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Any\n change to this policy statement will be posted on our web site in a timely manner.","caution":null,"provenance":{"source_url":"https://chestnutmortgage.com/privacy","snapshot_sha256":"502065b0df4e050b2cee03e2ceca61d7f43568628b6225d5a9e776778038abf6","wayback_url":null,"deep_link":"https://chestnutmortgage.com/privacy#:~:text=We%20reserve%20the%20right,in%20a%20timely%20manner.","structural_citation":"Privacy Policy › “Changes to This Policy”","citation_basis":"heading_path","char_start":4684,"char_end":4850,"retrieved_at":"2026-07-20T00:00:19.685596+00:00"}},{"id":"data-retention-15ac329d850a9aca455b","permalink":"https://airinetwork.com/platform/chestnut/finding/data-retention-15ac329d850a9aca455b","surface":"data_retention","risk":"unknown","confidence":"high","tier":"All","verified":true,"quote":"Your personal information will only be retained for the purpose of providing you with\n our response to your query and will not be made available to any third party except as\n necessary to be disclosed to any related entity for the purpose intended or as required\n to be disclosed under law.","caution":null,"provenance":{"source_url":"https://chestnutmortgage.com/privacy","snapshot_sha256":"502065b0df4e050b2cee03e2ceca61d7f43568628b6225d5a9e776778038abf6","wayback_url":null,"deep_link":"https://chestnutmortgage.com/privacy#:~:text=Your%20personal%20information%20will,be%20disclosed%20under%20law.","structural_citation":"Privacy Policy › “Information We Disclose”","citation_basis":"heading_path","char_start":1893,"char_end":2183,"retrieved_at":"2026-07-20T00:00:19.685596+00:00"}},{"id":"confidentiality-61d463ecdfbeb366ac7f","permalink":"https://airinetwork.com/platform/chestnut/finding/confidentiality-61d463ecdfbeb366ac7f","surface":"confidentiality","risk":"low","confidence":"high","tier":"All","verified":true,"quote":"Safeguarding our customers' privacy is very important to us. 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The following Statement\n affirms our continued efforts to safeguard customer information.","caution":null,"provenance":{"source_url":"https://chestnutmortgage.com/privacy","snapshot_sha256":"502065b0df4e050b2cee03e2ceca61d7f43568628b6225d5a9e776778038abf6","wayback_url":null,"deep_link":"https://chestnutmortgage.com/privacy#:~:text=Safeguarding%20our%20customers'%20privacy,to%20safeguard%20customer%20information.","structural_citation":"Privacy Policy › “Privacy Policy”","citation_basis":"heading_path","char_start":57,"char_end":476,"retrieved_at":"2026-07-20T00:00:19.685596+00:00"}},{"id":"confidentiality-fb77c519514939c9d699","permalink":"https://airinetwork.com/platform/chestnut/finding/confidentiality-fb77c519514939c9d699","surface":"confidentiality","risk":"low","confidence":"high","tier":"All","verified":true,"quote":"We treat data as confidential within our firm and require strict adherence of all our\n employees to data protection and our confidentiality policies.","caution":null,"provenance":{"source_url":"https://chestnutmortgage.com/privacy","snapshot_sha256":"502065b0df4e050b2cee03e2ceca61d7f43568628b6225d5a9e776778038abf6","wayback_url":null,"deep_link":"https://chestnutmortgage.com/privacy#:~:text=We%20treat%20data%20as,and%20our%20confidentiality%20policies.","structural_citation":"Privacy Policy › “Information We Disclose”","citation_basis":"heading_path","char_start":2187,"char_end":2336,"retrieved_at":"2026-07-20T00:00:19.685596+00:00"}},{"id":"subprocessors-data-sharing-d87cc0cfb6ce84dd89c6","permalink":"https://airinetwork.com/platform/chestnut/finding/subprocessors-data-sharing-d87cc0cfb6ce84dd89c6","surface":"subprocessors_data_sharing","risk":"unknown","confidence":"high","tier":"All","verified":true,"quote":"All the above categories exclude text messaging originator opt-in data and consent; this\n information will not be shared with any third