27.947184+00:00","identifier":{"@type":"PropertyValue","name":"snapshot_sha256","value":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b"}},{"@type":"Quotation","@id":"https://airinetwork.com/platform/prosper/finding/indemnity-liability-dd2ab5f975b1a35c6c78","text":" Our services are provided \"AS IS.\" Prosper Tech, Inc. and its suppliers and licensors hereby disclaim all warranties of any kind, express or implied, including, without limitation, the warranties of merchantability, fitness for a particular purpose and non-infringement. Neither Prosper Tech, Inc. nor its suppliers and licensors, makes any warranty that our services will be error free or that access thereto will be continuous or uninterrupted.","isBasedOn":"https://www.getprosper.ai/terms-of-service","dateCreated":"2026-08-17T10:24:46.275025+00:00","identifier":{"@type":"PropertyValue","name":"snapshot_sha256","value":"689e901ef3246011db30911f3a8a60620ee94395247a4af4410c428823215493"}},{"@type":"Quotation","@id":"https://airinetwork.com/platform/prosper/finding/indemnity-liability-93402d1799dfe3a2d06a","text":" In no event will Prosper Tech, Inc., or its suppliers or licensors, be liable with respect to any subject matter of this agreement under any contract, negligence, strict liability or other legal or equitable theory for: (i) any special, incidental or consequential damages; (ii) the cost of procurement for substitute products or services; (iii) for interruption of use or loss or corruption of data.","isBasedOn":"https://www.getprosper.ai/terms-of-service","dateCreated":"2026-08-17T10:24:46.275025+00:00","identifier":{"@type":"PropertyValue","name":"snapshot_sha256","value":"689e901ef3246011db30911f3a8a60620ee94395247a4af4410c428823215493"}},{"@type":"Quotation","@id":"https://airinetwork.com/platform/prosper/finding/indemnity-liability-07a664316aebbf0a91cf","text":" You represent and warrant that (i) your use of our website will be in strict accordance with the Prosper Tech, Inc. Privacy Policy, with these Terms, and with all applicable laws and regulations (including without limitation any local laws or regulations in your country, state, city, or other governmental area, regarding online conduct and acceptable content, and including all applicable laws regarding the transmission of technical data exported from the United States or the country in which you reside) and (ii) your use of our website will not infringe or misappropriate the intellectual property rights of any third party.","isBasedOn":"https://www.getprosper.ai/terms-of-service","dateCreated":"2026-08-17T10:24:46.275025+00:00","identifier":{"@type":"PropertyValue","name":"snapshot_sha256","value":"689e901ef3246011db30911f3a8a60620ee94395247a4af4410c428823215493"}},{"@type":"Quotation","@id":"https://airinetwork.com/platform/prosper/finding/indemnity-liability-f652aa6655041a4a896d","text":" You agree to indemnify and hold Company (and its officers, employees, and agents) harmless, including costs and attorneys’ fees, from any claim or demand made by any third party due to or arising out of (a) your use of the Site, (b) your violation of these Terms, (c) your violation of applicable laws or regulations or (d) your User Content. Company reserves the right, at your expense, to assume the exclusive defense and control of any matter for which you are required to indemnify us, and you agree to cooperate with our defense of these claims. You agree not to settle any matter without the prior written consent of Company. Company will use reasonable efforts to notify you of any such claim, action or proceeding upon becoming aware of it.","isBasedOn":"https://www.getprosper.ai/terms-of-service","dateCreated":"2026-08-17T10:24:46.275025+00:00","identifier":{"@type":"PropertyValue","name":"snapshot_sha256","value":"689e901ef3246011db30911f3a8a60620ee94395247a4af4410c428823215493"}},{"@type":"Quotation","@id":"https://airinetwork.com/platform/prosper/finding/subprocessors-data-sharing-4e12e5b82ecdb6653d85","text":" Service Provider means any natural or legal person who processes the data on behalf of the Company. It refers to third-party companies or individuals employed by the Company to facilitate the Service, to provide the Service on behalf of the Company, to perform services related to the Service or to assist the Company in analyzing how the Service is used.\n Usage Data refers to data collected automatically, either generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit).\n User Content: You are solely responsible for any content you contribute, post, or transmit via the Service (\"User Content\"). You guarantee that your User Content complies with the Acceptable Use Policy (see below). Prosper AI does not claim ownership of User Content. However, by submitting User Content, you automatically grant Prosper AI a perpetual, worldwide, non-exclusive, royalty-free, irrevocable license to use, store, reproduce, modify, create derivative works, publish, distribute and sublicense your User Content in connection with operating and providing the Service.\n User Account. To access certain features, you may be required to register and create a user account. When you register, you agree to: (a) provide accurate, current and complete account information, (b) maintain and promptly update your information, (c) maintain the confidentiality of your login credentials, and (d) be fully responsible for all use of your account and for any actions that take place through your account, whether or not authorized by you. ","isBasedOn":"https://www.getprosper.ai/privacy-policy","dateCreated":"2026-08-17T10:24:27.947184+00:00","identifier":{"@type":"PropertyValue","name":"snapshot_sha256","value":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b"}},{"@type":"Quotation","@id":"https://airinetwork.com/platform/prosper/finding/subprocessors-data-sharing-5fb1a11c80ea78278911","text":" Third-Party Services: If you connect our Service to third-party services (e.g., social media platforms), we may receive information about you from those services, subject to their privacy policies.\n Business Partners and Affiliates: We may receive information about you from our business partners and affiliates.","isBasedOn":"https://www.getprosper.ai/privacy-policy","dateCreated":"2026-08-17T10:24:27.947184+00:00","identifier":{"@type":"PropertyValue","name":"snapshot_sha256","value":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b"}},{"@type":"Quotation","@id":"https://airinetwork.com/platform/prosper/finding/subprocessors-data-sharing-5556d98f4f8aed8f6b74","text":" With business partners: We may share Your information with Our business partners to offer You certain products, services or promotions.\n With other users: when You share personal information or otherwise interact in the public areas with other users, such information may be viewed by all users and may be publicly distributed outside.\n With Your consent : We may disclose Your personal information for any other purpose with Your consent.","isBasedOn":"https://www.getprosper.ai/privacy-policy","dateCreated":"2026-08-17T10:24:27.947184+00:00","identifier":{"@type":"PropertyValue","name":"snapshot_sha256","value":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b"}},{"@type":"Quotation","@id":"https://airinetwork.com/platform/prosper/finding/subprocessors-data-sharing-287b508a6e9fdca36dca","text":" If the Company is involved in a merger, acquisition or asset sale, Your Personal Data may be transferred. We will provide notice before Your Personal Data is transferred and becomes subject to a different Privacy Policy.","isBasedOn":"https://www.getprosper.ai/privacy-policy","dateCreated":"2026-08-17T10:24:27.947184+00:00","identifier":{"@type":"PropertyValue","name":"snapshot_sha256","value":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b"}},{"@type":"Quotation","@id":"https://airinetwork.com/platform/prosper/finding/governing-law-disputes-71326682d88d987600d8","text":" Prosper Tech, Inc. reserves the right, at its sole discretion, to modify or replace any of these Terms at any time. It is your responsibility to check these Terms periodically for changes. Your continued use of our services following the posting of any changes to these Terms constitutes acceptance of those changes.","isBasedOn":"https://www.getprosper.ai/terms-of-service","dateCreated":"2026-08-17T10:24:46.275025+00:00","identifier":{"@type":"PropertyValue","name":"snapshot_sha256","value":"689e901ef3246011db30911f3a8a60620ee94395247a4af4410c428823215493"}}],"variableMeasured":[{"@type":"PropertyValue","name":"prompt_ownership","value":"medium","description":" Prosper Tech, Inc. welcomes and encourages feedback or suggestions from users. You agree that Prosper Tech, Inc. may use and implement any feedback or suggestions without any obligation to compensate you, and you hereby grant Prosper Tech, Inc. a perpetual, irrevocable, nonexclusive, royalty-free license to incorporate and use the feedback for any purpose.","additionalProperty":[{"@type":"PropertyValue","name":"confidence","value":"high"},{"@type":"PropertyValue","name":"snapshot_sha256","value":"689e901ef3246011db30911f3a8a60620ee94395247a4af4410c428823215493"},{"@type":"PropertyValue","name":"wayback_url","value":""},{"@type":"PropertyValue","name":"source_url","value":"https://www.getprosper.ai/terms-of-service"},{"@type":"PropertyValue","name":"structural_citation","value":"§ 5 (User Feedback)"},{"@type":"PropertyValue","name":"citation_basis","value":"section_number"},{"@type":"PropertyValue","name":"deep_link","value":"https://www.getprosper.ai/terms-of-service#:~:text=%20Prosper%20Tech%2C%20Inc.,feedback%20for%20any%20purpose."},{"@type":"PropertyValue","name":"retrieved_at","value":"2026-08-17T10:24:46.275025+00:00"}]},{"@type":"PropertyValue","name":"prompt_ownership","value":"medium","description":" You hereby grant (and you represent and warrant that you have the right to grant) to Company an irrevocable, nonexclusive, royalty-free and fully paid, worldwide license to reproduce, distribute, publicly display and perform, prepare derivative works of, incorporate into other works, and otherwise use and exploit your User Content, and to grant sublicenses of the foregoing rights, solely for the purposes of including your User Content in the Site. You hereby irrevocably waive (and agree to cause to be waived) any claims and assertions of moral rights or attribution with respect to your User Content.","additionalProperty":[{"@type":"PropertyValue","name":"confidence","value":"high"},{"@type":"PropertyValue","name":"snapshot_sha256","value":"689e901ef3246011db30911f3a8a60620ee94395247a4af4410c428823215493"},{"@type":"PropertyValue","name":"wayback_url","value":""},{"@type":"PropertyValue","name":"source_url","value":"https://www.getprosper.ai/terms-of-service"},{"@type":"PropertyValue","name":"structural_citation","value":"§ 11 (License)"},{"@type":"PropertyValue","name":"citation_basis","value":"section_number"},{"@type":"PropertyValue","name":"deep_link","value":"https://www.getprosper.ai/terms-of-service#:~:text=%20You%20hereby%20grant,to%20your%20User%20Content."},{"@type":"PropertyValue","name":"retrieved_at","value":"2026-08-17T10:24:46.275025+00:00"}]},{"@type":"PropertyValue","name":"output_ownership","value":"unknown","description":" All materials displayed or performed on the website including, but not limited to, text, graphics, logos, tools, photographs, videos, and trademarks are the intellectual property of Prosper Tech, Inc. and are protected by intellectual property laws. You agree not to copy, reproduce, modify, publish, or distribute any content from the website without the express prior written consent of Prosper Tech, Inc.","additionalProperty":[{"@type":"PropertyValue","name":"confidence","value":"high"},{"@type":"PropertyValue","name":"snapshot_sha256","value":"689e901ef3246011db30911f3a8a60620ee94395247a4af4410c428823215493"},{"@type":"PropertyValue","name":"wayback_url","value":""},{"@type":"PropertyValue","name":"source_url","value":"https://www.getprosper.ai/terms-of-service"},{"@type":"PropertyValue","name":"structural_citation","value":"§ 4 (Ownership of Content)"},{"@type":"PropertyValue","name":"citation_basis","value":"section_number"},{"@type":"PropertyValue","name":"deep_link","value":"https://www.getprosper.ai/terms-of-service#:~:text=%20All%20materials%20displayed,of%20Prosper%20Tech%2C%20Inc."},{"@type":"PropertyValue","name":"retrieved_at","value":"2026-08-17T10:24:46.275025+00:00"}]},{"@type":"PropertyValue","name":"privacy_data_use","value":"unknown","description":" This Privacy Policy describes Our policies and procedures on the collection, use and disclosure of Your information when You use the Service and tells You about Your privacy rights and how the law protects You.","additionalProperty":[{"@type":"PropertyValue","name":"confidence","value":"high"},{"@type":"PropertyValue","name":"snapshot_sha256","value":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b"},{"@type":"PropertyValue","name":"wayback_url","value":""},{"@type":"PropertyValue","name":"source_url","value":"https://www.getprosper.ai/privacy-policy"},{"@type":"PropertyValue","name":"structural_citation","value":"Privacy Policy › “Last updated: August 6, 2024”"},{"@type":"PropertyValue","name":"citation_basis","value":"heading_path"},{"@type":"PropertyValue","name":"deep_link","value":"https://www.getprosper.ai/privacy-policy#:~:text=%20This%20Privacy%20Policy,the%20law%20protects%20You."},{"@type":"PropertyValue","name":"retrieved_at","value":"2026-08-17T10:24:27.947184+00:00"}]},{"@type":"PropertyValue","name":"privacy_data_use","value":"unknown","description":"We use Your Personal data to provide and improve the Service. By using the Service, You agree to the collection and use of information in accordance with this Privacy Policy.","additionalProperty":[{"@type":"PropertyValue","name":"confidence","value":"high"},{"@type":"PropertyValue","name":"snapshot_sha256","value":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b"},{"@type":"PropertyValue","name":"wayback_url","value":""},{"@type":"PropertyValue","name":"source_url","value":"https://www.getprosper.ai/privacy-policy"},{"@type":"PropertyValue","name":"structural_citation","value":"Privacy Policy › “Last updated: August 6, 2024”"},{"@type":"PropertyValue","name":"citation_basis","value":"heading_path"},{"@type":"PropertyValue","name":"deep_link","value":"https://www.getprosper.ai/privacy-policy#:~:text=We%20use%20Your%20Personal,with%20this%20Privacy%20Policy."},{"@type":"PropertyValue","name":"retrieved_at","value":"2026-08-17T10:24:27.947184+00:00"}]},{"@type":"PropertyValue","name":"privacy_data_use","value":"unknown","description":" ‍ For the purposes of this Privacy Policy:\n Account means a unique account created for You to access our Service or parts of our Service.\n Affiliate means an entity that controls, is controlled by or is under common control with a party, where \"control\" means ownership of 50% or more of the shares, equity interest or other securities entitled to vote for election of directors or other managing authority.\n Acceptance of Terms. By using the Service, you agree to be bound by these Terms. If you do not agree\n Company (referred to as either \"the Company\", \"We\", \"Us\" or \"Our\" in this Agreement) refers to Prosper Tech\n Cookies are small files that are placed on Your computer, mobile device or any other device by a website, containing the details of Your browsing history on that website among its many uses.","additionalProperty":[{"@type":"PropertyValue","name":"confidence","value":"high"},{"@type":"PropertyValue","name":"snapshot_sha256","value":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b"},{"@type":"PropertyValue","name":"wayback_url","value":""},{"@type":"PropertyValue","name":"source_url","value":"https://www.getprosper.ai/privacy-policy"},{"@type":"PropertyValue","name":"structural_citation","value":"Privacy Policy › “Definitions”"},{"@type":"PropertyValue","name":"citation_basis","value":"heading_path"},{"@type":"PropertyValue","name":"deep_link","value":"https://www.getprosper.ai/privacy-policy#:~:text=%20%E2%80%8D%20For%20the,among%20its%20many%20uses."},{"@type":"PropertyValue","name":"retrieved_at","value":"2026-08-17T10:24:27.947184+00:00"}]},{"@type":"PropertyValue","name":"privacy_data_use","value":"unknown","description":" Device means any device that can access the Service such as a computer, a cellphone or a digital tablet.\n Eligibility. You represent and warrant that you are at least 18 years of age. If you are under 18 years of age, you may not use the Service.\n Modification of Terms. Prosper AI reserves the right, at its sole discretion, to modify these Terms, including the Privacy Policy and other policies incorporated herein, at any time and without prior notice.\n \"Prosper AI\" refers to Prosper Tech, Inc. and its directors, officers, employees, agents, and affiliates.\n Personal Data is any information that relates to an identified or identifiable individual.\n Prohibited Uses . You agree not to use the Service for any unlawful purpose or in any way that violates local, state, national, or international laws. You are solely responsible for ensuring that your use of the\n Service complies with all applicable laws and regulations. Prohibited uses include but are not limited to: Criminal activities","additionalProperty":[{"@type":"PropertyValue","name":"confidence","value":"high"},{"@type":"PropertyValue","name":"snapshot_sha256","value":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b"},{"@type":"PropertyValue","name":"wayback_url","value":""},{"@type":"PropertyValue","name":"source_url","value":"https://www.getprosper.ai/privacy-policy"},{"@type":"PropertyValue","name":"structural_citation","value":"Privacy Policy › “Country refers to: New York, United States”"},{"@type":"PropertyValue","name":"citation_basis","value":"heading_path"},{"@type":"PropertyValue","name":"deep_link","value":"https://www.getprosper.ai/privacy-policy#:~:text=%20Device%20means%20any,limited%20to%3A%20Criminal%20activities"},{"@type":"PropertyValue","name":"retrieved_at","value":"2026-08-17T10:24:27.947184+00:00"}]},{"@type":"PropertyValue","name":"privacy_data_use","value":"unknown","description":" Usage Data is collected automatically when using the Service.