parties.","caution":null,"provenance":{"source_url":"https://chestnutmortgage.com/privacy","snapshot_sha256":"502065b0df4e050b2cee03e2ceca61d7f43568628b6225d5a9e776778038abf6","wayback_url":null,"deep_link":"https://chestnutmortgage.com/privacy#:~:text=All%20the%20above%20categories,with%20any%20third%20parties.","structural_citation":"Privacy Policy › “Information We Disclose”","citation_basis":"heading_path","char_start":2340,"char_end":2484,"retrieved_at":"2026-07-20T00:00:19.685596+00:00"}},{"id":"audit-rights-dpa-residency-286cc0ddfd0d6046eec8","permalink":"https://airinetwork.com/platform/chestnut/finding/audit-rights-dpa-residency-286cc0ddfd0d6046eec8","surface":"audit_rights_dpa_residency","risk":"unknown","confidence":"high","tier":"All","verified":true,"quote":" ###\n If you're a Colorado resident, you have the right to:\n Access the personal information we hold about you.\n Correct inaccuracies in your information.\n Delete your information.\n Opt out of targeted advertising or data sales.","caution":null,"provenance":{"source_url":"https://chestnutmortgage.com/privacy","snapshot_sha256":"502065b0df4e050b2cee03e2ceca61d7f43568628b6225d5a9e776778038abf6","wayback_url":null,"deep_link":"https://chestnutmortgage.com/privacy#:~:text=%20%23%23%23%20If%20you're,advertising%20or%20data%20sales.","structural_citation":"Privacy Policy › “Colorado Privacy Rights (Colorado Privacy Act)”","citation_basis":"heading_path","char_start":3355,"char_end":3583,"retrieved_at":"2026-07-20T00:00:19.685596+00:00"}}],"documents":[{"doc_type":"privacy","pdf_page_count":null,"extraction_method":null,"page_level_citations":false,"last_captured":"2026-07-20","last_verified_scan":"2026-07-20","verified_scan_count":1}],"clause_intelligence":{"clauses_count":16,"risk_patterns_count":2,"stance_events_count":2,"patterns_by_family":{"ip_ownership":1,"privacy_sharing":1},"risk_summary":{"high":1,"medium":1},"evidence":[{"pattern_key":"platform_claims_ownership","pattern_family":"ip_ownership","risk_rating":"high","confidence":"high","stance_key":"content_ownership","stance_value":"platform_claims_or_reserves_rights","evidence":"We reserve the right to alter this privacy policy statement at our discretion. 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Any change to this policy statement will be posted on our web site in a timely manner.","source_url":"https://chestnutmortgage.com/privacy","deep_link":"https://chestnutmortgage.com/privacy#:~:text=We%20reserve%20the%20right,in%20a%20timely%20manner.","structural_citation":"Privacy Policy › “Changes to This Policy”","citation_basis":"heading_path","char_start":4684,"char_end":4850}},{"pattern_key":"third_party_sharing","pattern_family":"privacy_sharing","risk_rating":"medium","confidence":"high","stance_key":"data_sharing","stance_value":"third_party_or_vendor_sharing","evidence":"We maintain physical, electronic and procedural safeguards designed to protect your personal information. We gather nonpublic personal information about our customers as may be necessary to conduct business with our customers. 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We do not disclose any nonpublic information about our customers or former customers to any third party, except as permitted by law.","source_url":"https://chestnutmortgage.com/privacy","deep_link":"https://chestnutmortgage.com/privacy#:~:text=We%20maintain%20physical%2C%20electronic,as%20permitted%20by%20law.","structural_citation":"Privacy Policy › “Information We Collect”","citation_basis":"heading_path","char_start":516,"char_end":879}}]},"tier_conditions":[{"tier":"Business","surface":"privacy_data_use","verdict":"improves","confidence":"high","citation_count":1,"citations":[{"finding_id":"bb403a11-cb51-49e5-b3e4-7d3adb4feabb","quote":"We maintain physical, electronic and procedural safeguards designed to protect your\n personal information. We gather nonpublic personal information about our customers as\n may be necessary to conduct business with