\n Usage Data may include information such as Your Device's Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Service that You visit, the time and date of Your visit, the time spent on those pages, unique device identifiers and other diagnostic data.\n When You access the Service by or through a mobile device, We may collect certain information automatically, including, but not limited to, the type of mobile device You use, Your mobile device unique ID, the IP address of Your mobile device, Your mobile operating system, the type of mobile Internet browser You use, unique device identifiers and other diagnostic data.\n We may also collect information that Your browser sends whenever You visit our Service or when You access the Service by or through a mobile device.\n We collect the content you submit, post, or transmit through the Service, including call recordings, transcripts, messages, and other communications.\n Prosper’s processing of Protected Health Information collected through the use of our Products and Services is done at the direction of our customers who are the “covered entity” or a business associate (as that term is defined by HIPAA), and is governed by the applicable business associate agreement between Prosper and the covered entity and/or the business associate.","additionalProperty":[{"@type":"PropertyValue","name":"confidence","value":"high"},{"@type":"PropertyValue","name":"snapshot_sha256","value":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b"},{"@type":"PropertyValue","name":"wayback_url","value":""},{"@type":"PropertyValue","name":"source_url","value":"https://www.getprosper.ai/privacy-policy"},{"@type":"PropertyValue","name":"structural_citation","value":"Privacy Policy › “Usage Data”"},{"@type":"PropertyValue","name":"citation_basis","value":"heading_path"},{"@type":"PropertyValue","name":"deep_link","value":"https://www.getprosper.ai/privacy-policy#:~:text=%20Usage%20Data%20is,and%2For%20the%20business%20associate."},{"@type":"PropertyValue","name":"retrieved_at","value":"2026-08-17T10:24:27.947184+00:00"}]},{"@type":"PropertyValue","name":"privacy_data_use","value":"unknown","description":" While using Our Service, We may ask You to provide Us with certain personally identifiable information that can be used to contact or identify You. Personally identifiable information may include, but is not limited to:","additionalProperty":[{"@type":"PropertyValue","name":"confidence","value":"high"},{"@type":"PropertyValue","name":"snapshot_sha256","value":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b"},{"@type":"PropertyValue","name":"wayback_url","value":""},{"@type":"PropertyValue","name":"source_url","value":"https://www.getprosper.ai/privacy-policy"},{"@type":"PropertyValue","name":"structural_citation","value":"Privacy Policy › “Personal Data”"},{"@type":"PropertyValue","name":"citation_basis","value":"heading_path"},{"@type":"PropertyValue","name":"deep_link","value":"https://www.getprosper.ai/privacy-policy#:~:text=%20While%20using%20Our,is%20not%20limited%20to%3A"},{"@type":"PropertyValue","name":"retrieved_at","value":"2026-08-17T10:24:27.947184+00:00"}]},{"@type":"PropertyValue","name":"privacy_data_use","value":"unknown","description":" Billing information, and other contact details.","additionalProperty":[{"@type":"PropertyValue","name":"confidence","value":"high"},{"@type":"PropertyValue","name":"snapshot_sha256","value":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b"},{"@type":"PropertyValue","name":"wayback_url","value":""},{"@type":"PropertyValue","name":"source_url","value":"https://www.getprosper.ai/privacy-policy"},{"@type":"PropertyValue","name":"structural_citation","value":"Privacy Policy › “Phone number”"},{"@type":"PropertyValue","name":"citation_basis","value":"heading_path"},{"@type":"PropertyValue","name":"deep_link","value":"https://www.getprosper.ai/privacy-policy#:~:text=%20Billing%20information%2C%20and%20other%20contact%20details."},{"@type":"PropertyValue","name":"retrieved_at","value":"2026-08-17T10:24:27.947184+00:00"}]},{"@type":"PropertyValue","name":"privacy_data_use","value":"unknown","description":" We use Cookies and similar tracking technologies to track the activity on Our Service and store certain information. Tracking technologies used are beacons, tags, and scripts to collect and track information and to improve and analyze Our Service. The technologies We use may include:\n Cookies or Browser Cookies. A cookie is a small file placed on Your Device. You can instruct Your browser to refuse all Cookies or to indicate when a Cookie is being sent. However, if You do not accept Cookies, You may not be able to use some parts of our Service. Unless you have adjusted Your browser setting so that it will refuse Cookies, our Service may use Cookies.\n Web Beacons. Certain sections of our Service and our emails may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit the Company, for example, to count users who have visited those pages or opened an email and for other related website statistics (for example, recording the popularity of a certain section and verifying system and server integrity).\n Cookies can be \"Persistent\" or \"Session\" Cookies. Persistent Cookies remain on Your personal computer or mobile device when You go offline, while Session Cookies are deleted as soon as You close Your web browser. We use both Session and Persistent Cookies for the purposes set out below:","additionalProperty":[{"@type":"PropertyValue","name":"confidence","value":"high"},{"@type":"PropertyValue","name":"snapshot_sha256","value":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b"},{"@type":"PropertyValue","name":"wayback_url","value":""},{"@type":"PropertyValue","name":"source_url","value":"https://www.getprosper.ai/privacy-policy"},{"@type":"PropertyValue","name":"structural_citation","value":"Privacy Policy › “Tracking Technologies and Cookies”"},{"@type":"PropertyValue","name":"citation_basis","value":"heading_path"},{"@type":"PropertyValue","name":"deep_link","value":"https://www.getprosper.ai/privacy-policy#:~:text=%20We%20use%20Cookies,purposes%20set%20out%20below%3A"},{"@type":"PropertyValue","name":"retrieved_at","value":"2026-08-17T10:24:27.947184+00:00"}]},{"@type":"PropertyValue","name":"privacy_data_use","value":"unknown","description":"Purpose: These Cookies are essential to provide You with services available through the Website and to enable You to use some of its features. They help to authenticate users and prevent fraudulent use of user accounts. Without these Cookies, the services that You have asked for cannot be provided, and We only use these Cookies to provide You with those services.","additionalProperty":[{"@type":"PropertyValue","name":"confidence","value":"high"},{"@type":"PropertyValue","name":"snapshot_sha256","value":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b"},{"@type":"PropertyValue","name":"wayback_url","value":""},{"@type":"PropertyValue","name":"source_url","value":"https://www.getprosper.ai/privacy-policy"},{"@type":"PropertyValue","name":"structural_citation","value":"Privacy Policy › “Administered by: Us”"},{"@type":"PropertyValue","name":"citation_basis","value":"heading_path"},{"@type":"PropertyValue","name":"deep_link","value":"https://www.getprosper.ai/privacy-policy#:~:text=Purpose%3A%20These%20Cookies%20are,You%20with%20those%20services."},{"@type":"PropertyValue","name":"retrieved_at","value":"2026-08-17T10:24:27.947184+00:00"}]},{"@type":"PropertyValue","name":"privacy_data_use","value":"unknown","description":"Purpose: These Cookies identify if users have accepted the use of cookies on the Website.","additionalProperty":[{"@type":"PropertyValue","name":"confidence","value":"high"},{"@type":"PropertyValue","name":"snapshot_sha256","value":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b"},{"@type":"PropertyValue","name":"wayback_url","value":""},{"@type":"PropertyValue","name":"source_url","value":"https://www.getprosper.ai/privacy-policy"},{"@type":"PropertyValue","name":"structural_citation","value":"Privacy Policy › “Administered by: Us”"},{"@type":"PropertyValue","name":"citation_basis","value":"heading_path"},{"@type":"PropertyValue","name":"deep_link","value":"https://www.getprosper.ai/privacy-policy#:~:text=Purpose%3A%20These%20Cookies%20identify,cookies%20on%20the%20Website."},{"@type":"PropertyValue","name":"retrieved_at","value":"2026-08-17T10:24:27.947184+00:00"}]},{"@type":"PropertyValue","name":"privacy_data_use","value":"unknown","description":"Purpose: These Cookies allow us to remember choices You make when You use the Website, such as remembering your login details or language preference.\nThe purpose of these Cookies is to provide You with a more personal experience and to avoid You having to re-enter your preferences every time You use the Website\n For more information about the cookies we use and your choices regarding cookies, please visit our Cookies Policy or the Cookies section of our Privacy Policy.","additionalProperty":[{"@type":"PropertyValue","name":"confidence","value":"high"},{"@type":"PropertyValue","name":"snapshot_sha256","value":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b"},{"@type":"PropertyValue","name":"wayback_url","value":""},{"@type":"PropertyValue","name":"source_url","value":"https://www.getprosper.ai/privacy-policy"},{"@type":"PropertyValue","name":"structural_citation","value":"Privacy Policy › “Administered by: Us”"},{"@type":"PropertyValue","name":"citation_basis","value":"heading_path"},{"@type":"PropertyValue","name":"deep_link","value":"https://www.getprosper.ai/privacy-policy#:~:text=Purpose%3A%20These%20Cookies%20allow,of%20our%20Privacy%20Policy."},{"@type":"PropertyValue","name":"retrieved_at","value":"2026-08-17T10:24:27.947184+00:00"}]},{"@type":"PropertyValue","name":"privacy_data_use","value":"unknown","description":" To provide and maintain our Service , including to monitor the usage of our Service.\n To manage Your Account: to manage Your registration as a user of the Service. The Personal Data You provide can give You access to different functionalities of the Service that are available to You as a registered user.\n To Personalize Your Experience: To tailor the content and information that we may send or display to you, and to otherwise personalize your experience while using the Service.\n For Analytics and Research: To analyze usage trends and preferences, diagnose technical issues, and improve the overall quality and user experience of the Service.\n For the performance of a contract: the development, compliance and undertaking of the purchase contract for the products, items or services You have purchased or of any other contract with Us through the Service.\n To contact You: To contact You by email, telephone calls, SMS, or other equivalent forms of electronic communication, such as a mobile application's push notifications regarding updates or informative communications related to the functionalities, products or contracted services, including the security updates, when necessary or reasonable for their implementation.\n To provide You with news, special offers and general information about other goods, services and events which we offer that are similar to those that you have already purchased or enquired about unless You have opted not to receive such information.\n","additionalProperty":[{"@type":"PropertyValue","name":"confidence","value":"high"},{"@type":"PropertyValue","name":"snapshot_sha256","value":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b"},{"@type":"PropertyValue","name":"wayback_url","value":""},{"@type":"PropertyValue","name":"source_url","value":"https://www.getprosper.ai/privacy-policy"},{"@type":"PropertyValue","name":"structural_citation","value":"Privacy Policy › “Use of Your Personal Data”"},{"@type":"PropertyValue","name":"citation_basis","value":"heading_path"},{"@type":"PropertyValue","name":"deep_link","value":"https://www.getprosper.ai/privacy-policy#:~:text=%20To%20provide%20and,receive%20such%20information.%20"},{"@type":"PropertyValue","name":"retrieved_at","value":"2026-08-17T10:24:27.947184+00:00"}]},{"@type":"PropertyValue","name":"privacy_data_use","value":"medium","description":" To manage Your requests: To attend and manage Your requests to Us.\n For business transfers: We may use Your information to evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of Our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which Personal Data held by Us about our Service users is among the assets transferred.\n For other purposes : We may use Your information for other purposes, such as data analysis, identifying usage trends, determining the effectiveness of our promotional campaigns and to evaluate and improve our Service, products, services, marketing and your experience.\n We may share Your personal information in the following situations:\n With Service Providers: We may share Your personal information with Service Providers to monitor and analyze the use of our Service, to contact You.\n For business transfers: We may share or transfer Your personal information in connection with, or during negotiations of, any merger, sale of Company assets, financing, or acquisition of all or a portion of Our business to another company.\n With Affiliates: We may share Your information with Our affiliates, in which case we will require those affiliates to honor this Privacy Policy. Affiliates include Our parent company and any other subsidiaries, joint venture partners or other companies that We control or that are under common control with Us.\n","additionalProperty":[{"@type":"PropertyValue","name":"confidence","value":"high"},{"@type":"PropertyValue","name":"snapshot_sha256","value":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b"},{"@type":"PropertyValue","name":"wayback_url","value":""},{"@type":"PropertyValue","name":"source_url","value":"https://www.getprosper.ai/privacy-policy"},{"@type":"PropertyValue","name":"structural_citation","value":"Privacy Policy › “Use of Your Personal Data”"},{"@type":"PropertyValue","name":"citation_basis","value":"heading_path"},{"@type":"PropertyValue","name":"deep_link","value":"https://www.getprosper.ai/privacy-policy#:~:text=%20To%20manage%20Your,control%20with%20Us.%20"},{"@type":"PropertyValue","name":"retrieved_at","value":"2026-08-17T10:24:27.947184+00:00"}]},{"@type":"PropertyValue","name":"privacy_data_use","value":"unknown","description":" Your information, including Personal Data, is processed at the Company's operating offices and in any other places where the parties involved in the processing are located. It means that this information may be transferred to — and maintained on — computers located outside of Your state, province, country or other governmental jurisdiction where the data protection laws may differ than those from Your jurisdiction.\n Your consent to this Privacy Policy followed by Your submission of such information represents Your agreement to that transfer.\n The Company will take all steps reasonably necessary to ensure that Your data is treated securely and in accordance with this Privacy Policy and no transfer of Your Personal Data will take place to an organization or a country unless there are adequate controls in place including the security of Your data and other personal information.","additionalProperty":[{"@type":"PropertyValue","name":"confidence","value":"high"},{"@type":"PropertyValue","name":"snapshot_sha256","value":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b"},{"@type":"PropertyValue","name":"wayback_url","value":""},{"@type":"PropertyValue","name":"source_url","value":"https://www.getprosper.ai/privacy-policy"},{"@type":"PropertyValue","name":"structural_citation","value":"Privacy Policy › “Transfer of Your Personal Data”"},{"@type":"PropertyValue","name":"citation_basis","value":"heading_path"},{"@type":"PropertyValue","name":"deep_link","value":"https://www.getprosper.ai/privacy-policy#:~:text=%20Your%20information%2C%20including,and%20other%20personal%20information."},{"@type":"PropertyValue","name":"retrieved_at","value":"2026-08-17T10:24:27.947184+00:00"}]},{"@type":"PropertyValue","name":"privacy_data_use","value":"unknown","description":" Our Service does not address anyone under the age of 13. We do not knowingly collect personally identifiable information from anyone under the age of 13. If You are a parent or guardian and You are aware that Your child has provided Us with Personal Data, please contact Us. If We become aware that We have collected Personal Data from anyone under the age of 13 without verification of parental consent, We take steps to remove that information from Our servers.\n If We need to rely on consent as a legal basis for processing Your information and Your country requires consent from a parent, We may require Your parent's consent before We collect and use that information.","additionalProperty":[{"@type":"PropertyValue","name":"confidence","value":"high"},{"@type":"PropertyValue","name":"snapshot_sha256","value":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b"},{"@type":"PropertyValue","name":"wayback_url","value":""},{"@type":"PropertyValue","name":"source_url","value":"https://www.getprosper.ai/privacy-policy"},{"@type":"PropertyValue","name":"structural_citation","value":"Privacy Policy › “Children's Privacy”"},{"@type":"PropertyValue","name":"citation_basis","value":"heading_path"},{"@type":"PropertyValue","name":"deep_link","value":"https://www.getprosper.ai/privacy-policy#:~:text=%20Our%20Service%20does,and%20use%20that%20information."