our customers. We do not disclose any\n nonpublic information about our customers or former customers to any third party, except\n as permitted by law.","source_url":"https://chestnutmortgage.com/privacy","deep_link":"https://chestnutmortgage.com/privacy#:~:text=We%20maintain%20physical%2C%20electronic,as%20permitted%20by%20law.","structural_citation":"Privacy Policy › “Information We Collect”"}]}],"disclaimer":"Informational only, not legal advice. Every finding is a verbatim quote from a fully-read, gate-verified document; verify via snapshot_sha256 + wayback_url. Partially-verified platforms show findings only from their verified document(s).","benchmark":{"disclaimer":"Automated assessment against a published rubric — not legal advice.","bands":[]},"@jsonld":{"@context":"https://schema.org","@type":"Dataset","name":"Chestnut — AI policy risk findings","description":"Verified, cited policy findings for Chestnut across 13 risk surfaces.","url":"https://airinetwork.com/platform/chestnut","creator":{"@type":"Organization","name":"AIRIN","url":"https://airinetwork.com"},"isAccessibleForFree":true,"license":"https://airinetwork.com/terms","additionalProperty":[{"@type":"PropertyValue","name":"verification","value":"partially_verified"},{"@type":"PropertyValue","name":"tier_condition_count","value":1}],"hasPart":[{"@type":"Quotation","@id":"https://airinetwork.com/platform/chestnut/finding/privacy-data-use-1eed11eb412abd3f35a9","text":"We maintain physical, electronic and procedural safeguards designed to protect your\n personal information. We gather nonpublic personal information about our customers as\n may be necessary to conduct business with our customers. We do not disclose any\n nonpublic information about our customers or former customers to any third party, except\n as permitted by law.","isBasedOn":"https://chestnutmortgage.com/privacy","dateCreated":"2026-07-20T00:00:19.685596+00:00","identifier":{"@type":"PropertyValue","name":"snapshot_sha256","value":"502065b0df4e050b2cee03e2ceca61d7f43568628b6225d5a9e776778038abf6"}},{"@type":"Quotation","@id":"https://airinetwork.com/platform/chestnut/finding/privacy-data-use-fac9af805b8a111880d3","text":"We collect nonpublic personal information about you from the following sources:","isBasedOn":"https://chestnutmortgage.com/privacy","dateCreated":"2026-07-20T00:00:19.685596+00:00","identifier":{"@type":"PropertyValue","name":"snapshot_sha256","value":"502065b0df4e050b2cee03e2ceca61d7f43568628b6225d5a9e776778038abf6"}},{"@type":"Quotation","@id":"https://airinetwork.com/platform/chestnut/finding/privacy-data-use-f42726a7eef8d6b6028f","text":"Information we receive from you on applications or other forms, over the telephone or\n in face-to-face meetings, and via the Internet. Examples of information we receive\n from you include your name, address, telephone number, social security number, credit\n history and other financial information.","isBasedOn":"https://chestnutmortgage.com/privacy","dateCreated":"2026-07-20T00:00:19.685596+00:00","identifier":{"@type":"PropertyValue","name":"snapshot_sha256","value":"502065b0df4e050b2cee03e2ceca61d7f43568628b6225d5a9e776778038abf6"}},{"@type":"Quotation","@id":"https://airinetwork.com/platform/chestnut/finding/privacy-data-use-64d4dbd4dfc74d2579db","text":"Information about your transactions with us or others. Examples of information\n relating to your transactions include payment histories, account balances and account\n activity.","isBasedOn":"https://chestnutmortgage.com/privacy","dateCreated":"2026-07-20T00:00:19.685596+00:00","identifier":{"@type":"PropertyValue","name":"snapshot_sha256","value":"502065b0df4e050b2cee03e2ceca61d7f43568628b6225d5a9e776778038abf6"}},{"@type":"Quotation","@id":"https://airinetwork.com/platform/chestnut/finding/privacy-data-use-7ab85000d94416d9f92c","text":"Information we receive from a consumer reporting agency. 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