},{"@type":"PropertyValue","name":"retrieved_at","value":"2026-08-17T10:24:27.947184+00:00"}]},{"@type":"PropertyValue","name":"privacy_data_use","value":"unknown","description":" We may update Our Privacy Policy from time to time. We will notify You of any changes by posting the new Privacy Policy on this page.\n We will let You know via email and/or a prominent notice on Our Service, prior to the change becoming effective and update the \"Last updated\" date at the top of this Privacy Policy.\n You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.","additionalProperty":[{"@type":"PropertyValue","name":"confidence","value":"high"},{"@type":"PropertyValue","name":"snapshot_sha256","value":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b"},{"@type":"PropertyValue","name":"wayback_url","value":""},{"@type":"PropertyValue","name":"source_url","value":"https://www.getprosper.ai/privacy-policy"},{"@type":"PropertyValue","name":"structural_citation","value":"Privacy Policy › “Changes to this Privacy Policy”"},{"@type":"PropertyValue","name":"citation_basis","value":"heading_path"},{"@type":"PropertyValue","name":"deep_link","value":"https://www.getprosper.ai/privacy-policy#:~:text=%20We%20may%20update,posted%20on%20this%20page."},{"@type":"PropertyValue","name":"retrieved_at","value":"2026-08-17T10:24:27.947184+00:00"}]},{"@type":"PropertyValue","name":"privacy_data_use","value":"unknown","description":" We use cookies and similar technologies to help personalise content, tailor and measure ads, and provide a better experience. By clicking OK or turning an option on in Cookie Preferences, you agree to this, as outlined in our cookie Policy. ","additionalProperty":[{"@type":"PropertyValue","name":"confidence","value":"high"},{"@type":"PropertyValue","name":"snapshot_sha256","value":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b"},{"@type":"PropertyValue","name":"wayback_url","value":""},{"@type":"PropertyValue","name":"source_url","value":"https://www.getprosper.ai/privacy-policy"},{"@type":"PropertyValue","name":"structural_citation","value":"Privacy Policy › “Cookie Settings”"},{"@type":"PropertyValue","name":"citation_basis","value":"heading_path"},{"@type":"PropertyValue","name":"deep_link","value":"https://www.getprosper.ai/privacy-policy#:~:text=%20We%20use%20cookies,our%20cookie%20Policy.%20"},{"@type":"PropertyValue","name":"retrieved_at","value":"2026-08-17T10:24:27.947184+00:00"}]},{"@type":"PropertyValue","name":"privacy_data_use","value":"unknown","description":" Cookies are small text that can be used by websites to make the user experience  more efficient. The law states that we may store cookies on your device if they are strictly necessaryfor the operation of this site. For all other types of cookies, we need your  permission. This site uses various types of cookies. Some cookies are placed by third party  services that appear on our pages.","additionalProperty":[{"@type":"PropertyValue","name":"confidence","value":"high"},{"@type":"PropertyValue","name":"snapshot_sha256","value":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b"},{"@type":"PropertyValue","name":"wayback_url","value":""},{"@type":"PropertyValue","name":"source_url","value":"https://www.getprosper.ai/privacy-policy"},{"@type":"PropertyValue","name":"structural_citation","value":"Privacy Policy › “Cookie Settings”"},{"@type":"PropertyValue","name":"citation_basis","value":"heading_path"},{"@type":"PropertyValue","name":"deep_link","value":"https://www.getprosper.ai/privacy-policy#:~:text=%20Cookies%20are%20small,appear%20on%20our%20pages."},{"@type":"PropertyValue","name":"retrieved_at","value":"2026-08-17T10:24:27.947184+00:00"}]},{"@type":"PropertyValue","name":"privacy_data_use","value":"unknown","description":" Necessary (Always Active) These items required to enable basic website functionality","additionalProperty":[{"@type":"PropertyValue","name":"confidence","value":"high"},{"@type":"PropertyValue","name":"snapshot_sha256","value":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b"},{"@type":"PropertyValue","name":"wayback_url","value":""},{"@type":"PropertyValue","name":"source_url","value":"https://www.getprosper.ai/privacy-policy"},{"@type":"PropertyValue","name":"structural_citation","value":"Privacy Policy › “Cookie Settings”"},{"@type":"PropertyValue","name":"citation_basis","value":"heading_path"},{"@type":"PropertyValue","name":"deep_link","value":"https://www.getprosper.ai/privacy-policy#:~:text=%20Necessary%20(Always%20Active),enable%20basic%20website%20functionality"},{"@type":"PropertyValue","name":"retrieved_at","value":"2026-08-17T10:24:27.947184+00:00"}]},{"@type":"PropertyValue","name":"privacy_data_use","value":"unknown","description":" Marketing Cookies used to deliver advertising that is more relevant to you and your interests.","additionalProperty":[{"@type":"PropertyValue","name":"confidence","value":"high"},{"@type":"PropertyValue","name":"snapshot_sha256","value":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b"},{"@type":"PropertyValue","name":"wayback_url","value":""},{"@type":"PropertyValue","name":"source_url","value":"https://www.getprosper.ai/privacy-policy"},{"@type":"PropertyValue","name":"structural_citation","value":"Privacy Policy › “Cookie Settings”"},{"@type":"PropertyValue","name":"citation_basis","value":"heading_path"},{"@type":"PropertyValue","name":"deep_link","value":"https://www.getprosper.ai/privacy-policy#:~:text=%20Marketing%20Cookies%20used,you%20and%20your%20interests."},{"@type":"PropertyValue","name":"retrieved_at","value":"2026-08-17T10:24:27.947184+00:00"}]},{"@type":"PropertyValue","name":"privacy_data_use","value":"unknown","description":" Personalization Cookies allowing the website to remember choices you make (such as your user name, language, or the region you are in).","additionalProperty":[{"@type":"PropertyValue","name":"confidence","value":"high"},{"@type":"PropertyValue","name":"snapshot_sha256","value":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b"},{"@type":"PropertyValue","name":"wayback_url","value":""},{"@type":"PropertyValue","name":"source_url","value":"https://www.getprosper.ai/privacy-policy"},{"@type":"PropertyValue","name":"structural_citation","value":"Privacy Policy › “Cookie Settings”"},{"@type":"PropertyValue","name":"citation_basis","value":"heading_path"},{"@type":"PropertyValue","name":"deep_link","value":"https://www.getprosper.ai/privacy-policy#:~:text=%20Personalization%20Cookies%20allowing,region%20you%20are%20in)."},{"@type":"PropertyValue","name":"retrieved_at","value":"2026-08-17T10:24:27.947184+00:00"}]},{"@type":"PropertyValue","name":"privacy_data_use","value":"unknown","description":" Analytics Cookies helping understand how this website performs, how visitors interact with the site, and weather there may be technical issues.","additionalProperty":[{"@type":"PropertyValue","name":"confidence","value":"high"},{"@type":"PropertyValue","name":"snapshot_sha256","value":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b"},{"@type":"PropertyValue","name":"wayback_url","value":""},{"@type":"PropertyValue","name":"source_url","value":"https://www.getprosper.ai/privacy-policy"},{"@type":"PropertyValue","name":"structural_citation","value":"Privacy Policy › “Cookie Settings”"},{"@type":"PropertyValue","name":"citation_basis","value":"heading_path"},{"@type":"PropertyValue","name":"deep_link","value":"https://www.getprosper.ai/privacy-policy#:~:text=%20Analytics%20Cookies%20helping,may%20be%20technical%20issues."},{"@type":"PropertyValue","name":"retrieved_at","value":"2026-08-17T10:24:27.947184+00:00"}]},{"@type":"PropertyValue","name":"moderation_enforcement","value":"unknown","description":"You may not select an inappropriate username that violates this Agreement or impersonates someone else.\n Website refers to Prosper, accessible from useprosper.co , getprosperapp.com or getprosper.ai \n You means the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.","additionalProperty":[{"@type":"PropertyValue","name":"confidence","value":"high"},{"@type":"PropertyValue","name":"snapshot_sha256","value":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b"},{"@type":"PropertyValue","name":"wayback_url","value":""},{"@type":"PropertyValue","name":"source_url","value":"https://www.getprosper.ai/privacy-policy"},{"@type":"PropertyValue","name":"structural_citation","value":"Privacy Policy › “Interference with service functionality or security features”"},{"@type":"PropertyValue","name":"citation_basis","value":"heading_path"},{"@type":"PropertyValue","name":"deep_link","value":"https://www.getprosper.ai/privacy-policy#:~:text=You%20may%20not%20select,the%20Service%2C%20as%20applicable."},{"@type":"PropertyValue","name":"retrieved_at","value":"2026-08-17T10:24:27.947184+00:00"}]},{"@type":"PropertyValue","name":"moderation_enforcement","value":"unknown","description":" The Company may disclose Your Personal Data in the good faith belief that such action is necessary to:","additionalProperty":[{"@type":"PropertyValue","name":"confidence","value":"high"},{"@type":"PropertyValue","name":"snapshot_sha256","value":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b"},{"@type":"PropertyValue","name":"wayback_url","value":""},{"@type":"PropertyValue","name":"source_url","value":"https://www.getprosper.ai/privacy-policy"},{"@type":"PropertyValue","name":"structural_citation","value":"Privacy Policy › “Other legal requirements”"},{"@type":"PropertyValue","name":"citation_basis","value":"heading_path"},{"@type":"PropertyValue","name":"deep_link","value":"https://www.getprosper.ai/privacy-policy#:~:text=%20The%20Company%20may,action%20is%20necessary%20to%3A"},{"@type":"PropertyValue","name":"retrieved_at","value":"2026-08-17T10:24:27.947184+00:00"}]},{"@type":"PropertyValue","name":"moderation_enforcement","value":"unknown","description":" The following terms constitute our “Acceptable Use Policy”:\n You agree not to use the Site to collect, upload, transmit, display, or distribute any User Content (i) that violates any third-party right, including any copyright, trademark, patent, trade secret, moral right, privacy right, right of publicity, or any other intellectual property or proprietary right, (ii) that is unlawful, harassing, abusive, tortious, threatening, harmful, invasive of another’s privacy, vulgar, defamatory, false, intentionally misleading, trade libelous, pornographic, obscene, patently offensive, promotes racism, bigotry, hatred, or physical harm of any kind against any group or individual or is otherwise objectionable, (iii) that is harmful to minors in any way, or (iv) that is in violation of any law, regulation, or obligations or restrictions imposed by any third party.\n In addition, you agree not to: (i) upload, transmit, or distribute to or through the Site any computer viruses, worms, or any software intended to damage or alter a computer system or data; (ii) send through the Site unsolicited or unauthorized advertising, promotional materials, junk mail, spam, chain letters, pyramid schemes, or any other form of duplicative or unsolicited messages, whether commercial or otherwise; (iii) use the Site to harvest, collect, gather or assemble information or data regarding other users, including e-mail addresses, without their consent; (iv) interfere with, disrupt, or create an undue burden on servers or networks connected to the Site, or violate the regulations, policies or procedures of such networks; (v) attempt to gain unauthorized access to the Site (or to other computer systems or networks connected to or used together with the Site), whether through password mining or any other","additionalProperty":[{"@type":"PropertyValue","name":"confidence","value":"high"},{"@type":"PropertyValue","name":"snapshot_sha256","value":"689e901ef3246011db30911f3a8a60620ee94395247a4af4410c428823215493"},{"@type":"PropertyValue","name":"wayback_url","value":""},{"@type":"PropertyValue","name":"source_url","value":"https://www.getprosper.ai/terms-of-service"},{"@type":"PropertyValue","name":"structural_citation","value":"§ 12 (Acceptable Use Policy)"},{"@type":"PropertyValue","name":"citation_basis","value":"section_number"},{"@type":"PropertyValue","name":"deep_link","value":"https://www.getprosper.ai/terms-of-service#:~:text=%20The%20following%20terms,mining%20or%20any%20other"},{"@type":"PropertyValue","name":"retrieved_at","value":"2026-08-17T10:24:46.275025+00:00"}]},{"@type":"PropertyValue","name":"moderation_enforcement","value":"unknown","description":" means; (vi) harass or interfere with any other user’s use and enjoyment of the Site; or (vi) use software or automated agents or scripts to produce multiple accounts on the Site, or to generate automated searches, requests, or queries to (or to strip, scrape, or mine data from) the Site (provided, however, that we conditionally grant to the operators of public search engines revocable permission to use spiders to copy materials from the Site for the sole purpose of and solely to the extent necessary for creating publicly available searchable indices of the materials, but not caches or archives of such materials, subject to the parameters set forth in our robots.txt file)","additionalProperty":[{"@type":"PropertyValue","name":"confidence","value":"high"},{"@type":"PropertyValue","name":"snapshot_sha256","value":"689e901ef3246011db30911f3a8a60620ee94395247a4af4410c428823215493"},{"@type":"PropertyValue","name":"wayback_url","value":""},{"@type":"PropertyValue","name":"source_url","value":"https://www.getprosper.ai/terms-of-service"},{"@type":"PropertyValue","name":"structural_citation","value":"§ 12 (Acceptable Use Policy)"},{"@type":"PropertyValue","name":"citation_basis","value":"section_number"},{"@type":"PropertyValue","name":"deep_link","value":"https://www.getprosper.ai/terms-of-service#:~:text=%20means%3B%20(vi)%20harass,in%20our%20robots.txt%20file)"},{"@type":"PropertyValue","name":"retrieved_at","value":"2026-08-17T10:24:46.275025+00:00"}]},{"@type":"PropertyValue","name":"moderation_enforcement","value":"unknown","description":" You agree to comply with all applicable laws and regulations when using the Service, including Federal Communications Commission regulations regarding telemarketing calls, autodialed calls, prerecorded calls, and unsolicited advertisements. You will not use the Service for any unlawful purpose, including violating federal and state telemarketing laws","additionalProperty":[{"@type":"PropertyValue","name":"confidence","value":"high"},{"@type":"PropertyValue","name":"snapshot_sha256","value":"689e901ef3246011db30911f3a8a60620ee94395247a4af4410c428823215493"},{"@type":"PropertyValue","name":"wayback_url","value":""},{"@type":"PropertyValue","name":"source_url","value":"https://www.getprosper.ai/terms-of-service"},{"@type":"PropertyValue","name":"structural_citation","value":"§ 14"},{"@type":"PropertyValue","name":"citation_basis","value":"section_number"},{"@type":"PropertyValue","name":"deep_link","value":"https://www.getprosper.ai/terms-of-service#:~:text=%20You%20agree%20to,and%20state%20telemarketing%20laws"},{"@type":"PropertyValue","name":"retrieved_at","value":"2026-08-17T10:24:46.275025+00:00"}]},{"@type":"PropertyValue","name":"data_retention","value":"unknown","description":" The Company will retain Your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use Your Personal Data to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies.\n The Company will also retain Usage Data for internal analysis purposes. Usage Data is generally retained for a shorter period of time, except when this data is used to strengthen the security or to improve the functionality of Our Service, or We are legally obligated to retain this data for longer time periods.","additionalProperty":[{"@type":"PropertyValue","name":"confidence","value":"high"},{"@type":"PropertyValue","name":"snapshot_sha256","value":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b"},{"@type":"PropertyValue","name":"wayback_url","value":""},{"@type":"PropertyValue","name":"source_url","value":"https://www.getprosper.ai/privacy-policy"},{"@type":"PropertyValue","name":"structural_citation","value":"Privacy Policy › “Retention of Your Personal Data”"},{"@type":"PropertyValue","name":"citation_basis","value":"heading_path"},{"@type":"PropertyValue","name":"deep_link","value":"https://www.getprosper.ai/privacy-policy#:~:text=%20The%20Company%20will,for%20longer%20time%20periods."},{"@type":"PropertyValue","name":"retrieved_at","value":"2026-08-17T10:24:27.947184+00:00"}]},{"@type":"PropertyValue","name":"data_retention","value":"unknown","description":" You have the right to delete or request that We assist in deleting the Personal Data that We have collected about You.\n Our Service may give You the ability to delete certain information about You from within the Service.\n You may update, amend, or delete Your information at any time by signing in to Your Account, if you have one, and visiting the account settings section that allows you to manage Your personal information. You may also contact Us to request access to, correct, or delete any personal information that You have provided to Us.\n Please note, however, that We may need to retain certain information when we have a legal obligation or lawful basis to do so.","additionalProperty":[{"@type":"PropertyValue","name":"confidence","value":"high"},{"@type":"PropertyValue","name":"snapshot_sha256","value":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b"},{"@type":"PropertyValue","name":"wayback_url","value":""},{"@type":"PropertyValue","name":"source_url","value":"https://www.getprosper.ai/privacy-policy"},{"@type":"PropertyValue","name":"structural_citation","value":"Privacy Policy › “Delete Your Personal Data”"},{"@type":"PropertyValue","name":"citation_basis","value":"heading_path"},{"@type":"PropertyValue","name":"deep_link","value":"https://www.getprosper.ai/privacy-policy#:~:text=%20You%20have%20the,basis%20to%20do%20so."},{"@type":"PropertyValue","name":"retrieved_at","value":"2026-08-17T10:24:27.947184+00:00"}]},{"@type":"PropertyValue","name":"data_retention","value":"unknown","description":" Prosper Tech, Inc. may terminate your access to all or any part of our services at any time, with or without cause, with or without notice, effective immediately. If you wish to terminate this agreement or your Prosper Tech, Inc. account, you may simply discontinue using our services.","additionalProperty":[{"@type":"PropertyValue","name":"confidence","value":"high"},{"@type":"PropertyValue","name":"snapshot_sha256","value":"689e901ef3246011db30911f3a8a60620ee94395247a4af4410c428823215493"},{"@type":"PropertyValue","name":"wayback_url","value":""},{"@type":"PropertyValue","name":"source_url","value":"https://www.getprosper.ai/terms-of-service"},{"@type":"PropertyValue","name":"structural_citation","value":"§ 7 (Termination)"},{"@type":"PropertyValue","name":"citation_basis","value":"section_number"},{"@type":"PropertyValue","name":"deep_link","value":"https://www.getprosper.ai/terms-of-service#:~:text=%20Prosper%20Tech%2C%20Inc.,discontinue%20using%20our%20services."},{"@type":"PropertyValue","name":"retrieved_at","value":"2026-08-17T10:24:46.275025+00:00"}]},{"@type":"PropertyValue","name":"tier_differences","value":"unknown","description":" To use certain features of our services, you must register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete. Prosper Tech, Inc. reserves the right to suspend or terminate your account if any information provided proves to be inaccurate, not current, or incomplete.\n Subject to these Terms, Company grants you a non-transferable, non-exclusive, revocable, limited license to use and access the Site solely for your own personal, noncommercial use.","additionalProperty":[{"@type":"PropertyValue","name":"confidence","value":"high"},{"@type":"PropertyValue","name":"snapshot_sha256","value":"689e901ef3246011db30911f3a8a60620ee94395247a4af4410c428823215493"},{"@type":"PropertyValue","name":"wayback_url","value":""},{"@type":"PropertyValue","name":"source_url","value":"https://www.getprosper.ai/terms-of-service"},{"@type":"PropertyValue","name":"structural_citation","value":"§ 2 (Account Registration)"},{"@type":"PropertyValue","name":"citation_basis","value":"section_number"},{"@type":"PropertyValue","name":"deep_link","value":"https://www.getprosper.ai/terms-of-service#:~:text=%20To%20use%20certain,own%20personal%2C%20noncommercial%20use."},{"@type":"PropertyValue","name":"retrieved_at","value":"2026-08-17T10:24:46.275025+00:00"}]},{"@type":"PropertyValue","name":"tier_differences","value":"unknown","description":" Prosper Tech, Inc. offers various subscription services. By subscribing to our services, you agree to pay the applicable subscription fees. Fees are billed on a pre-pay basis and are non-refundable, including for partial months or unused services.","additionalProperty":[{"@type":"PropertyValue","name":"confidence","value":"high"},{"@type":"PropertyValue","name":"snapshot_sha256","value":"689e901ef3246011db30911f3a8a60620ee94395247a4af4410c428823215493"},{"@type":"PropertyValue","name":"wayback_url","value":""},{"@type":"PropertyValue","name":"source_url","value":"https://www.getprosper.ai/terms-of-service"},{"@type":"PropertyValue","name":"structural_citation","value":"§ 3 (Subscription Services)"},{"@type":"PropertyValue","name":"citation_basis","value":"section_number"},{"@type":"PropertyValue","name":"deep_link","value":"https://www.getprosper.ai/terms-of-service#:~:text=%20Prosper%20Tech%2C%20Inc.,months%20or%20unused%20services."},{"@type":"PropertyValue","name":"retrieved_at","value":"2026-08-17T10:24:46.275025+00:00"}]},{"@type":"PropertyValue","name":"indemnity_liability","value":"unknown","description":" Our Service may contain links to other websites that are not operated by Us. If You click on a third party link, You will be directed to that third party's site. We strongly advise You to review the Privacy Policy of every site You visit.\n We have no control over and assume no responsibility for the content, privacy policies or practices of any third party sites or services.","additionalProperty":[{"@type":"PropertyValue","name":"confidence","value":"high"},{"@type":"PropertyValue","name":"snapshot_sha256","value":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b"},{"@type":"PropertyValue","name":"wayback_url","value":""},{"@type":"PropertyValue","name":"source_url","value":"https://www.getprosper.ai/privacy-policy"},{"@type":"PropertyValue","name":"structural_citation","value":"Privacy Policy › “Links to Other Websites”"},{"@type":"PropertyValue","name":"citation_basis","value":"heading_path"},{"@type":"PropertyValue","name":"deep_link","value":"https://www.getprosper.ai/privacy-policy#:~:text=%20Our%20Service%20may,party%20sites%20or%20services."},{"@type":"PropertyValue","name":"retrieved_at","value":"2026-08-17T10:24:27.947184+00:00"}]},{"@type":"PropertyValue","name":"indemnity_liability","value":"medium","description":" Our services are provided \"AS IS.\" Prosper Tech, Inc. and its suppliers and licensors hereby disclaim all warranties of any kind, express or implied, including, without limitation, the warranties of merchantability, fitness for a particular purpose and non-infringement. Neither Prosper Tech, Inc. nor its suppliers and licensors, makes any warranty that our services will be error free or that access thereto will be continuous or uninterrupted.","additionalProperty":[{"@type":"PropertyValue","name":"confidence","value":"high"},{"@type":"PropertyValue","name":"snapshot_sha256","value":"689e901ef3246011db30911f3a8a60620ee94395247a4af4410c428823215493"},{"@type":"PropertyValue","name":"wayback_url","value":""},{"@type":"PropertyValue","name":"source_url","value":"https://www.getprosper.ai/terms-of-service"},{"@type":"PropertyValue","name":"structural_citation","value":"§ 8 (Disclaimer of Warranties)"},{"@type":"PropertyValue","name":"citation_basis","value":"section_number"},{"@type":"PropertyValue","name":"deep_link","value":"https://www.getprosper.ai/terms-of-service#:~:text=%20Our%20services%20are,be%20continuous%20or%20uninterrupted."},{"@type":"PropertyValue","name":"retrieved_at","value":"2026-08-17T10:24:46.275025+00:00"}]},{"@type":"PropertyValue","name":"indemnity_liability","value":"unknown","description":" In no event will Prosper Tech, Inc., or its suppliers or licensors, be liable with respect to any subject matter of this agreement under any contract, negligence, strict liability or other legal or equitable theory for: (i) any special, incidental or consequential damages; (ii) the cost of procurement for substitute products or services; (iii) for interruption of use or loss or corruption of data.","additionalProperty":[{"@type":"PropertyValue","name":"confidence","value":"high"},{"@type":"PropertyValue","name":"snapshot_sha256","value":"689e901ef3246011db30911f3a8a60620ee94395247a4af4410c428823215493"},{"@type":"PropertyValue","name":"wayback_url","value":""},{"@type":"PropertyValue","name":"source_url","value":"https://www.getprosper.ai/terms-of-service"},{"@type":"PropertyValue","name":"structural_citation","value":"§ 9 (Limitation of Liability)"},{"@type":"PropertyValue","name":"citation_basis","value":"section_number"},{"@type":"PropertyValue","name":"deep_link","value":"https://www.getprosper.ai/terms-of-service#:~:text=%20In%20no%20event,or%20corruption%20of%20data."},{"@type":"PropertyValue","name":"retrieved_at","value":"2026-08-17T10:24:46.275025+00:00"}]},{"@type":"PropertyValue","name":"indemnity_liability","value":"unknown","description":" You represent and warrant that (i) your use of our website will be in strict accordance with the Prosper Tech, Inc. Privacy Policy, with these Terms, and with all applicable laws and regulations (including without limitation any local laws or regulations in your country, state, city, or other governmental area, regarding online conduct and acceptable content, and including all applicable laws regarding the transmission of technical data exported from the United States or the country in which you reside) and (ii) your use of our website will not infringe or misappropriate the intellectual property rights of any third party.","additionalProperty":[{"@type":"PropertyValue","name":"confidence","value":"high"},{"@type":"PropertyValue","name":"snapshot_sha256","value":"689e901ef3246011db30911f3a8a60620ee94395247a4af4410c428823215493"},{"@type":"PropertyValue","name":"wayback_url","value":""},{"@type":"PropertyValue","name":"source_url","value":"https://www.getprosper.ai/terms-of-service"},{"@type":"PropertyValue","name":"structural_citation","value":"§ 10 (General Representation and Warranty)"},{"@type":"PropertyValue","name":"citation_basis","value":"section_number"},{"@type":"PropertyValue","name":"deep_link","value":"https://www.getprosper.ai/terms-of-service#:~:text=%20You%20represent%20and,of%20any%20third%20party."},{"@type":"PropertyValue","name":"retrieved_at","value":"2026-08-17T10:24:46.275025+00:00"}]},{"@type":"PropertyValue","name":"indemnity_liability","value":"unknown","description":" You agree to indemnify and hold Company (and its officers, employees, and agents) harmless, including costs and attorneys’ fees, from any claim or demand made by any third party due to or arising out of (a) your use of the Site, (b) your violation of these Terms, (c) your violation of applicable laws or regulations or (d) your User Content. Company reserves the right, at your expense, to assume the exclusive defense and control of any matter for which you are required to indemnify us, and you agree to cooperate with our defense of these claims. You agree not to settle any matter without the prior written consent of Company. Company will use reasonable efforts to notify you of any such claim, action or proceeding upon becoming aware of it.","additionalProperty":[{"@type":"PropertyValue","name":"confidence","value":"high"},{"@type":"PropertyValue","name":"snapshot_sha256","value":"689e901ef3246011db30911f3a8a60620ee94395247a4af4410c428823215493"},{"@type":"PropertyValue","name":"wayback_url","value":""},{"@type":"PropertyValue","name":"source_url","value":"https://www.getprosper.ai/terms-of-service"},{"@type":"PropertyValue","name":"structural_citation","value":"§ 13 (Indemnification)"},{"@type":"PropertyValue","name":"citation_basis","value":"section_number"},{"@type":"PropertyValue","name":"deep_link","value":"https://www.getprosper.ai/terms-of-service#:~:text=%20You%20agree%20to,becoming%20aware%20of%20it."},{"@type":"PropertyValue","name":"retrieved_at","value":"2026-08-17T10:24:46.275025+00:00"}]},{"@type":"PropertyValue","name":"subprocessors_data_sharing","value":"medium","description":" Service Provider means any natural or legal person who processes the data on behalf of the Company. It refers to third-party companies or individuals employed by the Company to facilitate the Service, to provide the Service on behalf of the Company, to perform services related to the Service or to assist the Company in analyzing how the Service is used.\n Usage Data refers to data collected automatically, either generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit).\n User Content: You are solely responsible for any content you contribute, post, or transmit via the Service (\"User Content\"). You guarantee that your User Content complies with the Acceptable Use Policy (see below). Prosper AI does not claim ownership of User Content. However, by submitting User Content, you automatically grant Prosper AI a perpetual, worldwide, non-exclusive, royalty-free, irrevocable license to use, store, reproduce, modify, create derivative works, publish, distribute and sublicense your User Content in connection with operating and providing the Service.\n User Account. To access certain features, you may be required to register and create a user account. When you register, you agree to: (a) provide accurate, current and complete account information, (b) maintain and promptly update your information, (c) maintain the confidentiality of your login credentials, and (d) be fully responsible for all use of your account and for any actions that take place through your account, whether or not authorized by you. ","additionalProperty":[{"@type":"PropertyValue","name":"confidence","value":"high"},{"@type":"PropertyValue","name":"snapshot_sha256","value":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b"},{"@type":"PropertyValue","name":"wayback_url","value":""},{"@type":"PropertyValue","name":"source_url","value":"https://www.getprosper.ai/privacy-policy"},{"@type":"PropertyValue","name":"structural_citation","value":"Privacy Policy › “Interference with service functionality or security features”"},{"@type":"PropertyValue","name":"citation_basis","value":"heading_path"},{"@type":"PropertyValue","name":"deep_link","value":"https://www.getprosper.ai/privacy-policy#:~:text=%20Service%20Provider%20means,authorized%20by%20you.%20"},{"@type":"PropertyValue","name":"retrieved_at","value":"2026-08-17T10:24:27.947184+00:00"}]},{"@type":"PropertyValue","name":"subprocessors_data_sharing","value":"medium","description":" Third-Party Services: If you connect our Service to third-party services (e.g., social media platforms), we may receive information about you from those services, subject to their privacy policies.\n Business Partners and Affiliates: We may receive information about you from our business partners and affiliates.","additionalProperty":[{"@type":"PropertyValue","name":"confidence","value":"high"},{"@type":"PropertyValue","name":"snapshot_sha256","value":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b"},{"@type":"PropertyValue","name":"wayback_url","value":""},{"@type":"PropertyValue","name":"source_url","value":"https://www.getprosper.ai/privacy-policy"},{"@type":"PropertyValue","name":"structural_citation","value":"Privacy Policy › “Third party information”"},{"@type":"PropertyValue","name":"citation_basis","value":"heading_path"},{"@type":"PropertyValue","name":"deep_link","value":"https://www.getprosper.ai/privacy-policy#:~:text=%20Third-Party%20Services%3A%20If,business%20partners%20and%20affiliates."},{"@type":"PropertyValue","name":"retrieved_at","value":"2026-08-17T10:24:27.947184+00:00"}]},{"@type":"PropertyValue","name":"subprocessors_data_sharing","value":"medium","description":" With business partners: We may share Your information with Our business partners to offer You certain products, services or promotions.\n With other users: when You share personal information or otherwise interact in the public areas with other users, such information may be viewed by all users and may be publicly distributed outside.\n With Your consent : We may disclose Your personal information for any other purpose with Your consent.","additionalProperty":[{"@type":"PropertyValue","name":"confidence","value":"high"},{"@type":"PropertyValue","name":"snapshot_sha256","value":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b"},{"@type":"PropertyValue","name":"wayback_url","value":""},{"@type":"PropertyValue","name":"source_url","value":"https://www.getprosper.ai/privacy-policy"},{"@type":"PropertyValue","name":"structural_citation","value":"Privacy Policy › “Use of Your Personal Data”"},{"@type":"PropertyValue","name":"citation_basis","value":"heading_path"},{"@type":"PropertyValue","name":"deep_link","value":"https://www.getprosper.ai/privacy-policy#:~:text=%20With%20business%20partners%3A,purpose%20with%20Your%20consent."},{"@type":"PropertyValue","name":"retrieved_at","value":"2026-08-17T10:24:27.947184+00:00"}]},{"@type":"PropertyValue","name":"subprocessors_data_sharing","value":"unknown","description":" If the Company is involved in a merger, acquisition or asset sale, Your Personal Data may be transferred. We will provide notice before Your Personal Data is transferred and becomes subject to a different Privacy Policy.","additionalProperty":[{"@type":"PropertyValue","name":"confidence","value":"high"},{"@type":"PropertyValue","name":"snapshot_sha256","value":"76a266d814593506c6584025f50041eccde84b2a64d81279c0fc3fb2a43a044b"},{"@type":"PropertyValue","name":"wayback_url","value":""},{"@type":"PropertyValue","name":"source_url","value":"https://www.getprosper.ai/privacy-policy"},{"@type":"PropertyValue","name":"structural_citation","value":"Privacy Policy › “Business Transactions”"},{"@type":"PropertyValue","name":"citation_basis","value":"heading_path"},{"@type":"PropertyValue","name":"deep_link","value":"https://www.getprosper.ai/privacy-policy#:~:text=%20If%20the%20Company,a%20different%20Privacy%20Policy."},{"@type":"PropertyValue","name":"retrieved_at","value":"2026-08-17T10:24:27.947184+00:00"}]},{"@type":"PropertyValue","name":"governing_law_disputes","value":"unknown","description":" Prosper Tech, Inc. reserves the right, at its sole discretion, to modify or replace any of these Terms at any time. It is your responsibility to check these Terms periodically for changes. Your continued use of our services following the posting of any changes to these Terms constitutes acceptance of those changes.","additionalProperty":[{"@type":"PropertyValue","name":"confidence","value":"high"},{"@type":"PropertyValue","name":"snapshot_sha256","value":"689e901ef3246011db30911f3a8a60620ee94395247a4af4410c428823215493"},{"@type":"PropertyValue","name":"wayback_url","value":""},{"@type":"PropertyValue","name":"source_url","value":"https://www.getprosper.ai/terms-of-service"},{"@type":"PropertyValue","name":"structural_citation","value":"§ 16 (Changes to Terms)"},{"@type":"PropertyValue","name":"citation_basis","value":"section_number"},{"@type":"PropertyValue","name":"deep_link","value":"https://www.getprosper.ai/terms-of-service#:~:text=%20Prosper%20Tech%2C%20Inc.,acceptance%20of%20those%20changes."},{"@type":"PropertyValue","name":"retrieved_at","value":"2026-08-17T10:24:46.275025+00:00"}]}]}}